Curated articles and podcasts from trusted financial experts and real retirees.
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This post was contributed to Leisure Freak by Quintin Beaumont of Verified Movers. Embarking on a new chapter in life, seniors often face the challenge of relocating. Managing this process smoothly re...
Folks who take time to evaluate the market dynamics may find strategies to help them achieve their goals. Here are some points to consider in this high-rate environment....
The husband of a friend of mine died a few months ago. He was only on hospice for two days before he died. Although they had paid for long-term care insurance for years, he did not take advantage of i...
The market is packed with premium cards that have you jumping through hoops to calculate the best value of ... Read more...
With the U.S. stock market hitting four new all-time highs last week, the question on many investors' minds is, "Is now a good time to buy stocks?" I understand the sentiment. Buying near all-time hig...
Should Peter LemonJello, who has high income, and his wife, who is retired with zero income, file their taxes as married filing separately so they can start Roth conversions? What are the tax implicat...
Hi everyone! In order to preserve the buying power of a pension that has no cost of living adjustment, what percentage of the pension should be reinvested in the market each year? Suppose the pension ...
Roth IRAs give you a tax-free source of retirement income....
How do you manage a joint cash flow with separate assets? In addition to discussing Mark and Mary’s situation, today I chat with Kay about how she and her husband handled finances with their lat...
My team at Keen on Retirement has been hard at work analyzing the question that's top-of-mind for many of our listeners. And after crunching the numbers ... Yes, it looks like Taylor Swift will be abl...
So I’ve got 2 years and 3 months to retirement. 2.5 years ago I took a role in a different gubment department to try and ease the boredom. I went from boredom every day to working in a team of 3...
Once upon a time, I decided that I wanted to be a little more “hands-off” with our finances once we became early retirees. This didn’t mean to push down the major planning or big mov...
Passive income is a big source of wealth for many millionaires. In fact, 47% of people who make over a ... Read more...
To gauge how much the federal government’s COVID assistance helped the nation’s disadvantaged children, consider what happened after the relief stopped. Millions of low-income children hav...
Whether you’re saving for a special purchase, are tired of asking your parents for cash, or simply want to gain financial literacy, our curated list below will give you a head-start in finding t...
From knowing your demographics to understanding RMDs, these are some of the best opportunities for tax planners to demonstrate their value to clients this year....
The U.S. Census Bureau projects that by 2034, there will be more senior citizens than children for the first time in American history....
Cyber thieves are taking the digital lives of the recently deceased....
All parts of the economy contributed to this growth, highlighting broad based momentum of an increasingly competitive economy....
For those who are anxious about whether they'll have enough money, the good news is that the cost of living generally falls when you retire, for a lot of reasons. Here's a list of things that pertain ...
Many of you have likely dealt with this. Planning to retire in 18 months or so. I have run and re-run my financial numbers several times, and while I will definitely have less income, it should be ple...
I will be retiring December of this year. Husband retired a few years ago. We are not yet collecting SS since I'm working full time and there's no need to yet. We have a home that we will be selling a...
More specifically, if you had a higher level or analytical type of job prior to retirement, what kind of part-time work are you doing now? I am not interested in customer-facing, minimum wage jobs and...
Note: Class B is an RV purpose built van for camping. It’s slightly larger than a regular van. A Class B+ is based on a van but then the back is removed and a camper is built in the frame. It&rs...
I am retired but still have some ESPP stock from my last two employers. I know that when I sell these ESPP shares the 15% discount I received will be deemed "ordinary income" and as such I will need t...
Episode 442: Once again foreign, Emerging Markets and Chinese stocks are being touted as the next best investing opportunity. Maybe…maybe not. https://thedisciplinedinvestor.com/blog/2024/01/21...
Kudos to the American Academy of Actuaries (AAA) for reinserting the following caveat language in its Social Security Challenge tool. “The following should be noted when interpreting results fro...
Learn how to allocate funds to receive passive income in retirement....
Estrangement from a difficult aging parent in this case nearly led to the elder's death from self-neglect. See the options the family had in dealing with this issue....
Retirement is not just about financial readiness; it's also about finding purpose, passion, and personal growth. James and guest Cynthia Meyer debunk the arrival fallacy, the illusion that reaching re...
2023 was a tough year for commercial real estate. The Fed raised the interest rate 11 times and the cost of borrowing money increased tremendously. Commercial developers had a hard time getting reason...
With tax season right around the corner, it’s time to talk about what you need to know before you file 2023 taxes. According to the IRS, “Although the IRS will not officially begin accepti...
When I started freelancing, I charged everything—flights, hotels, supplies—to my personal credit card without a second thought. But chatting ... Read more...
Running a business often means juggling many financial responsibilities. And one that gives me nightmares is managing expenses across ... Read more...
[Updated on January 28, 2024 with updated screenshots from TurboTax for 2023 tax filing.] When mutual funds and/or ETFs that invest in foreign countries receive dividends or interest, they have to pay...
I'd like to learn from those already retired and have adult children with special needs. I'm heading towards 64 and am still working, but the retirement bug has bit. My daughter is 32 and has Downs Sy...
I recently got an email with the subject line “Is our age gap a blessing or a curse?” and I giggled a bit. Because that’s a question that if you have to ask it, the answer is almost ...
Just retired January 1. Tonight I realized I am enjoying cooking dinner, while being totally relaxed and watching football games with my husband and NOT worried about what I need to be thinking of in ...
Ooooh, I’ve never written a title all in caps before! You know it’s gonna get real. Nothing in the financial independence community drives me crazier than the endless debate over the 4% Ru...
One of the biggest financial disasters that people can experience in retirement is divorce. On this episode of Financial Symmetry, Grace Kvantas chats with licensed marriage and family therapist, Lesl...
If you have rollover IRA accounts and want to make a backdoor Roth IRA contribution, this episode is for you. There are several steps involved to handle this strategy in the right way including unders...
People leave a lot of money on the table by waiting until late in the year to consider their charitable gifts....
Strategic Coach founder, Dan Sullivan, and Dr. Benjamin Hardy, help shift our perspective on goal-setting in life and money....
Around 96% of retirees are making this mistake, researchers found....
The Sunday Bestis a collection of articles I’ve curated from the furthest reaches of the internet for your reading pleasure. ... Read more...
I'm about to reach full retirement age for Soc. Security. I've been working in a kitchen for the past few years and it's now gotten too physically demanding. I'm just about to pay off debts and I will...
Hello everyone, I will be 63 this year and wanting some advice. Currently have a 2016 vehicle with 167,000 miles and wondering if I should upgrade before retiring. I drive about 25,000 miles a year fo...
While 2024 is still new, assessing where you stand in some key areas of personal finance can help smooth the transition to your later years....
Deciding when to retire is one of the hardest decisions you will ever make. Retire too late, and you may ... Read more...
