Welcome to Seeking Retirement

We curate a selection of educational retirement articles sourced from the web, authored by genuine retirees and financial experts. These articles contain valuable insights and guidance suitable for every phase of retirement planning, whether you're considering early retirement, traditional retirement, or already enjoying retired life. We've categorized the content to facilitate your search for topics that pique your interest. Our aim is to assist you in charting a path towards a fulfilling and joyful retirement. We extend our best wishes for a prosperous and contented journey ahead!

Showing 32 results of 7032

Oversaving and What To Do About It | White Coat Investor

Nov 16 2018

Are you Dr. Content or Dr. Neurotic when it comes to oversaving? The more we can move toward Dr. Content and away from Dr. Neurotic, the happier we and our families are going to be....

whitecoatinvestor.com

Wisdom

Oct 20 2018

  Six years ago today I woke up officially retired from the workplace, a new identity waiting to be formed.  Yes, six years!!!  And what a six years it has been.   Prior to retiring I received lot...

kathysretirementblog.com

Retirement Rules of Thumb - Eggstack

Sep 12 2018

In today’s episode of eggstack, we examine retirement rules of thumb. Who knew retirement planning was so easy you could do it with a rule of thumb? Continue reading...

eggstack.com

Tracking your holdings

Aug 28 2018

If you are like many readers, you’ve come to this blog having already spent years, maybe even decades, investing....

jlcollinsnh.com

Savings Rates & Reaching FIRE

Aug 20 2018

Are you saving enough?  It's the most basic of questions.  Yet, I’m always so disappointed when I see an article showing how low the US savings rate is.  A recent study by Fidelity showed that th...

mrfirestation.com

Social Security Claiming Strategy Calculators Compared

Jun 20 2018

I compared two free calculators for the optimal Social Security claiming strategy with hypothetical test cases. They both do a good job....

thefinancebuff.com

Why I don’t like investment advisors

May 04 2018

When I say Money Managers, I am also referring to Investment Advisors, Financial Planners, Brokers and the like....

jlcollinsnh.com

How and why you should start an emergency fund

Jan 29 2018

Financial experts agree. The first thing you should do (besides pay for basic expenses) is build an emergency fund to cover your ass when disaster strikes....

getrichslowly.org

How to get out of debt

Jan 15 2018

There's tons of info online on how to get out of debt. Too often, these end up as a scam. Here's how to get out of debt without gimmicks or games....

getrichslowly.org

Is There A Normal Retirement?

Apr 30 2017

It was the end of 2012 when I first started looking for articles on what retirees did to create a happy retirement.  My queries on the web resulted mostly in articles about retirement timing and fina...

kathysretirementblog.com

What Will You Do In Retirement?

Apr 23 2017

Last week Mike wrote to ask me for a quick answer to the question, “What are you going to do when you retire?” Mike plans to retire in three months. I often receive the related question, “What d...

kathysretirementblog.com

The Great Bond Diversification Myth – Early Retirement Now

Aug 17 2016

Bonds diversify your equity portfolio risk. Everybody knows that, right? Well, how much diversification potential is there, really? Much less than we thought! Of course, bonds are still useful but for...

earlyretirementnow.com

Money Money Money?

Jun 15 2016

The one thing, as much as anything, that consumes people's thoughts when they think about early retirement is money.  How's the market doing?  How are my savings doing? Will I have enough?  Have I ...

mrfirestation.com

Milestone: First 50 Days of Early Retirement

May 23 2016

It has been more than a month now since I early retired from MegaCorp and adopted my new life of leisure.  It feels like I am still "skipping school" and am expected to go back to work at some point....

mrfirestation.com

How Much Is Enough?

May 16 2016

Retirement planning can seem like a dense jungle of confusion and jargon, which is why many financial planners like to rely on a few simple rules to guide our decisions, and easily the most important ...

millennial-revolution.com

Mega Backdoor Roth: Convert Within Plan or Out to Roth IRA?

Apr 26 2016

When your 401k-type plan allows non-Roth after-tax contributions, you can take the money out to a Roth IRA or convert to Roth within the plan. Either way works....

thefinancebuff.com

How to save money for college. Or not.

Apr 16 2016

More and more frequently in the comments here I get asked about the tools specifically designed to help parents save for college....

jlcollinsnh.com

My Philosophy on Money

Apr 16 2016

I thought about the question for a while and couldn’t come up with anything. No big deal; sometimes it takes me awhile to arrive at a good answer....

1500days.com

Why you need F-you money

Apr 11 2016

There are many things money can buy, but the most valuable of all is freedom....

jlcollinsnh.com

Early Retirement and Opportunity Cost

Apr 05 2016

Early retirement is expensive when you include the opportunity cost. It's the opposite of frugality....

thefinancebuff.com

The Best Retirement Withdrawal Strategies

Mar 08 2016

My latest research into the best retirement withdrawal strategies, including target and average asset allocations, and rebalancing strategies....

caniretireyet.com

Health Insurance for Early Retirement

Feb 17 2016

   Health insurance is a big, incremental expense for people hoping to retire early from corporate life.  Understanding our options and the costs has been an important focus for us as we've plotted...

mrfirestation.com

Years You Have Left to Live, Probably

Sep 23 2015

The individual data points of life are much less predictable than the average. Here’s a simulation that shows you how much time is left on the clock....

flowingdata.com

8 Reasons To Be Confident In Your Retirement “The Number”

Jun 29 2015

The one question most readers have been sending me has to do with The Number.  I write those words with capital letters in homage to the financial planning book by Lee Eisenberg of the same name and ...

mrfirestation.com

Multiple Roth IRA Conversion Strategy

May 04 2015

A Roth conversion can be a smart move. But it can be made even smarter if you use more than one Roth IRA to do it, then recharacterize the underperformers....

whitecoatinvestor.com

9 Reasons It’s Difficult To Retire Early

Feb 16 2015

I had a great day at work this past Friday.  There wasn't anything especially amazing about it, but it was a truly enjoyable day.  Good conversation, meaty strategic work, and a fair amount of horsi...

mrfirestation.com

The College Paradox

Feb 10 2015

My son is a junior in high school and starting to look at colleges. He’s a smart, thoughtful kid who doesn’t seem to be stressing too much about where he goes off to school. At the same time, sinc...

mrfirestation.com

Bank Your Raises To Catch FIRE

Jan 26 2015

Saving for FIRE is the last thing on the minds of most people.  Although almost everyone dreams of being financially independent and retiring early, very few are doing anything about it.  Americans ...

mrfirestation.com

Getting Rich: from Zero to Hero

Feb 22 2013

For almost nine years, I’ve been preaching a different brand of financial advice from what you see in the newspapers and magazines....

mrmoneymustache.com

Computing Your Overall Investment Return

Jan 09 2013

I just completed an annual ritual that involves calculating one of my favorite metrics, other than monthly expenses and net worth, and that is overall portfolio return....

caniretireyet.com

The 4% Rule: The Easy Answer to “How Much Do I Need for Retirement?”

May 29 2012

In the world of early retirees, we have a concept that goes by names like “The 4% rule”, or “The 4% Safe Withdrawal Rate”, or simply “The SWR.”...

mrmoneymustache.com

The Shockingly Simple Math Behind Early Retirement

Jan 13 2012

This is the blog post that shows you how to be wealthy enough to retire in ten years....

mrmoneymustache.com

Why Retirement is Important

Retirement is an important milestone in a person's life because it marks the end of their career and the beginning of a new phase of life. It is a time when people can stop working and start enjoying the fruits of their labor. There are several reasons why retirement is important:

Financial stability: Retirement allows people to stop working and start relying on their savings, investments, and any other sources of income they may have. This financial stability can provide peace of mind and allow people to enjoy their retirement years without worrying about money.

Health benefits: Retirement can also have health benefits. It can reduce stress and allow people to have more time to focus on their physical and mental well-being. This can lead to a longer and healthier retirement.

Personal fulfillment: Retirement can also provide an opportunity for personal fulfillment. People may want to pursue hobbies, travel, or spend more time with loved ones. Retirement allows them to do so without the constraints of work.

Social support: Retirement can also provide social support and a sense of community. Many people find that they have more time to spend with friends and family, and may join social groups or organizations that can provide a sense of belonging and purpose.

Overall, retirement is an important phase of life that allows people to enjoy the fruits of their labor, focus on their health and well-being, and pursue personal fulfillment and social connections.