Savings
Showing 50 results of 366
Pennies to Paydays: 16 Ways to Turn Spare Change into Savings
Mar 28 2025
Spare change has a way of piling up in all the usual places, desk drawers, car cup holders, bottom of purses. It’s easy to ignore because a few coins never feel like much. But those forgotten di...
dadisfire.com
Rural Americans Face Steeper Retirement Savings Barriers than Urban Peers
Mar 27 2025
New analysis from the Economic Innovation Group finds rural workers much less likely to have…...
401kspecialistmag.com
What Would $1.46M In Savings Do For Your Retirement Lifestyle?
Mar 27 2025
Americans think $1.46 million is the ideal amount of money to have saved for retirement, according to a survey. High-net-worth Americans think $3.93M is ideal. What would that kind of money mean for y...
kiplinger.com
ABLE Account: A Savings Tool to Empower People With Disabilities
Mar 24 2025
An ABLE account can improve quality of life for individuals with a disability — it permits tax-free saving for ongoing expenses without jeopardizing benefits....
kiplinger.com
How to Stop Scammers Targeting Your Retirement Savings
Mar 22 2025
Anyone can fall victim to a financial scam, but retirees can be more vulnerable than most, so stay alert to these common tricks that could catch you off guard....
kiplinger.com
Roth Solo 401(k): Beyond Small Business Owner Retirement Savings
Mar 22 2025
Planning for retirement is crucial, especially for those self-employed or anyone without an employer-sponsored retirement plan. A Roth solo 401(k) might be the solution....
forbes.com
Savings And Care Get Easier With Parents And Grandparents Under One Roof
Mar 20 2025
Multigenerational housing is being embraced by younger and older families seeking to address housing affordability, caregiving needs, and retirement security....
forbes.com
Retirement Savings on Track? How Much You Should Have by 55 and 60
Mar 19 2025
JPMorgan’s guide can help older Gen Xers determine whether they have saved enough for a retirement pegged to their income level....
kiplinger.com
Safe Savings Rate — What Percentage of My Income Should I Save for Retirement?
Mar 16 2025
Are you hoping to retire one day? How much do you need to start saving? Here's what percent of your income you need to put away. The post Safe Savings Rate — What Percentage of My Income Should ...
whitecoatinvestor.com
How Some Investors Are Protecting Their Money Amid Stock Market Woes
Mar 16 2025
Some people are shifting their investment strategies as the stock market sours on President Trump, despite advice to maintain their savings and wait out the angst....
nytimes.com
The Cash Flow Waterfall
Mar 12 2025
A Breakdown of the FAANG FIRE Savings Prioritization Waterfall...
faangfire.com
I Hadn’t Shopped for Insurance in Decades — Could I Have Been Saving Thousands Every Year?
Mar 11 2025
I hadn't shopped around for insurance in decades, so I took some time and went through Farmers Insurance Choice to see if I could save money. The post I Hadn’t Shopped for Insurance in Decades &...
whitecoatinvestor.com
Hey, Fifty-Somethings, Are Your Retirement Savings on Track?
Mar 11 2025
See how your retirement savings compare to this Wall Street guide for people aged 50 and 55, ranked by income....
kiplinger.com
[Reduction in Force] Part 22: How Can I Access My Thrift Savings Plan (TSP)?
Mar 10 2025
ProFeds Founder, Chris Kowalik, reviews the IRS rules which allow federal employees to take from their TSP at various ages if they are RIF’ed. KEY TAKEAWAYS: How do employees access TSP after th...
fedimpact.com
18 Frugal Habits Boomers Should Rethink in Retirement
Mar 05 2025
Retirement should be about enjoying life, not obsessing over every dollar. Old habits die hard, and for good reason, many Boomers built their wealth through smart saving. But not every frugal move is ...
dadisfire.com
What’s the impact of having more than you need?
Mar 05 2025
Hey all, I’m a few years out from retirement and I’m paying off things, saving for the insurance shortfall until Medicaid kicks in, etc. I’m throwing most of my “extra” m...
reddit.com
REPLAY | The Surprisingly Hardest Part of Retirement
Mar 03 2025
For countless retirees, the greatest challenge isn't saving money, but spending it. After years of diligent saving, the transition to drawing down those hard-earned funds can be fraught with anxiety a...
sites.libsyn.com
Starting Retirement Savings Later In Life: How To Catch Up
Feb 28 2025
Starting retirement savings later in life can feel daunting, but it’s far from impossible....
forbes.com
Many Boomers Did It Right: Smart Saving Habits Millennials Should Copy
Feb 28 2025
Boomers made saving look easy. They built wealth, bought homes, and retired with money in the bank. Millennials? They’re stuck with sky-high housing costs, crushing debt, and a paycheck that bar...
dadisfire.com
Behind on Saving for Retirement? How to Catch Up and Retire Securely
Feb 26 2025
It's never too late to start planning and saving for life after work....
kiplinger.com
Wow, have you seen the stock market lately?
Feb 25 2025
And by lately, I mean the past several years or more. The value of the S&P 500 index of stocks, where most of us hopefully have a good chunk of our retirement savings stashed into index funds, is ...
mrmoneymustache.com
Need an old person's opinion. Time is running out and I need a new approach.
Feb 23 2025
Tl;dri need to change my investing/debt payoff/savings strategy because of my age (and lack of sleep). I'm looking for responses from people who understand how finances and investment strategies chang...
reddit.com
Think You’re Saving Money? 17 “Smart” Saving Tips That Actually Cost You More
Feb 22 2025
Saving money is a skill. Some people master it early, while others chase deals, clip coupons, and follow bad advice that does nothing but drain their bank accounts. The worst part? A lot of the so-cal...
dadisfire.com
Retirees are reluctant to spend savings. Researchers say that's a problem
Feb 22 2025
A new study found that retirees spend far less than they should from certain income sources. But researchers say financial advisors can help change that....
financial-planning.com
This U.S. Region Tops the Charts for Retirement Savings
Feb 21 2025
Michelle King replaced as acting commissioner by Leland Dudek after King refused to comply…...
401kspecialistmag.com
Vestwell Collaborates with Vermont’s 529 Education Savings Program
Feb 21 2025
The partnership represents Vestwell’s third with the state of Vermont...
401kspecialistmag.com
Brokerage Acct. as Emergency Acct
Feb 21 2025
I (63, s, m)have multiple chk/savings, 401k/IRA and brokerage accounts. Done as a way to budget in addition to giving specific purpose to each account. One is a Robinhood account that I use as an emer...
reddit.com
Money changes to expect in 2025
Feb 15 2025
2025 presents an array of opportunities for people to strengthen their financial futures. New policies will go into effect that are designed to help those approaching retirement maximize their savings...
empower.com
How To Safely Spend Your Retirement Savings
Feb 14 2025
Here’s a retirement spending strategy that offers a realistic balance between frugality and outliving your savings by spending too much money....
forbes.com
50 days to go and I’m still uncertain
Feb 14 2025
I am approaching 61 (in a few months) but I’ve achieved my savings goal which should prove a moderate to comfortable lifestyle according to Australian retirement standards. I also am eligible as...
reddit.com
I'm 60, just paid off my $1 million home and have $750K in retirement savings — can I retire now?
Feb 13 2025
I'm 60, just paid off my $1 million home and have $750K in retirement savings — can I retire now?...
kiplinger.com
$1M in HSA is a rosy projection. But smaller savings still pay off
Feb 12 2025
The estimate for the amount required for 65-year-old spouses is one of many from a study full of figures that financial advisors can use to highlight the value of HSAs....
financial-planning.com
Your Retirement Savings and Spending Should Change Under Trump
Feb 12 2025
These five strategies will safeguard your retirement savings and spending during this period of rapid change....
kiplinger.com
Ep 405: Your Retirement Memory Bank
Feb 04 2025
Are you finding it hard to transition into retirement after living frugally and saving diligently for many years? In today's episode, Nancy shares the story of a couple who struggled with the idea of ...
mysmartretirement.flemingfinancialservices.com
Ep 362: Mailbag – Diversification, 401(k) Rollovers, and More
Feb 04 2025
Today, we’re opening up the mailbag and answering some retirement questions we get from our listeners and clients. George says he has all of his retirement savings in one IRA. Should he move som...
mysmartretirement.flemingfinancialservices.com
Being pushed into retirement and the emotional toll
Feb 01 2025
I work for a large organization that is facing some financial challenges. They have identified employee categories and roles that can be targeted for reduction and cost savings and I fit the criteria....
reddit.com
Safest place for retirement savings?
Feb 01 2025
I have some money in a retirement accout from my previous employer. I am retired now but don't need to start taking disbursements for another 6 years. I am very worried about the stock market as I los...
reddit.com
Saver’s Match Could Solve the Retirement Savings Gap: Morningstar
Jan 31 2025
Using a Morningstar model, the firm observes that the SECURE 2.0 provision could lead to…...
401kspecialistmag.com
Going from a Saving to a Spending Mindset: How to Stop Worrying, Retire, and Enjoy It
Jan 31 2025
You, like many Boldin users, might have enough to retire, but are scared to start spending. Get 7 tips for moving to a spending mindset. The post Going from a Saving to a Spending Mindset: How to Stop...
boldin.com
How HSAs pay off in retirement — with caveats
Jan 28 2025
A client's immediate health needs make saving their accounts until they're 65 or over a difficult endeavor, and the accounts carry some highly specific rules....
financial-planning.com
Five Steps to Answer Your Million-Dollar Retirement Question
Jan 26 2025
Are you saving enough to live comfortably in retirement? Here are the steps you can take now to find out if you're on track or need to adjust your savings....
kiplinger.com
Where do the biggest spenders live? Connecticut tops the list at $7,068 monthly
Jan 24 2025
While American consumers are feeling more optimistic, spending varies across the map depending on income, cost of living, savings habits, and other factors....
empower.com
School rules: College savings can help fund your retirement
Jan 24 2025
2024 brings the option to roll money from a 529 college savings plan into a Roth IRA. Check out the requirements and when this could make sense for you....
empower.com
Converting Retirement Savings to a Roth IRA? Don't Do This
Jan 17 2025
You might want to convert all of your savings to a Roth in one go, but you could end up paying hundreds of thousands more in taxes than you have to....
kiplinger.com
Are These 401(k) Myths Impacting Your Retirement Savings?
Jan 15 2025
401(k) plans are a critical tool for many Americans striving to secure their retirement. These tax-advantaged accounts often represent a significant portion of an investor’s financial future. Ho...
401kmaneuver.com
Dragging Your Feet on Saving for Retirement? Here's How to Jump In
Jan 15 2025
Procrastinating when it comes to saving for retirement is all too common. But stalling for too long will hurt your long-term financial security and peace of mind. Here are five tips to break the cycle...
kiplinger.com
The average 401(k) balance by age
Jan 14 2025
The 401(k) is one of the most common investment vehicles to save for retirement. See how your long-term savings stack up....
empower.com
How To Manage Retirement Savings When Living Abroad
Jan 14 2025
Retiring abroad can be a dream come true if you have a good grip on your finances. Here's what you need to know to make it a reality....
kiplinger.com
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About Savings
Saving for retirement is an important financial goal that can help you secure your financial future and ensure that you have the resources to live comfortably after you stop working. There are many ways to save for retirement, including:
Contribute to a 401(k) or other employer-sponsored retirement plan: Many employers offer 401(k) or other retirement plans that allow you to save and invest a portion of your income for the future. These plans often offer tax advantages and may even include employer matching contributions, which can help you save more.
Open an individual retirement account (IRA): An IRA is a type of investment account that is specifically designed for retirement savings. There are several types of IRAs, including traditional IRAs, Roth IRAs, and SEP IRAs, which are designed for self-employed individuals.
Save and invest on your own: If you don't have access to a 401(k) or IRA, or if you want to save more for retirement, you can also save and invest on your own. This can be done through a brokerage account, where you can buy and sell a variety of investments, such as stocks, bonds, and mutual funds.
Save and invest in other ways: There are also other ways to save for retirement, such as through a pension plan or by purchasing an annuity. It's important to consider all of your options and choose the one that best fits your needs and financial situation.
No matter what method you choose, it's important to start saving as early as possible and to contribute as much as you can to your retirement account. The more you save and invest now, the more you'll have to live on during retirement.