Discover the Best Insights for Every Stage of Retirement

I'm 57 With $4.1 Million and Plan to Retire Abroad in a Few Years. Can I Stop Contributing to My 401(k)?

We ask financial experts for advice....

Potential Trouble for Retirees: A Wealth Adviser's Guide to the OBBB's Impact on Retirement

While some provisions might help, others could push you into a higher tax bracket and raise your costs. Be strategic about Roth conversions, charitable donations, estate tax plans and health care expe...

One Small Step for Your Money, One Giant Leap for Retirement

Saving enough for retirement can sound as daunting as walking on the moon. But what would your future look like if you took one small step toward it this year?...

This Is What You Really Need to Know About Medicare, From a Financial Expert

Health care costs are a significant retirement expense, and Medicare offers essential but complex coverage that requires careful planning. Here's how to navigate Medicare's various parts, enrollment p...

Artificially Feeling Poor May Help You Grow Rich One Day

What if one of the best ways to get wealthy is to trick yourself into thinking you’re poor? It sounds counterintuitive, even ridiculous. But after decades of saving, investing, and observing how...

I'd love to hear from retired folks who live in cities.

I'm 52 (F), married, with no kids (by choice). I'm curious to hear about people in their 60s and 70s (and beyond) who live in a large city such as Chicago. I lived in/outside Chicago until I was in my...

Time spent adjusting to retirement?

So I just retired two days ago from health care. I’m not going to miss it at all. I have worked since I was 12 years old and always knew that work was in my future. Now that is gone How do I wra...

Retiring in 2 years. How would RMDs hurt me?

I'm planning to retire in 2 years with about $3 million in savings. The vast majority of this total is currently in tax deferred IRAs. Using the 4% rule, I expect to be withdrawing $120k annually, adj...

Credit card company is requesting updated income information

Now that I’m retired my income has experienced a substantial reduction compared to my working years. Consequently, I've started receiving inquiries from my credit card company requesting updated...

3 Ways I Am Practicing What I Am Preaching About Retirement

If you are over 60, get out of your comfort zone. Stay relevant and current. Engage with people of different generations. Continue to learn and to grow....

If You’re Never Wrong, You’re Not Trying Hard Enough

In personal finance and life, being wrong means you’re learning. Use a 3-step test to challenge assumptions about how we grow, protect, give, and live....

The 'Me-First' Rule of Retirement Spending

Follow the 'Me-First" rule and you won't have to worry about running out of money when the stock market goes south....

How to Plan Your First International Trip After Retirement

Retirement paves the way for a world of exciting (and intimidating) experiences. An overseas journey can be an ideal way to embrace this new phase of life....

From Mortgages to Taxes to Estates: How to Prepare for Falling Interest Rates

As speculation grows that the Federal Reserve will soon start lowering interest rates, now is a good time to review your financial plans for housing, estate, taxes, investing and retirement to make th...

This Is How Lottery Winners Build Lasting Legacies, From a Financial Professional

Winning a massive lottery jackpot, like the recent $1.4 billion Powerball, requires seeking immediate legal and financial counsel, protecting your identity and winnings and planning your legacy....

Can active management beat the market? Plan sponsors think so

A vast majority of plan sponsors say that actively managed funds can beat the market, according to a new BlackRock survey. Research suggests otherwise....

The stock allocation retirees don't want (but need)

Older Americans hold a higher allocation of stocks than they would like, according to the Center for Retirement Research. Researchers say that could be a positive, though not all advisors agree....

I'm a Financial Planner: Could Partial Retirement Be the Right Move for You?

Many Americans close to retirement are questioning whether they should take the full leap into retirement or continue to work part-time....

12 Critical Insights About Social Security's Survivor Benefit

Learn how Social Security survivor benefits work, eligibility rules, and key steps to maximize support after a spouse’s passing....

Ask the Editor, September 12: Tax Questions on 529 Plan Rollovers to a Roth IRA

In this week's Ask the Editor Q&A, we answer four questions from readers on transferring 529 plan money to a Roth IRA....

Kiplinger News Quiz, Sept 12 — What is the Taylor Swift Tax?

A multi-million-dollar Google lawsuit and "Taylor Swift tax" made Kiplinger headlines this week — but why? Test your knowledge of this week's financial news....

I'm an Investment Strategist: This Is How the Fed's Next Rate Move Could Impact Your Wallet

Interest rate cuts might be coming, which could affect everything from your credit card debt to your mortgage. It's smart to prepare now — here's how....

I'm a Retirement Planner: These Are Three Common Tax Mistakes You Could Be Making With Your Investments

Don't pay more tax on your investments than you need to. You can keep more money in your pocket (or for retirement) by avoiding these three common mistakes....

When Is It Too Late To Have An Aging Parent Sign Legal Documents?

If you can't locate essential legal papers for your aging parent, can you get new ones signed? Know the basics of capacity for signing a Durable Power of Attorney....

Back to Golf School — for Adults and Retirees

Elevate your game at these golf schools around the country. You'll learn from pros on top golf courses and with the latest tech. You may even make a new friend....

Failing Upwards with HomeExchange

A concerned reader wrote to me today asking me if everything’s okay. Apparently, I hadn’t posted for nearly 2 weeks, and I’ve never missed a post, even days after giving birth. Don&r...

Quiz: How Well Do You Know the Fed?

Test your basic knowledge of the Federal Reserve and how its actions impact your money in our quick quiz....

What would you do? Should I get a RV

submitted by /u/MidAmericaMom[visit reddit] [comments]...

Kickstart Your 2026 Retirement Plan Now

Retirement can feel far-off, or too close for comfort, depending on where you’re at. But one thing’s clear — now is the ideal time to get your retirement plan in order....

Here are the things I have learned so far before retirement

I was able to save $600k in a 401k starting at age 50 to now 60. After 50 your max for contribution is much higher. If you start late its possible to save quite a bit. Go and get a free version of Bol...

Retirement and the Wisdom of Living in Smaller Pieces

When I was working, I measured life in long blocks of time. Career stretching across decades. Plans were drawn for years ahead. Even worries carried themselves into a distant future. That way of think...

A Look Back at Market Downturns: What History Can Teach Your Retirement Plan

The history of recent market downturns, lessons to be learned, and how to apply those lessons to your future plans. The post A Look Back at Market Downturns: What History Can Teach Your Retirement Pla...

How Important Is It to Anticipate Potential Market Risks in Your Retirement Plans?

Explore the role potential market risks play in planning your future, other risks, and how flexible sources of funding can protect your future. The post How Important Is It to Anticipate Potential Mar...

Venture Capital Investment Terms To Know: MOIC, TVPI, & More

If you’re thinking about investing in venture capital or any private fund, you need to understand these five key terms: MOIC, TVPI, DPI, Loss Ratio, and IRR. Without them, it’s like walkin...

Should I stay or should I go???

I enjoy my job, it’s not difficult for me, it helps people and my skills are in short supply. The pay is not great and I have enough to retire very comfortably right now (63F). I keep thinking &...

Depression normal pre retirement?

I turn 65 this year. I’m still working because I love what I do. However I am clearly the oldest by many many years and I get treated like I should be in a nursing home some days. The last week ...

Here's how much employees need to save for healthcare in retirement

The Milliman 2025 Retiree Health Cost Index reveals that a 65-year-old couple may need up to $388,000 for medical expenses in retirement....

Why older Americans are stuffing their IRAs right now

With retirement pressures mounting, Gen Xers and baby boomers are increasing IRA contributions in a bid to catch up, according to a new Fidelity study....

The Final Countdown for Retirees with Investment Income

Don’t assume Social Security withholding is enough. Some retirement income may require a quarterly estimated tax payment by the September 15 deadline....