Curated articles and podcasts from trusted financial experts and real retirees.
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I just turned 40 years old, and I have spent less than $20,000 on all the cars I have ever owned. That is going to make me wealthy one day. The post My 27-Year-Old Car Will Make Me a Multimillionaire ...
Hello. I live in Vermont and after long Covid delays (shutdowns, crazy interest rates), I really do not want to be here all of winter 2024-2025. This is a one-time transition, though I may do it seaso...
This post is a follow-up to our post of April 16, 2022 regarding planning for non-recurring expenses in retirement, with emphasis in this post on long-term care costs. We also build on the example dis...
Nowadays, more and more physicians are turning to secondary jobs to supplement their clinical work. And it isn’t hard to ... Read more...
The IRS has issued final rules on taking required distributions from an inherited IRA, and warns that the reprieve on penalties for adult children and other non-spouse beneficiaries who don't comply w...
They're more varied, flexible and cost-effective than most people think, so don't let their complexity scare you off....
In these European countries, it's possible to live comfortably on a monthly budget of between €1,000 and €1,500....
Personal finance gurus would have us believe that the difference between financial success and failure depends on our choice to buy a latte. But it likely doesn't....
i am 78, receive $1300 in ssi. i am not on disability. how much can i keep in bank account?...
The Sunday Best is a collection of articles I’ve curated from the furthest reaches of the internet for your reading ... Read more...
These six target-date funds are good set-it-and-forget-it options that are a staple of retirement plans....
Here some ways to mitigate longevity risk into your existing retirement plans....
What's new in the world of disability insurance? Plenty, as companies expand their GSI offerings and introduce innovative programs. The post The State of the Disability Insurance Industry in 2024 appe...
Most Americans wish they had started saving for retirement sooner and that they hadn't withdrawn money early from retirement accounts, a recent study says....
IoT has transformed how we communicate with plain objects and machines. It has accelerated communication and data analysis making it more productive and efficient at home or the workplace. However, th...
Putting together a playlist for my sister’s party this weekend. After a 15 year nursing career,she was a teacher for 25 years and is “graduating” with the start of the school year. I...
Many people value family and family relationships more than anything. So on this episode, we discuss a number of ways that kids and grandkids can end up influencing retirement plans. Glenn is availabl...
Evaluate the pros and cons of different orders of accounts for withdrawals. See how to make smart decisions about your choices. The post How to Decide the Order of Accounts for Retirement Withdrawals:...
The super-charged saver’s match builds on the existing saver’s credit as an opportunity to improve the long-term financial security of low- to moderate-income Americans....
The new SSI application is intended to make the application process less burdensome and challenging....
The minus your age rule of thumb is a simple math formula used in personal finance to help DIY investors and advisors determine a suitable stock-to-bond ratio for an investment portfolio. I’ve a...
Discover the best car insurance deals in Georgia with our 2024 guide. Compare rates for various profiles, including young drivers, seniors, and high-risk drivers. Get tips to lower your premiums and f...
In 2013, Students for Fair Admissions (SFFA) filed a lawsuit against Harvard University in the U.S. District Court in Boston. They alleged that Harvard's undergraduate admission practices violated Tit...
Is this a strategy? The maths work, but it feel wrong. Living off investments while delaying SS Benefits to max (70 years old). I can retire now (61) and live off my investments until 70. This would m...
I've been retired a couple of years now, my wife about a year. We recently bought a new car. In talking with our insurance guy, he recommends we get a Personal Liability Umbrella Policy. It would cove...
Am I ruining my chances for an enjoyable vacation? I am planning to go to Salamonca, SP to take a three week course in Spanish at CURSOS INTERNACIONALES de la Universidad de Salamanca. It will meet fo...
As a physician, you’re no stranger to the demands of a demanding career. But have you ever considered how a ... Read more...
We have moved from a defined benefit plan to a defined contribution plan, which means the onus for saving and investing has transferred from employers to employees....
Becoming a millionaire might seem like a distant dream for many, but the truth is, it’s more attainable than you might think. Contrary to popular belief, most millionaires didn’t inherit t...
Many of us only became financially literate when we were adults. But how much would things have changed if we learned about finance as kids? The post Age-Appropriate Money Conversations: Teaching Kids...
National 401(k) Day is a great opportunity to review and if need be, revamp your 401(k), as well as any other retirement holdings....
Did you have a great Summer? While you were off having fun you might have missed some useful articles. Here are the most popular posts form the last few months. The post The Top 9 Articles You Missed ...
Push pause on retirement contributions to cover life events and the unexpected....
Learn what retirees do with the hours they have each day....
Paul and Sandra McCrossan live on such high ground in Toronto that their neighborhood is a popular rest stop for migrating birds. But sodden ground affected their aerie when the city experienced its h...
Here's an example of what life insurance coverage would look like, with actual dollar amounts, for a hypothetical family with a mortgage and student debt....
Large language models (LLMs), such as OpenAI's GPT-4, can sift through massive datasets, identify patterns and generate insights about investment decisions....
I’ll never forget when I was in the final two weeks of my career, making the rounds to say goodbye to colleagues and thank those who had been part of my journey. During one of those conversation...
Oh no, I’m 27 and being sued! In 2007, I made a bold move. After years of following a well-calculated strategy in real estate, I decided to take a leap outside my comfort zone. I had already bui...
Answering reader questions about whether you should pay off your mortgage, if nursing home insurance is a good idea, and when to let your disability policy lapse. Plus, we talk about the state of gove...
Unpaid wages can be a stressful and frustrating experience, but you don't have to navigate this situation alone. Whether you're missing a paycheck, overtime compensation, or other forms of earned inco...
Isolated elder fell ill and had no one to call but his abusive son. Son came, but then refused to leave. Legal action helped but the dad had to change his life....
In this heartfelt and insightful episode of "Rock Your Retirement," host Kathe Kline and long term guest co-host Barbara Mock welcome Garry Cole to engage in a deep conversation about aging, purpose, ...
Tax rates are set to revert to 2017 levels after 2025, so now is the time to revisit your muni strategy and plan for optimized portfolio adjustments....
Imagine waking up tomorrow without a job—how long could you sustain your lifestyle before panic sets in? For many, the answer lies in their emergency fund, but determining the “right&rdquo...
Learn about the ideal withdrawal rate and the 4% rule. Plus, understand a more personalized approach to retirement withdrawals. The post The Ideal Retirement Withdrawal Rate: How to Make Sure Your Sav...
Knowing how to invest for retirement can be complicated and it is not an innate skill. However, you can do it with these 7 simple tips. The post 7 Simple Tips for How to Invest for Retirement appeared...
You have a good chance of maintaining your cognitive function. Find out how to up your odds and age with confidence. The post Age with Confidence: How You Can Stay Sharper Than Ever and Defy Aging app...
No matter your current health status, safeguarding your finances against chronic disease is a critical aspect of securing your future. The post What Do You Need to Do in Your 20s, 30s & 40s, and 5...
Underestimating expenses is a good way to run out of money. Learn about commonly overlooked retirement expenses. You'll be surprised by #1. The post 10 Major Retirement Costs Overlooked by a Many Amer...