Curated articles and podcasts from trusted financial experts and real retirees.
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This month, the Bipartisan Policy Center released “Hedging the Risk of a Longer-than-Expected Life—The Value of a Social Security Bridge Strategy” authored by Emerson Sprick. Among t...
The move could impact future studies on retirement trends, policy and aging in America....
Anxiety about the start of a new week isn't just experienced by those in the workforce. Retirees deal with it, too. Here's why it happens and strategies for dealing with it....
Hey Everyone! I hope you’re having a great summer. We are in the middle of a road trip in California. In the first part, we drove down to Santa Rosa ... Read more The post Summer 2025 Road Trip ...
There's no reliable tool for predicting your risk of cognitive decline, but new research suggests one area of everyday behavior may contain early warning signs....
When applying for your Social Security benefits, consider the new enhanced deduction for people age 65 and older, as well as your health, family situation and other financial issues....
History shows that consistent, disciplined investing far outweighs any attempt at market timing, so focus on long-term growth and tune out the sky-is-falling news headlines....
I am modelling my retirement finances, which will hopefully be in 2-3 years (age 63/64). I have read papers on particular modes of how people handle spending (inflation-only, Retirement smile [go-go/s...
I am already retired (64F) and have *almost* certainly enough in my retirement and investment accounts to get me through. But I check the balances every day, and check my Schwab at least 5 times a day...
Here the first 3 credit hours are FREE! Also you get privileges for public transportation, a health clinic, and student discount in many places! I am getting private music lessons at zero cost —...
There were two major announcements recently regarding prior approval of treatments and services for Medicare beneficiaries....
In these three sun-soaked overseas havens, U.S. retiress can secure residency and enjoy the good life on a monthly budget of $2,000....
After remodeling a fixer I bought in 2019 between 2019–2022, I swore I would never take on another remodeling project again. I hate remodeling with a passion, even though I'm always satisfied af...
The Bible isn’t just spiritual. The Bible is also packed with practical financial wisdom that’s often more useful than the latest money trends. Long before financial gurus and money podcas...
I just wanted to share an article that I read this morning : https://www.newsweek.com/social-security-funding-reform-seniors-consider-options-2103944 ~ Lisa ????...
What kind of a return should you expect from your investments? Will future stock market returns be similar to the past? Don't count on it. The post Average Investment Return Rate (ROI) appeared first ...
If corporations are becoming more efficient with higher profit margins, shouldn’t we expect higher returns? Can valuations remain this high ... Read more...
I am considering retiring at somewhere between 59.5 and 62. I am considering the possibility of part time work. My full retirement age (FRA) is apparently at 67 and my maximum benefit would be at age ...
Explore if you can retire at 50! Discover essential steps, financial strategies, and lifestyle tips for early financial freedom. The post Can I Retire at 50? Discover the Secrets to Financial Freedom ...
Collecting full pension? Learn when and how to access your pension, avoid penalties, and locate your pension benefits. The post Collecting Full Pension: What You Need to Know About Timing and Eligibil...
Can I retire at 55? It’s a common question for Americans seeking more freedom in their prime. Retiring five to ten years before traditional retirement age can offer big benefits, but it also bri...
Explore work from home for seniors and discover flexible, legitimate online jobs designed for retirees seeking part-time income. The post Work From Home for Seniors: Flexible Remote Jobs to Match Your...
Many retirees who would like to sell their homes and downsize can't because of the tax hit. Ending capital gains on home sales would change all that....
Want to retire in Ireland? From visas and residency requirements to health care and taxes, here's what you need to know....
If you have a significant amount in tax-deferred retirement accounts, you could be sitting on a tax time bomb. Luckily, there's a way to defuse the situation....
Whether you're eligible for Medicare or getting coverage through the Affordable Care Act, make sure you plan for premiums, deductibles and other out-of-pocket costs....
Dividing a divorce into three stages — decision, negotiation and finalization — makes it more manageable. These are the key steps to take in stage one....
I've had a difficult time finding a new PCP provider in retirement. Would going to a preventative health screening lab instead be worth it? The post I Skipped My PCP Visit: Are Preventive Health Scree...
FROM THE ARTICLE. How Big Should Your Emergency Fund Be When You’re Retired? You don’t want to be underprepared (or overprepared) when you need to cover costly surprises. By Maya Dollarhid...
The Social Security Administration has backed off from plans to eliminate paper checks. However, it will only send checks in the mail as a matter of last resort....
The rule of retirement inversion says that to have a great retirement, you must ask yourself what would ruin a great retirement — and then plan to avoid it....
Being middle class means you earn enough to get by, but not enough to stop worrying. Over time, it becomes a cycle of working, spending, and starting over. This gallery breaks down the money habits th...
Gen X usually gets ignored in the generational talk. But financially, they’re now front and center. With trillions set to change hands, Gen X is the biggest short-term winner in the Great Wealth...
You wouldn’t know many millionaires by their homes. That’s because they don’t live like reality TV stars or try to “look rich” to feel rich. Most of them spend smart, thi...
Exploring the Backdoor Roth IRA? Don’t get burned by the Pro-Rata Rule. Here’s how it works and what to do if you have a Rollover IRA....
More older people are working in retirement to boost income and stave off boredom. These gigs and hustles make the most sense for the golden years crowd....
Sibling Bonds May Wax and Wane: Here's How To Safeguard Them...
Susan discovered several years after she filed for Social Security that she is eligible to receive benefits based on her ex-spouse's earnings record. This case study explains how her new benefits are ...
Alternative investments can often avoid the impact of volatility, counterbalancing the ups and downs of stocks and bonds during times of market stress....
We've made the OBBBA tax updates in the Planner. Learn more about what's changed and discover opportunities to optimize your tax planning. The post Boldin’s Recent OBBBA Tax Updates: What’...
Too many people think that their financial destiny is set and can't be changed. Find out how a planning mindset improves wealth and security. The post A Planning Mindset Is the Secret to Financial Dis...
One of the main reasons I refused to spend a small fortune renting a vacation property in Honolulu was because I wanted to stay in my childhood home. The home was built in 1986, when I was nine years ...
A rise in gray divorce presents distinct planning challenges for advisors. A majority of married Americans say that a divorce would derail their retirement plan, a new Allianz Life study found....
I can’t believe it but it’s already been three years since I left my full-time job! To commemorate this special anniversary and to recap the things I’ve learned during this last year...
Personal-finance icon Ramit Sethi from I Will Teach You to be Richjoins me for an episode of the Financial Independence Podcast! Ramit first published his New York Times best-selling book, I Will Teac...
On today’s episode of the Financial Independence Podcast,my buddy Grant from Millennial Moneyjoins me to talk about how he went from having $2.26 in the bank to $1.25 million in just 5 years, 3 ...
It’s easy to think that early retirement will be the answer to all your problems. After all, how could you not be happy when you don’t have to work anymore? I’ve written about why ea...
I made two big mistakes when I was pursuing financial independence… The first was I put off happinessuntil I hit FI. The second was I also put off my health. In today’s episode of the Fin...
A challenging aspect of early retirement is the loss of identity you may experience when leaving a career you’ve spent a big chunk of your life building. However, one of the most exciting parts ...
If you’ve been reading about financial independence for a while, you’ve likely seen that the topic is getting more popular lately. Although FIRE (Financial Independence / Retire Early) is ...