Curated articles and podcasts from trusted financial experts and real retirees.
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Thanks to Rivan Stinson for teeing up the Actuarial Approach in Stinson’s recent Washington Post article titled, “Retiring soon? Plot a detailed budget first before tapping your 401(k).&rd...
These devices can make life easier and healthier for seniors....
Without spousal IRAs, you would need an earned income to contribute to your retirement account....
Given that only about half of private sector workers are covered by an employer-sponsored plan at any given time, 16 states have launched – or are in the process of launching – auto-IRA pr...
The Southwest Companion Pass… the holy grail of travel. If you’re not familiar, the Companion Pass allows the earner to bring someone with them for free on every single flight booked by t...
Being financially independent means having enough passive income to cover your essential or desired living expenses. A common guideline is to aim for a net worth equal to 25 times your annual expenses...
Higher yields, priority on dividend payments and the potential for capital appreciation are just three reasons to consider investing in preferred stocks....
As physicians, we are no strangers to a frantic lifestyle filled with triaging hundreds of decisions quickly. Our jobs are ... Read more...
Choosing a financial advisor is like choosing who will captain your cargo ship. You want someone who knows the waters well and keeps you on course. But how do you know which financial advisor (individ...
Hello there. Age 64 now and would like to retire @ 67. Have about $375K in 401K plus $85K in my wife's 401ak but she is 8 years younger and plans tonwork to 65 before retiring herself. Musts before I ...
I am retired and have a 10 year old with low mileage and some minor damage. I am buying with cash a new car this week. I am debating about keeping both cars. One car could be something guest could dri...
At 65 years old, Mike and Patty from Lehi were reaching retirement age and were in a good position. Mike had worked for 20-plus years for a local Salt Lake…...
How much do you need to retire at 55? Early retirement usually requires a strong command of expenses and savings beyond retirement accounts....
As a professional software developer I got to solve complex business problems using cutting-edge technology. I loved this part of the job. Unfortunately, it accounted for just a small fraction of it. ...
As the number of couples who split after the age of 50 rises, more Americans are looking at a retirement that is drastically different than they had expected....
It’s not that hard, and there’s a bonus: Portfolios without fossil fuels have generally performed just as well as the broader market....
With the plans, workers are automatically enrolled and contribute through payroll deductions. The goal is to help more Americans save for retirement....
In 2022, after the state increased its asset limit to $130,000, it figured 12,189 people became newly eligible for the benefits—about a 1 percent increase....
Here are the best senior living communities in 2024, according to a J.D. Power survey....
Retirees aren't feeling that confident about their financial health....
Hello, My husband is 9 years older than I (he turns 60 this month) and wants to retire as soon as possible. A lot of hard work over the year and killed his body. I will continue working until I am 66 ...
Despite knowing that they're giving up higher income, many pre-retirees plan to claim Social Security benefits before full retirement age....
Don't delay — getting these tasks accomplished as soon as possible can help you avoid costly consequences....
Discover the best affordable car insurance options in Nebraska for 2024. This guide covers average rates, top providers, and tips to help you find budget-friendly coverage whether you’re a young...
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My brother and sister-in-law have decided to retire imminently and take this opportunity to go elsewhere. They are pretty well off, no kids, stock buys did really well for them, so they are not moving...
It’s finally happening for you. After decades of long hours, sleepless nights and hard work, it’s time to finally hang up your hat and retire. What’s mind boggling is this is somethi...
This post is a follow-up to our post of October 14, 2024 entitled, “Social Security Financing---When You’re in a Hole, Stop Digging.” In this post, we will look at the retirement pla...
It is hard to make friends after retirement. It takes time and effort to make connections and build community, but is an investment that pays off....
You can't change the beginning of the story in your financial plan—but you can change the ending....
Whether you're investing in your future or helping others, $1,000 can be put to a lot of good use. We've rounded up some ways to save, donate or spend it....
Consider treating investing like it's both a marathon and a sprint by taking advantage of the powers of time (the tortoise) and compounding (the hare)....
When it comes to the world of modern delivery, route planners aren’t just important, but they are essential. Without then, the delivery of all things - from food to furniture to cars and more - ...
Welcome to this week’s edition of The Sunday Best, where we navigate the intersection of Black Friday shopping and the ... Read more...
In 2025, premiums for Medicare Part B will grow twice as fast as Social Security benefits — and those premiums are deducted straight from the checks....
Cool, right? The SEPP rule lets you tap your retirement savings early without tax penalties. But it's a risky move if you don't plan well....
Your tax return could hold clues to several missed opportunities and important gaps in your retirement planning....
The step-up in basis, one of the most powerful tools in estate and tax planning, can make a huge difference in capital gains taxes owed....
We started our first slow travel trip this year September. So far we have stayed in 5 different locations. Our choice of accommodations in each location was ranging from disastrous to average at best....
I’m 60, turning 61 soon. Financially, I think we’re (60 wife) in solid shape, but I’m a nervous wreck about telling my boss I’m retiring. We have $1.5m in our IRAs, $1.7m in af...
I turn 65 in December, my spouse turns 65 in February. We are currently on my large employer HSA medical coverage. My Company adds $500 each quarter. For various personal reasons I am not sure when I ...
I (m 62) have some health concerns and would do 100% survivor for the wife (f56). She should be around a long time. Lump is 196K, annuity is $1053 a month for my life then her life I would need to mak...
I’m 59 years old and going to retire soon after 31 years of working. I watched my father bouncing off the walls his first year before settling into retirement. I realized that it would be a good...
Before you sign on the dotted line, consider HOA fees and community culture....
Younger workers have a lot to gain by understanding how Social Security works....
Explore MoneyLion, a financial app offering fee-free cash advances, credit-builder loans, and managed investment accounts. Discover how MoneyLion’s Instacash, RoarMoney bank account, and persona...
Managing personal finances has evolved dramatically, driven by the rise of digital technologies. From online banking to investment opportunities, digital skills are now indispensable for handling your...
These simple investing strategies were developed to help single mothers, but they'll help all young people build a decent nest egg....
I had the pleasure of speaking with Bill Bengen, creator of the “4% Rule” for retirement planning. Bill has been a reader of Financial Samurai for many years and has always been courteous ...
You might, depending on your income, but smart financial planning now can help lower or even eliminate your taxes in the future....