Curated articles and podcasts from trusted financial experts and real retirees.
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[podcast-transcript possessive=”Todd’s best tips for epochal change”] Two years ago, I announced to my Expectancy Wealth Planning course community that we were about to enter epochal...
Anyone Can Retire Early, But Few Succeed. Here’s Why… Key Ideas The simple math that makes it possible for anyone to retire early and achieve financial independence. Why you don’t h...
Everything You Need to Know About Building Wealth in Just Two Sentences Key Ideas The “secret” to successful wealth building revealed. The proven formula complete with clear action steps s...
How To Take Control Of Your Financial Future And Engineer Your Success Key Ideas Discover how mathematical expectancy converts the uncertainty of an unknowable future into a planned process that&rsquo...
Find Out How Your Net Worth Ranks Compared To Average Savings By Age And How To Grow Your Money Faster Key Ideas Two quick ways to determine if you’re building enough wealth. How your “why...
How to buy life insurance online & 13 life insurance savings tips Key Ideas 3 rules for buying life insurance Where to buy life insurance How much life insurance you need 13 life insurance savings...
Reveals The Twelve Most Common Investment Mistakes That Separate You From Financial Security Key Ideas Discover how you can make more by risking less. Reveals the dangerous deception hiding behind his...
How Much Money Do You Need ToBe Wealthy And Free? Key Ideas Reveals how more can actually be less. Discover how getting wealthy is just one step to the real goal. How to connect your values to “...
How To Avoid The Salesman’s Hype And Focus On What’s Best For You Key Ideas Why life insurance is a negative expectancy bet for the majority of consumers The problem with mixing investing ...
Nobody Wants Responsibility For Your Retirement So They’re Passing The Buck To You. Do You Know How To Benefit? Key Ideas The reason retirement planning changed from socialized to personalized. ...
If Retirement Looms Large But Your Nest Egg Doesn’t, This Article WillHelp You Catch Up Key Ideas Shows how to raise your savings contributions to the next level. Six ideas to convert non-earnin...
Americans Aren’t Saving Enough For Retirement: How To Avoid Being Part Of The Problem Key Ideas Retirement savings statistics suffered before the recession, but are now worse. Reveals the only s...
I am in the process of submitting application on the SSA web site for my wife to start collecting social security benefit at FRA in February 2024. Will SSA automatically calculate her maximum payment,...
Episode 434: In the early stages of building wealth, the key factor is SAVING. Saving is also one of the few things that you have influence to control. Sign up for free ALERTs & Market Commentary ...
I am starting Social Sec at 68 and 10 months. On the Soc Sec graph at 68 I would have received (this is an example) say $2700 and at 69 say $3000. When I took it at 68 and 10 months I am still only re...
The Hidden Conflicts Of Interest That Financial Experts And Investment Media Don’t Want You To Know – Revealed! Key Ideas Most experts provide inaccurate or incomplete advice tainted with ...
Reveals The Crucial Questions To Help Prevent Investment Fraud And Send The Con Artist Ducking For Cover Key Ideas Why you need to operate under the assumption that fraud is always a possibility. 4 ke...
[podcast-transcript possessive=”Brennan’s smart business advice for aspiring or stuck entrepreneurs”] The business entrepreneur path to financial freedom has many advantages over rea...
I am 66 and my spouse is soon to be 66. I have a 100% Va disability plus pretty good SSI. She has her SSI also. I recently retired and she has a small housecleaning job that pays a few hundred per mon...
I am 65 years old and I want to start collecting my SS benefits now. My full retirement age is 66 and 8 months. I was told by SS agent that if I work and make money while collecting Social Security be...
Periodically, we read articles from William Bengen, the inventor of the safe withdrawal rate (otherwise known as the 4% Rule), from various esteemed retirement academics, from the retirement researche...
I'm not talking about buying an rv, or a second home. I'm wondering: What kind of SMALL purchases did you make for yourself, for fun, upon retiring? We are thinking: -More streaming channels for our T...
I received my Social Security statement last night for 2024 COLA increase. For those that are interested check the SS site and see if yours is available....
The Sunday Bestis a collection of articles I’ve curated from the furthest reaches of the internet for your reading pleasure. ... Read more...
A new law increases tax-free ways to give from IRAs....
Are you looking to invest in an ETF geared towards generating dividends? If so, VIG and VYM are Vanguard ETFs ... Read more...
Karsten Jeske at the Early Retirement Now blog wrote When to Worry, When to Wing It: Withdrawal Rate Case Studies back in 2021. It looked into what really makes a difference in safe withdrawals in ret...
I have a vested pension that I can take at either 55 ($1700/mo) or 60 ($2000/mo). I plan on working till 65, so the current strategy is to invest the entire monthly pension payment while I’m sti...
https://www.oregonlive.com/business/2023/11/the-unfulfilled-promises-of-the-long-term-care-insurance-industry.html?outputType=amp Who here has LTC insurance? Our financial advisor recommended against ...
As the downsides of 401(k)-style plans become apparent, workers and some companies, including IBM, are showing new interest in defined benefit plans....
Greetings to all aspiring pentamillionaires! Physicians often find themselves in a challenging financial paradox. Despite high incomes, the mountain of ... Read more...
I’ve got an uncharacteristically short post today. A few thoughts on the 3-legged stool. It’s a metaphor we’ve all heard many times. For example, I recall in my working days when we ...
I'm not posting this to r/medicare because if you get medications at online pharmacies, it's usually because they're not covered under Medicare C or D. I've tried Mark Cuban's costplusdrugs.com which ...
Happy Thanksgiving! The PoF family extends heartfelt gratitude to each and every one of you and the incredible community we ... Read more...
Online investing platforms have lowered the costs for Canadians who want to manage their own investments. Whether it’s a robo-advisor platform or an online brokerage, you can now trade thousands...
Instead of sharing the usual things I'm thankful for (health, family, being Asian, etc.), I thought I'd share some unusual things I'm thankful for this year! 2023 was supposed to be a return to easy l...
I am privileged to be the owner of an out-of-print book, which you can still find used out there. "Work Less, Live More: The New Way to Retire Early" by Bob Clyatt, copyright 2005 (ISBN 1-4133-0200-9)...
Being grateful can be hard work. The media bombards us with so much bad news, and our lives are so full of everyday stresses that it's easy to lose sight of all the good things we have going for us. A...
[Editor's Note: For a doctor or high earner who is looking to maximize convenience while saving money and earning free travel, it makes perfect sense to find the right credit card. If you need help fi...
By Dr. Jim Dahle, WCI Founder If you work as an independent contractor, meaning you get a Form 1099 each pay period instead of a W-2, you're responsible for your own benefits, including a retirement p...
By Dr. Hamik Martirosyan Risk and return are inextricably tied together. They form the basic elements required to make successful investment decisions. Though risk is just as important as returns, mos...
By Dr. Jim Dahle, WCI Founder I get occasional emails from people who are worried about investing “unsettled funds.” I think the main problem is that Vanguard (and probably other brokerage...
My husband’s family has a nice tradition. They go around the table, and each person says what they’re thankful for. What they say changes with the passing years, depending on their joys an...
Financial planners and advisors must ensure that their clients have the necessary funds to meet whatever health challenges advancing age may bring....
Medicare is a minefield of deadlines, penalties and the potential for disastrous mistakes. Here's how wealth managers can guide their clients to safety....
Family gatherings can create a lot of stress. Have a plan for yourself to deal with difficult people. Non violent communication is possible....
Uncover the top S&P 500 index fund picks for 2024. Read our overview and analysis of various funds to find the best picks for your specific investing portfolio....
Greetings. I have seen, for many years, comments like, need 1-2 million to have a 60k income stream etc. Why do people want to be 80 years old and have so much money ? Have enough income to meet your ...
I'll retire next year from a state government agency. I know the spousal benefits are reduced by two-thirds of the government pension. Assume that my pension only has two options: Monthly payments of ...
