Welcome to Seeking Retirement
We curate a selection of educational retirement articles sourced from the web, authored by genuine retirees and financial experts. These articles contain valuable insights and guidance suitable for every phase of retirement planning, whether you're considering early retirement, traditional retirement, or already enjoying retired life. We've categorized the content to facilitate your search for topics that pique your interest. Our aim is to assist you in charting a path towards a fulfilling and joyful retirement. We extend our best wishes for a prosperous and contented journey ahead!
Showing 50 results of 7270
The Tax Rules to Consider Before Buying an Annuity
Oct 29 2024
Annuities can play a valuable role in your retirement plan — as long as the tax implications have been properly factored in. Here's an outline of the key rules....
kiplinger.com
What I’ve Learned Writing 400 Articles About Retirement
Oct 29 2024
On April 12, 2015, I published my first post. In the nine years since I’ve kept writing… and writing…and writing. I’ve published 428 articles about retirement (see my Archive...
theretirementmanifesto.com
How to Change Yourself: Pain vs. Perceived Pain
Oct 29 2024
If you want to change something about yourself, focus on two things: pain vs. perceived pain. What I mean is the pain of your current situation versus the perceived pain of changing your situation. If...
ofdollarsanddata.com
What I Learned From 4 Years of Infertility
Oct 29 2024
Life is weird sometimes. We spend the first half of our lives trying not to get pregnant, and the 2nd half trying to get pregnant. And that’s how I found myself injecting strange chemicals into ...
millennial-revolution.com
Apply Stop Losses To Protect Your Wealth And Quality Of Life
Oct 29 2024
As an investor, it’s essential to understand that risk assets come with no guaranteed returns. Setting and following a stop loss can help protect your capital from significant losses, especially...
financialsamurai.com
An Intriguing Idea: 5 Reasons We Should Talk About Harris’ Medicare Home-Care Benefit
Oct 29 2024
An examination of long-term care is good for all of us. As someone trying to become more knowledgeable about long-term care, I was surprised and intrigued by Vice President Harris’ proposal to c...
crr.bc.edu
Comparing COL and Taxes between retirement locations
Oct 29 2024
Is there a good site that has either a chart or better yet, a calculator to compare different states/cities for taxes (income, property, personal property, sales, etc)? I can find the basic data, but ...
reddit.com
What are your experiences with a RILAs for part of your retirement investment?
Oct 29 2024
What are your thoughts on a RILA investment for retirement? Does anyone have experience investing into a RILA? Registered index linked annuities. The one I was looking at gives 20% protection of you i...
reddit.com
How to achieve balance while slow travel
Oct 29 2024
We are a newly retired couple. This years we started our first ever slow travel trip, six months of travel through Australia, Vietnam, Singapore, London, Spain. We are from Australia, currently live i...
reddit.com
Top Side Income Gigs for Physicians in 2024
Oct 29 2024
Physicians can benefit from engaging in side gigs in several ways, particularly when it comes to financial stability and personal ... Read more...
physicianonfire.com
Elderly Mom Gets Ripped Off By Donation Solicitors
Oct 29 2024
Elder's child became worried at her out of state mom's overspending on recurring donations by cell phone. Daughter took smart preventive actions to stop the cash drain....
forbes.com
How to Reduce the Widow’s Tax Penalty - 501
Oct 29 2024
Should Suzanne in Michigan do Roth conversions in 2025 and 2026 since she’s widowed and won’t be married filing jointly? How should she pay the tax on her conversions? Jennifer in Washingt...
purefinancial.com
? 7 Things to Know About Survivor Benefits for Children (AARP Article)
Oct 29 2024
FROM THE ARTICLE - SEE ARTICLE FOR MORE!!! Need to Know About Social Security Survivor Benefits for Children. Monthly payments can help offset financial impact of losing a loved one. By Patricia Amend...
community.aarp.org
Building in a 55+ community. What would you do differently?
Oct 29 2024
We’re starting the build process in a 55+ and I have questions for those of you who’ve been down this path. Where did you spend money on options that you wish you hadn’t and where wo...
reddit.com
5 Ways to Make Your Retirement Recession-Ready
Oct 29 2024
In this episode, we break down simple strategies to protect your retirement savings when the market gets rough. We’ll start with why staying calm is key and how planning ahead can help you avoid...
sites.libsyn.com
What You Need to Know About Taxes in a Gray Divorce
Oct 28 2024
If you're not careful about how assets are divided or sold, you could get hit with a big tax bill....
kiplinger.com
Performance Update: September 2024, All-Time High!
Oct 28 2024
My main goal* was to build an investment and cash portfolio of$1,120,000* ($1,000,000 to retire on and $120,000 to pay off the house) in1500 days**, starting from 1/1/2013 and ending in February of 20...
1500days.com
Don't Make These Big Mistakes When Claiming Your Social Security Benefits
Oct 28 2024
New survey reveals that many people don't’ know their full retirement age, aren’t sure the age they are or were eligible for full retirement benefits or take benefits too early....
kiplinger.com
I Voted!
Oct 28 2024
This is it. It’s time to vote and make your voice count. This is the most important election of my lifetime and I already voted. In Oregon, we have been ... Read more The post I Voted! appeared ...
retireby40.org
October 2024 Best of the Web
Oct 28 2024
I have an outstanding collection of resources on a variety of topics this month. We’ll explore financial planning concepts including Roth IRA conversions, building bond ladders, and performing 5...
caniretireyet.com
Average Physician Salaries In The U.S.
Oct 28 2024
The top dogs of medicine are earning rather nicely as of 2024. According to this survey of licensed practitioners in ... Read more...
physicianonfire.com
How to Tell if You Have a Lousy 401(k) Plan
Oct 28 2024
Not all 401(k) plans are created equal. Here’s how to tell if yours could be more competitive....
money.usnews.com
Can Financial Planning Really Be Life-Changing?
Oct 27 2024
If you asked 100 people what the purpose of financial planning is, the reflexive answer of the majority would likely be to have more money. But can we do better?...
forbes.com
Focus on These Five Critical Areas in Retirement Planning
Oct 27 2024
Worried about how you'll pay for your retirement? It can help to structure your finances around five key areas: taxes, income, medical, legacy and investments....
kiplinger.com
Is Downsizing Right for Your Retirement?
Oct 27 2024
The lower costs of a smaller home in retirement might sound appealing, but be ready for the trade-offs that come with making this big decision....
kiplinger.com
Advice From Experts About Making Friends After Retirement
Oct 27 2024
It is not easy to make friends after careers. It takes intentional effort to increase our circle of friends. This article includes strategies to meet new people....
forbes.com
Obsessing about NOT spending money
Oct 27 2024
I'm 66, my wife is 63. We're both semi-retired. I've spent SO much time in the last few years about figuring out how long our retirement savings will last. Yesterday she (a non-smoker) was diagnosed w...
reddit.com
52 - Laid off - Traditional IRA
Oct 27 2024
I am 52 and I am always thinking ahead. Hypothetically, let's say I have $1 million in a traditional IRA and I get laid off this Fall (before 2025). If I don't earn income in 2025, why would I not tra...
reddit.com
The Sunday Best (10/27/2024)
Oct 27 2024
Welcome to The Sunday Best, where we filter through the digital expanse into must-read insights each week. This week, we ... Read more...
physicianonfire.com
The Minimum Savings You Need To Retire in All 50 States
Oct 26 2024
Are you concerned you haven't saved enough for retirement? Here are the average annual expenses and minimum savings amounts needed to get by in all 50 states....
kiplinger.com
Market Dips Can Be Retirement Busters: Ways to Guard Yourself
Oct 26 2024
It's harder for retirees to bounce back from stock downturns, so you need an income strategy (and a portfolio) that's resilient.Chris...
kiplinger.com
Charles Lamb: Thoughts on Retirement
Oct 26 2024
I opened a book at random this morning and saw this encouraging perspective on retirement from English essayist Charles Lamb (1775-1834). In his day, attaining the age of fifty made one "superannuated...
reddit.com
Move 401Ks to an IRA that can give us equal 401k growth after retirement?
Oct 26 2024
I am considering retiring for a second time in a year from now with a fairly small (currently $38k) 401k, after 10 years at my current employer. My wife has already stopped working and left her 401k (...
reddit.com
Budgeting and Saving During Residency
Oct 26 2024
Over half of all residents say they aren’t paid enough, and that’s a fair point, given that we basically live ... Read more...
physicianonfire.com
How To Slash Taxes On Employer Stock In A 401(k) Plan
Oct 26 2024
There are significant tax-reduction opportunities available when employer stock is held in a 401(k) plan. But you have to meet all the qualifications....
forbes.com
Fell for a Financial Scam? Might Be Time to Test for Alzheimer's
Oct 26 2024
Falling for financial scams may be an early indicator of Alzheimer's among older adults....
kiplinger.com
Poetic Retirement Planning For Couples
Oct 26 2024
We get creative in this episode by utilizing Haikus designed to provide retirement planning insights for couples. We hope you find our conversation both entertaining and helpful in your retirement jou...
retirementroadmappodcast.podbean.com
How Much House is Too Much?
Oct 25 2024
Homeownership is a cherished part of American society and a cornerstone of the American Dream. With the homeownership rate at 65% within the U.S. and home prices near record highs, the question is: ho...
ofdollarsanddata.com
Planning is the Missing Link to True Financial Security
Oct 25 2024
The evidence is mounting that maintaining a comprehensive financial plan is the missing link for most people who want financial security. See why everyone needs a written financial plan. The post Plan...
boldin.com
Are You Better Off Waiting to Start Social Security Benefits?
Oct 25 2024
There may be $100,000 reasons to delay the start of Social Security. It's tempting to start early, but your paycheck increases if you wait. The post Are You Better Off Waiting to Start Social Security...
boldin.com
Inheritance, Simplified: How Assets Are Passed Down
Oct 25 2024
Here's a breakdown of the logistics, including probate, taxes and who gets what if you die without a will....
kiplinger.com
Market Downturns Have Upsides: How to Take Advantage
Oct 25 2024
One of the biggest benefits of a market downturn involves shifting market losers into a Roth IRA account to save big-time on taxes in retirement....
kiplinger.com
Ready for Retirement? Find Your Distribution Planner
Oct 25 2024
Does your financial planner specialize in accumulation or distributions? In this free clip from the online course, “Retirement Ready: Building Your Financial Plan,” you’ll learn why ...
theretirementsolution.com
Should I start 401k participation at my age - 59
Oct 25 2024
I am a seasonal employee and just met the 1000 hour requirement to participate in the company 401k. I will likely continue with the company for several more years. My spouse (67) plans to retire in 1 ...
reddit.com
Wine and Whiskey: Investing for Enjoyment and Diversification
Oct 25 2024
Investing in alternative assets has become an increasingly popular way to diversify beyond traditional stocks and bonds. Wine and whiskey, in particular, are gaining traction due to their potential fo...
financialsamurai.com
464: The Conscious Elder Revolution: Reclaiming Ancient Wisdom for a Deeper Life
Oct 25 2024
What does it mean to be a “Conscious Elder?” With a strong sense of self awareness, it’s about discovering how to unlock the deeper wisdom your story has to offer. In this episode, w...
retirewithpurpose.com
Surviving the Financial Vortex: 5 Ways to Find Calm in the Swirl of Competing Financial Priorities
Oct 25 2024
Feeling overwhelmed by a swirl of competing priorities in midlife and beyond? Here are easy-ish ways to calm your financial vortex. The post Surviving the Financial Vortex: 5 Ways to Find Calm in the ...
boldin.com
Trick or Treat? 13 Terribly Frightening (Or Not, if You Are Prepared) Retirement Facts
Oct 25 2024
If you're near retirement age, then perhaps what scares you more than spiders and goblins is your financial future. The post Trick or Treat? 13 Terribly Frightening (Or Not, if You Are Prepared) Retir...
boldin.com
? AARP Keeps Spotlight on Social Security Customer Service (AARP Article)
Oct 25 2024
FROM THE ARTICLE - SEE ARTICLE FOR MORE!!! ? VIDEO INCLUDED WITH ARTICLE ? AARP-Backed Research Keeps Spotlight on Social Security Customer Service. New report, web discussion point to impact of budge...
community.aarp.org
Navigating Medicare Changes for 2025: What Seniors Should Know
Oct 25 2024
As we approach the Medicare open enrollment period, it’s crucial for seniors to be aware of significant changes affecting their healthcare coverage in 2025. With many insurers adjusting their of...
theretirementsolution.com
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Why Retirement is Important
Retirement is an important milestone in a person's life because it marks the end of their career and the beginning of a new phase of life. It is a time when people can stop working and start enjoying the fruits of their labor. There are several reasons why retirement is important:
Financial stability: Retirement allows people to stop working and start relying on their savings, investments, and any other sources of income they may have. This financial stability can provide peace of mind and allow people to enjoy their retirement years without worrying about money.
Health benefits: Retirement can also have health benefits. It can reduce stress and allow people to have more time to focus on their physical and mental well-being. This can lead to a longer and healthier retirement.
Personal fulfillment: Retirement can also provide an opportunity for personal fulfillment. People may want to pursue hobbies, travel, or spend more time with loved ones. Retirement allows them to do so without the constraints of work.
Social support: Retirement can also provide social support and a sense of community. Many people find that they have more time to spend with friends and family, and may join social groups or organizations that can provide a sense of belonging and purpose.
Overall, retirement is an important phase of life that allows people to enjoy the fruits of their labor, focus on their health and well-being, and pursue personal fulfillment and social connections.