Curated articles and podcasts from trusted financial experts and real retirees.
Showing 50 results of 15010
Your retirement plan isn't complete unless you have figured out how to lessen the impact of taxes on your nest egg. Here's where to start....
You could see some high returns, and if you stash dividend stocks in a taxable account, you can minimize the taxes you pay on them....
My friend said it was the hardest thing she's ever done in her life. She moved from Illinois to one of the Carolinas when she retired. She had a pretty nice little rural homestead. I'd love to move bu...
Again on a post I read a few minutes ago, people talk about how long-term care is so expensive per month. And, yes it is. Overall, the cost of healthcare, including long-term care, is high. But what I...
So I'm a little ways out from retiring. I'm planning on buying a house soon. I'm going to have to continue paying on the house through part-time contracting work even after I retire from my full-time ...
Photo credit: jb I’ve written about this topic a few times in the past, such as in this article on tax diversification of your investment accounts. It’s an important topic, but probably th...
Everyone with children should contribute to a 529 plan. It is a tax-efficient way to save for college since none of the gains are taxable if used for approved college expenses. Today, it costs about $...
My understanding is that you have to file a witholding form to have taxes withheld from Social Security payments. I'm curious about whether you have money withheld, if so how much, and what is the rea...
Ok retired 3 days ago. Married, both retired. I m no financial brain surgeon so please be aware of this. So i retired half-way through the year and have to figure out our tax bracket. I don’t wa...
Save on Car Insurance Today Explore and compare rates from over 50 top insurance companies, including Progressive, Travelers, AAA, and Nationwide, to find the best car insurance deals. Get Your Free Q...
If you’ve ever searched for a financial professional you may have seen an endless string of letters after their names. Trying to figure out the financial advisor alphabet soup is exhausting. One...
You probably know that I’m a big advocate of trying out new and sometimes adventurous things. Not only can it be fun to learn or do something completely different, but it helps you to find new p...
Assess Your Loved One's Driving Skills...
The more time you have to save, the more likely you are to reach your goal....
Dear Colleagues: When trying to determine the value of survivor benefits. SSA is telling us the survivor benefit amount is based on the deceased persons "basic" benefit calculated at full retirement a...
Thinking of rolling over a 401(k) into an IRA? There are tax and flexibility advantages. But tread carefully....
Estate planning is critical to ensure heirs don't get hit with millions in estate taxes after you die. You can also protect your digital assets from litigation....
Women are saving less for retirement than men – and not just by a little. Prudential’s 2024 Pulse of the American Retiree survey found, “Across all age groups, women are particularly...
Retirement savings might not have to take a back seat just because your partner doesn't earn income....
These hybrid securities blend a bond and a derivative and are customizable to clients' savings needs....
Even — or especially — for financial planners, retiring isn't easy. Here's how to let go of the business and embrace what comes next....
Wealth managers typically focus on other people's retirement plans. But how do they want to spend their own golden years?...
It’s that time of the year, folks. Elections are coming up, there’s a bunch of infighting going around, and lots ... Read more...
Thebrief’skey findings are: To encourage small firms to adopt retirement plans, policymakers have made it easier to participate in Multiple Employer Plans (MEPs). MEPs involve less administrativ...
There are costly changes coming to Medicare Part D drug plans. The 2024 Medicare Open Enrollment period is you chance to get ahead of those changes....
The are smart ways and terribly taxing to get funds from an Inherited IRA to a Roth account. Keep reading to learn how to get more tax free income from your inheritance....
Before you decide to spend your retirement on the high seas, you might want to think about what you can afford, your ability to adapt to change and more....
In this episode, we tackle a diverse range of listener questions from reverse mortgages, annuities, Roth conversions, healthcare before the Medicare age, and a lot more. Tune in as we discuss: Al's Qu...
One of the retirement questions that persists through the ages is whether to take a pension or a lump sum payment. On this episode, we flesh out an example from baseball: Did Bobby Bonilla Day make th...
As an older adult, college education is available at a wide variety of costs....
After four years of COVID-imposed Zoom meetings, retirement and disability researchers from around the country will meet again in Washington, DC. The theme running through much of the research they wi...
The common idea of artificial intelligence (AI) as portrayed by media like films and TV shows has been mostly hype rather than functional–including depictions of robots and sentient networks tha...
Every time I think this decade can’t get any crazier, I keep getting proved wrong. 2024 was never going to be a walk in the park, but holy shit! By now you’ve all heard that former Preside...
Irrevocable trusts can be structured so that trust property is either included in the potentially taxable gross estate or removed. What are the pros and cons?...
Save on Car Insurance Today Explore and compare rates from over 50 top insurance companies, including Progressive, Travelers, AAA, and Nationwide, to find the best car insurance deals. Get Your Free Q...
Hey everyone! I am in Thailand after 3 weeks in Japan. We had a fantastic trip. Japan is an amazing country. Everything is such a great deal because the USD is so strong. We felt like everything was 6...
The programs that Americans rely on for security in retirement today rest on just a few major legislative acts. The two most important are the laws that created Social Security, Medicare and Medicaid ...
More than 14 years after passage of the Affordable Care Act (ACA), I still encounter folks who are waiting longer than necessary to retire. Many of them are convinced retirement is out of reach financ...
The term doesn’t really matter, but about half of households are not doing so well. Reporters always want to know “crisis” or “no crisis.” I don’t think the term is...
An advance directive defines the medical care you want if you are too ill to make decisions. Every adult needs one....
Here are some of the benefits and drawbacks of each of these retirement income strategies so you can see which ones might work for you....
When you travel with medications abroad, good planning can help avoid getting your prescriptions confiscated — or worse. Here's how to stay on the right side of the law....
I'm hoping against hope that I can retire in 5 years. When I run various retirement calculators, it seems that due to the reduced power of compound interest, the last few years of contributions have t...
I have been retired for two years. I am very blessed financially. Not to the level of having that beach house but we don’t have any worries for our needs. We use debit card for everyday purchase...
Cross posted from the r/investments sub: I’m a few years from retirement and am having trouble embracing the “you gotta have bonds in your portfolio”… I currently have only 2%...