Spending

How do I get over the fear of spending my 401k?

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Stories of Early Retirements that Almost Didn't Work Out Financially?

Anyone retire early then find out the numbers didn't quite work? If so, how did you make it work? Did you just adjust your spending? Or did you get a part-time job or even go back full-time? Some comb...

How to Keep Revenge Spending From Ruining Your Retirement

Once the worst of the pandemic passed, some of us turned from being savers to spenders — setting ourselves up for potential disaster....

Pre-retirement spending higher than realized

Update: as someone who never created a spending budget (link below), I finally did one as we get closer to retirement. Tried Mint and Personal Capital, but neither worked well for me (PC couldn't down...

Bernicke spending model

Does anyone out there in Reddit retirement land have lived experience with the Bernicke spending model? Have you found that your spending has gradually and naturally decreased by 3% a year? Is it a cr...

Rent vs Buy Winter Place in FL

I’ve retired in the last year in the Midwest. Summer is easy but winter is confining. After a spending a few weeks in Florida I’ve made a decision to spend the winter there and take advant...

Spending Without Regrets

A few weeks ago, this TikTok video about how much a couple spends on a date night in the midwest, went viral on FinTwit (financial Twitter): https://www.tiktok.com/@dollarswithdrew/video/7130826665240...