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I retired about 4 months ago. We downsized to a single story with plans for it to be our forever home about 6 years ago. One bonus was the really large backyard for our urban/suburban area. But I&rsqu...
As a buyer and seller of real estate since 2003, I’ve learned that getting a home inspection before each purchase is one of the most important steps in protecting yourself. You want a profession...
Those “3x by 40, 6x by 50, 10x by 67” charts feel official—until your life doesn’t match the average. In this episode, James shows why age-based savings benchmarks miss the mar...
Me? I'm a hunter, but I never shoot anything. I'll go out in the woods in the afternoon and sit and observe. Then, when it gets dark, I walk back to the car and go home or to my camp. Mornings, I go o...
Recently, an executive order has set the stage for 401 (k) providers to potentially start offering investments like private equity, private real estate, digital assets (think bitcoin), commodities, an...
It’s a raging bull market, and I’ll confess, I’m a little annoyed I don’t have a large paycheck anymore to take advantage of more investment opportunities. Every day, I see peo...
Interesting Social Security Scenario - What’s your take on this? ? or ? A (breadwinner) parent divorced a real deadbeat parent after 14 years of marriage -and (2) kids. Neither ever remarried. T...
Today we answer a question from Sandi about how much umbrella insurance coverage you really need — especially as you approach retirement. We discuss why someone might choose a $2 million policy,...
In this special episode, we catch up on a backlog of insightful listener questions—covering everything from estate planning and Social Security taxation to Roth conversions and Medicare rules. I...
Today we answer Jeff's question about using home equity to pay for end-of-life care — from tapping into equity for in-home support to selling the home to cover nursing home costs. In high-cost s...
In the first part of our series on estate planning, we laid the groundwork for why incapacity planning matters and what documents you need to get started. But there's more to it than just having your ...
For those of you who are married which spouse retired first and what was the reason for this? How are the dynamics post-retirement? I will retire before my husband. I've always made less and as I stop...
My wife and I plan to retire at the end of 2028. While we both have good paying jobs now, for most of our adult lives, we've been barely making it - raising children and living paycheck to paycheck. O...
The entrepreneur, real estate investor and motivational speaker tells us why people should never stop working....
Earlier this week a member posted - Let’s examine both sides of the tracks . In order to provide all members of the community an opportunity to view the reply by the Moderator team, we copied it...
Recently, in her Motley Fool article, A Big Reason the Famous 4% Rule May Not Work for Your Retirement, Maurie Backman confirmed what we have been telling our readers for years—you aren’t ...
The list is growing It’s become comical I’ll do that as a project when I retire Anyone else accumulating home improvement projects like crazy? I have everything from the cliché clea...
I’m looking for advice or some experience based opinions on my retirement plan. I’m two years out from retirement and at the same time, I would have my mortgage paid off at 60. But instead...
Consider how your housing needs will change, what you'll do with your time, maintaining social connections and keeping mentally and physically fit....
I’m 63, setting up for retirement soon. Last year we sold the big suburban house and rented in a cheaper city. Lowered our COL by half. Not just saving the mortgage and taxes, but also on the we...
It was a beautiful October afternoon. I was driving home after an enjoyable mountain bike ride in the Appalachian Mountains, savoring the cool breeze through the open windows in my […] The post...
My main goal* was to build an investment and cash portfolio of$1,120,000* ($1,000,000 to retire on and $120,000 to pay off the house) in1500 days**, starting from 1/1/2013 and ending in February of 20...
Homeowners who are considering using home equity in their retirement plan can analyze it like they do their other investments. Here's how....
Can you help me think thru this? We just finally paid off $22K in credit card debt and $10K in a student loan. I am 65 and plan to retire at 67 At the same time, we still have $62K in mortgage pricipa...
In 2022, the median sale price for a U.S. single-family home was 5.6x the median household income, which is the ... Read more...
Hi All, This might be a question for r/personalfinance , but it's very finance-in-retirement oriented, so feel it fits here a bit better. Both retired, we live and rent in a VHCOL area. We own a home ...
Hi everyone, A long time lurker. I’m 59, set to inherit 50% of a house valued at $900,000. My sister, who is estranged will be getting the other half. Our mother died about four months ago. I wa...
Until this year, we had never owned an actual residential investment property. Here's how we went about finding the (hopefully) perfect spot. The post How We Became Actual Real Estate Investors appear...
When you browse real estate investments, polished marketing can make almost everything look attractive. Glossy photos, confident language, and optimistic ... Read more...
Aging seniors and those with chronic conditions have been able to rely on Medicare for home health care. Now, the benefit may be at risk, writes Debbie Stabenow....
This home-buying story is one of financial recklessness masquerading as the American Dream. And it's a cautionary tale for trainees. The post Buying a House in Training: A Cautionary Tale That Could&r...
Deciding whether to pay off a mortgage early—or how long to keep one—is ultimately a personal choice. In this post, I’ll share my perspective by drawing on both real-life experience ...
Getting married changes a couple's life in more ways than one, so it's a good idea to discuss financial and legal issues like pre-/postnuptial agreements, estate plans and life insurance....
The ‘Great Wealth Transfer’ may not help with high property taxes, soaring homeownership costs, and liquidity issues in 2025....
Physicians exploring ways to diversify their investments may consider alternatives beyond stocks, bonds, and mutual funds. Commercial real estate offers ... Read more...
Housing wealth is a huge part of the American retirement picture. However, many people don't unlock the cash flow benefits of tapping into home equity in retirement....
We ask financial experts for advice....
Since 2022, commercial real estate (CRE) investors have been slogging through a rough downturn. Mortgage rates spiked as inflation ripped higher, cap rates expanded, and asset values fell across the b...
FROM THE ARTICLE. Owning your home loan-free is an impressive feat, but that doesn’t mean it’s always the right move. Should You Pay Off Your Mortgage Before Retirement? By Judy Dutton, AA...
I'm thinking about living in Maine for three months. If you've done something similar, do you have any thoughts to share? I'm single, retired, childless, an introvert. I've been to Maine several times...
As investors continue to seek diversification and stability, trust deeds have become an increasingly popular option. These real estate-backed investments ... Read more...
If you have access to TIAA’s real estate account and you're thinking about investing in QREARX, here's what you should be thinking about. The post Should You Invest in the TIAA Real Estate Accou...
Interest rate cuts might be coming, which could affect everything from your credit card debt to your mortgage. It's smart to prepare now — here's how....
Borrowing, when done smartly, can provide flexibility and help you reach financial goals. One option is a Home Equity Line of Credit (HELOC). The post Why a HELOC Can Be a Smart Financial Tool for Phy...
I turn 65 this year. I’m still working because I love what I do. However I am clearly the oldest by many many years and I get treated like I should be in a nursing home some days. The last week ...
The costs of homeownership may continue to rise in retirement. Here's how to manage that....
We all want to honor an aging parent or other loved one's wishes to stay at home for any care needed. But the cost may not be affordable, even for the wealthy....
I'm 70, about to retire any day now. I want to make sure that I am budgeting such that I have a large chunk of change if/when I need to go into a nursing home. If this is my fate I would like to go to...
I am hoping to buy a lakefront property for a retirement home. I am 63 and plan on working another 5 years. My current home is paid off and I would sell it once I retire. For the retirement property I...
As retirement plan rules continue to evolve, one area drawing attention is the inclusion of alternative assets in 401(k) plans. In early August 2025, the White House released an executive order that h...