Curated articles and podcasts from trusted financial experts and real retirees.
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Financial advisers can use annual reviews to help enhance client outcomes, strengthen relationships and build their practice....
A YMYW listener from Missouri and his wife are retired at 69 and 67, with less than $2 million dollars. Should they continue converting retirement savings to Roth for the tax-free growth? What should ...
Living longer is one thing. Living well is another. In Part 2 of my conversation with Dr. Bobby Dubois, we unpack the final three pillars of his blueprint for longevity: mind-body harmony, heat & ...
Navigating market volatility in retirement requires more than the traditional 60/40 portfolio. This episode explores three critical risks every retiree must address to maintain financial security thro...
Longevity, AI, disruption make lifelong learning a lifelong investment. From the trades to MBAs, education is a recurring cost to stay competent, competitive, connected....
Best Short-Term Investments: Our Top Picks...
The physician shortage is not new. However, the concerning rise in the number of obstetricians leaving or wanting to leave ... Read more...
In the summer of 2025, I started feeling off. It was nothing dramatic at first—just a sense I wasn’t at my best. The result was a gut punch. The post The Other Side of Hedonic Adaptation: ...
As America ages and income inequality deepens, concerns about retirement security are mounting....
Do you know how to tell if a charitable contribution is deductible on your tax return? The IRS offers some tips to help you out. The post What Charitable Contributions Are Deductible? appeared first o...
A J.D. Power survey ranks retirement planning apps based on customer service and satisfaction. Does your financial app make the cut?...
Standard retirement account beneficiary forms may not be flexible enough to ensure your money passes to family members according to your wishes. Naming a trust as the contingent beneficiary can help a...
Beyond a death benefit, life insurance can provide significant financial value and flexibility through 'living benefits' while you are still alive, helping with expenses like education, business ventu...
Healthcare is a huge issue in the United States if you plan to retire early. Most of us get health insurance through our employer. What happens if you retire early? ... Read more The post Healthcare A...
You’ve seen the headlines: “How Much Money You Need to Retire Early” “The Net Worth You Must Have for Financial Freedom” “Experts Reveal the Magic Number” &ld...
How to create a proof of funds or balance confirmation for your Fidelity accounts. Don't share your account statement. The less you disclose, the better. Learn the Nuts and Bolts I put everything I us...
Getting the new COVID-19 vaccine covered by Medicare isn't as easy this year as it was in the past. Here's what you need to know before you take a trip to your pharmacy....
Per the 4% guideline, you can spend about 4% of your portfolio a year. But there are five times when that number might change significantly. The post 5 Good Times to Retire (and 1 Bad Time) appeared f...
Stop waiting for your next book. The library app Libby gives you instant access to thousands of free audiobooks and e-books — all with your library card....
Episode 493 Beware investing in zombie small cap stocks, 38% of the index is unprofitable. If you’re interested in learning about the return of Nuclear Energy, please watch to my recent appearan...
Retirement planning is often framed as a numbers game where you can get lost in focusing on maximizing your 401(k), minimizing taxes, and chasing investment returns. But financial security alone doesn...
Situation: My dad has two brokerage accounts, one managed and one unmanaged. Although he had been meeting with someone on his managed account, should that person alert my dad to any perceived issues w...
Who said you can’t retire at 55? If you say yes to these questions, you may be on your way to an early retirement....
We ask financial experts for advice....
While some provisions might help, others could push you into a higher tax bracket and raise your costs. Be strategic about Roth conversions, charitable donations, estate tax plans and health care expe...
Saving enough for retirement can sound as daunting as walking on the moon. But what would your future look like if you took one small step toward it this year?...
Health care costs are a significant retirement expense, and Medicare offers essential but complex coverage that requires careful planning. Here's how to navigate Medicare's various parts, enrollment p...
What if one of the best ways to get wealthy is to trick yourself into thinking you’re poor? It sounds counterintuitive, even ridiculous. But after decades of saving, investing, and observing how...
I'm 52 (F), married, with no kids (by choice). I'm curious to hear about people in their 60s and 70s (and beyond) who live in a large city such as Chicago. I lived in/outside Chicago until I was in my...
So I just retired two days ago from health care. I’m not going to miss it at all. I have worked since I was 12 years old and always knew that work was in my future. Now that is gone How do I wra...
I'm planning to retire in 2 years with about $3 million in savings. The vast majority of this total is currently in tax deferred IRAs. Using the 4% rule, I expect to be withdrawing $120k annually, adj...
Now that I’m retired my income has experienced a substantial reduction compared to my working years. Consequently, I've started receiving inquiries from my credit card company requesting updated...
Tax-deferred retirement accounts can reduce taxes, protect assets, plan your estate, and boost returns. Ignore them at your peril. The post Tax-Deferred Retirement Accounts: A Gift from the Government...
A retirement story that challenges everything you thought you knew about what’s possible in your golden years. Meet Michael and Lisa: a couple in their early sixties with $2 million saved who ar...
If you are over 60, get out of your comfort zone. Stay relevant and current. Engage with people of different generations. Continue to learn and to grow....
In personal finance and life, being wrong means you’re learning. Use a 3-step test to challenge assumptions about how we grow, protect, give, and live....
Some of private equity’s biggest bigs are warning that their industry will consolidate, as some firms die of distribution thirst. ... Read more...
Follow the 'Me-First" rule and you won't have to worry about running out of money when the stock market goes south....
Retirement paves the way for a world of exciting (and intimidating) experiences. An overseas journey can be an ideal way to embrace this new phase of life....
As speculation grows that the Federal Reserve will soon start lowering interest rates, now is a good time to review your financial plans for housing, estate, taxes, investing and retirement to make th...
Winning a massive lottery jackpot, like the recent $1.4 billion Powerball, requires seeking immediate legal and financial counsel, protecting your identity and winnings and planning your legacy....
A vast majority of plan sponsors say that actively managed funds can beat the market, according to a new BlackRock survey. Research suggests otherwise....
Older Americans hold a higher allocation of stocks than they would like, according to the Center for Retirement Research. Researchers say that could be a positive, though not all advisors agree....
Many Americans close to retirement are questioning whether they should take the full leap into retirement or continue to work part-time....
If you have access to TIAA’s real estate account and you're thinking about investing in QREARX, here's what you should be thinking about. The post Should You Invest in the TIAA Real Estate Accou...
What can ancient wisdom teach us about modern retirement? From budgeting with freedom to preparing for life’s surprises, tackling debt, planning wisely, and redefining generosity in retirement, ...
Learn how Social Security survivor benefits work, eligibility rules, and key steps to maximize support after a spouse’s passing....
In this week's Ask the Editor Q&A, we answer four questions from readers on transferring 529 plan money to a Roth IRA....
A multi-million-dollar Google lawsuit and "Taylor Swift tax" made Kiplinger headlines this week — but why? Test your knowledge of this week's financial news....
Interest rate cuts might be coming, which could affect everything from your credit card debt to your mortgage. It's smart to prepare now — here's how....