Showing 50 results of 825
I am newly retired in the sense that 2023 will be the first full year of retirement with no job income. I am not sure how to answer what my income is for application forms (credit cards, mortgage, etc...
I have just retired. I want to move my investments from 3 different investment co (schwab, fidelity, vanguard, TSP) to just Vangard. The total $ is greater than the $250k that is insured by the US. Sh...
I am 66 and my spouse is soon to be 66. I have a 100% Va disability plus pretty good SSI. She has her SSI also. I recently retired and she has a small housecleaning job that pays a few hundred per mon...
I was recently a guest on the podcast Awe-Inspired and Retired.We talked about all things retirement, from where we're going to live, to what we're going to do, to who we're going to do it with . . . ...
Noob here- sorry if this is addressed elsewhere, and if so, please send links! But having recently retired, I’m curious what your strategy is for charitable giving (for those here who can afford...
So, I've been retired for 10 years now and had forgotten how horrible it is to get up, shower, shave and be out the door at 7am. Once again I have convinced myself that even contemplating part-time wo...
About me: Retired since 2017, 67 years old, single, child-free, no family nearby. I presently live in an affluent Coastal California mid-size city. My townhome is fully paid. I live a peaceful life, e...
I'm looking for any experiences from folks who retired close to the time that their kids were in or had just graduated from college. I have one who is a freshman and another who will start in a year; ...
Viktor applied FIRE principles frequently espoused on this blog. He grew up an immigrant raised by a single mother on welfare. He retired in 2020 at the ripe old age of 35. His wife recently joined hi...
I’m 59. My husband is 65 and semi-retired. Pro’s: 1. I’m soooo tired, 2. I need more time to exercise and stay healthy, 3. We definitely have enough to live on, 4. I’d like to ...
I am highly motivated in retirement (I have been retired for less than a year) and am never bored. I study and exercise every day. I enjoy these activities, but also I want to prove to myself that all...
Question for retired folks: how did your first year of retirement go? What did you do right/wrong, and what would you do differently if you could relive it? My background: My retirement date is Fri No...
I (M66) am retired. My spouse (F65) is winding down her business and will basically be retired after the first of the year. Between Social Security and savings we have enough to live on in a reasonabl...
Please explain. My husband is a recently retired postal employee and we are confused if we can take out large amount out of 401k and not lose his pension? He says he can only make $22,000 a year now t...
I officially retired at the age of sixty-one in the summer of 2021 after a rewarding career of four decades. ... Read more...
The holiday season is here. This post was contributed to Leisure Freak by Jim McKinley, a retired banker and the creator of Money With Jim. Having fun while staying on seasonal financial track is a wi...
I’m not retired yet but probably within the next year. I just bought a small 110 cc cycle for cruising around town and i love the thing. I’m in my sixties and it’s my first cycle eve...
I am a married, retired man. Our gym has exercise classes. Yoga. Zumba. Aerobics, stretching, etc. At my senior center the vast majority of attendees are women. Most of them seem reluctant to talk to ...
Retirement is a fuzzy line these days. It seems increasingly rare for older people to cross the threshold from career worker to retiree on a single day and remain retired indefinitely. My Dad did that...
I am 59 years old. I'm still working full time as an accountant- currently working from home 3x a week. I make a decent salary. My husband is 70 and is retired. His age is a major consideration in my ...
Me (59) and my husband (69) both retired in 2021, and over the last 2 years we basically just traveled around the world to the places that we simply didn't have time to go to when we were still workin...
I'm retired and collecting social security. I'm considering going back to work part time but I don't want to add much income. I don't need the $ and it will only cause my health insurance to cost more...
Over twelve years of blogging, several books, a national magazine profile, and countless friends, both virtual and real, Satisfying Retirement has been a central part of my retired life. In fact, I ha...
The longer you are retired, the harder it may be to find a job if you want to go back. In this article, I'd like to share the difficulties I've faced finding employment in a new field. My situation sh...
I currently have a very good, but very big job/career. My husband is older than me an already retired, so I am and have been the primary earner. Our kids are in college without student loans (either a...
So I have a pension and social security and I'm retired, just for argument sake, if my spouse gets half of my income will she get half of my pension AND half of my social security? She currently does ...
(Me: retired for six years) The title says it: there are thousands of how-to and financial books. There's nothing wrong with those, but I'm wondering if there is any fiction about that? There are, of ...
Ten years ago we bought a house that I hate and now I'm paying the price. Been retired 2 years. This house, and the area offer no/little privacy or easy access to nature. Both of those things are bigg...
Sept. 5, 2023 — By now many Topretirements.com Members and visitors are well into their retirement planning, if not already retired. The next generation is coming along now, Gen Xers, folks born...
It’s August in Georgia. Yes, it’s Hot. That means it’s time for our annual trip to someplace cooler.  We’ve done it every year since I retired (except 2022, when COVID [&#...
August 7, 2023 – Part of the fun of being retired is having the time to tinker, fool around with cool stuff, enjoy new types of leisure, and save time and trouble doing chores. There are plenty ...
Before I retired I promised myself, "When I retire I'm moving to Costa Rica". I was serious and my wife was all for it as well. When I finally retired it was a different story. My wife didn't want to ...
I'm not yet retired but my job is now remote and I would like to move to a lower cost of living city. My preference is for snow and nice views. Where have you all retired to that fits this description...
Am 52, recently retired and like everybody here (well mostly everybody) am adjusting to my new life and despite some challenges am overall enjoying experience. One of my main goals I have set myself i...
Retirement is on the radar now, so I have a question - what would you have done different the year before you retired with what you know now that you have. submitted by /u/StMaartenforme[visit reddit]...
Retired unexpectedly early due to COVID in 2021. Have 3 IRA accounts: (1) Roth IRA; (2) Regular IRA; (3) SEP-IRA. Unfortunately, I have very hazy cost-basis info. First, Roth IRA gains are considered ...
So many people are working after they’ve retired. Are they on to something? And is it something you don’t want to miss out on?...
I am a 38 year old married man and my wife is a couple of years younger than me. We have a 3 year old kid. I have seen posts here where people nearing or already retired are discussing adjusting to re...
When you retired was there something you splurged on? I know a lot of us try to pay everything off and cut expenses during retirement. On the other hand I feel like we work hard all of our life to enj...
My wife has a 401a from the company she retired from and wants to roll it into an IRA at Fidelity. The employer is telling her the distribution check will be made out to Fidelity FBO her, but is also ...
My dad is retired now and he and my mom would like to move to be closer to my family. They have a nice house that is paid off that they will be selling, it’s in a pretty desirable area, so we ar...
As a retired actuary who advocates the use of basic actuarial principles and processes to help retirees and near retirees make better financial decisions, I frequently wonder why my profession is so r...
Retired late last year, and just received my final bonus payout that amounted to roughly $50k. Without these funds I would have started drawing about $5k a month from my IRAs in the next month or two....
I am 60 (closer to 61). My 59 (closer to 60) year old wife is retired. I work part-time at a job that just about cover our regular expenses. Our net financial worth is seven figures, and a combination...
I got a lot of stuff going on. I have kidney cancer, I am 64 and have a federal job that now has changed and I question my skills at it, I have a wife who quit her job and has retired but without draw...
I'm retired and on COBRA (extension of employer insurance) for 18 months. That ends in the 3rd quarter of next year, not lining up with the Healthcare.gov marketplace, which is based on calendar year....
If you are retired and use a portfolio withdrawal strategy based on a formula, what do you do with unspent withdrawals at the end of the year? Put in a fun fund (spend it or lose it attitude), re-inve...
Retired Money highlights Canadians think they need $1.7 million to retire, according to a BMO poll How to save $1.7 million in RRSPs Other factors for determining how much you need to save for retirem...
From AARP magazine source: https://www.aarp.org/entertainment/celebrities/info-2023/tom-brady-interview.html Q. You retired, then unretired last year. Is retirement overrated? A. “Retirement&rdq...
Those of you who are retired and don’t have a pension and didn’t save 1mm dollars, how comfortable are you in retirement with SSec and a moderate retirement savings? Did you downsize your ...