Curated articles and podcasts from trusted financial experts and real retirees.
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Last week Austen Allred started a huge debate on Twitter/X after tweeting: Why isn’t the ideal investment strategy for 99% of people under the age of~45 just putting 100% of cash directly in the...
By Dr. Jim Dahle, WCI Founder I often get questions from white coat investors such as: Do I need to have more than one brokerage account? Is it OK to have all of my assets at Vanguard? How much is too...
The promise of free nights, room upgrades, and hotel points with the Marriott Bonvoy Amex Business Card sounds tempting. But ... Read more...
Ever thought about upgrading your office? Maybe it’s time to replace those squeaky chairs, or perhaps you’re eyeing cutting-edge equipment. ... Read more...
Attention self-employed individuals and rental property owners, if you have an LLC, S-Corp, partnership, C-Corp, or other state-registered entity, your entity has a new federal reporting requirement s...
For this topic, I'm not asking anything about your income or draw-down rate. I'm only interested in what your annual expenditure is, as a thermometer for how much it takes to survive comfortably in re...
Check out Jeremy’s latest podcast on retirement planning by listening on “Apple Podcasts” or “Spotify Podcasts” or read below for How to Live a Purposeful & Regret-Fr...
If you’re married, do you have retirement planning meetings? If you’re single do you plan a time to meet with yourself to plan your retirement? What or whom do you use as a sounding board?...
America’s favourite pastime is attracting a strong Australian following that includes a growing number of retirees. Baseball has come a long way since its humble 1740s beginnings as a southeast ...
My wife and I know enough not to go out on the road on New Year's Eve. But we don't always know enough not to drive when the weather gets bad. My wife B desperately wanted to drive up to New Jersey to...
Six years ago, Dividend Growth Investor (DGI) asked me if I’d like to participate in the Warren Buffett bet. For those unfamiliar, in 2008 Buffett famously challenged the hedge fund industry:: C...
Gray divorces—a term coined by the AARP to describe divorces that occur after age 50—are happening more often. Why does it happen and what can it mean for your finances?...
As a Certified Financial Planner, I’ve worked with many investors over the years. Over countless conversations and meetings, I’ve seen ... Read more...
Working as an independent contractor offers significant freedom, but if it’s your first year doing so, it can come with some serious headaches if you haven’t paid attention to your taxes. ...
High income earners may face limitations when contributing to a Roth IRA due to income restrictions. However, there are several strategies they can employ to maximize the benefits of a Roth IRA or fin...
Ibotta is a free cashback app, allowing you to earn real money by scanning receipts and making online purchases. In comparison to other cashback apps we’ve reviewed, Ibotta ranks highly and is c...
The pandemic had a silver lining. We all learned the importance of social interaction to our mental health and well-being. That’s why recent efforts by high school students to connect with senio...
By Dr. Joy Eberhardt De Master, WCI Columnist In the summer of 2022, I visited a friend in Canada. The move from the US had treated their family well, and it made me pause: should I do the same? A yea...
Happy New Year everyone! Wow, another year is gone. Did you have a good year in 2023? It was a mix of good and bad for me. The low point was when my mom passed away. It made me think about mortality a...
Many companies offer the option to contribute to a 401(k), and the company will match a portion of those contributions. However, many investors leave this “free money” on the table by not ...
The past year was a good one for most investors. All of the holdings in my retirement portfolio were up, many of them by double digits. Stock funds were the stars, but my bond funds did decently, gold...
Do you journal/ have a diary? Part of getting rid of years of stuff, I stumbled upon some of my older personal journals the other day. That writing, from the college years, was never about preserving ...
We’re revisiting your favorite Your Money, Your Wealth topics and Derails of 2023 in this Roth and retirement investing mega-episode. Safe investing when you’re risk averse, mutual funds v...
As one listener prepares for an early retirement, James discusses the situation, covering how to build a bond ladder based on non-retirement funds. James provides a different way of looking at the sto...
With the Federal Reserve likely to cut interest rates, here's how retirees may approach their investment portfolios....
Image via Wikipedia If violent weather has caused damage to your property, you may be able deduct a part of the cost of the damage from your taxes, if the event was a federally-declared disaster. You ...
How much does it cost to raise a child? According to the USDA, it costs on average $310,000 USD (adjusted for inflation) to raise a child from birth to the age of 17. That’s $18,235 per year or ...
[Editor's Note: The White Coat Investor wants to understand who our readers are and what they want. That’s why we created this survey—so we can make sure we continue to serve you as best w...
[Editor's Note: We’re exactly 30 days away from the best conference of the year, a gathering that could truly change your life! And since the Physician Wellness and Financial Literacy Conference...
[Editor's Note: In 2023-24, our goal is to give a free copy of The White Coat Investor's Guide for Students to every first-year student who’s in the medical field. But we can’t do it alone...
Today, we are answering your questions from both emails and the speak pipe. We answer questions about saving for intermediate-term goals, institutional malpractice policies, how to safely invest in re...
By Dr. Tyler Scott, WCI Columnist As the daylight fades ever earlier and the hushed softness of newly driven snow quiets the world around me, I, in only the second winter of my newly blossomed financi...
By Dr. Jim Dahle, WCI Founder Location independence is something that gets discussed a lot in the online entrepreneur space but not very often among doctors and other high-income professionals. That, ...
The Capital One® Venture X® Credit Card hits the sweet spot—it’s a top-tier travel card without the premium price ... Read more...
There’s more to retirement planning than saving and investing. Don’t let these potential obstacles threaten your financial security....
On Jan 2, 2024, Claudine Gay resigned as the president of Harvard University amid public outcry over her failure to support the safety of Jews on campus before Congress and allegations of approximatel...
Taxing the richest's unearned income—why should it matter to you? This episode peels back the complexities of the proposed legislation targeting billionaires' unrealized capital gains to examine...
I am 65, semi-retired. I hired my first financial planner about 10 years ago, and when I asked how they were doing compared to their performance benchmark, the literally could not answer the question....
An Airbus 380 is on its way across the Atlantic. It just left the East Coast airspace. The Airbus flies consistently at 800 km/h at 30,000 feet, when suddenly two F35s appear. The pilots of the fighte...
You may have heard about the early retirement movement making waves with stories of dedicated savers who have been able to escape the traditional workforce much earlier than 65. You may have even......
My wife and I both work, I get medical coverage through my wife since she works for the government. This year in May I turn 65 but will still be working (as well as my wife). I am told that I can get ...
One of the biggest problems we have with managing priorities is that we have too many of them!...
Most part-time workers in America are women — leaving them with less access to retirement plans and less money to sock away....
The Sunday Bestis a collection of articles I’ve curated from the furthest reaches of the internet for your reading pleasure. ... Read more...
Out of all the cashback apps we’ve reviewed, Fetch ranks among the best with its user-friendly app flow, solid cashback rates, and various ways to earn. With this in mind, it’s certainly w...
Doctors face many personal finance challenges, from hefty student loan debt to temptations to overspend. Experts share how to win them as clients....
Happy New Year! As part of my book research, I listened to a TEDx Talk by Wendy De La Rosa, ... Read more...
Four retirees with limited incomes open up about how they make it work...
At the beginning of each calendar year, we encourage our retired (or near-retired) readers to perform an actuarial valuation of their household assets and spending liabilities to see whether changes s...
Now that I am retired in the USA, I am in much lower tax brackets (a sweet treat) and qualified dividends in particular will be taxed at 0% up to $80k for us, which makes them very attractive. No tax ...