Savings

Target-Date Funds Aren’t for Everyone

Here’s when target-date funds don’t make the most sense for your retirement savings....

Americans Fall Short on Savings Needed for Retirement

Retirees are also underestimating the amount needed for healthcare services, reports…...

401(k) Rollover Delays Could Cost Nearly $76k in Lost Savings

PensionBee's analysis looked at how delays in rollovers could ultimately impact savings...

401(k) Catch-Up Strategies If You Started Saving Late

If your 401(k) balance is lagging behind where it should be, you may feel discouraged or even a little panicked. But the truth is, we believe there’s still time to course-correct – if you ...

Time to Spring-Clean Your Finances: A Financial Professional's Four Steps to Tidy Them Up

A midyear review of everything from spending to saving, with adjustments as needed, can set you on track to financial security. Plus, don't forget to check in on your workplace benefits....

Real Life Planning: Can You Start Saving for Retirement at 50 (or Later) and Comfortably Retire at 62? (Yes!)

It is not too late! Meet the Thompsons (retired now) and see how they started saving for retirement at 55. Plus, seven steps to get you to retirement in your early sixties (or before)! The post Real L...

Your Partner Isn’t Saving for Retirement – Now What?

Saving for retirement is typically challenging enough when you’re doing it on your own, but what happens when your partner isn’t on the same page? Maybe they think saving for retirement ca...

Don't Let Chronic Illness Drain Your Retirement Savings

If you have a chronic illness, you know that the proper care can be expensive and, in many cases, lifelong. Here's how to get the healthcare you need in retirement....

Here’s How And When To Start Saving For Retirement

Wondering when to start saving for retirement? Here’s what to know about timing, accounts, and how to catch up if you’re starting late....

How to Automate Your Savings with the 52-Week Challenge and Micro-Investing Apps

How to Automate Your Savings with the 52-Week Challenge and Micro-Investing Apps...

Retirement savings goal: what does it include?

When I see a headline that says "you need $1 million to retire" (or whatever) it never seems to say if this includes social security and the value of the house. Those seem like large variables. If you...

Working At 60? Don't Assume Your 401(k) Is Maxed Out

Sometimes called the "super" catch-up contribution, this new saving option is only available to workers age 60 to 63....

Opting out is the new power move

More people are paying for time, privacy and peace of mind as they choose to "opt out" and pay a premium for the privilege of saving time and accessing peaceful environments....

Healthcare now, savings later: Turning HSAs into retirement tools

Health savings accounts (HSAs) have long been used to cover medical costs. But when treated like a retirement account, they may also help build long-term savings....

How 401(k) Auto Portability Boosts Women's Retirement Savings

Women already face an uphill battle when saving for retirement. Auto portability tech transfers their 401(k)s when they change jobs, which can add up over time....

Tired of Retirement Savings Stress? These 5 Moves May Help.

Saving for retirement can feel overwhelming – especially with headlines constantly reminding us about rising healthcare costs, tariffs, and a volatile market. But here’s the thing: Most re...

Catch-Up Contributions: The Powerful Retirement Saving Secret for People Over 50

Catch up contributions are the IRS’s way of making it easier for savers age 50 and up to tuck away enough retirement savings. The post Catch-Up Contributions: The Powerful Retirement Saving Secr...

Despite Economic Uncertainty, Americans Remain Confident About Retirement, Survey Shows

Saving and spending is a concern but most workers and retirees think they are on track based on a new survey....

Retiring Without a Partner? How Singles Can Maximize Their Savings

Retirement can be expensive, especially when you do it alone, surveys show. But there are ways to maximize your retirement savings even when facing your second act without a partner....

The Early Retiree’s Guide to Funding Retirement Accounts

When it comes to saving for retirement, knowing which account to fund first is like knowing which steps to take when climbing a mountain. You want to reach the summit with enough oxygen (money) and en...

25 Saving Myths You’ve Probably Heard (And Still Believe)

Saving money sounds simple, until you actually try to do it. You cut expenses, skip takeout, maybe even cancel a few subscriptions, but your account still looks the same. That’s not a discipline...

Middle Class Retirement Confidence Crisis: 1 in 3 Unsure They Will Save Enough

ACLI survey finds middle-age Americans also less confident in savings than younger and older…...

Save $1,000 in 30 Days: 19 Steps Actually Work

Most people don’t have a money problem, they have a habits problem. You don’t need to earn more, you need to stop losing what you already make. That’s how saving $1,000 in 30 days go...

Is a 401(k) Without An Employer Match Worth It?

The stock slump has hit 401(k)s hard in recent days. But even without a company match, contributing to a 401(k) can still be a great choice if your goal is long-term retirement savings....

Save Money Without Sacrifice: 22 Tips You Can Actually Use

Saving money doesn’t have to feel like punishment. You can still live well, eat well, and sleep easy, without wasting cash on things that don’t matter. A recent study on mindful consumptio...

As Tariff And Market Anxiety Rises, How Will Your Generation React?

Tariffs triggered a market plunge, but the emotional impact spans generations—shaping spending, saving, and retirement plans from Gen Z, millennials, Gen X and boomers....

Retirement Savings On Track? How Much Should You Have Between 61 and 65

JPMorgan’s guide can help baby boomers determine whether they have saved enough for a retirement pegged to their income level....

A job-hopping slowdown could be a boon for retirement savings

Wage growth for job-hoppers is on the decline, but financial advisors say that might be a good thing for long-term retirement savings....

Pennies to Paydays: 16 Ways to Turn Spare Change into Savings 

Spare change has a way of piling up in all the usual places, desk drawers, car cup holders, bottom of purses. It’s easy to ignore because a few coins never feel like much. But those forgotten di...

Rural Americans Face Steeper Retirement Savings Barriers than Urban Peers

New analysis from the Economic Innovation Group finds rural workers much less likely to have…...

What Would $1.46M In Savings Do For Your Retirement Lifestyle?

Americans think $1.46 million is the ideal amount of money to have saved for retirement, according to a survey. High-net-worth Americans think $3.93M is ideal. What would that kind of money mean for y...

ABLE Account: A Savings Tool to Empower People With Disabilities

An ABLE account can improve quality of life for individuals with a disability — it permits tax-free saving for ongoing expenses without jeopardizing benefits....

How to Stop Scammers Targeting Your Retirement Savings

Anyone can fall victim to a financial scam, but retirees can be more vulnerable than most, so stay alert to these common tricks that could catch you off guard....

Roth Solo 401(k): Beyond Small Business Owner Retirement Savings

Planning for retirement is crucial, especially for those self-employed or anyone without an employer-sponsored retirement plan. A Roth solo 401(k) might be the solution....

Savings And Care Get Easier With Parents And Grandparents Under One Roof

Multigenerational housing is being embraced by younger and older families seeking to address housing affordability, caregiving needs, and retirement security....

Retirement Savings on Track? How Much You Should Have by 55 and 60

JPMorgan’s guide can help older Gen Xers determine whether they have saved enough for a retirement pegged to their income level....

Safe Savings Rate — What Percentage of My Income Should I Save for Retirement?

Are you hoping to retire one day? How much do you need to start saving? Here's what percent of your income you need to put away. The post Safe Savings Rate — What Percentage of My Income Should ...

The Cash Flow Waterfall

A Breakdown of the FAANG FIRE Savings Prioritization Waterfall...

I Hadn’t Shopped for Insurance in Decades — Could I Have Been Saving Thousands Every Year?

I hadn't shopped around for insurance in decades, so I took some time and went through Farmers Insurance Choice to see if I could save money. The post I Hadn’t Shopped for Insurance in Decades &...

Hey, Fifty-Somethings, Are Your Retirement Savings on Track?

See how your retirement savings compare to this Wall Street guide for people aged 50 and 55, ranked by income....

18 Frugal Habits Boomers Should Rethink in Retirement

Retirement should be about enjoying life, not obsessing over every dollar. Old habits die hard, and for good reason, many Boomers built their wealth through smart saving. But not every frugal move is ...

What’s the impact of having more than you need?

Hey all, I’m a few years out from retirement and I’m paying off things, saving for the insurance shortfall until Medicaid kicks in, etc. I’m throwing most of my “extra” m...

Starting Retirement Savings Later In Life: How To Catch Up

Starting retirement savings later in life can feel daunting, but it’s far from impossible....