Showing 50 results of 531
Don't want to run out of money in retirement? You need a retirement plan that accounts for income, market risk, taxes and more. Don't regret putting it off....
so, how do you like retirement? “ I’m always stunned when I hear this because it’s hard to know if they’re really serious. Morning. I loved my job and I loved my career. I was ...
For anyone born after 1937, full retirement is not 65. Yet every source I've consulted is written as if the default retirement AND Medicare age is 65, when now they are 2 different things. Husband and...
A little over three months ago I posted that my wife and I are retiring starting January 1, 2026. I'm 60 and she's 56. The days keep getting shorter. My wife loves her workplace and her job. She told ...
So next year is my last year of a great full time job. Once I retire I can't see myself not working a part-time job. What are some suggestions for a part-time job for an able body 67 year old male tha...
Today on Your Money, Your Wealth® podcast number 549 with Joe Anderson, CFP® and Big Al Clopine, CPA, a comment on one of our YouTube videos sparks a dialogue between Joe and Big Al on the 4% ...
If you want to foster strong friendships while improving your golf handicap, Florida's mega retirement community, The Villages, could be the perfect place for you....
All of the information out there seems to be oriented towards WITHDRAWING money from your accounts after you retire. The issues are things like sequence of return risk, percentage of withdrawals, incr...
I am going back to my old work today to attend a co-worker’s last day party - plus I baked the cake for the event. I’ve only been retired now since early July but I feel very nervous about...
Hi everyone! We are still recovering from an exhausting travel week, which we will definitely share with you in future post, but now that we’re able to come up for air a bit, let’s do a re...
4% rule (and other "safe withdrawal" strategies) seem to assume you retire and start drawing SS at the same time. Guardrails appears to have the same assumption. On the other hand, many people recomme...
I'm planning to retire in 2 years with about $3 million in savings. The vast majority of this total is currently in tax deferred IRAs. Using the 4% rule, I expect to be withdrawing $120k annually, adj...
Most retirement plans focus on money alone, but the equation is incomplete without factoring in healthspan. Lifespan is how long someone lives, but healthspan is the number of years spent in good phys...
I've been retired for a few years from the fed govt and receiving healthcare via my FEHB, GEHA plan (terms familiar to federal workforce) I will soon be 65 and I've been reading a lot of comments else...
My wife and I are both 68 and I'm still working fulltime until Nov 1 2025 ish. Have been spending time lately looking at monthly spending and have moved most of our assets over to Vanguard (lower cost...
Getting mentally ready for retirement can be tough. The loss of your work identity, daily connections, and sense of purpose can make the transition difficult. Here are six steps to help you adjust....
When the numbers say you can retire, but you can’t step away. Many people with the financial means to retire keep working, telling themselves one more year will make the plan even stronger. But ...
Your 2035 retirement isn't just a date. It's a day in your life. Here's what your future self might do on the first day and how retirement will have changed....
Gen X is retiring soon. Are they ready? The outlook isn’t great. Gen X is the first generation to rely primarily on their own individual savings through 401(k)-like plans for retirement. They we...
On today’s episode ofthe Financial Independence Podcast, I had the pleasure of speaking with Steve from ThinkSaveRetire.com! Steve initially planned to retire at the age of 40 but after making s...
Later this year, at the ages of 38 and 41, the couple behind OurNextLife.comwill be quitting the stressful, time-consuming jobs that they’ve held for most of their adult lives and will be retiri...
FIRECracker is a world-travelling early retiree. She used to live in one of the most expensive cities in Canada, but ... Read more...
“How do I get my family and friends onboard the FIRE train? We’ve had little success. Some friends are excited in the beginning but lose steam over time. Others aren’t interest at al...
Retiring alone comes with freedom, but also more pressure. You’re responsible for every choice, every expense, and every backup plan. No shared income, no built-in support, no safety net unless ...
Retiring early with kids sounds perfect, but the reality isn’t always easy. I retired in 2021 at the age of 42 with twin one-year-olds and a three-year-old. There’s more time, more memorie...
I am retiring on 7/31 and have already transferred the bulk of my 401K to a qualified IRA at Schwab. However, I still have about 1/3 of my qualified savings in my employer's 401K program and it's 100%...
When retiring early, married couples can use this little-known (and legitimate) strategy to take a six-figure income every year — tax-free....
Please share any truly unexpected expenses you faced in retirement. I'm coming out before Medicare (but after age 60) and have the health insurance piece worked out. Someone mentioned to me however th...
Die with Zero is a call to live fully. Explore the core ideas and see 8 steps to a retirement plan that leaves nothing on the table. The post What “Die With Zero” Can Teach You About Livin...
Getting ready to retire at age 62 (!) after working a whole bunch of different jobs since age 12. I’ve worked in a leadership role for the past 7 years (not top mgmt but director level) and have...
There’s a rule a lot of people grew up hearing: pay off your mortgage before you retire. It sounds clean, simple, responsible. But these days, more retirees are walking into their golden years w...
I’ve kept a “to-do” list on a phone app for as long as I can remember. While I was working Monday-Friday, the majority of the tasks on my list were attempted over the weekend. I did ...
I’m planning on retiring after my birthday near the beginning of next year so I’ve got less than a year to go, hopefully. I am finding joy at work in realizing it’s the last time I&r...
Planning is valuable, but it isn't the goal itself. Discover 3 ways to get unstuck if you think you suffer from retirement analysis paralysis. The post Analysis Paralysis: When Too Much Planning Gets ...
Here's a look at 3 overseas havens offering laidback living, excellent health care, and welcoming communites, ideal for U.S. Veterans retiring on a military pension....
Just that. I’m retiring in just a few weeks and I seem to be excluded from everything - every conversation, every good morning. It’s if I’m just not worth the effort anymore. I could...
Current plan is to retire at the end of 2026. I will be 60. While I'm still working for the next 18 months, I intend to continue to contribute to my 401k, if for no other reason than to get the matchi...
As my carreer progressed I slowly trasitioned from active work (construction-based) to hunching over a stinking laptop for a living. Very happy with the wages I get paid to be one with my laptop, but ...
I hope someone on here has an answer to my question. I have searched the internet for days and have not found the answer. I plan on drawing my social security mid year (Beginning July, 2025), and my q...
Social Security will send payments if you live overseas, but there can be some complications....
Trump and DOGE are weighing a U.S. "Gold Card" that would let the wealthy emigrate to the U.S. for a fee. But golden visas have been around for years worldwide. Here's how they work....
This data comes from my iPhone and Apple Watch. I had a very strict schedule (manager) when I was working so I had to be at work between 7:30 and 8:00. Once I retired after 60+ I continued to track my...
I have a couple questions and I was hoping the knowledgeable people here may be able to answer. If I retire in October, when I turn 64, does the income I made all year up to that point, ( which will b...
Don’t think putting off retiring for six months to a year will have a meaningful impact? Think again. See how much it can help....
Thinking of retiring? A shift in perspective could be all you need to make it possible. Explore 14 tips to help you change your approach. The post Thinking of Retiring and Worried You Aren’t Rea...
I just hit 66 months running at least one 20-mile long run each month. I also retired at 42. Those two things might sound unrelated, but they both came from the same mindset: I do hard things. So what...
On April 12, 2015, I wrote my first post on this blog. A decade of writing. 441 articles. 1 Million Words. Wow. It’s been a heckuva ride. I’m in awe […] The post I’m Retiring ...
Given a host of pressures to keep working, Americans are retiring later in life. Will regulatory and economic forces encourage you to work longer?...
Retirement can be expensive, especially when you do it alone, surveys show. But there are ways to maximize your retirement savings even when facing your second act without a partner....