Curated articles and podcasts from trusted financial experts and real retirees.
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Are there ever times when going all Roth isn’t the best strategy? How do you determine the break-even point on doing Roth conversions? That’s today on Your Money, Your Wealth® podcast ...
Graduation season is upon us. If you don’t have a gift for your grad yet, may we suggest something better than a gift card or cash? It doesn’t matter if they are graduating high school or ...
And now that he’s died, will the families of Nicole Brown Simpson and Ron Goldman be able to collect on the 1997 civil judgment?...
A lot of an estate can be wasted on lawyers' fees when wills or trusts have built-in conflicts....
Younger Millennials and Gen Z are GenNext. They are tossing career ladders and riding pogo sticks reshaping work and navigating an uncertain path into retirement....
I recently reviewed the concept of retirement calculator fidelity. Retirement calculators vary considerably. They range from simple tools with a few inputs and outputs to advanced tools on par with pr...
Previously, we’ve talked about passive income ideas to boost your earnings. In terms of growing your income, dividend stocks are ... Read more...
An article in the Guardian recently caught my eye. It’s called, “The soft life: why millennials are quitting the rat race“. This article features Rose Gardner, a millennial who did e...
My wife and are are heading toward retirement and will be updating our wills/estate plans. We are both quite active and mentally sharp; both have advanced degrees, but my family has a history of Parki...
I’m thinking about having a Cash account that is outside of my Retirement accounts. This would be for whatever or nothing. Not an Emergency fund. We’ll have that. I would fund Monthly expe...
We (M 65, F 59 both still lol working and plan to along as possible) own 3 homes and plan to sell two of them to partially fund our retirement. We’ll sell home #1 and bank the $500K tax free cap...
Interesting column in the Wall Street Journal; curious how it strikes people here (both those who have yet to retire, and those who are already retired). I am very much in the group that the author de...
We are in a Portland suburb and have a good amount of equity in our home - worth about $650K-$700K, owe $30K. 4 bedrooms + an office. And while we have done lots of work on it in the 20 years we've li...
Should those in retirement invest in the stock market, and if so, how much of their retirement savings should be in stocks? Here's everything you need to know!...
Peace of mind looks different from one person to the next, and we must not presume what will bring it—and what will take from it—in financial planning....
The impact of saving more, spending less later and benefiting from an extra year or more of compounding can be truly staggering....
The previous postSplit-Year Backdoor Roth IRA in FreeTaxUSA, 1st Yeardealt with contributing to a Traditional IRA for the previous year and recharacterizing a previous year’s Roth IRA contributi...
In today's world, where environmental concerns are paramount and financial stability is crucial, adopting eco-friendly driving practices not only benefits the planet but also your wallet. With rising ...
Financial software is crucial for enterprises to manage their accounting, investments, payroll, and other monetary operations. As enterprises grow larger and more complex, their need for robust and fl...
The Sunday Best is a collection of articles I’ve curated from the furthest reaches of the internet for your reading ... Read more...
Learn effective money management strategies for retirement, covering savings, investments, and budgeting for a secure and fulfilling future....
Parents can see the positive impact of their giving through tax arbitrage, giving cash (within limits) or directly paying for school or medical expenses....
Twenty years after Executive Life defaulted on worker pensions GM and Verizon helped kickstart a broader trend in corporate America, where over $300 billion in retiree......
My ex husband passed Nov 1, 2023. We divorced Jan 4 2014. I became disabled Jan10 2013. I was 53. I remarried Sept 5 2013 at age 55. I’m I eligible to survivor benefits? I was told yes by 2 empl...
We've gotten rid of excess stuff. Now readying for showing. Those who've been there/done that: Privacy. We get people may open bathroom cabinets/drawers, etc. And even more. How do you maintain privac...
Self-employed workers lack employer-sponsored retirement plans but have other options for tax-advantaged retirement accounts....
Even if you got a late start on your nest egg, you can still take steps to ensure a comfortable retirement....
Episode 446: Stubborn inflation & geopolitical instability are causing a stock market selloff. That shouldn’t come as a surprise to Wealthsteading Podcast listeners. So far, the decline is s...
It’s no secret that Health Savings Accounts (HSAs) are intended to help with the burden of medical costs, allowing the account holder to contribute pre-tax dollars to ......
Sometimes, divvying things up equally means one child might end up with less because of tax implications. Here’s how to avoid that....
The Inflation Reduction Act signed by President Biden in 2022 somewhat limits how much retirees will pay out of their own pockets for medications this year. Next year, the law imposes a hard cap of $2...
In 2007, I had a dream of taking my future family on a ski vacation. I was an avid snowboarder and my wife enjoyed the tranquility of Lake Tahoe. After receiving a good bonus, I bought a two-bedroom, ...
It’s hard to believe ChatGPT only came out in late 2022. Since its inception, it’s soared to over 180 million users and become one of the most popular AI softwares on the market. But how c...
Retirement income planning can create the foundation for a successful retirement. In this episode we discuss a few critical mistakes to avoid and strategies designed to help create long term retiremen...
Hi been with same institution for 27 years. Not a high income earner, current salary is $63k. The retirement plan work is employer 5% to get the employer 9% “match”, which I’ve been ...
I closed my mutual funds about 4 year ago which was a BIG mistake. I got caught up in the news and all the crap that was going on and started thinking that the stock market would crash. As it turned u...
FROM THE ARTICLE - SEE ARTICLE FOR MORE! Social Security Struggles to Improve Customer Service. Hiring freeze amid congressional spending standoff sets back efforts to reduce phone wait times, speed u...
On a family trip to Switzerland, Joseph Barreto fell in love with an Omega Constellation....
I know this scenario is unusual, but if anyone fits the topic, would love to hear how you manage a few things. I'm likely to retire in the fall, at 65, and these are the questions on my mind about spe...
Let’s compare traditional IRAs, traditional 401(k)s, Roth IRAs and Roth 401(k)s. Which might work best for you could depend on your income and tax status....
Do you want the wisdom that comes with age or the innovation that comes with youth? Or maybe you can have both, with an advisory team....
One of the biggest problems people have when it comes to money is figuring out what to do with it and when.Should you save up an emergency fund or pay off your debt first? Should you max out your 401(...
April 15 is usually the last day to make 2023 contributions to an IRA. Find out how Robinhood can help investors with a 3% match with Robinhood Gold....
This week is America Saves Week, a time to focus on actions Americans can take to successfully save....
Creative thinking and a willingness to learn new skills helped two artisans navigate their job changes and make adjustments when they needed to....
If you’re retired and living abroad, don’t play long-distance games with your banking and investments....
Navigating the choices and options available when you’re deciding when you should start taking Social Security. In this episode of Retirement Revealed, I’m excited to tackle one of the mos...
Most soon-to-be retirees have a broad understanding of the differences between living off their assets and living off a monthly paycheck. But making that switch and adjusting to new spending habits ca...
Service Corp of Retired Executives is a volunteer group where former execs can give back- typically to start ups or non profits. Are there any groups with a similar mission where non executives can co...
I was asked in another post to detail some of my retirement journey- specifically why and how we ended up in Mexico. I’d like to start by acknowledging that because of a fairly high income job f...