Curated articles and podcasts from trusted financial experts and real retirees.
Showing 50 results of 13295
I have worked in the US for approx 10 years and now live in Canada. Do I qualify for US social security benefits? Do these years working in the US count towards Canada OAS or CPP? submitted by /u/reti...
Do you think you could pass a basic quiz about planning for retirement? You might be surprised to learn that in a recent study…Only 33% of Americans got a passing grade. Put your knowledge to t...
I want to clarify that the Robinhood Roth IRA is the better option when compared to the Acorns Roth IRA. From what I understand, Robinhood offers 1% matching and no monthly fee. Acorns does not match,...
February 14, 2023 — Travel is often the number one thing that people say they look forward to when they retire.  Many yearn for far off, exotic destinations – like a glacier in New Ze...
If this does not belong here.. Dump it. Not meant to be politically based. What are the chances that the Fed’s start taxing Roth accounts like they do Social Security Payments? How would / could...
I know, at 20, 30 or 40 we do not think a lot about things like that, but if you already budget for retirement, you might as well factor in some health care costs. Let's assume you have Medicare at 65...
Seems there are multiple income-based limits to be aware of as one heads into retirement. There are ACA subsidy limits based on income, Medicare Part B premiums based on income, capital gains tax rate...
Any thoughts about if someone in an established career takes a year or 2 off at 35? Will they have a hard time getting back into the work force? submitted by /u/doistaywithher[visit reddit] [comments]...
I've been thinking this would be a good alternative to an annuity for generating monthly income for the time between retiring and starting social security, assuming social security at 70. Has anyone h...
My son started his first real post-college job at a small employer (< 50) who contracts with Blue Star Retirement to handle their 401k plan. He doesn't know anything about investing and so he just ...
The Sunday Best is a collection of articles I’ve curated from the furthest reaches of the internet for your reading ... Read more...
My wife (of 35+ yrs) has earned much less than I have over the years. The calculators all say my wife should start drawing SS at 62 and I should start drawing at 67. If I die before I start drawing, w...
I’m in my early 40s and work remotely and have the flexibility with my employer to move to any state we currently do business. I work for a large company so this is almost any state in the US pl...
Keep from running out of money with six tips from financial guru Suze Orman. Read on to learn how you can keep your money through retirement....
The choice between pre-tax and Roth 401(k) contributions may be trickier than you expect, financial experts say. Here's what to know....
Isn't this a question we ask about retirement, even if we are "expert" about all things retirement by now? This question is important enough for me to attempt an answer. The number one financial fear ...
I'm on vacation. Yes, I know, some people ask: How can you be on vacation when you're retired? Well, trust me, pre-retirees and other people still working, and as my fellow retirees can attest . . . y...
By Dr. Joy Eberhardt De Master, WCI Columnist Money, money, money. We talk about stocks and bonds. We talk about diversifying income and passive income. We talk about how to make and spend money. We a...
In any investment, there is risk involved. Without risk, there wouldn’t be possible returns. Real estate can be viewed as ... Read more...
Staying home wasn’t a law anywhere in the U.S. but the vast majority of us obeyed the directive and hunkered down, waiting for better guidance about what we were facing. That was three years ago...
Listen to a series of podcasts focused on the key themes of Retirement Reboot: Commonsense Financial Strategies for Getting Back on Track. The six episodes feature conversations with expert guests dis...
I'm a canadian in my mid 20's. Since the past 2 years, I used the services of a financial advisor who works for an independant private financial service group. All of my investments are currently in m...
Yes I’m one of them - but every restaurant in Coachella Valley Ca where we live is packed with seniors at 5pm. Maybe its time to eat dinner at a more civilized hour like 8 pm -) submitted by /u/...
submitted by /u/Farmboss777[visit reddit] [comments]...
submitted by /u/Huge_Prompt_2056[visit reddit] [comments]...
I'm sorry if this is to OT. Inspired by the post about dinning times I'd like to ask if the people that use to be night owls in their youth became morning people as they got older or if you stay the s...
So. I’m about three years away from retirement. It was looking like two but the share market isn’t really cooperating. I transferred to another department for my very nice public servant j...
Hey everyone. I’m back in the USA! Last week, I complained about the long and difficult journey back home. However, it turned out much better than I thought. Today, I’ll share what happene...
The amount of information on your Form W-2 can be overwhelming. Here's what you need to know for the current tax season....
[Editor's Note: If you’re a medical or dental student who needs a jumpstart on your financial education, mark your calendar for the Planning for Success webinar on February 15. WCI Founder Dr. J...
Life’s been a real mixture of things for today’s poster. He reached financial independence and retired four years ago, and ... Read more...
The call came at around 4:00 AM, waking me up. “Mr. Gorban, this is so-and-so from US Bank. Are you currently in Houston, TX?” Sleepily I respond, “No, I’m at home in Portland....
We have a will and trust, but are any of you considering putting your kids on your house and bank accounts? I’m hearing of so many stories where the government or a nursing home takes it all. No...
Hello everyone, I was curious to know if anyone has any information for seniors when they reach 65 years of age and retire from a job that does not provide them with retirement benefits (ex. CalPERs o...
Hello, I am 58 and lost my job in January 2022. I started my own business and make the same money as before. I have a Rollover IRA with Fidelity, but I have the feeling with all ups and down on the st...
Learned that deadline to convert from Traditional to Roth for 2022 tax year was Dec 31, 2022. If one was to contribute now for 2022 as a Traditional IRA, can that all be converted into a Roth IRA when...
I'm 38 and about 2 years away from retiring from a highly stressful job. My pension (for life) will be about 72k a year, and I will have about 1.1 million in savings. If I stay at my job 5 years past ...
I’m 58. I retire with a $60k/yr pension for life in August. I have $250k in my IRA. I have $400k in a 457b. I will have roughly $650k in an account that can be either rolled to my IRA or taken a...
Hi guys, I was recently hired by a company and they have a retirement plan. This is my first job with this "benefit " and I don't really know anything about contributions or how the pension plan works...
Are there any reputable, non-salesy organizations that offer free financial counseling appointments? Asking for my partner’s mom in her mid-50s who wants to save more aggressively/intentionally ...
I’m not happy with the politics of the AARP, but I’ll put that aside for now. Are there real benefits to joining beyond the piddle discounts for hotels? It’s a pretty cheap membershi...
Hi Redditers - would appreciate any experience with these cos. on managing retirement funds. Thanks submitted by /u/Optimist9187[visit reddit] [comments]...
I always knew the time would come for me to learn how to build a bond ladder. That day has arrived. Today, a step-by-step tutorial on how (and why) to build a bond ladder, based on what I’ve lea...
Are you looking for high-paying side hustles for retirees? Having a side hustle is an excellent way to boost your income. We all dream of doing things that we love, retiring early, and achieving life ...
One more of my favourites. Enjoy! https://awarmheart.ca/how-to-keep-up-in-a-fast-changing-world/ submitted by /u/DrMM13[visit reddit] [comments]...
Howdy, friends! This summer, I'm traveling to Ecuador to participate in my fifth chautauqua on financial independence. You should consider joining me. These Ecuador chautauquas — which are unrel...
The Secure Act 2.0 has been signed into law and brings with it several provisions aimed at increasing retirement savings and providing more Americans with a secure stream of retirement income....
Hi all! I decided to share my approach to the choice of dividend stocks, maybe someone will be interested I divided my needs into separate industries and choose dividend companies among the leaders of...
About one out of every five Latinx workers in this country lacks health insurance. The uninsured ratio rises to one in four in the states that have chosen not to expand their Medicaid programs to more...
The labor market in general remains remarkably strong with all of the jobs lost during the pandemic long recovered....