Curated articles and podcasts from trusted financial experts and real retirees.
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Financial independence is a lofty goal many of us have, but we're not always sure where to start. Here are 5 things you can work on this year to begin finding your own financial freedom.
In this Christmas Eve episode, Roger Whitney explores the basics of charitable giving as part of an intentional retirement plan, with a timely focus on year-end decisions. He explains how charitable d...
This week’s mixtape: missed booms, late starts, prompt packs, cheat codes and running down a dream
This data may surprise you... The post The Big Inflation Beater appeared first on Wealthy Retirement.
It hasn’t just risen this year... It’s gone nuclear! The post AMD Is a Great Story… but Is It a “Buy”? appeared first on Wealthy Retirement.
Could a counterintuitive tax move today potentially lead to thousands in savings — or an unexpected tax trap tomorrow? In this episode, we discuss: Why some retirees intentionally harvest capital gain...
Annuities promise guaranteed lifetime income—so why do Canadians avoid them? We unpack the “annuity puzzle” and when they may actually make sense. The post Unlocking the Annuity Puzzle: Why Canadians ...
Skip the stuff. These last-minute books for financial peace of mind can change how someone thinks about money, time, and what really matters. The post Last Minute Gifts with Life Changing Impact: Book...
You probably budget or measure your money. But, are you budgeting time? Explore 9 ideas for measuring and valuing what really matters. The post Budgeting Time: You Probably Know Your Net Worth but How...
Choosing the right Social Security strategies can be a $100,000 (or more) question. Find out how to make the most of this benefit with 15 easy tips. The post Social Security Strategies: 15 Tips for Ma...
Why Plan for Retirement with Only Half Your Assets? You’ve heard the expression, “It’s the elephant in the room,” when referring to something that is huge but still ignored. That’s true in retirement ...
Hear Paula discuss the importance of values-driven money decisions, human-centered strategies for navigating complexity, and her unique Double-I FIRE framework. The post Podcast 105: You Can Afford An...
What if you could retire earlier than you think, but fear is holding you back?
Medicare premiums and taxes can shrink Social Security benefits. Plan ahead to protect retirement income.
Divorce does not automatically change who will inherit your 401k. Make sure you know the rules and update your plans.
A few weeks ago, Michael Green published a post where he argued that the poverty line for a family of four in the U.S. wasn't $32,100 in annual income (as currently claimed by the Department of Health...
Don’t be deceived by its 11% yield... The post Is This Company’s Dividend as “GOOD” as Its Ticker? appeared first on Wealthy Retirement.
This holiday season, we ask you to consider helping out a community in need. The post An Opportunity to Give Back appeared first on Wealthy Retirement.
Your beneficiary designation will often control where your IRA goes once you pass away. Make sure you don't leave unintended people on the account like an ex-spouse.
Jeremy Keil explains the top 3 tax efficient strategies for charitable giving in 2025. Most people give to charity because it’s meaningful to them — not because of the tax break. And that’s the right ...
I guess I will just come out and say it. On Monday, Dale fell off a ladder getting down Christmas stuff out in the garage. I was not home when it happened. He crawled inside and waited for me. For two...
MillennialAcademicScientist (or MAS) wrote to us when this blog was just a tiny fledging collection of articles back in 2017. What made her story stand out was her background. Like me, she had grown u...
Discover three practical ways to build a lasting legacy of generosity through role models, intentional practice and daily acts of kindness.
In this witty post, Darrell Griffin arms fixed-income seniors with 50 hilarious hacks to conquer grocery costs amid 2.3% inflation. From app-powered coupon ninjutsu and flirty freebie flirtations to c...
Moonshot Madness zaps Apollo's wild ride: Soviets' Sputnik slap sparked NASA's frenzy, JFK's moon dare fueled Mercury's orbits, Gemini's space stunts, and Saturn V's thunder. Tragedies like Apollo 1 t...
As a man of Science, I’m supposed to hide my enthusiasm about this somewhat controversial subject, and instead direct you only to the peer-reviewed studies. But man, I feel like I’ve stumbled upon the...
Most people have no idea they’re leaving money on the table, especially when it comes to old pensions, forgotten retirement accounts, and benefits from jobs they held years ago.
Following on from my post about Nature and Art, yesterday I found the ideal venue. It was at Nunnington Hall, a National Trust Property situated on the edge of the Howardian Hills. Inside there was a ...
Sequence of return risk focuses on the timing of market drops and how early losses in retirement can reshape your entire income picture. You can average the same annualized returns as another retiree ...
As someone who has been writing about financial independence and escaping corporate America since 2009, I’ve developed several rules that serve as the backbone for achieving FIRE and staying free. The...
Americans increasingly use 401(k)s as emergency funds, not retirement savings, exposing flaws in U.S. retirement policy and deepening insecurity.
Wow, 2025 is almost over. We only have about 2 weeks left to finish tax optimization. Actually, we have less time than that. I want to get everything done before ... Read more The post End of 2025 Tax...
When politicians say “affordability,” they should be thinking about the impact of immigration curbs on costs of care for older adults and people with disabilities
We’ve been here before: congressional Democrats and Republicans sparring over the future of the Affordable Care Act. But this time there’s an extra complication. Though it’s the middle of open enrollm...
Sarah Monroe once had a relatively comfortable middle-class life. She and her family lived in a neatly landscaped neighborhood near Cleveland. They had a six-figure income and health insurance. Then, ...
“Front loading” 401k contributions means pushing as much of your annual contribution as possible into the earliest months of the year.
Leaving a job, whether you’re retiring, changing careers, or simply moving on, often comes with one big financial question: What should you do with your 401(k)? This decision matters more than most pe...
This post is follow-up to our post of December 22, 2024 and will again highlight the benefits of using the Actuaries Longevity Illustrator (ALI) to help you develop reasonable lifetime planning period...
Roth conversions can save thousands in taxes, but they can also trigger Medicare IRMAA surcharges that quietly add up to more than $5,000 a year. Most retirees never see it coming, because the rules f...
It’s shot up from $8 to $460 in just three years! The post Is Carvana’s 5,000% Ride Over? appeared first on Wealthy Retirement.
A new study released by the Nationwide Retirement Institute reveals that for many Gen Xers retirement has arrived faster than expected. The big picture: Despite being close to their retirement years, ...
Manulife John Hancock Retirement published its Financial Resilience and Longevity Report that offers insights into retirement preparedness to help individuals across generations approach their retirem...
The Transamerica Center for Retirement Studies published a report that examines the health and well-being, retirement preparedness and other life priorities of the American middle-class. By the number...
Larry and Barbara Cook thought they were helping government agents. In the end, they found themselves victims of tax and Medicare gotchas, as well as the scammers.
I’m in a cash crunch, and it doesn’t feel good. After buying my house in 2023 and living paycheck to paycheck for six months, I promised myself I would never return to this state. Yet here I am. Part ...
Explore real life retirement lessons from everyday people and uncover practical insights to shape a more confident, meaningful retirement. The post Real Life Retirement Lessons From People Who Chose (...
Inheriting money? Won the lottery? Here is what you need to know for long-term financial security after experiencing a sudden wealth event. The post A Guide to Managing Sudden Wealth: Key Financial Co...
Here are 16 tips to help you stay financially stable following a divorce after 50. Get the information you need. The post Divorce After 50: How to Be Sure that “Gray Divorce” Doesn’t Ruin Your Retirem...
The biggest profits are rarely made where the crowd is already looking. The post The AI Question People Aren’t Asking appeared first on Wealthy Retirement.
It seems I’ve been in a bit of a funk. Aside from watching all that is good and decent in America being crushed by soulless rat bastards, my traitorous left shoulder joined the party, and all things c...