Curated articles and podcasts from trusted financial experts and real retirees.
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Investors must be able to free up cash to meet short-term needs from time to time. This strategy will help you access capital without derailing your long-term goals....
In troubled times like these, wealthy clients may seek financial refuge outside of the U.S. But that could cause more tax and estate problems than it solves....
Nick Maggiulli’s Wealth Ladder framework shows why so many households get stuck at Level 4. In this review and live interview, we explore income limits, the 0.01% Rule, and what skipping levels ...
Seventeen Democratic state officials urged major asset managers to prioritize long-term risks like climate change, rejecting Republican efforts to curb ESG investing....
Customer satisfaction with Medicare Advantage plans is down, according to a new survey from J.D. Power. But some financial advisors say zero-premium plans remain a lifeline for cash-strapped seniors....
I've always managed my own investments (and like it that way). "Just say no to Bernie Madoff" has been my mantra. My sister, on the other hand has always had a financial advisor. She recently told me,...
2 months into retirement and I'm still completely satisfied with doing "nothing". Cleaning out the garage is sometimes a daily checkin. I'm spending alot of time outside and enjoying the summer weathe...
Hi, I have been retired for a year now. At first, I was excited about not having to dress up and go to work. I replaced a lot of my “office “ outfits with sweatpants, jeans and tees. I mis...
I reflected on the expensive possessions I own, while my wife and children seem indifferent to them. Additionally, I’ve developed new interests, leading me to start selling and buying various it...
Significant changes occurred in Medicare Advantage plans each of the last couple of years, and more changes are on the way in 2026....
Being a physician means that working long hours, keeping complex details in your head, and making big decisions on the ... Read more...
This post is a follow-up to our post of September 2, 2023, Manage Your Financial Risks in Retirement Like an Actuary, and is in response to the following recent quote from a well-known retirement rese...
President Donald Trump fired the head of the Bureau of Labor Statistics - Erika McEntarfer. The new person wants to eliminate statistics about inflation and costs. Or worse, lower any, factual 'bad' n...
My first child just graduated from high school. Here's what this transition has taught me about myself, my priorities, and the last 18 years. The post Parenting, Priorities, and a Life Well Spent as M...
Our Kiplinger Retirement Report editor, David Crook, sounds off on the everyday annoyances of technology....
We live in the northeast US our entire lives so are used to 4 seasons. Winters aren’t what they used to be. Last few almost no snow at all though some very cold days. We are currently looking to...
I'm from the east coast and first worked/lived in Arizona in 2000 for a year and really enjoyed it. Although a snow/cold person I didn't mind the dry heat. I loved the resort atmosphere of Scottsdale....
Nick Maggiulli Of Dollars And Data focuses on personal finance using data analysis. Nick Maggiulli is the Chief Operating Officer ... Read more...
Social Security was signed into law 90 years ago this month by President Franklin D. Roosevelt. Over the years, we’ve come to think of this critical program as just one component of retirement i...
It's not easy to take a retirement back. Before you make the plunge, test the waters with these tips....
Many senior executives wait until retirement to take a seat on a corporate board. But making this career move early is a win-win for you and your current organization....
Getting mentally ready for retirement can be tough. The loss of your work identity, daily connections, and sense of purpose can make the transition difficult. Here are six steps to help you adjust....
Depending on your 401(k) vesting schedule, it may take you up to 6 years to fully own your matching contributions. Unfortunately, the 401(k) vesting schedule isn’t always clear to everyone. In a...
Retirement is within your reach. But before you leap make sure you are ready by answering these five questions....
Answering reader questions about the financial details of a stock quote, investing in bonds for the first time, investing in private equity, and changes at Vanguard regarding SpecID. The post Investin...
Whoa, summer is almost over! How did that happen? Summer is my favorite season in the Pacific Northwest. The weather is perfect for me. It’s hot, but not too hot ... Read more The post Back to S...
A rising tide of storms, fires, and heat is impacting retirees. Here's what you can do about it....
What if the “financially optimal” choice doesn’t actually lead to your best life? This conversation explores the balance between optimizing money and optimizing happiness. We break d...
Discover how mini-retirements can create career clarity, freedom & growth. Jillian Johnsrud shares her 4-step framework for intentional time off. The post Podcast 99: What If You Didn’t Wait...
Episode 489 There are 3 reasons not to like Apple short term and none of them have anything to do with Warren Buffett. Sign up for free ALERTs & Market Commentary at: https://www.investablewealth....
Retired women find themselves leaning on Social Security as a primary source of income at greater rates than men, according to new research from the Transamerica Institute. Financial advisors say that...
At 42, an Idaho store clerk dreams of retiring by 55. His ultra-frugal freegan lifestyle could make it happen, but advisors have one major concern....
Let's break down the nanny tax, your responsibilities, and how to comply with IRS rules for paying a household employee. The post Hiring a Nanny? Here’s What You Need to Know About the ‘Na...
Last week, an article appeared on The Globe And Mail about an unfortunate case of an customer of Questrade who lost $70,000 after her trading accounts got hacked. In early January, Megan Tong lost aro...
We ask financial planning experts for advice....
Unless you have about $6,000 burning a hole in your pocket every month, you should make a plan in case you need long-term care. Luckily, you have options....
The Million-Dollar Baby (No, Not the Movie) How much does it cost to raise a kid in America? The short ... Read more...
Back in 2012, I thought I had finally conquered financial FOMO after walking away from a well-paying finance job. But after having children, I’ve noticed more and more relapses. If you’ve ...
This is part two of my essay about finding meaning in retirement. I hope some find it useful. It's based primarily on my own experiences having been retired for now 4 years. Grandkids: Let’s fac...
“What are you going to do after you retire?” My organization offers a two year, part-time lead up to retirement- 60% of your salary, you work 3 days/week but get 100% worth of pension cont...
Retirement will be in the next few years for me and my wife. I often look at Zillow to see what houses are in our price range where we could retire near the coast or on a lake, and the ones I find are...
Is it possible, common even, to spend a lot early in retirement to celebrate your financial freedom? How do Roth conversions and withdrawals work if you do plan to call it quits around age 57, and spe...
FROM THE ARTICLE. Q&A: How AARP Is Working to Fix America’s Retirement Crisis. In a candid conversation, two of AARP’s leading lobbyists stress the importance of Social Security but wa...
Successful retirement planning depends on a number of things. Unfortunately for some folks, wishful thinking is not part of the success formula.On this episode we discuss some common ways that wishful...
Jeremy Keil explains why personalized longevity estimates are the most important number in your retirement planning....
? Show Notes In this episode, Roger explores how naming and recognizing the different phases of life can bring clarity to the retirement journey. A listener’s question about inherited money spar...
Trump account is a non-deductible Traditional IRA for kids with no earned income. It isn't as good as a custodial Roth IRA, a 529 plan, or a UTMA account. Learn the Nuts and Bolts I put everything I u...
Find out what Suze Orman thinks costs people thousands of dollars in retirement....
Could the Social Security 90th anniversary be a good time to revisit outdated tax thresholds?...
In my post,“How You’ll Feel Achieving Various Millionaire Milestones,”a commenter named Joseph shared these thoughts: “I’m fascinated by someone worth $10M or $20M not fe...