Discover the Best Insights for Every Stage of Retirement

Need to Call Social Security? Be Ready to Hold

Staff cuts and redeployments may translate into long wait times. Can tech help?...

Daddy Day Camp: Worth Trying At Least Once As A FIRE Parent

If you decide to forsake making maximum money to become a FIRE parent or stay-at-home parent, then you had best spend more time with your kids. Otherwise, you might as well go back to the office and g...

I'm a Wealth Adviser: If You're a DIY Investor, Don't Make These Five Mistakes

Even though you may feel confident because of easy access to investing information, you may be making mistakes that could compromise your long-term performance. Here's what you should know....

How to become 401(k) millionaire: r/retirement speaks!

Over the weekend, USA Today published a story about six Americans who became 401(k) millionaires without super-large salaries. All of the subjects in the story are members of this community. Thank you...

7 years away and want buy vacation home now

We are 7 years away from retiring and still have a teen at home who loves vacationing to a spot we like in Florida. We are considering using some equity in our primary home which will be paid off also...

Stay ‘retired’ or work a little longer?

I’m 64 and had planned to stop at 65 but was downsized in June. I have an opportunity to work for a small company close to home, just like company I worked for 20 years. However, after a week, I...

How Fed Rate Cuts Will Actually Affect Your Finances

The Fed Chair just signaled that rate cuts could be coming as early as September. That probably had you wondering if your mortgage, car loan, or credit card bill was about to drop. Sounds nice, but th...

The Surprising FAFSA/SAI and Roth IRA Conflict that Sabotaged Our Financial Aid Plan

We’re closing in on the end of my 7th year of early retirement. I was fortunate enough to run my last day on the hamster wheel on December 31, 2018. At the time, I had a plan and was confident i...

Aging Parents And Dreaded Falls: Can They Prevent Them?

Adult children can help their elders become aware of balance training to prevent falls. Here are some steps that anyone can encourage aging parents to do....

What You Don’t Know About Your IRA Will Burden Your Legacy With Taxes

Your IRA will likely turn into an inherited IRA one day. Without proper planning, the IRS will take a big chunk of it....

Is Passive Investing Creating A Bubble?

Is passive investing fueling a stock market bubble? Explore index funds, ETFs, market efficiency, and the ongoing debate between passive and active investing....

Reader Case: Dreaming of Geo-Arbitrage

It’s been a while since we did a reader case and our inbox is piling up (a big thanks to everyone who writes in to tell us about your stories, we love reading them), so without further ado, here...

How to Plan for Aging in Place: Five Key Factors

Almost no one wants to live in a nursing home. But staying in your home as you grow older can be complicated, according to these experts....

I'm a Financial Pro: Why You Shouldn't Put All Your Eggs in the Company Stock Basket

Limit exposure to your employer's stock, sell it periodically and maintain portfolio diversification to protect your wealth from unexpected events....

How Will the One Big Beautiful Bill Shape Your Legacy?

The One Big Beautiful Bill Act removes uncertainty over tax brackets and estate tax. Families should take time to review estate plans to take full advantage....

Real Estate Crowdfunding Mid-2025 Update

Hey everyone! I haven’t written about our real estate crowdfunding investment in a while. There have been some developments. We had some good news and some bad news. Apartments and ... Read more...

The Frustration of Being Disabled

This is the first post I wrote since falling off the north face of the Grand Teton in August 2024. I'm definitely not feeling like myself. The post The Frustration of Being Disabled appeared first on ...

Road Trip: California Coast

I meant to write more about my road trip, but FI Life got in the way. Our trip has been a series of adventures; hikes in state parks, walks around urban areas, live music, beaches, one very cool Taco ...

My Internal Struggle for Outsourcing the Chores I Hate (or Can’t Do)

My parents always had time for everything. I never have time for anything. How do I wrap my head around being OK with outsourcing my chores? The post My Internal Struggle for Outsourcing the Chores I ...

I'm 60 With $2.8 Million Saved. I'm Tired of Working, But Need Health Insurance Until Medicare Kicks In.

The 'healthcare desert' is real. We ask financial experts for advice....

Should You Claim Social Security Early or Late? A Financial Adviser Weighs In

There isn't a wrong age to start claiming Social Security, but there are factors that everyone should consider to avoid leaving money on the table....

The Sunday Best (08/24/2025)

You have people who made life-changing portfolio gains, not from betting against the herd but investing alongside it. Why would ... Read more...

Retirement planning predictions with Bolden, Fidelity & Empower planers

I am almost two years into my retirement and my wife just retired. We have been fortunate to be able to live off my SS (wife has another 18mo before she starts) and some other savings until now. We ha...

Your weekly /r/Retirement roundup for the week of August 12 - August 18, 2025

Tuesday, August 12 - Monday, August 18, 2025 Most Commented score comments title & link 85 169 comments Retirees without children or family heirs -- how are you planning your estate? Top Comments ...

Three Things Financially Confident People Do, From a Pro Who Knows

If you have any worries about your retirement future, take back control with these three tips....

‘The Holy Grail’ Of Financial Wisdom: From Knowledge To Net Worthwhile

Explore the four levels of financial wisdom—knowledge, application, critical thinking, and wisdom—and how they lead to your true Net Worthwhile....

The Dividend Irrelevance Theory

Too many novice investors are not familiar with the dividend irrelevance theory. But it's important to know about, so let's talk about it. The post The Dividend Irrelevance Theory appeared first on Th...

How Much Do I Need to Retire? A Financial Professional Breaks Down Your Options

What it all boils down to is will you be comfortable in retirement? Some people may rely on formulas, while others just aim for $1 million nest egg....

The Most Common Tax Planning Mistakes For High Earners 

If my posts on the mistake of chasing value stocks or the need to invest big money to make life-changing money don’t resonate, consider hiring a financial professional to manage your portfolio. ...

The Kevin Bacon Rule of Retirement

The Kevin Bacon rule is more of a test....

Retire in This Island Country for That 'Permanent Vacation' Feeling

This English-speaking island nation offers a luxury retirement at a bargain price....

Top 25 Best Full-Time & Part-Time Jobs for Retirees

Top 25 Best Full-Time & Part-Time Jobs for Retirees...

What Is the 100 Envelope Challenge and Does It Actually Work?

What Is the 100 Envelope Challenge and Does It Actually Work?...

3 Tips About Retirement And Time Management

Retirement provides unstructured time. But time is our most precious resource and we often don't use it wisely. Learn how to protect and invest your time after retirement....

Flexibility in Financial Planning: 10 Strategies to Build a Future That Can Bend Without Breaking

Retirement security is less a number and more a mindset. Flexibility can be the difference between surviving and thriving. The post Flexibility in Financial Planning: 10 Strategies to Build a Future T...

How to Qualify for the Highest Social Security Benefit Possible

What's the highest Social Security benefit? Will you qualify? Get easy answers for a wealthier retirement. The post How to Qualify for the Highest Social Security Benefit Possible appeared first on Bo...

When You Need Capital Quickly, Think 'Ready, Set, Fund': A Financial Adviser's Strategy

Investors must be able to free up cash to meet short-term needs from time to time. This strategy will help you access capital without derailing your long-term goals....

I'm an Estate Planner: Moving Family Assets to a Safe Haven Abroad Could Be a Huge Headache for Your Heirs

In troubled times like these, wealthy clients may seek financial refuge outside of the U.S. But that could cause more tax and estate problems than it solves....

Stuck on Level 4 of "The Wealth Ladder"?

Nick Maggiulli’s Wealth Ladder framework shows why so many households get stuck at Level 4. In this review and live interview, we explore income limits, the 0.01% Rule, and what skipping levels ...

Democrats say retirement dollars at risk from GOP's anti-ESG approach

Seventeen Democratic state officials urged major asset managers to prioritize long-term risks like climate change, rejecting Republican efforts to curb ESG investing....

As satisfaction drops, is Medicare Advantage still worth it for clients?

Customer satisfaction with Medicare Advantage plans is down, according to a new survey from J.D. Power. But some financial advisors say zero-premium plans remain a lifeline for cash-strapped seniors....

Are Double Digit Coupons a Thing?

I've always managed my own investments (and like it that way). "Just say no to Bernie Madoff" has been my mantra. My sister, on the other hand has always had a financial advisor. She recently told me,...

How long did you do "nothing" after you retired?

2 months into retirement and I'm still completely satisfied with doing "nothing". Cleaning out the garage is sometimes a daily checkin. I'm spending alot of time outside and enjoying the summer weathe...