Retirement planning is the process of determining how much you will need to save and invest in order to have enough money to live on during retirement. It involves setting goals, analyzing your current financial situation, and making a plan to help you reach your retirement goals.
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Yes, people have lots to be concerned about from the stock market to Social Security. But experts say if you have a plan, there’s no need to panic....
If you're a Medicare Advantage member in an area that has been impacted by a disaster, you might be worried about access to care and medicine. Here's what you need to know....
If you have a Y chromosome (because you're a guy), following the 'Y rule of retirement' can help you transition to this new life stage with grace....
Today's retirement isn't the same as in your parents' day. You need to be prepared for a much longer time frame and make a plan with purpose in mind....
When did you last review your will? Before kids? Before a big move? An update is essential, but regular reviews are even better. Here's why....
These Golden Rules of Retirement Planning, developed by a financial pro with many years of experience, can help you build a plan that delivers increased income and liquid savings while also reducing r...
Even if your financial plan is on autopilot, now is the perfect time to make sure it's still aligned with your goals, especially if retirement is on the horizon....
New Medicare rules cap Part D drug costs at $2,000 and offer a payment plan to spread bills over the year. Here’s what enrollees need to know for 2025....
Want to retire in your 50s and withdraw from savings? You need to understand the Roth 5 year rules to avoid penalties. The post Understanding the Two Roth 5-Year Rules: A Key to Smarter Early Retireme...
Money conversations fall short when only one spouse is at the table. It’s easy to treat financial planning like another household task to divide and conquer, but unlike errands, your financial p...
Follow these three steps to ensure you are emotionally and financially prepared for your passion in retirement....
Every adult should have a health care proxy and power of attorney — they save loved ones time, money and stress if a sudden illness or injury leaves you incapacitated....
On July 4, 2025, the One Big Beautiful Bill Act was signed into law. The bill brought certainty to the uncertainty surrounding the federal estate tax exemption....
In 2026, Medicare participants will pay more for their health care. Part B costs are expected to rise more than 10%. Here's what you can do....
Cash balance plans can significantly boost your retirement strategy if you want a reliable, guaranteed income stream....
Planning for long-term care is crucial to protect your independence, family and financial stability against unexpected health events and rising care costs not covered by standard insurance....
My wife's cousin just passed away. He was 80 years old and living by himself in Florida, far from the other cousins. He wasn't married and had no kids. My wife and another cousin are now scrambling to...
Managing money isn’t just about income. Instead, it’s about the decisions you make with what you have. From daily spending to long-term planning, these habits show you’re thinking ah...
You need to drill down to what you really want out of retirement. Then you can get down to the business of crafting a financial plan to make it happen....
What if the fear of talking to a financial advisor is the very thing keeping you from retiring sooner and living the life you’ve always dreamed of? In this episode,…...
As soon as both my children were born in 2017 and 2019, I superfunded their 529 plans equal to the five-year gift tax exemption. At the time, I was thrilled to do it given a parent's number one respon...
I'm 68 and want to retire this year. I also want to make sure I understand our current spending and what we will need in retirement from IRA after social security. Should I contact an Accountant and p...
AI can be a useful tool, but it often gets important financial information wrong. It also can't emulate the empathy, judgment and personal connection you can get with a human being....
Prenups aren't a traditional part of retirement planning, but for the growing number of over-65s getting remarried, they're an essential financial tool....
As retirement plan participants transition from the accumulation phase to decumulation, the focus moves from building wealth to ensuring sustainable income—what’s also known as “valu...
Weathering retirement planning storms isn't about numbers, as a pilot turned financial advisor discovered after the '07 crash....
Whether you're eligible for Medicare or getting coverage through the Affordable Care Act, make sure you plan for premiums, deductibles and other out-of-pocket costs....
The rule of retirement inversion says that to have a great retirement, you must ask yourself what would ruin a great retirement — and then plan to avoid it....
We've made the OBBBA tax updates in the Planner. Learn more about what's changed and discover opportunities to optimize your tax planning. The post Boldin’s Recent OBBBA Tax Updates: What’...
Too many people think that their financial destiny is set and can't be changed. Find out how a planning mindset improves wealth and security. The post A Planning Mindset Is the Secret to Financial Dis...
One of the internet’s most-respected retirement researchers and financial planners, Michael Kitces, joins me for an episode of the Financial Independence Podcast! You may remember that my Safe W...
Don't let health insurance costs force you back into the game. Start planning now to ensure your early retirement is forever....
Humana, the second-largest provider of Medicare Advantage Plans, has pledged to streamline the often frustrating Prior Authorization process....
A 529 plan isn’t complicated. Funding it is easy, and so is watching it grow. But using it without tripping ... Read more...
When you think about retirement, picture a big red bucket brimming with all the money you've saved. It's everything you've got, and it has to last you....
Even with a strong financial plan in place, many professionals find themselves hesitating at the retirement decision—stuck in the cycle of “just one more year.” The numbers say it&rs...
This strategy challenges conventional retirement rules of thumb by combining traditional savings, home equity and annuities to provide higher income and liquid savings and help cover long-term care co...
The generation of independent watchmakers that revitalized the industry is mostly past the traditional age for retirement. So what’s the plan?...
Need retirement planning near you? Find local advisors, compare your options, and use Boldin’s tools to create a secure retirement plan. The post Retirement Planning Near Me: Should You Hire Hel...
Create a flexible retirement budget worksheet with Boldin. Compare tools, track retirement expenses, and build your plan with confidence. The post Retirement Budget Worksheet: Your Step-by-Step Guide ...
I knew we were probably ready financially to retire, but planned on three more years - I turned 60 last month. However, recent corporate chaos led my wife and me to plan out a "what if," which rapidly...
Long-term care planning, whether through insurance or self-funding, is crucial not only for financial protection but also to preserve family relationships and reduce the emotional and logistical burde...
Proper preparation is everything for U.S. retirees when planning an Italy "trip of a lifetime."...
When I was a teenager, I made a plan to retire young. I wasn’t just daydreaming, I was studying, analyzing, and laying the foundation for financial freedom decades before it would become a reali...
Tax season may feel far off, but with sweeping legislative changes just passed, proactive financial planning starts now. In this episode, we’re sharing our accessible, in-depth breakdown of the ...
More than half of Medicare beneficiaries sign up for Advantage plans, but a high percentage will leave their Advantage plans within five years....
Well ... we were wrong. During our previous discussion about The One Big Beautiful Bill, we predicted that the final law would probably pass with a different name. But, instead of the acronyms we're u...
Today we are answering your questions about estate planning and passing on of wealth to future generations. We talk about the value of giving your kids their inheritance earlier in life when they need...
Soon to be 59yo career nurse. My wife and I have about $240k in retirement savings with an anticipated $1100/month pension, $1800-230/month SS, and $200,000-300,00. I was feeling ok about my plan unti...
Here's how wealthy retirees can plan for the changes in the new tax legislation, including what it means for tax rates, the SALT cap, charitable giving, estate taxes and other deductions and credits....