How Employers Nudge Workers to Save More for Retirement
Many companies are automatically enrolling workers in a 401(k) plan at a higher savings rate.
money.usnews.com
Apr 26 2026
Showing 50 results of 691
Why 401(k) Plans are a Source of Financial Stress
Many workers feel uncomfortable about their ability to make saving and investment decisions.
money.usnews.com
Apr 26 2026
Are Your Retirement Savings on Track at Ages 60 to 65? Take Our Quiz
Find out if your retirement savings are on track with our quick quiz.
kiplinger.com
Apr 25 2026
Average Retirement Savings by Age: See What Americans Have Saved
Median retirement savings hit $185,000 at ages 55 to 64. Here’s how 401(k), IRA, and total balances compare across age groups. The post Average Retirement Savings by Age: See What Americans Have Saved...
boldin.com
Apr 24 2026
Too Scared to Dive Into a Fixed-Rate Annuity? Interest Rates Make It Worth Dipping Your Toe In
Along with CDs, fixed-rate annuities often pay more than money market funds and savings accounts. If you’re nervous about them, here’s one way to test the water.
kiplinger.com
Apr 20 2026
For higher earners, is the fear of health care costs age 60-65 overblown?
Context: USA couple. We plan to retire at around 60 years old, with no employer paid health care after that date. But, having been employed in tech, I've been a reasonably high earner in a low cost of...
reddit.com
Apr 20 2026
Your weekly /r/Retirement roundup for the week of April 07 - April 13, 2026
Tuesday, April 07 - Monday, April 13, 2026 Most Commented score comments title & link 19 25 comments Retired folks: Best time of year to save money on home improvement projects? Top Comments score com...
reddit.com
Apr 20 2026
Advice on a move from trad banking checking/savings to Fidelity Cash Mgmt?
As the title says, I'm a long term Fidelity customer (Rollover IRA and taxable brokerage acct). I also have a checking and savings account with a regional "normal" bank. I try to park most of my liqui...
reddit.com
Apr 18 2026
Yes, You Can Now Do Roth Conversions in Your Thrift Savings Plan (TSP)
Starting in 2026, the Federal Thrift Savings Plan (TSP) began allowing in-plan Roth conversions. Here's what you should know. The post Yes, You Can Now Do Roth Conversions in Your Thrift Savings Plan ...
whitecoatinvestor.com
Apr 18 2026
Are Your Retirement Savings on Track at Ages 55 to 60? Take Our Quiz
Find out if your retirement savings are on track with our quick quiz.
kiplinger.com
Apr 17 2026
Listener Questions: What Should I Be Doing When I'm Two Years from Retirement?
In this episode, Roger Whitney breaks down essential elements you need to consider before and during retirement. From understanding inflation risks to strategic asset reallocation, this episode offers...
share.transistor.fm
Apr 15 2026
6 Scary Retirement Risks (and How to Vanquish Them)
From the cost of long-term care to outliving your savings, aging is full of risks that are almost too scary to contemplate. Here's how to face them fearlessly.
kiplinger.com
Apr 13 2026
Increase Your Discretionary Retirement Spending While You Are Healthy and Active
We’ve all read the research about the “Go-go, slow-go and no-go” periods of retirement and decreased real-dollar spending as we age, but contrary to observed research, most decumulation strategies tod...
howmuchcaniaffordtospendinretirement.blogspot.com
Apr 13 2026
Should Your Plan Anticipate Future Social Security Benefit Cuts (Part 2)?
This post is a follow-up to our post of July 2, 2025. In that post, we talked about the possibility of future Social Security benefit cuts and how you can use the Actuarial Financial Planner to estima...
howmuchcaniaffordtospendinretirement.blogspot.com
Apr 13 2026
Stop Sweating the Small Stuff When You Spend Your Retirement Money
After retirees have spent a lifetime accumulating savings, one of their biggest hurdles is overcoming their reluctance to spend their money.
kiplinger.com
Apr 12 2026
How did you handle a bump up in income after you retired?
[Long] This might be one of those “Shut up, good problem to have” things, but I honestly don’t have a grip on it. I’ve been retired for 2.5 years and in 6 months, I’ll claim Social Security when I hit...
reddit.com
Apr 11 2026
Why Employers May Be Wary of Adding Crypto or Private Equity to 401(k)s
A proposed federal rule aims to clear the way for retirement savings plans to include alternative assets. But it may not be enough to protect employers from lawsuits.
nytimes.com
Apr 11 2026
SS + pension = 120% of needs. Transition to hell-for-leather Aggressive Growth?
When I claim SS my wife and I suddenly have another $5700 monthly coming in (mine+spousal). That WELL exceeds what we need to live on - even with a generous vacation budget. I'm thinking that at that ...
reddit.com
Apr 09 2026
Roth IRA Conversion? Yes or No?
I just turned 65 so I will not have to start taking RMDs until I'm 75. Since IRMAA is based on income from 2 years prior, that means I won't get hit with IRMAA until I'm 77 (2 years after my RMDs star...
reddit.com
Apr 08 2026
Should Your Retirement Spending Change Due to Inflation and Volatility?
When I think about the start of spring, I think about spending the Easter holiday with my family, the colors returning to our green spaces, a little more sunshine, and maybe a shower or two. Hail the ...
keenonretirement.libsyn.com
Apr 08 2026
Protecting Your Nest Egg When Leaving Federal Service For Private Industry
As federal workers move into private-sector jobs, bigger paychecks may come with retirement tradeoffs. What happens to your public plan, and future 401(k) savings could shape long-term financial secur...
forbes.com
Apr 07 2026
Why Most Doctors Retire With Too Much Money (And What to Do About It)
Physician conversations around money and saving almost always circle back to how doctors are notoriously spendthrift and “bad” with money. ... Read more
physicianonfire.com
Apr 07 2026
3 Smart Ways to Use Your Tax Refund in 2026
Your tax refund can be more than extra spending money. Using it strategically – such as boosting retirement savings, paying down debt, or building an emergency fund – may strengthen your long-term fin...
401kmaneuver.com
Apr 06 2026
Retirement Savings Guide: 4 Common Myths That Could Trip You Up
Here are some of the most common misperceptions about what you need to be financially comfortable in your later years.
money.usnews.com
Apr 06 2026
How Your Money Scripts Impact Your Path to Financial Freedom, Ep #256
Financial independence isn't just about hitting a certain net worth or reaching a magic retirement number, it's a personal journey shaped by your habits, values, and the emotional baggage that money c...
financialsymmetry.libsyn.com
Apr 05 2026
Quiz: Is Your Retirement Savings on Track at Age 50 to 55?
Find out if your retirement savings are on track with our quick quiz.
kiplinger.com
Apr 03 2026
The Average Gen X 401(k) Balance Kind of Bites
Gen X, the first generation to rely on 401(k)s to build and grow a nest egg, is nearing retirement. There's a hefty shortfall between the "magic number" for retiring and Gen X savings.
kiplinger.com
Apr 01 2026
Don't Let Low Tax Rates Lull You Into the Torpedo Zone: If You Have $1M to $3M in Tax-Deferred Savings, You Could Be Looking at Brutal Tax Bills in the Future
The Social Security provisional income threshold can create a "tax torpedo" for disciplined savers, raising your effective marginal tax rate to 40.7% or more.
kiplinger.com
Apr 01 2026
Federal Employee Retirement Guide – Simplified Breakdown for Civil Servants with Brigadier General Michael Meese
Brigadier General Michael Meese details the critical decisions military families must make before retirement. Transitioning into retirement is a major life change for anyone. But for military families...
keilfp.com
Apr 01 2026
The Dark Truth About Retirement (No One Tells You This)
Everyone thinks retirement is a permanent vacation. For the first few months, it might feel that way. Then something shifts. The novelty fades. Tuesdays start to feel like Saturdays. The structure tha...
buzzsprout.com
Apr 01 2026
The Best Savings Accounts for Retirees to Maximize Your Cash
For retirees seeking less risky savings options, here are a few recommendations based on your preferences.
kiplinger.com
Mar 30 2026
Hybrid Funds Offer Growth and Cash Flow in Retirement
How do you turn decades of hard-won savings into a steady stream of income for the rest of your life? These funds may help.
kiplinger.com
Mar 27 2026
How Much in Stocks? A Yale Formula Rethinks Allocation Rules
James Choi’s investing model suggests your stock allocation should depend on income, savings, and future earnings, not just age. The post How Much in Stocks? A Yale Formula Rethinks Allocation Rules a...
boldin.com
Mar 27 2026
Is Your Cash in the Wrong Spot? Find Out Before It Costs You!
Jeremy Keil explains how putting your cash in the wrong spot could prevent you from earning thousands in interest during your retirement. Many retirees spend a lot of time thinking about how to get be...
keilfp.com
Mar 27 2026
Behavior-Proof Your Retirement Planning with Ethan Lohr
Author Ethan Lohr shares how the four buckets retirement income strategy helps retirees behavior-proof their retirement. Many retirees face one similar problem that they struggle to name: the emotiona...
keilfp.com
Mar 27 2026
How To Build A 10-Million-Dollar 401(k) From A Wealth Manager
Dream of a fabulous retirement? How to actually build a $10 million 401(k) from a top wealth manager all while saving taxes and building finanical freedom.
forbes.com
Mar 26 2026
Trump Accounts: A Primer for Parents
Last year’s tax bill created a new savings vehicle that starts as early as birth – the Trump account. While these accounts resemble IRAs in some ways, they offer distinct contribution rules, investmen...
crr.bc.edu
Mar 20 2026
Unlock Housing Wealth and Tax Benefits by Adding Lifetime Annuities to Your Retirement Plan
Combining a QLAC with a HECM can help mass affluent retirees secure guaranteed lifetime income, tax advantages and liquid savings to cover late-in-life expenses.
kiplinger.com
Mar 18 2026
Could You Retire Tomorrow If You Had To? - 573
Juan and Mary in Brooklyn are 49 and 48 with $2.2 million saved. Can Juan afford to retire early, or just walk away if he gets fired? And if they get divorced, yikes - but does the math still work? Th...
purefinancial.com
Mar 17 2026
Solo 401(k) vs. SEP-IRA for Physicians (2026): Which Wins for Your Income Level?
If you’re earning 1099 income, you likely aren’t spoiled for choice in the retirement savings department. When it comes to ... Read more
physicianonfire.com
Mar 17 2026
The '1% More' Rule: Why This Painless Hack is a Savings Game-Changer
Adding just 1% more can have a transformative impact on your retirement savings and spending. See how this painless hack works.
kiplinger.com
Mar 16 2026
Living off saving / tax implications
62 year old Canadian here. I'm currently in a situation where I am living on 1/2 my take-home pay so am slamming every other cent into savings. Theoretically in about a 1 1/2 years I should be able to...
reddit.com
Mar 15 2026
The Sunday Best (03/15/2026)
It’s incredibly common to assume that saving and investing are about becoming rich; building the biggest pile of money possible. ... Read more
physicianonfire.com
Mar 15 2026
The Tax Bill Haunting Your 401(k) and I.R.A.
Most people have piled their savings into tax-deferred accounts, delaying taxes until they retire. Using Roth options can help ease your tax bite.
nytimes.com
Mar 15 2026
5 Simple Steps to Financial Power for Every Woman, From a Financial Planner
Despite our growing economic power, women still face a confidence and savings gap. We can fix that by taking steps that secure our financial independence.
kiplinger.com
Mar 13 2026
How does your state rank in retirement savings?
A new SmartAsset study finds that retirement savings vary widely by state in 2026. See how your state ranks.
financial-planning.com
Mar 13 2026
Saving for future retirement needs and EOL vs spending and enjoying now.
F67, M72. We get about income of 5500 a month spend about 4,000 a month and have $1500 left over, Next year that we will pay off our last debt and will have another $500 available. We have rebuilt our...
reddit.com
Mar 10 2026
Are You Behind on Retirement Savings? How Much You Need at 50, 55, 60 and 65
See how your retirement savings stack up compared with this Wall Street guide, ranked by age and income.
kiplinger.com
Mar 10 2026
Tell Us About Your Plans for a Longer Life
If you are saving money and have a plan for the future, we want to hear how it’s going and any advice you have for others.
nytimes.com
Mar 10 2026
Unsure how this is going to go - Unexpectedly Retiring at 60
My life is changing fast and I’m having a hard time keeping up. Just a short recap: My mother passed away late August 2025. In November, I drove across the country to have a funeral service (it was at...
reddit.com
Mar 09 2026