Curated articles and podcasts from trusted financial experts and real retirees.
Showing 50 results of 15656
Is this sub Reddit appropriate for asking about pre-paying funeral expenses? If so has anyone had any luck with ordering grave site monuments thru on-line monument companies? I ask because my local mo...
Nearly all respondents surveyed in a CFP Board study believe that financial professionals…...
Workers report feeling unhappier at work due to burnout, stress, and economic uncertainty,…...
New CFA Institute research confirms that target date funds expose Boomers to much greater…...
There's been a big spike in retirement accounts worth $1 million or more....
Research shows that the majority of Americans favor pension benefits — but can this retirement-planning relic actually make a comeback?...
When you’re married to someone who has worked under the Social Security taxation system, you have two different benefits that may be available to you: Survivor Benefits, and Spousal Benefits. Th...
Exciting news for homesellers and homebuyers! The National Association of Realtors (NAR) has reached a settlement in its lost $1.8+ billion lawsuit on price fixing and collusion, agreeing to pay $418 ...
I’m 67, and I have an active HSA account from my former employer, though there is zero balance in it because we spent it down last year and of course there are no more employer contributions. No...
They estimated that 77 percent of firms in the state reported making some related party payments in 2021....
In today's shifting landscape, finances are front and center in many American households. New research shows the shifting dynamics surrounding money and women....
The Sunday Bestis a collection of articles I’ve curated from the furthest reaches of the internet for your reading pleasure. ... Read more...
Selling a short box spread is a way to get a loan at a good rate using your investments as collateral. I sold some short box spreads to get cash for building a home because I didn’t want to sell...
Longer lives mean longer careers, right? It’s not so simple....
Hi - tax time coming up and I have until April 15th to decide to put a lump sum into a traditional IRA for 2023. I make too much to reap any tax benefits, but isn’t the fact that this grows tax ...
It's happened to me twice now! Six years ago the so called benefits administrator estimated a monthly benefit (the only means to pay, no lump sum) to be $120 per month more than it is six years later....
Optimum location for assets: IRA, Roth IRA, taxable account...
Learn what Medicare doesn't cover and protect your health wisely. Unveil the gaps in coverage to make informed decisions before retirement....
As spring approaches, we believe it’s essential for you to embrace outdoor activities that promote physical health, social connection, and mental well-being. That’s why we’ve curated...
Like many of us, you have been working and saving for decades for just this moment: retirement. Even though you ... Read more...
I've been keeping an emergency fund in a no penalty CD. Does it still make sense to have it once your income stops and withdrawing from retirement accounts starts? If there's any emergency other than ...
Been looking at communities as my wife like the idea of a very active place such as what she see in adverts for Margaritaville (though we've not been yet, probably will visit one this year as we get c...
Actuaries measure and monitor the health of financial systems by systematically comparing assets and liabilities and making adjustments when necessary to ensure system sustainability. You can do the s...
VOO and VTI are two of the most popular Vanguard index ETFs available today. The key distinction between these two ... Read more...
If you've been feeling down despite the apparent strength of the economy, I can relate. Despite stocks and real estate reaching near all-time highs, there seems to be a growing silent recession among ...
RIAs must consider the bottom line when evaluating health care planning options, but the positives of delivering more holistic and comprehensive planning to your clients should not be overlooked....
You may want to research a knee replacement or other medical problem you have. Whenever our doctors tell my husband or me about a new health problem, the first thing we do is ask the doctor to give us...
This post contains Amazon Affilliate links which will pay a small commission to me (at not cost to you) if you order through the links. I recently read one of the best books I’ve ever read. It l...
I've read that it's recommended to pull out 4-6% annually from one's IRA to subsidize retirement income. Assuming 6% withdrawal per year at my current value, that nets me an additional $1000 per month...
If you go back and skim the 200-plus episodes we've recorded of Keen on Retirement, you'll notice that every year or so, we devote an episode to the latest financial frauds and scams that are making t...
Bitcoin hit a new all-time high last week and I felt nothing. No FOMO. No regrets. Nada. I still own more than half a Bitcoin, but my thinking on crypto has changed quite a bit since Bitcoin was last ...
We had a travel fiasco last summer on our way back from a month-long stay in Boquete, Panama. One small element of bad weather caused a delay that turned everything into an overnight mess. Exhausted, ...
I've faced interesting criticism for encouraging my wife to re-enter the workforce after she left in 2015. However, it's important to clarify that she hasn't been truly retired. Instead, she has been ...
“If you have more than $200,000 in a traditional IRA or 401K, your family could have a big problem coming in retirement,” warns financial advisor Ryan Thacker. “The problem is taxes ...
Want to get the most out of your Social Security benefits? Did you know that 96% of Americans forfeit an average of $111,000 in social security income? And it’s all because they filed for their ...
The conventional wisdom for older workers heading into retirement is that owning a house is a good thing. The property has no doubt appreciated over many years, adding to their wealth. But new researc...
Results from large scale experiment in the UK say “no.” Our recent study about debt holdings of older Americans focused our attention on how credit card debt could get people in trouble. W...
Could the solution to saving Social Security be so glaringly obvious that it has been overlooked, or perhaps even ignored, due to political power dynamics? The concern about the insolvency of the Soci...
Retirement planning has changed over the years, but has the industry evolved to keep up? Your retirement needs are much different from those of your parents' generation. This is why it is important to...
Check out the latest podcast episode on retirement planning by listening on “Apple Podcasts” or “Spotify Podcasts” and watch more retirement planning videos at YouTube.com/@MrR...
Look for strategies to lower your tax liability during your retirement years....
If you are thinking of retiring soon, the strong stock market is certainly good news....
I'm retiring in a couple of years and I've started learning Spanish. I'm out of the US for various reasons. It would be financially better to retire in Mexico, but I like the idea of retiring in Spain...
After 40 years living in our home, we’re selling and relocating to an apartment to be closer to family. Our home is modest and small so we’re not forfeiting too much square footage. But I&...
As discussed in prior posts, the key to successful retirement planning is to annually determine your Funded Status, monitor it from year to year and Adjust spending when your Funded Status falls outsi...
Advisors must be attuned to the emotional factors at play, since no two clients have the same relationship with money....
Today’s post is written by Jeremy Zuke, one of my financial planning colleagues at Abundo Wealth. Jeremy achieved financial independence in 2022 and left a corporate marketing job to pursue work...
If you had to pick one, just one favorite thing about being retired what would it be? Spending time with grandchildren? Not having a boss to answer to? Sleeping in? The pure overall freedom? Feeling a...
ANYONE MOVED BACK TO THEIR "HOMETOWN" TO RETIRE OR LEFT FLORIDA OR WANT TO MOVE TO FLORIDA? ? WELL, I AM LIVING IN "BOTH" FLORIDA AND VIRGINIA WHILE I "VERY SLOWLY" MOVE BACK TO FLORIDA. RETIRED! ? FR...
Platforms like Prime Opinion match companies looking for feedback with honest reviewers like you. By completing surveys, you’ll earn points that translate into real cash once redeemed. Will the ...