Showing 50 results of 825
I'm single, retired and all my friends have relocated to warmer climes. Luckily, I have 3 cats to keep me company, and I'd like to make sure they don't end up in shelters if (god forbid) something hap...
I am enjoying being retired so far. Haven't really done much except for a little more reading. My question is what have you retired folks done to ensure your brain stays healthy? My husband is 70 and ...
We're 10 years retired, in adequate health but not up to hikes, and tired of the culture. The things that have sustained us such as live music pale as we no longer want to go out at night. TV sucks, e...
I'm retired and my wife is being forced out of her job this year. We live on the west coast (USA), Washington State, not California. I'm originally from Michigan and she is from Asia. Financially, I t...
I am retiring at the end of April. Woohoo! Wife already retired. I have three buckets of income upon which one of the (my IRA) I am asking for ideas/advice on asset allocation. Some background: Both w...
Learn what is Coast FIRE and how it can help you achieve financial freedom to help you enjoy retired life before your 60s....
The mainstream financial media’s portrayal of early retirement has always felt disingenuous, leading with “this 30-something retired” or some variation of that hook, then later highl...
I am curious to learn from those who retired. I am almost there or even there from a financial perspective. But I am finding myself delaying citing the following reasons I don't hate my job- it is tol...
I read recently several investors claiming their portfolio returns are north of 15% and I’m wondering how they’re accomplishing that. I’m guessing they’re not retired yet so th...
I retired at 60 and have been living on savings for a couple of years. Late last year I reached 62 and started receiving my SS benefits. So I'm not worried about paying taxes on my annual income for 2...
When I retired I began reading academic publications that were relevant to "retirement." I created a free resource... Designing Your Retirement is a free instructional manual to help retirees have hap...
My wife and I have recently retired and want to refresh the interior of our house by repainting and replacing the carpet. When we were younger we would normally arrange this kind of thing ourselves, m...
I’m wondering how many people now retired have elected to live in a “tiny home”, where tiny home is defined as 400 sq ft (37 sq m) or less. How are you enjoying it? Any thoughts abou...
There is a common rule-of thumb that 4% can be withdrawn from a IRA or 401K account each year in retirement, and the balance of the account should not go down. What would be the reasons for a retired ...
Life of the Newly Retired – I may be turning into fodder for the Progressive commercial about your parents. I was “retired” by virtue of a RIF at the beginning of this year, so while...
Maybe those are two different things - I'm not sure. However, we have discussed the transition into retirement and how it's often not as easy, joyful, or smooth as people dream about. I retired as of ...
We’ve heard this hundreds of time... 'I wish someone had warned me about this when I retired.' More often than not, they're referring to one of five key challenges that catch many retirees by su...
I have interviews today and Monday with one of the Big4 accounting firms today. I retired from the IRS 3 months ago. I retired because I felt marginalized. I am not sure if they found me on LinkedIn o...
I am 60 years-old and retired. I have about $800k in [traditional] IRAs and about $700k in brokerage accounts. Should I start drawing on my IRA's now, or should I leave it to grow and draw from my aft...
Should Peter LemonJello, who has high income, and his wife, who is retired with zero income, file their taxes as married filing separately so they can start Roth conversions? What are the tax implicat...
I will be retiring December of this year. Husband retired a few years ago. We are not yet collecting SS since I'm working full time and there's no need to yet. We have a home that we will be selling a...
I'd like to learn from those already retired and have adult children with special needs. I'm heading towards 64 and am still working, but the retirement bug has bit. My daughter is 32 and has Downs Sy...
Just retired January 1. Tonight I realized I am enjoying cooking dinner, while being totally relaxed and watching football games with my husband and NOT worried about what I need to be thinking of in ...
After being retired about a month, I accepted a part time job that would utilize the skills I acquired during my career. People told me to wait before I made any commitments, but I didn't listen. The ...
I'm on my husband's anthem from his old job as a cop although he retired 5 years ago. I tried to apply to Medicare A and it said are you on your own policy at work, I said No. It said are you on spous...
If you retired in 1988 from a job at a large employer with health insurance, you had good odds you would continue to be covered into old age. Two-thirds of large employers that covered their current w...
Greetings. I am retired but not yet collecting social security, which I plan to do when I turn 67 in about 4 years. I use some retirement planning models which have you look up you projected benefit a...
I recently retired after a 40-year career as a financial executive and accounting professor. My wife retired from being a ... Read more...
My SO and I both recently retired at 62 however most of our 401Ks are in target date funds for when we turn 67. Currently we are able to live off SS and pensions and don't need to touch the 401Ks. Giv...
My company's 401K plan permits periodic distributions/installments after termination from employment upon reaching early or normal retirement age. I retired at the normal age last month. The plan admi...
Hello, Can someone please help me sort out my medicare premiums problems? Here's the issue. After working for a company for 44 years I retired in Feb 2022 at the age of 64 and received early retiremen...
I will be 63 this year & hubs is 4 years younger & retired 2 years ago with his pension. We never made saving for retirement a priority, AT ALL. No 401k or savings account. I am still working ...
Our financial planner recommended living off of our cash and taxable investments before starting to draw down our IRAs, giving them more time to grow tax-free. My wife and I retired end of 2022, but t...
Dividing your money this way can help ensure you don’t run out during the many years you spend happily retired....
I am 65, semi-retired. I hired my first financial planner about 10 years ago, and when I asked how they were doing compared to their performance benchmark, the literally could not answer the question....
Now that I am retired in the USA, I am in much lower tax brackets (a sweet treat) and qualified dividends in particular will be taxed at 0% up to $80k for us, which makes them very attractive. No tax ...
Read real-world examples of people who “retired” early by applying creative strategies....
There are a few things you need to know before you retire. If you’re not retired, it’s impossible to know what it’s REALLY like to be retired. Without knowing, it’s difficult t...
Today is my 60 day mark being retired. I am setting up future activities. I was both an engineer and accountant. 1. Will be taking a course at my local college on writing for publication. Me and a roo...
After 31 years with my current employer, 39 total working years, I am retired as of today. Whew--I work in IT, and this year was particularly stressful, with many high-pressure, large-scale projects t...
In 2014, my wife had just retired from her stressful Pathologist role when I uprooted her to fulfill my dream ... Read more...
My wife and I are both retired at 67. I'm deferring Social Security until 70 to maximize the monthly benefit; my wife is collecting hers because it makes sense to. Our lifetime, based on family, will ...
I retired at age 57 last year. Nowadays I have fiduciary financial advisors to help me navigate all the complexities of being a person that has to file quarterly taxes and figure out how to best move ...
So, I retired in February 2022, and soon fell into a happy period of laziness and inactivity. A year later, I had a good chat with myself and told myself to buck up my ideas and do some interesting st...
Today’s guest post is from David, a long time blog reader. He retired early at age 52. In the five years since, he has lived exclusively off of his investments while leading an adventurous lifes...
Some retired folks I know threw the switch to sell the house and buy and RV and live the mobile life. I also know some that did that for about five years and then gave that up and resettled in a perma...
The Actuarial Approach recommended in this website involves periodically (generally annually) comparing the present value of a retired household’s assets with the present value of its anticipate...
Not retired yet, 2 years away. My hubby (73) is retired, I’m 63. We have a 5 acre rural “homestead” with extensive flower & veggie gardens, chickens, ducks etc. it requires a lot...
I recently retired with a pension. With my pension and my Social Security, I’m still going to be in a fairly high tax bracket. When I left my government job, I was allowed to roll my IAP 457 ove...
I know there are some people who will say if you’re working at all, you’re not retired. There are others (like me) who work a little because it’s mentally and physically healthier to...