Curated articles and podcasts from trusted financial experts and real retirees.
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Older founders are three times more likely to succeed than 30-year-olds. Here's how to leverage your expertise while navigating the "Medicare gap" and self-employment taxes.
Instead of worrying about the markets and running out of money in retirement, you might consider buying an annuity that guarantees you a lifetime income.
Last year’s tax bill created a new savings vehicle that starts as early as birth – the Trump account. While these accounts resemble IRAs in some ways, they offer distinct contribution rules, investmen...
Middle- and lower-income retirees face a growing gap between income and long-term care expenses, forcing advisors to rethink planning strategies.
A well-intentioned tax move can push retirees over a Medicare income threshold, leading to thousands in unexpected annual premiums. Here's how advisors avoid these costs.
From spousal and child benefits to taxes and timing, these 20 lesser-known Social Security rules can significantly impact your retirement income.
Explore 10 things to think about – lifestyle and financial factors – when considering the best state for retirement. The post Where Should You Retire? A 9-Factor Framework to Get It Right appeared fir...
For physicians, the conversation about 1099 income and micro-corporations is about professional autonomy and financial acceleration. The post Should Physicians Form ‘Micro-Corporations?’ appeared firs...
My first job in the industry was working as an analyst for an institutional investment consulting firm that specialized in ... Read more
The Odyssey Plan helps you explore bigger possibilities, test tradeoffs, and choose with real confidence. The post The Odyssey Plan: Design 3 Futures Before You Lock in Your Retirement appeared first ...
We all know it's important for advisors to look out for the best interest of their clients. In this episode we discuss important red flags to watch out for when considering a client/advisor relationsh...
In the comments on my last post, several readers asked thoughtful questions about family trusts, second marriages, and protecting assets in the event of cognitive decline. A few readers even […] The p...
Are you aware of just how much investing is costing you? Explore all the fees associated with your mutual funds and ETFs. The post Fees and Expenses on Mutual Funds and ETFs: A Complete Guide to the O...
We are one step closer to make retirement official, we have filed for our Social Security benefits! Now I'm curious - the literature we received in the mail suggested voluntary withholding on our bene...
Everyone might want to read this recent editorial from MarketWatch and Morningstar here - - https://www.morningstar.com/news/marketwatch/2026031757/social-security-benefit-cuts-are-coming-and-they-wil...
Are you in a good position to retire at 67? Find out with this quick quiz.
Dr. Jim Dahle and Dr. Tyler Scott answer listener questions about 529 plans and Trump Accounts and how and if you should use them for your child's education. The post 529 Plans: How Much to Save and W...
We retired last year at 67 with $3.1 million. My husband works two days a week, but it's interfering with the travel I want to plan. Help!
Combining a QLAC with a HECM can help mass affluent retirees secure guaranteed lifetime income, tax advantages and liquid savings to cover late-in-life expenses.
How do you know when it’s time? I am 67 years old and have been working in my industry for 50 years. During that time I have had the opportunity to influence my business in positive and meaningful way...
? Show Notes Wade Pfau, author of The Retirement Planning Guidebook and creator of the Retirement Income Style Awareness (RISA®) assessment joins Roger for a wide-ranging conversation on the big quest...
Is SurveyWorld Legit? Can You Really Make $300 Per Month?
Sunday evening was so different without thinking and fussing about Monday morning! Last day of work was Friday. We drove 3 hours north to a ski resort and skiied on Saturday. Some of the best weather ...
Does medical school still make financial sense after OBBBA? Let's run the numbers and see how it all pans out. The post Helping a Pre-Med Run the Numbers on Medical School appeared first on The White ...
We retired with $4.6 million. Even so, our Medicare Advantage plan limits coverage when we travel or want to see a specialist. How can I convince my wife to switch?
A 401(k) student loan match allows employers to make retirement contributions based on your qualified student loan payments instead of requiring direct 401(k) contributions. This SECURE 2.0 provision ...
When you create a trust, you select the state law that will govern it.
If you’re in your fifties or later, or if retirement is on your radar, you can learn a lot from regrets that retirees have about money.
I graduated from dental school with $300,000 in student loans. Nearly two decades later, I'm financially independent. Well, sort of. The post Financially Independent but Trapped by My Assets appeared ...
Juan and Mary in Brooklyn are 49 and 48 with $2.2 million saved. Can Juan afford to retire early, or just walk away if he gets fired? And if they get divorced, yikes - but does the math still work? Th...
If you’re earning 1099 income, you likely aren’t spoiled for choice in the retirement savings department. When it comes to ... Read more
The Actuarial Approach: Employs an easy-to-understand and robust financial metric (Household Funded Status) Permits adoption of easy-to-implement guardrails that suggest future spending changes Uses b...
One of the biggest conundrums parents face is managing their own emotions when a stock market, real estate market, or any other risk asset takes a dive. On one hand, it's painful to watch your portfol...
Looking for a trustworthy financial professional? That term can cover brokers, insurance agents and advisers who don't all have the same standards.
Hey everyone! Have you seen Alysa Liu’s Gold medal cinching performance at the Olympics? It was carefree, joyous, and inspirational. She glided over the ice and won the heart of ... Read more The post...
Looking for input, as one or more of you have have experienced my situation, and I’m not sure where to go next. Background: husband, 60, retiring next January, originally from nyc moved around a lot g...
Research shows that many investors fear policy changes could hurt their retirements, but these concerns often go unspoken with financial advisors, creating a planning gap.
Adding just 1% more can have a transformative impact on your retirement savings and spending. See how this painless hack works.
Hello. I was feeling pretty low 3 weeks ago, after my job of almost 26 years ended on January 30. What has helped me so far: Daily exercise. Walking 5 days a week, and dumbbells for upper body 2 days ...
In poker, having position means you act last. And acting last is one of the most powerful advantages in the game. You can raise with nothing to push opponents into folding, call with a weaker hand wit...
See the end from the beginning and figure out how you're going to get out of real estate investing before you get into it. The post The 7 Ways to Get Out of a Real Estate Investment appeared first on ...
I know many of us in retirement, or close to it, have bucket lists. But listening to a podcast last week and their approach was to make a "not to do" bucket list ie "not set the alarm, not care about ...
We asked wealth planners if "tithing" (donating 10%) in retirement could be done prudently.
Educational opportunities for older adults are plentiful, and the payoff — in terms of enrichment, health, and community — is great.
People in their 40s can find their finances stretched as they care for children and aging parents. Here are some strategies to help with competing priorities.
Pre-retirees in the critical "retirement red zone" often take on significantly more risk than they want or are comfortable with. Here's how to fix that.
Affordable luxury in the Mediterranean may be closer than you think. Here's how.
I collect and refurbish hi-fi stereo equipment. Here's how to find a deal on a vintage system and pair it with your favorite streaming service.
The real risk in retirement is failing to plan for the "descent" — the psychological and lifestyle changes that occur after you reach your financial goals.
Deciding when to claim Social Security is tricky — and the wrong decision can be costly. DIY investors shouldn't leap in without these tools and rules.