Real Estate

How Technology Can Help Retirees Age in Place

May 26 2024

There are many technological solutions to help retirees live at home, rather than enter homes and communities....

kiplinger.com

Would it Be Nuts to Upsize in Retirement?

May 25 2024

I read post after post of those downsizing as if it's the only way to go. We are in our late 60s. Live in a 2500 sq ft home on 2.5 acres in NY. We are looking to move either down south to NC or Georgi...

reddit.com

Aging owner, aging house Home Repair

May 25 2024

I live in an old neighborhood in which the existing housing stock is being replaced with new builds. At age 75 and hope to be here for another 10 years if I’m lucky. I’m wondering whether ...

reddit.com

Florida or Arizona for Retirement in 2 years

May 25 2024

My wife is retiring in 2 years and we have our heart set on selling our big and expensive home in New England and relocating to either Arizona or Florida. I am thinking about the pros and cons of and ...

reddit.com

Retiring

Spouse

Early Evidence of COVID’s Toll on Disability Community

May 23 2024

Fewer people with disabilities applied for federal benefits during COVID. The main reason for the drop could’ve been anything from the ease of working at home to evade the virus to the difficult...

crr.bc.edu

Exhaustion after giving retirement notice at work

May 22 2024

Retiring in 5 weeks and feeling exhausted I’m retiring at the end of June from a clinical laboratory scientist position .I’ve been coming home from work and basically collapsing every nigh...

reddit.com

Retiring

A Tale of 2 Sponsors: How My Real Estate Investments Have Had Vastly Different Results

May 21 2024

By Dr. Hamik Martirosyan It was the best of times. It was the worst of times. It was the sponsors with conservative leverage and fixed-rate loans. It was the sponsors with all variable loans and high ...

whitecoatinvestor.com

12 Side Hustles for Stay-at-Home Moms (Remote & $25+/Hour)

May 19 2024

As a stay-at-home mom, you offer a unique level of resourcefulness, creativity, and organization, making you an ideal candidate for a slew of side hustles. Below, we’ve shared some of the top si...

thinksaveretire.com

downsizing and no longer owning a home

May 17 2024

There was another post recently, its now locked, about retirees who downsized to a guest house on their child's property and how freeing it was. We did something similar, sold our house and moved into...

reddit.com

Silver Sneakers - more than 1 gym membership possible?

May 16 2024

Hi there. I don’t know if I am able to use Silver Sneakers at two local gyms. One that is quite a bit of a drive has a lap pool - the other one that’s a few minutes from home is a nice fit...

reddit.com

What happens to my slacks when I retire?

May 16 2024

Looking forward to retiring this summer. We've got a studio apartment in our home that I will rent out on AirBnB and I've got a small trust ($650/month) from my dad passing last year. My wife will con...

reddit.com

Retiring

Spouse

Should I Get a Mortgage for My Retirement Home?

May 15 2024

Have you thought about getting a mortgage for your home in retirement? If so, have you strategized how you would pay it off? In this episode, we explore Scott’s question about pursuing a mortgag...

rogerwhitney.libsyn.com

Sell or rent large house when downsizing

May 14 2024

We (61m & 60f) are getting ready to downsize and move to a townhouse in a mid size city. The difficult question is if we should sell our very big suburban house (with equity but also a big mortgag...

reddit.com

Big purchases (car) prior to retirement

May 13 2024

I’m about 24 months out from ‘retirement’ (e.g, working for someone else). I have a decent salary, kids are independent, and no debt other than a mortgage. When I retire, downsizing ...

reddit.com

Downsize - We did it. Pluses and a few drawbacks

May 13 2024

We( couple 60yo ) began talking about downsizing about 7 years ago. Through luck and a lot of tough decisions we accomplished it. So We started with a 3000 sqft home - then to a 1400 square foot Condo...

reddit.com

The Surprising Ways A Skilled Home And Auto Agent Can Protect Your Wealth

May 12 2024

Home, auto, & umbrella insurance are too often a footnote in wealth management, but a good agent can make a huge difference....

forbes.com

Wealth

Four Considerations for Moms Leaving the Workforce

May 12 2024

If you want to make the transition from a full-time job to being a stay-at-home mom (or dad), here are some issues to keep in mind....

kiplinger.com

Career

Budgeting for Personal Development and Putting $20,000 a Year into Yourself

May 11 2024

By Dr. Dan Fosselman, Guest Writer There are multiple rules of thumb in personal finance. Set aside 15%-25% for savings, don’t spend more than 30% on housing, tithe 10%. John Maxwell, an author ...

whitecoatinvestor.com

Savings

Retired and 'Stuck' With a Mortgage Below 4%? You Have Options

May 11 2024

You may feel like a mortgage prisoner, but your options may be more doable than you think....

kiplinger.com

Retired

The Rise of the Forever Renter Class

May 09 2024

I've paid over $350,000 of rent in my life. That averages out to $2,500 a month since mid 2012. And, with near record interest rates and elevated home prices, I may end up paying another $350,000 in r...

ofdollarsanddata.com

The World’s Largest What??!! 7 Months of Our RV Road Trip Complete, 1 To Go!

May 07 2024

It’s pretty crazy to think that we’ve now been living in an RV for over 7 months. Yes, we’ve taken a couple of breaks and stayed at my mother-in-law’s house for a few weeks twi...

routetoretire.com

Lifestyle

Analyzing Home Price Dynamics: A Guide To Smarter Purchases

May 05 2024

Understanding how home prices fluctuate over time is one of the most intriguing insights gleaned from my post on the reasons behind property bidding wars. Learning how prices change will empower you t...

financialsamurai.com

Understanding Why People Get Into Property Bidding Wars

May 03 2024

Well folks, as anticipated, bidding wars are back with a vengeance, at least here in San Francisco. If I were a real estate agent, I would never encourage my clients to engage in a bidding war. Winnin...

financialsamurai.com

Work from Home Doctor Jobs: Opportunities and Requirements

May 02 2024

As the world becomes more connected and technology continues to advance, the healthcare industry is evolving to meet the needs ... Read more...

physicianonfire.com

Why are we afraid of retirement?

May 01 2024

I retired last year at 60. My wife plans on retiring next April at 60 as well. We’ve done ok in life relatively speaking. We will be able to buy a retirement home and live near our kids fairly c...

reddit.com

Would Combining Will-Writing with the Mortgage Process Help?

Apr 30 2024

No, but here’s what we learned. Writing a will can improve the transmission of wealth across generations, by preventing the dissipation of assets such as a family home when divided among multipl...

crr.bc.edu

Capture The New Tax Breaks On Home Improvements

Apr 28 2024

Know how to navigate the IRS regs to capture the tax credits under the Inflation Reduction Act....

forbes.com

Taxes

Snowbirds with pets. How do you do it without owning a second home?

Apr 28 2024

Snowbird wannabe here. I am hoping for suggestions from active snowbirds who take their pets with them and have experience renting pet friendly accommodations. I have two small dogs that have to come ...

reddit.com

Spring Is a Good Time to Clean Up Your Finances, Too

Apr 26 2024

While you’re decluttering your home for spring, consider taking a crack at cleaning up your finances and old paperwork, too....

kiplinger.com

Performance Update: March Badness!

Apr 26 2024

My main goal* was to build an investment and cash portfolio of$1,120,000* ($1,000,000 to retire on and $120,000 to pay off the house) in1500 days**, starting from 1/1/2013 and ending in February of 20...

1500days.com

Portfolio

Is Your Retirement Solution Hiding in Plain Sight?

Apr 25 2024

Here’s how to use your home equity in combination with an annuity contract to produce late-in-life income....

kiplinger.com

Components That Affect Mortgage Rates The Most

Apr 23 2024

Contrary to popular belief, the Federal Reserve does not exert complete control over mortgage rates. Instead, it influences them, with the bond market determining the subsequent course of action. The ...

financialsamurai.com

Pulling my 401k to buy another house.

Apr 23 2024

I can't stand it. I lost $2k last week due to stock market volatility. I understand that a 401k is a long term investment, or you make more conservative choices. Screw that! I can put my money in the ...

reddit.com

401k

Just started 5th year retirement. Here's what it's been like.

Apr 23 2024

So far it's been great. Work was never my life so I don't miss it. I didn't have friends so I don't miss them. My wife is the only person I talk to on a regular basis. No debt, modest home paid for, L...

reddit.com

Spouse

Debt

Biden Sets New Nursing Home Staffing Rules

Apr 22 2024

Nursing facilities that receive federal funding through Medicare and Medicaid (effectively all of them) will have to employ enough staff to provide at least 3.48 hours......

forbes.com

Where Should Financial Literacy Be Taught—Home Or School?

Apr 21 2024

The antiquated argument that personal finance should be taught at home simply looks silly in 2024....

forbes.com

10 Things You Should Know About Selling Your Home to Downsize in Retirement

Apr 21 2024

What to know about selling your home in order to downsize in your retired years....

kiplinger.com

Capital Distributions From Private Real Estate Investments Are Wonderful

Apr 17 2024

Recently, I received a capital distribution from a private real estate fund, and it couldn't have come at a better time. The experience brought me both joy and relief, prompting me to share it in the ...

financialsamurai.com

Expand Your Home and Welcome Family Members

Apr 16 2024

With the high cost of housing in much of the United States (as well as other countries), many people are looking for ways to accommodate more family members in their existing properties. Whether your ...

baby-boomer-retirement.com

Real estate funded retirement - your thoughts please!

Apr 15 2024

We (M 65, F 59 both still lol working and plan to along as possible) own 3 homes and plan to sell two of them to partially fund our retirement. We’ll sell home #1 and bank the $500K tax free cap...

reddit.com

Advice on selling home to downsize?

Apr 13 2024

We've gotten rid of excess stuff. Now readying for showing. Those who've been there/done that: Privacy. We get people may open bathroom cabinets/drawers, etc. And even more. How do you maintain privac...

reddit.com

Reimagining Their Decrepit Farmhouse into Forever Home

Apr 09 2024

New Yorkers create a space that’s better suited to life in their 60s...

aarp.org

Which Mortgage for Early Retirement? What is Private Credit? - 476

Apr 09 2024

What is private credit and where does it fit in your investment portfolio? At age 60, Hope is tired of working and she’s hoping to retire in 2-3 years. Should she factor home equity into her ret...

purefinancial.com

Early Retirement

Performance Update: February Rebound!

Apr 07 2024

My main goal* was to build an investment and cash portfolio of$1,120,000* ($1,000,000 to retire on and $120,000 to pay off the house) in1500 days**, starting from 1/1/2013 and ending in February of 20...

1500days.com

Portfolio

The Right House-To-Car Ratio For Financial Freedom

Apr 05 2024

After delving into the exorbitant prices of new luxury cars, I've come to the realization that a larger segment of the population is purchasing such vehicles than I initially thought. This trend poses...

financialsamurai.com

12 Legit Online Jobs from Home With No Upfront Investment (2024)

Apr 05 2024

Below, we’ve created a list of 12 true online, work-from-home positions with no upfront investment. None of the roles listed below require purchasing inventory, buying a paid course, or any othe...

thinksaveretire.com

Sell, Rent, or Borrow? Best Ways to Use Home Equity in Retirement

Apr 03 2024

Listener Ray is wondering what to do with his home as he embarks on a nomadic, van-life journey in retirement. Should he sell it to finance his travels or retain it for potential appreciation and cash...

buzzsprout.com

The RightSize Mindset: Transforming Your Home and Happiness

Apr 03 2024

Today Kathe Kline, together with guests Barbara Mock and Marni Jameson, dive deep into the emotional and practical aspects of rightsizing in retirement. This episode isn't just about downsizing; it's ...

podcasts.bcast.fm

The Home Buying Earthquake That Changes Everything

Apr 02 2024

In today's episode, we discuss the landmark $418 million settlement involving the National Association of Realtors (NAR) and its potential implications for the real estate industry. As retirees and ot...

sites.libsyn.com