Curated articles and podcasts from trusted financial experts and real retirees.
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Some lawmakers have called for it to be used to determine COLA for Social Security payments, but would it make much of a difference?...
Hope you’re all having a good summer and not drowning in sweat like we are. When we’re not out at community pools or chasing our toddler around at playgrounds, we managed to find the time ...
Budgets come and budgets go. Tax reforms make headlines, but then they settle quietly into the tax code as if ... Read more...
I'm aware that a lot of retirees adore NOT keeping a calendar of any kind. We still do (we share a common one), to keep track of part-time job shifts (green), our together dates (purple), my other com...
I was advised and I am following through with a near-complete conversion of my tax-deferred assets to a Roth IRA prior to age 72 when RMA's should begin. I mention "near-complete" because I'm leaving ...
New research suggest that U.S. public plans have successfully navigated the transition into more diversified investment portfolios....
What if there was a way to - help fix the financially ailing Social Security and Medicare Trust Funds increase a person’s reported earnings to get a bigger benefit when they get their Social Sec...
Even people with employee-sponsored retirement plans still find it difficult to save for the future when faced with present-day desires....
While most female investors feel on track with their financial goals and empowered by managing their investments, many regret not starting sooner. Here's how you can get started and take control of yo...
Since we planned to retire soon, we decided to do a practice week to make sure we're prepared mentally for such a big change in our lives. The post Try a Mini-Retirement appeared first on The White Co...
This month, the Bipartisan Policy Center released “Hedging the Risk of a Longer-than-Expected Life—The Value of a Social Security Bridge Strategy” authored by Emerson Sprick. Among t...
The move could impact future studies on retirement trends, policy and aging in America....
Anxiety about the start of a new week isn't just experienced by those in the workforce. Retirees deal with it, too. Here's why it happens and strategies for dealing with it....
Hey Everyone! I hope you’re having a great summer. We are in the middle of a road trip in California. In the first part, we drove down to Santa Rosa ... Read more The post Summer 2025 Road Trip ...
There's no reliable tool for predicting your risk of cognitive decline, but new research suggests one area of everyday behavior may contain early warning signs....
When applying for your Social Security benefits, consider the new enhanced deduction for people age 65 and older, as well as your health, family situation and other financial issues....
History shows that consistent, disciplined investing far outweighs any attempt at market timing, so focus on long-term growth and tune out the sky-is-falling news headlines....
I am modelling my retirement finances, which will hopefully be in 2-3 years (age 63/64). I have read papers on particular modes of how people handle spending (inflation-only, Retirement smile [go-go/s...
I am already retired (64F) and have *almost* certainly enough in my retirement and investment accounts to get me through. But I check the balances every day, and check my Schwab at least 5 times a day...
Here the first 3 credit hours are FREE! Also you get privileges for public transportation, a health clinic, and student discount in many places! I am getting private music lessons at zero cost —...
There were two major announcements recently regarding prior approval of treatments and services for Medicare beneficiaries....
In these three sun-soaked overseas havens, U.S. retiress can secure residency and enjoy the good life on a monthly budget of $2,000....
After remodeling a fixer I bought in 2019 between 2019–2022, I swore I would never take on another remodeling project again. I hate remodeling with a passion, even though I'm always satisfied af...
The Bible isn’t just spiritual. The Bible is also packed with practical financial wisdom that’s often more useful than the latest money trends. Long before financial gurus and money podcas...
I just wanted to share an article that I read this morning : https://www.newsweek.com/social-security-funding-reform-seniors-consider-options-2103944 ~ Lisa ????...
What kind of a return should you expect from your investments? Will future stock market returns be similar to the past? Don't count on it. The post Average Investment Return Rate (ROI) appeared first ...
If corporations are becoming more efficient with higher profit margins, shouldn’t we expect higher returns? Can valuations remain this high ... Read more...
I am considering retiring at somewhere between 59.5 and 62. I am considering the possibility of part time work. My full retirement age (FRA) is apparently at 67 and my maximum benefit would be at age ...
Explore if you can retire at 50! Discover essential steps, financial strategies, and lifestyle tips for early financial freedom. The post Can I Retire at 50? Discover the Secrets to Financial Freedom ...
Collecting full pension? Learn when and how to access your pension, avoid penalties, and locate your pension benefits. The post Collecting Full Pension: What You Need to Know About Timing and Eligibil...
Can I retire at 55? It’s a common question for Americans seeking more freedom in their prime. Retiring five to ten years before traditional retirement age can offer big benefits, but it also bri...
Explore work from home for seniors and discover flexible, legitimate online jobs designed for retirees seeking part-time income. The post Work From Home for Seniors: Flexible Remote Jobs to Match Your...
Many retirees who would like to sell their homes and downsize can't because of the tax hit. Ending capital gains on home sales would change all that....
Want to retire in Ireland? From visas and residency requirements to health care and taxes, here's what you need to know....
If you have a significant amount in tax-deferred retirement accounts, you could be sitting on a tax time bomb. Luckily, there's a way to defuse the situation....
Whether you're eligible for Medicare or getting coverage through the Affordable Care Act, make sure you plan for premiums, deductibles and other out-of-pocket costs....
Dividing a divorce into three stages — decision, negotiation and finalization — makes it more manageable. These are the key steps to take in stage one....
I've had a difficult time finding a new PCP provider in retirement. Would going to a preventative health screening lab instead be worth it? The post I Skipped My PCP Visit: Are Preventive Health Scree...
FROM THE ARTICLE. How Big Should Your Emergency Fund Be When You’re Retired? You don’t want to be underprepared (or overprepared) when you need to cover costly surprises. By Maya Dollarhid...
The Social Security Administration has backed off from plans to eliminate paper checks. However, it will only send checks in the mail as a matter of last resort....
The rule of retirement inversion says that to have a great retirement, you must ask yourself what would ruin a great retirement — and then plan to avoid it....
Being middle class means you earn enough to get by, but not enough to stop worrying. Over time, it becomes a cycle of working, spending, and starting over. This gallery breaks down the money habits th...
Gen X usually gets ignored in the generational talk. But financially, they’re now front and center. With trillions set to change hands, Gen X is the biggest short-term winner in the Great Wealth...
You wouldn’t know many millionaires by their homes. That’s because they don’t live like reality TV stars or try to “look rich” to feel rich. Most of them spend smart, thi...
Exploring the Backdoor Roth IRA? Don’t get burned by the Pro-Rata Rule. Here’s how it works and what to do if you have a Rollover IRA....
More older people are working in retirement to boost income and stave off boredom. These gigs and hustles make the most sense for the golden years crowd....
Sibling Bonds May Wax and Wane: Here's How To Safeguard Them...
Susan discovered several years after she filed for Social Security that she is eligible to receive benefits based on her ex-spouse's earnings record. This case study explains how her new benefits are ...
Alternative investments can often avoid the impact of volatility, counterbalancing the ups and downs of stocks and bonds during times of market stress....
We've made the OBBBA tax updates in the Planner. Learn more about what's changed and discover opportunities to optimize your tax planning. The post Boldin’s Recent OBBBA Tax Updates: What’...