Curated articles and podcasts from trusted financial experts and real retirees.
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We need to get our Congress Representatives to support the 'You earned it you keep it' bill. This allows for raising the cap on the taxable earnings and stopping the federal taxes on SSN. This would k...
But there are caveats to moving the money into Roth I.R.A.s, and the government still has to issue guidelines about the option....
If you’re in search of extra cash, you’re in the right place. Here are five of our favorite ways to earn and save that could put more than $5,000 back in your pocket. 1. Earn $1.50 Per Day...
Hi folks, 63 years old (turning 64 in July), single and just got reorganized out of my job. TBH I'm tired of working, so in spite of not having a lot of assets, I'm seriously considering retiring--tho...
Living paycheck-to-paycheck is one of the most unpleasant financial experiences. Not only does it mean needing to spend everything you have to make ends meet, it also creates an ongoing feeling of des...
I just contributed $7,500 to traditional non deductible IRA for 2023 year with a plan of converting to Roth when the account is funded in a few days. I have work 401k balances that upon leaving my emp...
I am a little over three years away from retirement. I feel like I don't have much energy left after a day of work. My job is not physically demanding, but it is stressful. I feel like it is too close...
Medicare requires that nearly all workers sign up for the program during a seven-month Initial Enrollment Period (IEP) that includes the three months before, the month of, and the three months followi...
It’s the best news that few people seem to know about: Prescription drug costs are falling this year for more than a million seniors — in many cases, by thousands of dollars. The lower cos...
Are you asking all the important retirement questions or could you be missing some critical information that's hiding in your “Blindspot”? On this episode we explore some of the questions ...
Check out our Rosland Capital’s gold IRA review, including its pros and cons, pricing, offerings, customer experience and satisfaction as well as accessibility....
Workers would lose a key retirement planning benefit as a tradeoff for funding Social Security....
Retirement planning is not the complicated problem that you imagine. It's complex. Here's why that distinction matters....
An advocate for improving care and federal oversight in assisted living facilities succinctly described the experience of searching for a safe place for a loved one. “The assisted living sector ...
The hurdles seem quite challenging. We just released a report that explores the possibilities and limitations of Multiple Employer Plans (MEPs) to improve coverage in employer-sponsored retirement pla...
Learn more about the maximum Social Security benefit and how it affects retirement planning...
Most methods for earning money require you to work, at least to some degree. But after a long day at work, you might be looking for ways to earn that don’t require you to pick up yet another gig...
When I retired I began reading academic publications that were relevant to "retirement." I created a free resource... Designing Your Retirement is a free instructional manual to help retirees have hap...
A study released today by Vestwell finds that 89% of participants would be more likely to…...
Recoveries made through enforcement efforts, informal complaint resolutions...
A study by Allspring Global Investments reports that participants and advisors are…...
Long-term projection still sits well below this year’s 3.2% increase...
The report was created to address a “significant lack of attention” and understanding of…...
Twenty-five percent of asset owners say they're planning to create a formal net-zero…...
Recently I was informed by a Social Security representative they would hold several months of my supplement now based on projected income earnings over the Federal mandate of allowed annual earnings o...
My husband is 64, our sole income. No plans to retire until he’s 70. I’m 57. We aren’t good with money so I’m not sure what the best plan is. We have 206k vested in a 401k. Abo...
Most Americans scored a 31% on their retirement literacy in a recent study by The American…...
If you or someone you love hid a financial matter that ended well, The Times would like to hear from you....
I've always liked Tony Robbins, so when I heard he had a new financial book coming out, I was intrigued. Robbins' doesn't have a traditional financial background, but he did write Money: Master the Ga...
Low premiums, aggressive marketing and extras like dental care and prescription drugs have propelled Medicare Advantage plans to half of the retiree insurance market. Nevertheless, some people still p...
Thebrief’skey findings are: IBM has reopened its defined benefit plan to use the plan’s surplus – rather than corporate cash – to fund retirement contributions. This shift has ...
When I was a young woman, and my parents and grandparents were still alive, I could never figure out what to give them for holidays and special occasions. "Not another sweater," they would say to me. ...
The American College of Financial Services' fourth Retirement Income Literacy Study finds that older Americans lack actionable retirement knowledge....
The public program is a critical source of income for low- and moderate-earners, who get only modest benefits from IRAs or employer-based retirement plans....
Valentines Day brings up the subject of romance for those who are alone. When aging parents seek companionship online, risks of scams are there. You can help....
My wife and I have recently retired and want to refresh the interior of our house by repainting and replacing the carpet. When we were younger we would normally arrange this kind of thing ourselves, m...
Posting this here because we are all of that age where we have older kids. What did you give your sons for college graduation? submitted by /u/Aggressive-Coconut0[visit reddit] [comments]...
Are you considering passing down your assets to the next generation? Explore effective strategies for transferring your wealth, initiate the estate-planning process, and discover how estate planning c...
Ever dreamed about retiring to a sunny beach or quaint village in another country? How about living a life of luxury for less than $3,000 per month? In today's episode, we're debunking common myths an...
I am currently 56 years old with a 54-year-old wife. We live in Kansas so cost of living is reasonable. We have no debt. Current gross income is approx. $200,000/yr. Projected assets at retirement (59...
Check out Jeremy’s latest podcast on retirement planning by listening on “Apple Podcasts” or “Spotify Podcasts” or read below for How Life Expectancy Can Be The #1 Risk T...
We spend a lot of time on Keen on Retirement discussing how retirement is changing, from new laws and rules to generational shifts in how seniors work and live. But one constant in the retirement plan...
Here’s where you can retire well overseas on a very small budget....
If I elect to fund my FSA in November of 2024 for 2025, then retire in 2025, how does an employer generally treat that situation? Is it prorated? My employer makes the funds 100% available at the begi...
The U.S. government has made it easy for you to save for retirement in a traditional IRA or 401K. But there’s a hidden risk that most people don’t see until it’s too late. Putting mo...
It’s called the dangerous decade of retirement planning. It’s the five years leading up to retirement… and the first five years of retirement. This is when you’ll be faced wit...
Before I began my path toward working as a financial planner, I had enjoyed reading books on self-development and financial ... Read more...
Will kids ruin your plan to FIRE? (Financial Independence Retire Early) Kids can be expensive, but don’t let that stop you. They might change your plan a bit, but FIRE won’t be out of reac...
You’ve contributed towards your Social Security benefits for decades (via your paychecks). Now you should know how much of your Social Security will be taxed....
Typical retirement strategies assume a retirement age of over 60. With an earlier retirement goal, a careful look is required to determine what strategies will create the best outcome. James responds ...