Real Estate

What You Need to Know

Caregiver’s Guide to Smart Home Tech...

Home maintenance in retirement, is a Home Warranty a good investment or scam

I have been retired for a year and my wife will be retiring soon. We own our small home (1100sq/ft) and do what ever maintenance our selfs. But we don't do our own, plumbing, electrical or roofing etc...

Do we pay off the house or not?

Hello, My husband is 9 years older than I (he turns 60 this month) and wants to retire as soon as possible. A lot of hard work over the year and killed his body. I will continue working until I am 66 ...

You Can Dial Back Real Estate Risk

We know you can and should take some risk when investing in stocks, but does that same principle apply to real estate investing? The post You Can Dial Back Real Estate Risk appeared first on The White...

Should You Ever Put More Than 20% Down on a Home?

Now that the Fed has cut rates yet again, it looks like the housing market might start heating up. This means that you may finally get the chance to get a reasonable mortgage rate. Of course, reasonab...

Looking for a great retirement option that is affordable!

I'm 59 and my retirement savings situation is not great. I'm single, female, and live in Texas. I do own a home right now, I have about $140k in equity. I am still working full-time and I'm planning t...

8 Ways to Cut Housing Costs for Retirement

Should you try to cut housing costs? Is there an option that is right for you? Downsizing? Retire abroad? Refi? Explore your options. The post 8 Ways to Cut Housing Costs for Retirement appeared first...

The Impact of Housing Prices When Mortgage Rates Fall

You're looking for that perfect house, but the mortgage rates are just too high. It feels like every time you find a place you can afford, the monthly payments are still out of reach. Then, suddenly, ...

5 Areas of Your Home to Renovate Before Retiring

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1031 Exchanges: Common Errors You Want to Avoid

In the world of real estate investing, 1031 exchanges have become a popular tool for deferring taxes and maximizing investment returns. In a nutshell, 1031 exchanges are unique investment strategies t...

How Do You Compare? Average Cash Savings, Home Equity, Retirement Savings and Other Balances of the American Middle Class

Worried about money? You're probably in better shape than average! Compare your balance to the average cash, savings, home equity of others. The post How Do You Compare? Average Cash Savings, Home Equ...

51 Ways to Make Money from Home in 2024

Discover 51 legitimate ways to make money from home in 2024! From freelancing and selling products to passive income apps and tutoring, explore the best work-from-home opportunities for earning extra ...

An Intriguing Idea: 5 Reasons We Should Talk About Harris’ Medicare Home-Care Benefit

An examination of long-term care is good for all of us. As someone trying to become more knowledgeable about long-term care, I was surprised and intrigued by Vice President Harris’ proposal to c...

Performance Update: September 2024, All-Time High!

My main goal* was to build an investment and cash portfolio of$1,120,000* ($1,000,000 to retire on and $120,000 to pay off the house) in1500 days**, starting from 1/1/2013 and ending in February of 20...

How Much House is Too Much?

Homeownership is a cherished part of American society and a cornerstone of the American Dream. With the homeownership rate at 65% within the U.S. and home prices near record highs, the question is: ho...

The post-'stretch' home stretch for Roth IRA conversions

The first Secure Act was a "game-changer for IRAs and Roth IRAs," according to a retirement expert. Here's the compelling case for paying taxes sooner....

Aging in place: What things did you do to get set up?

Retiring in a couple of years, partner will follow soon thereafter. We're looking around the house and thinking about things to get done. What things did you do in your home in anticipation of aging i...

Did any of you change cities in retirement? How did it go?

Hi all, As my spouse and I approach retirement, we're considering moving out of our big, old, and high maintenance house and downsizing. Our considerations are having some extra money in the bank, and...

Why Is Real Estate America’s Favorite Investment?

Real estate is the American investment because it effectively serves two purposes: It’s an asset that can be easily leveraged ... Read more...

Will We Ever Expand Medicare To Cover Home Care For Elders?

Medicare subsidizing home care for aging adults has been discussed in decades past Now it is part of the political discussion once again. It's all about the cost....

Five Ways the Election Could Change Your Retirement

From taxes to Social Security and beyond, the election could change your retirement depending on which candidate wins. Who takes the House and Senate also matters....

Reflecting On A Year After Purchasing A House I Didn’t Need

October 2024 marks one year since I purchased the most expensive house I could afford. Leading up to the purchase, I wrestled with uncertainty about whether buying such a home was the right move. For ...

Key Questions About Kamala Harris’ Medicare Home Care Idea

She’s suggesting an historic change in the health care system for older adults and some younger people with disabilities. But her idea raises important questions....

Feel guilty going off to do volunteer work leaving husband at home alone

I’m new in retirement. Retired at 64. When I look at the week ahead and know I will be away for two hours for volunteering, and two hours for book club, and time for exercise classes I feel so G...

renting or buying in retirement

We own our home and will retire in 2-3 years (me at 70, my wife at 65). We have adequate retirement income to cover expenses. We live in a small town that is unfortunately quite a ways from either of ...

A Home Insurance Policy Review To Understand What’s Covered

One of the worst experiences for a homeowner is filing a home insurance claim only to be told it's not covered. After years of paying premiums, the insurance company doesn't deliver when it's needed m...

I could just sit and read all day....but my shoulders and back are killing me!

Retired a few months now from teaching. We also built a new house that has a covered porch...my absolute favorite part. We are in the Northeast and the fall weather has been lovely, so I sit outside a...

Are We Heading for a Housing Market Crash?

Various pundits and some media outlets have been predicting a potential crash in the U.S. housing market for several years ... Read more...

Kamala Harris Proposes Medicare Cover In-Home Healthcare

Vice President Kamala Harris proposed a plan for Medicare to cover in-home healthcare....

Will be downsizing soon, better to pay cash or get a mortgage?

I'm retired, husband will be retiring in about 2 years. We are planning to sell our large, Midwestern home and move out west into a smaller house when he does. If we don't go crazy we can pay cash for...

How can I live in two countries?

I own a home in the U.S. but want to live in Australia. Due to its visa restrictions, I can only be there three months at a time, which means I'd split my "residency" between the two countries. Plus, ...

The 20 States Real Estate Investors Should Avoid Unless They Love Filing Tax Returns

It's not always easy determining how much you owe in state taxes for passive investments. Here's a guide that will help you figure it out. The post The 20 States Real Estate Investors Should Avoid Unl...

Does It Make Sense for Doctors to Rent Forever?

Can you imagine renting forever and never actually buying a house? For some people (and maybe for some docs), it could be the right decision. The post Does It Make Sense for Doctors to Rent Forever? a...

Move to +55 community or stay in our current home after age 70?

My partner and I are both retired and have lived in our current home in central Texas since 1986 - new build (partner purchased the home two months before we met). House is a two story in a fully deve...

Ideas for How Start a Band Among Retirees

I am 68 and looking to get together with some other retirees, primarily to jam but possibly to play out occasionally. We could get together at my house; I have a music room that could accommodate a sm...

Settling The Work From Home Debate Once And For All

One of the most significant developments to come out of the pandemic, if not the greatest, was the shift to remote work for millions of employees. Beginning in March 2020, businesses quickly adapted o...

The house is our longterm care policy. Is this an ok plan?

We live in an area where the value of houses has appreciated quite a bit, and ours is paid off. We do not have an LTC policy, having heard poor experiences and reviews. But, depending on how long we c...

Here's What The Interest Rate Cut Means For Retirees

Find out how the Federal Reserve’s interest rate cut could affect your retirement savings, investments, and mortgage payments....

Fitness Update: “You Looked Like An Amorphous Blob”

You looked like an amorphous blob. – a friend’s honest review of my physical shape Amorphous Blobs When I was working, I was very busy. Between a full-time job, a home remodel, this blog, ...

How to Choose Your Next Real Estate Agent

When a husband learns he has a metastasizing tumor, or a mom receives news that her toddler has a rare ... Read more...

Low-income Housing Improved but Residents Still Struggle

U.S. house prices and rents have been rising for decades, interrupted only by the Great Recession. Rising costs have increased the already considerable burden on low-income people to pay for housing. ...