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Are short-term savings using an adjustable rate mortgage worth the risk of rate hikes? In this podcast, we cover how adjustable rate mortgages (ARMs) work, how they differ from fixed-rate mortgages, a...
If you're afraid you're behind in saving for retirement, it's important to act. You can do something. Here are four ways to help get back on track....
Fidelity is only provider to earn “High” ratings in both categories of new health savings…...
Fidelity is only provider to earn “High” ratings in both categories of new health savings…...
After his father lost healthcare coverage in retirement and had to pay for a major health event with savings, Derek was highly motivated to ensure sufficient coverage in retirement. He even considered...
Gary is a 73-year-old with $8 million in savings. Despite having substantial assets, he’s concerned about missed opportunities for Roth conversions as he faces significant required minimum distr...
A new Bankrate survey shows that 57% of Americans feel behind on their retirement savings. Here's what you can do....
Find out how the Federal Reserve’s interest rate cut could affect your retirement savings, investments, and mortgage payments....
Retirement, a phase many of us anticipate for a long time, comes with its own set of financial intricacies. Specifically, how do you effectively withdraw funds from your savings to ensure a comfortabl...
I’m 60, and I’d planned to retire in 18 months at 62. Our current savings is about 20x our expenses, but I was hoping to get to 25x. Well, our company has offered many of us a voluntary se...
Discover the cheapest car insurance options in Idaho with our 2024 guide. Learn about average rates, state requirements, and tips for saving on premiums. Find affordable coverage tailored to your driv...
Avoid the COLA social security dip in 2025 with a Health Savings Account...
Today we're joined by Ed Slott, the expert’s expert on retirement planning, to talk about how to make the most of your retirement savings and avoid costly tax surprises. Ed explains why converti...
We have moved from a defined benefit plan to a defined contribution plan, which means the onus for saving and investing has transferred from employers to employees....
I am coming up on a year of retirement at 62. We did all the planning ahead of time to make sure we had enough SS income and retirement savings. All good. Dental - If I could go back to my last year b...
But courts block effort to curtail conflicts of interest. In October 2023, President Biden announced that the Department of Labor (DOL) would propose a new rule to protect people saving for retirement...
The release of the Federal Reserve’s 2022 Survey of Consumer Finances offers a chance to catch up on the retirement saving of Millennials – those born during 1981-1999. This group, despite...
Rather than despairing over a lack of retirement savings, try to focus on what you can do to help ensure a more confident retirement for you and your spouse....
Learn how college students can develop smart money habits like budgeting, saving, using credit, and spending consciously for a successful financial future....
If you have plenty of retirement savings but still feel like you need to limit your spending, you might need an integrated retirement plan....
An Individual Retirement Account (IRA) is a tax-advantaged savings account to help you boost your nest egg. Learn which type of IRA is best for you....
The Internet is awash with talk of money-saving tips. Myriad savings guides, articles, and booklets on how to keep more of your own money adorn the World Wide Web. Truthfully, most of us gloss over th...
Stop using banks and credit unions for cash savings. Use money market funds and Treasuries for better transparency and fairness. Learn the Nuts and Bolts I put everything I use to manage my money in a...
If you know anything about saving for retirement you probably understand at least a few things about 401(K)s. However, when exploring the details of a 401(K) there are a number of questions that are o...
I worked long and hard to make it to my role now where I make $130k per year. I am 59. I'm saving 45% of income and have $225k in retirement accounts. My plan on paper is to quit working at age 67. Hu...
Gary is a 73-year-old with $8 million in savings. Despite having substantial assets, he’s concerned about missed opportunities for Roth conversions as he faces significant required minimum distr...
What’s the biggest risk to your retirement savings today? Most people think it’s inflation, the cost of healthcare, or taxes. But according to BARRON’S Magazine… The biggest t...
If any of your retirement savings are in a tax-deferred account, then you will face required minimum distributions (RMDs). Not having a strategy could prove costly....
When you’re saving for retirement in a 401(k) account, the standard advice is to contribute enough to capture your employer’s matching contribution. That makes sense, since the contributio...
I am fairly well off financially at 52 and have paid the max into SS for the last 15+ years. I began dating a great younger lady (37) who does not have a lot savings and lives pay check to paycheck (s...
Taking a non-traditional path may mean thinking beyond traditional savings options....
How would retirement planning change if life expectancy rose to age 100? Exploring how differently each generation approaches retirement saving and spending....
Saving for your financial future requires more than the bare minimum. Given the cost of today’s retirement, it’s worth doing what you can now to maximize your 401(k) contributions. Why 401...
Here is what experts say are the costliest stumbles people make with their retirement savings accounts — and how to get back on course....
After publishing my post, “When To Stop Contributing To A 529 Plan,” I felt a sense of emptiness. For years, I had been trying to find a logical way to decide when to stop saving for my ch...
Good job on all that great saving. Now you need to start spending some of that hard-earned retirement savings on the things you love....
Retirement savings might not have to take a back seat just because your partner doesn't earn income....
These hybrid securities blend a bond and a derivative and are customizable to clients' savings needs....
Jonathan Clements, a longtime personal finance columnist for The Wall Street Journal, has a lot of savings. He’s not mad that a fatal illness will keep him from spending it....
Your income might not be regular, but your saving, budgeting and financial planning can be. Business experts offer ideas to manage issues associated with fluctuating income....
Enough retirement savings for one person might not be nearly enough for another or way too much for someone else. Here’s what to consider....
If you need money now and are thinking about tapping your 401(k) savings, you might want to consider other available options....
More people are taking early emergency withdrawals from retirement savings accounts. New tax rules might offer some relief....
In mid-2024, Americans are still facing high inflation and high interest rates. And they are saving less and spending less. According to data from the Commerce Department, “The personal saving r...
To make your savings last, you need to know how to draw from the right investment … at the right moment....
Rhode Island is the twentieth state to establish a state-facilitated retirement savings program....
Financial advisors can create welcoming spaces, understand family structures, be thorough with paperwork and maximize savings....
Understanding the best way to tap your IRAs and other accounts can help you preserve your savings and lower your tax bill....
Has any of you grown your nerworth in retirement, after retiring with just enough - say 1 million USD , outside of your primary residence? The general wisdom is that your drawdown reduces the savings ...
You’ve worked hard to build up your savings to ensure you have a comfortable retirement. What if cybercriminals stole from your 401(k)? Sadly, it’s happening, and experts are fearful it ma...