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Recessions don’t ask for permission, they just show up, wreck the economy, and expect you to clean up the mess. Savings get hit, jobs disappear, and the pressure to make smart decisions ramps up...
All investments come with risk, but the secret is to take only enough risk to get you to your specific savings goals — and no more than that....
Across party lines, many believe saving Social Security trumps other financial considerations....
Do you and your partner have different retirement timelines and attitudes to saving? It is possible to make plans together. This is how one couple did it....
Tariffs triggered a market plunge, but the emotional impact spans generations—shaping spending, saving, and retirement plans from Gen Z, millennials, Gen X and boomers....
Saving money isn’t about cutting out everything fun, it’s about being smarter with what you’ve got. A few simple changes at home can free up extra cash without making life harder. Th...
Spare change has a way of piling up in all the usual places, desk drawers, car cup holders, bottom of purses. It’s easy to ignore because a few coins never feel like much. But those forgotten di...
Retirement savings can stretch further in some states than others, but retirees don't appear to care much about that fact, data shows....
Facing a future tax hit on your retirement savings? A Roth conversion may be a way to lower the taxes you owe....
A long and active retirement may be costly — and may even bump you into a higher tax bracket. Paying some taxes on your savings now could be the answer....
If available, you may be able to access additional Roth savings annually. However, there are important considerations for employers and employees to keep in mind....
A little knowledge can go a long way toward saving on your tax bill. Print this out and take it to your tax planner so you can have a productive chat....
Some people are shifting their investment strategies as the stock market sours on President Trump, despite advice to maintain their savings and wait out the angst....
Saving money isn’t complicated. People just make it that way. You don’t need another budgeting hack, a fancy app, or a financial guru telling you to “cut back on coffee.” What ...
A Breakdown of the FAANG FIRE Savings Prioritization Waterfall...
Saving money isn’t complicated, but a lot of people still struggle with it. Paychecks come in, bills get paid, and somehow, there’s never enough left over. The problem isn’t always i...
Portable Retirement Plans allow employees to take their retirement savings with them when they change jobs without losing their accumulated savings....
Have you ever wondered just how much of your retirement savings actually belongs to you and how much goes to Uncle Sam? In this episode, Ryan Thacker and Tyson Thacker…...
You should check out the mega backdoor Roth tax-planning strategy. The huge life time tax savings can improve the health of your retirement income....
Picking the right investments at the right time can help ensure inflation won't flatten your retirement savings. Here are some tips....
Retirement should be about enjoying life, not obsessing over every dollar. Old habits die hard, and for good reason, many Boomers built their wealth through smart saving. But not every frugal move is ...
Hey all, I’m a few years out from retirement and I’m paying off things, saving for the insurance shortfall until Medicaid kicks in, etc. I’m throwing most of my “extra” m...
When it comes to saving for retirement, it may be not just about how much you save – it may be about how much you get to keep. Understanding 401(k) tax implications may help you maximize your sa...
For countless retirees, the greatest challenge isn't saving money, but spending it. After years of diligent saving, the transition to drawing down those hard-earned funds can be fraught with anxiety a...
Maximize your retirement savings and minimize your tax burdens by taking advantage of the strategic 'Golden Window' before Social Security and RMDs begin....
Retirement savings and taxes are a minefield — and the higher your income, the more complicated the options. Use these tips to find your way forward....
Even with $1 million in savings, you’ll need to plan smart to have a financially secure retirement....
When it comes to your child’s future, the goal is about more than just setting up a savings account or ... Read more...
And by lately, I mean the past several years or more. The value of the S&P 500 index of stocks, where most of us hopefully have a good chunk of our retirement savings stashed into index funds, is ...
Proposed legislation may require after-tax retirement contributions, affecting savings strategies....
Knowing what your three tax buckets are and how to move savings from the tax-deferred bucket to the tax-free bucket can make a big difference in retirement....
High-income earners sometimes put off saving because they think they have plenty of time and money to do it later. That's not always the case, though....
Better cash flow management could have a bigger impact on your retirement savings than simply making more money. Here's how to manage that....
2025 presents an array of opportunities for people to strengthen their financial futures. New policies will go into effect that are designed to help those approaching retirement maximize their savings...
I am approaching 61 (in a few months) but I’ve achieved my savings goal which should prove a moderate to comfortable lifestyle according to Australian retirement standards. I also am eligible as...
You're saving hard for retirement, but if you're not thinking ahead about taxes and the cost of health care, your savings — and your legacy — could be at risk....
James challenges the idea that financial security comes from always having more—more savings, more income, more investments. Studies show that no matter how much people have, they often feel lik...
Costa Rica may be a good place for retirement if you like the low cost of living and savings for your heirs....
Are you finding it hard to transition into retirement after living frugally and saving diligently for many years? In today's episode, Nancy shares the story of a couple who struggled with the idea of ...
Recent surveys have shown that Americans are feeling more financially stressed due to inflation, economic instability, and lack of savings. People are unsure about creating a budget, where to invest t...
Saving in your 401(k) can be an easy and painless way to build your retirement savings. But because it’s so easy and painless, it can also be easy to ignore for long periods of time, which often...
Today, we’re opening up the mailbag and answering some retirement questions we get from our listeners and clients. George says he has all of his retirement savings in one IRA. Should he move som...
I work for a large organization that is facing some financial challenges. They have identified employee categories and roles that can be targeted for reduction and cost savings and I fit the criteria....
More older workers report instances of ageism. Here's how you can stop age discrimination before it affects your career and retirement savings....
A client's immediate health needs make saving their accounts until they're 65 or over a difficult endeavor, and the accounts carry some highly specific rules....
You can't control the markets, but you can control how you withdraw your money. A comprehensive distribution plan can do wonders to help your savings last....
Downsizing retirees may benefit from tax savings, lower utility bills, and freed-up income. But could a new presidency impact your home sale?...
Are you saving enough to live comfortably in retirement? Here are the steps you can take now to find out if you're on track or need to adjust your savings....
Starting in 2024, 529 plan owners now have the option to use excess 529 plan funds to jumpstart the retirement savings of their beneficiaries....
While American consumers are feeling more optimistic, spending varies across the map depending on income, cost of living, savings habits, and other factors....