Curated articles and podcasts from trusted financial experts and real retirees.
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The decade-long advice to “learn to code” is losing its edge. With tools like Claude Code handling the heavy lifting, a basic three-month online course may be all anyone needs to build what they can i...
When you leave a job, you have several options for your 401(k), including leave it, roll it over to an IRA or your new 40(k), or cash it out. Each choice has different tax implications and can impact ...
Although this show does not provide specific tax, legal, or financial advice, you can engage Devin or John through their individual firms. ?Contact Devin's team at https://carrolladvisory.co/podcast1 ...
Some people believe you should never spend your principal in retirement. Here's why I totally disagree with that philosophy. The post Believing ‘Never Spend Principal’ Will Cost You Your 60s appeared ...
Roth conversions have become a hot financial buzzword in recent years, but they're frequently misunderstood. Here's why they aren't the best move for everyone.
From holding too much cash to failing to factor in taxes, these investment behaviors can hurt more in retirement, when you've less time to recover from mistakes.
Using ‘Atomic Habits’ to reach your financial goals — James Clear's habit framework applied to wealth building and long-lasting confidence. The post ‘Atomic Habits’ and Your Money: 6 Lessons for a Wea...
We cover 8 creative tax strategies, plus the retirement planning approach that can save you more money. The post Creative Tax Planning: 8 Unusual Strategies — and What Works Better appeared first on B...
My daughter has a significant disability but has been self-supporting and living independently for 15 years. She has suffered some setbacks in this economy. I also feel that she makes what I think are...
We are retiring next year. I want to start going to the gym together, join a wine club, go to the parks (we live in Orlando), Staycation for a while, build a garden.. etc. When I ask my husband what h...
Working longer is a surefire way to boost one’s financial prospects in retirement, but it’s not always possible. Factors beyond ... Read more
We paid for our daughter's $75K wedding. Now she is earning less than our sons and needs more help to buy a house. Are we being unfair, or even sexist?
"Doing nothing" in retirement can be a relief at first. But to thrive, your brain and body need you to replace the challenges and purpose work provided.
Most people think deciding when to take Social Security is a math problem. Run the numbers. Find the breakeven age. Pick 62, 67, or 70. Done. But that approach misses the point. This is not a math dec...
Going from accumulator to decumulator is not like flipping a switch. It’s psychologically recalibrating your entire money life. The post The Psychology of Spending in Retirement appeared first on The ...
After decades writing about retirement — first at Fidelity Investments and now as an independent writer and coach — an expert turns 65 and reflects on what he's learned.
We've published more than 50 profiles of regular people sharing how they made their first $1 million. Their stories are rich with helpful insights.
From awkward talks and family tension, to unexpected privacy issues and increased stress — these are the side effects of wealth that no one talks about.
Spending in retirement often starts off strong then tapers off, so why rely on planning methods that assume it stays constant? Here's a more realistic approach.
The Social Security Administration calculates benefits in a capricious fashion, as directed by Congress. The divorced do well, while second earners pay a price.
My wife and I moved into a 55+ community 3 years ago and I’ve tried getting on board with forming new relationships with other retired folks. I find that I have no shared interests with most of them. ...
Growing up, my dad would grab a quick breakfast with us before vanishing into the workforce. He'd resurface after 6pm, visibly depleted. The highlight reel of my childhood memories: throwing a ball ar...
Ready for your next chapter? Discover five timeless Billy Joel lyrics that offer the perfect wisdom for retirement, from embracing your freedom to finding joy in every moment.
Tuesday, April 21 - Monday, April 27, 2026 Top Comments score comment 36 /u/Familiar_Kale_7357 said Multi generational living is back in America, and I don't really see a problem. 36 /u/davejdesign sa...
Surrounded by other high-income docs, I’ve felt the cultural pull to push my kids to excel. Should that include an Ivy League education? The post Should I Send My Kid to the Ivy Leagues? A Parent’s Pe...
In this week's Ask the Editor Q&A, Joy Taylor answers questions on inherited IRAs and the 10-year cleanout rule for non-spousal IRAs inherited after 2019
We’re New Yorkers with $3.8M. We plan to retire in South Carolina. My wife worries about making friends, but I don't. Am I being unrealistic?
The hidden costs, conflicts of interest and generalized advice that leave investors dissatisfied, and how to find a financial professional you truly trust.
When I started working out of college, I had one stream of income. My job. Now that I’m in my ... Read more
Are you actually better off getting a tax refund, or is your brain tricking you into celebrating a financial loss? Topics covered in this episode: Tax refunds vs. tax liability: what actually matters ...
One of the best online courses of the year, Continuing Financial Education 2026, has dropped—order it now to continue your financial journey. The post The Best Bang for Your CME Buck appeared first on...
There’s a story behind this story, but I’m going to save “That Story” until the PS at the end (don’t miss it, it’s golden). With that disclaimer, let’s get started. […] The post How I Became A 401(k) ...
How trading your savings today will give you a permanent raise tomorrow.
My wife (68) and I (71m) have been house-bound for the last two years with a demented pet that required getting up 2 to 3 times during the night. We finally put our pet down last month. Together with ...
I left my job in 2025 but contributed to my Roth IRA because I was still working in that year. This year, I started working as a W-2 contractor for my former company through a contracting company. I t...
Time is our most precious resource. We think of bucket list in retirement. Invest it in memories now. Create a bucket list of memories throughout your life.
Keeping too much money in savings may feel safe, but over time inflation and missed investment growth can quietly undermine retirement readiness.
Homeownership builds wealth through forced savings, not soaring prices. This second article explains the real returns on housing and what buyers must know before they purchase.
Changes in immigration to the United States have a substantial impact on the health and death rates of older Americans, improving overall wellness of senior Americans.
President Trump first mentioned this plan during his State of the Union address in February.
Answering listener questions about comparing REITs and syndications, how to spot red flags in private deals before you commit your money, and how to avoid PMI when buying a home. The post Real Estate ...
The S&P 500 is up roughly 100% over the past three and a half years. At its historical average annual return of about 10%, you'd expect it to be up closer to 40% over that same stretch. That's an “exc...
I was a very active person and frequent hiker / backpacker. Then I was treated for cancer, and now I have lingering hip pain after relatively easy walks. I recently bought myself a lightweight electri...
Nearly half of private-sector workers do not have access to workplace plans. The order would make it easier for them to find and open accounts.
Are you maximizing the legacy you’ll leave behind? Take our 10-question quiz to evaluate your strategy today.
I’m just not a sit-around-the-house kind of guy, never have been. I also think it’s a blast to learn something new, especially under the eye of someone who really knows what they’re doing. And so I kn...
My husband and I are both 64 years old. My husband is disabled. We are currently living near my children and grandchildren, but we’ve realized it’s too expensive to live in our current state. I retire...
Time is a young investor’s greatest asset. Discover how small contributions today can evolve into a tax-free fortune by the time they retire.
The decision to move to a different state should balance financial issues with the lifestyle you want, rather than simply choosing a low-income-tax state.
Many plans focus on how much has been saved, but it's how much you spend that ultimately determines whether your plan works.