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You, like many Boldin users, might have enough to retire, but are scared to start spending. Get 7 tips for moving to a spending mindset. The post Going from a Saving to a Spending Mindset: How to Stop...
A client's immediate health needs make saving their accounts until they're 65 or over a difficult endeavor, and the accounts carry some highly specific rules....
Are you saving enough to live comfortably in retirement? Here are the steps you can take now to find out if you're on track or need to adjust your savings....
While American consumers are feeling more optimistic, spending varies across the map depending on income, cost of living, savings habits, and other factors....
2024 brings the option to roll money from a 529 college savings plan into a Roth IRA. Check out the requirements and when this could make sense for you....
You might want to convert all of your savings to a Roth in one go, but you could end up paying hundreds of thousands more in taxes than you have to....
401(k) plans are a critical tool for many Americans striving to secure their retirement. These tax-advantaged accounts often represent a significant portion of an investor’s financial future. Ho...
Procrastinating when it comes to saving for retirement is all too common. But stalling for too long will hurt your long-term financial security and peace of mind. Here are five tips to break the cycle...
The 401(k) is one of the most common investment vehicles to save for retirement. See how your long-term savings stack up....
Retiring abroad can be a dream come true if you have a good grip on your finances. Here's what you need to know to make it a reality....
Low-income retired couples with less than $3,000 in assets can get Medicaid to supplement their Medicare insurance or pay for a nursing home. This asset cap, set by state governments, mainly applies t...
Why is this information seem impossible to find? Every article seems to talk about averages in 10 year rangers. For example, age 45-55, 55-65, 65-75. Considering many people start retirement when medi...
If you did a poor job saving for retirement last year, don't despair. There are ways to build your nest egg in the new year....
If you know you need to make some changes in order to increase retirement savings in 2025, then keep reading. We’ve compiled 9 potential changes you can make to your saving, spending, and invest...
If you are not an actuary, you may not be familiar with present values. This basic actuarial concept is integral to determining your Funded Status (the present value of your household assets/sources o...
I'm 62 (will be 63 on the 1st) and I have worked for the same company the last 22 years. When I started there I felt waaay behind on retirement saving and had just bought my house so had a 30 year mor...
Older workers share key financial lessons like saving for retirement earlier, maximizing…...
The 2025 retirement savings rules may provide new opportunities for individuals to save more in their 401(k) plans. This is due to the passing of SECURE Act 2.0 which passed in 2022, which many provis...
Many people believe that saving a million dollars is the golden ticket to a perfect retirement. However, without a comprehensive plan, that million can quickly diminish. Let’s break down why.&he...
Reasons for unretirement range from underestimating your savings, to being bored and craving mental stimulation, to looking to benefit society....
Republican lawmakers and conservative think tanks are proposing a new type of tax-advantaged savings account. Think Roth IRAs, but not just for retirement....
Discover the features, pricing, pros, and cons of Empower in our 2025 review. Learn how Empower's budgeting tools, automated savings, and cash advance options can help streamline your personal finance...
After years of saving during your working years, what changes should you make to prepare your finances for retirement? When your paycheck stops, you’ll depend on your portfolio to fund […...
If you’re between the ages of 60 and 63, 2025 marks a golden opportunity to supercharge your retirement savings. Thanks to the SECURE 2.0 Act, the IRS is rolling out a special “super catch...
This year my family switched from our EPO health insurance plan to a High Deductible Health Plan with a Health Savings Account (HSA)....
FAANG Savings Prioritization. Discover strategic investment scenarios for mid-level FAANG employees and tech professionals looking to optimize $100k in annual savings. This guide covers various financ...
Saving for retirement is anxiety-inducing for everyone, especially women. Following this four-part action plan can help improve your financial security....
What is a Health Savings Account? Explore 4 ways it saves you money and why you might want to use one for retirement savings. The post What is a Health Savings Account (HSA)? And, Why It’s a Gre...
Here are six key end-of-year 2024 deadlines that retirees and those saving to retire won't want to miss....
The savings playbook is a methodology for determining the most impactful way to use your money. Check it out, #4 surprises people. The post The Savings Playbook, a Logical and Meaningful Way to Priori...
Did you know that the average retired couple could end up paying hundreds of thousands of dollars in taxes on their retirement savings? Join Tyson Thacker and Ryan Thacker, as…...
Health savings accounts could be the most underutilized wealth-building tool out there. Here’s who should use them and how to maximize their benefits....
Ever since I started saving for retirement in 1999, I’ve been a proponent of tax-deferred retirement vehicles like the 401(k) and skeptical of tax-now vehicles like the Roth IRA. Working in bank...
Black Friday is nearly here, and for many shoppers, it’s an annual opportunity to grab discounted items, often with deals that promise major savings. But is this shopping frenzy really worth it,...
Roy Gori will stay on as an advisor at Manulife after retirement to support the transition...
Boost your retirement savings, lower your taxes and get the most out of your health insurance....
Thrift Savings Plan contribution limits are rising to $23,500 in 2025 from $23,000 in 2024. Plus, new catch-up limits for people 60-63....
Hello there. Age 64 now and would like to retire @ 67. Have about $375K in 401K plus $85K in my wife's 401ak but she is 8 years younger and plans tonwork to 65 before retiring herself. Musts before I ...
At 65 years old, Mike and Patty from Lehi were reaching retirement age and were in a good position. Mike had worked for 20-plus years for a local Salt Lake…...
Many employees will be able to contribute more money to tax-advantaged workplace plans....
We’re recently retired with more than sufficient savings to fund our retirement. We’ve decided to self-fund our Long Term Care from our savings. I’m trying to decide whether or not t...
I'm 59 and my retirement savings situation is not great. I'm single, female, and live in Texas. I do own a home right now, I have about $140k in equity. I am still working full-time and I'm planning t...
From applying for Social Security and donating to charity to maximizing your savings accounts, ere are retirement moves to make before 2025....
Explore Super.com, a versatile savings platform offering cash-back rewards, travel discounts, and exclusive deals across categories....
The 401(k) contribution limit for employees in 2025 has increased to $23,500, up from $23,000 in 2024. The employer contribution limit also rises to $46,500, bringing the combined employee and employe...
Savers using employer-sponsored retirement accounts can boost savings and have more opportunity for compounding....
Hi. Like the title says, I lost my job at 64. I was laid off and the industry that I am in is very depressed so the chances of getting a similar job soon is pretty low. In fact I don’t really wa...
5 Steps to prepare your savings within 12 months of your retirement....
SECURE 2.0 changes will allow older workers to increase their retirement savings next year. Here's what you need to know....
Using taxable accounts for some retirement savings in the 10 years before and after retirement can give you greater flexibility and benefit your heirs....