Curated articles and podcasts from trusted financial experts and real retirees.
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I spent 35 years as a high school English teacher. On a normal day, I'd engage with 150 students and teachers in any number of matters. On an abnormal day, maybe there was some crisis to deal with - l...
February 5, 2024 – Two recent papers in the personal finance area have caused enough of a stir that I’ve gotten numerous requests for comment. I noticed that if I compile all my notes, cal...
We’ve heard this hundreds of time... 'I wish someone had warned me about this when I retired.' More often than not, they're referring to one of five key challenges that catch many retirees by su...
The Sunday Bestis a collection of articles I’ve curated from the furthest reaches of the internet for your reading pleasure. ... Read more...
In this episode of "Rock Your Retirement," Barbara shares her incredible experiences from a three-week trip to Europe, including visits to Ireland, Iceland, and Spain. Barbara and her husband embarked...
My wife and I started Medicare Plan B on January 1, 2024. we received a bill for four months of premiums, which we paid in full. My wife decided just after January 1, to start Social Security. We rece...
First off, please ward off any shame about this. If you are having a tough time with financial survival in retirement, you are not alone. Also, please remember that those who share a common problem ca...
In a previous post I applied the 80-20 rule to the realm of cybersecurity. My aim was to motivate you to take action to protect yourself from identity theft and/or financial loss. I proposed that you ...
Episode 443: Why are investors and Wall Street ignoring the clear and present danger of geopolitical instability and escalation of war? Sign up for free ALERTs & Market Commentary at: https://www....
The Oscar nominee for ‘Killers of the Flower Moon’ shares the secrets to his legendary career...
We’re wired to give, so let’s do it better and let’s enjoy it more....
New research shows the degree to which your choice of college major and debt at graduation affect retirement savings....
Should a married couple sign a will contract to backstop their estate plan, especially in a second or later marriage? While these make sense, they can be problematic....
Irrevocable trusts that own or control entities raise complex issues for reporting under the Corporate Transparency Act (CTA)....
Influential organization’s support could build momentum for controversial bill...
The large asset manager has also appointed a new DC intermediary head to lead the program...
Experts say it might be much the same. I say that’s foolish!...
Social Security Administration Chief Actuary Stephen Goss believes the enactment could…...
Senators Casey, Wyden and Schumer add clout to bill aiming to build wealth for the next generation...
So I have a realistic budget built and was analyzing my required yearly withdrawals from my retirement along with social security etc. I made an assumption of 4%inflation each year. Looking ten years ...
I know that there’s lots of advice out there and of course much of it is contradictory. And also, there’s no “one-size-fits-all” answer. So I’m curious what all went into...
Passively managed ETF funds outperformed actively managed funds by $100 billion, reports Cerulli...
A Fidelity Investments study finds couples don't agree as much as expected with future…...
I applied for social security on 1/1/24. My application is still in the review process even though the ss website says 2-4 weeks. I can’t call or email anyone in ss. I want to give notice at wor...
Legislation that went into effect this year makes it easier for student loan borrowers to save for retirement while paying down their debt....
Congratulations for growing the sub to 50k, a milestone that's worth noting! ????The amount of time it takes to moderate the sub is quite a feat! Thank YOU, u/MidAmericaMom ( u/MidAM )! ??Love the Wik...
Parents can now convert their child’s favorite college savings tool into a retirement savings tool. The question many people are asking is “How do you do it?”...
I've been documenting my journey in Financial Independence Retire Early (FIRE) since July 2009. To the best of my knowledge, I can't identify any other blogger who commenced their FIRE journey earlier...
Making liabilities look small doesn’t make them go away. In doing background reading to figure out how many companies may follow IBM and reopen a closed defined benefit plan, commentators kept r...
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Taxes. If you are thinking about how to plan for them while in retirement this **LIVE only webinar might be for you. I see people commenting in our community and others like it, on this topic. A commo...
My plan is to retire in April 2024. Two years ago I converted my 401K into an IRA but I continued to fund the 401k (so I would continue getting matching funds by my company). So the 401K will be about...
Learn the warning signs to identify and steer clear of senior scams....
For myriad reasons, the 2 million older Americans who are raising their grandchildren get very little help in the form of government assistance. They tend to be from disadvantaged Black and Hispanic c...
I have interviews today and Monday with one of the Big4 accounting firms today. I retired from the IRS 3 months ago. I retired because I felt marginalized. I am not sure if they found me on LinkedIn o...
I am 60 years-old and retired. I have about $800k in [traditional] IRAs and about $700k in brokerage accounts. Should I start drawing on my IRA's now, or should I leave it to grow and draw from my aft...
You might be asking how good habits could be possibly be holding you back. Well, on this episode we evaluate a variety of habits that are often thought to be good and discuss how in some cases could e...
You might live longer than you think, so it’s smart to plan for a long retirement....
Faster productivity growth in the U.S. economy provides many benefits such as faster wage growth without adding to inflationary pressures....
The Federal Reserve’s Distributional Financial Accounts show, among other things, total wealth by race and ethnicity – for Black, Latino and white households....
Many people worry about running out of money in retirement. Let's share 15 great tips to help make your money last in retirement, no matter how long you live....
There are plenty of apps that offer a unique opportunity to earn extra cash by completing various tasks such as completing surveys, watching videos or playing games. While there are a few requirements...
Background: our house should be paid off by the time we retire. We have raised a pack of kids, one has boomeranged back and the youngest is still in college. The others are out on their own. We are re...
Hello, many of us did (or will watch soon, or watching now as I create this) an interview with Mike Piper, the creator of the popular tool - https://opensocialsecurity.com by Rob Berger on his YouTube...
I’ve been planning a post about the phases of retirement for a while, but I wanted to be sure I’d spent enough time in retirement to write with credibility. In my 5th year of retirement, t...
I am helping my dad figure out a few things with his retirement and there is an account we’re having trouble locating. For background, he was employed with the United States Postal Service from ...
Americans are surprisingly strong at having a budget, yet they're not able to keep to it. Why? It's likely due to a quirk in the calendar, dubbed the Phantom Month....