Planning
Showing 50 results of 784
Creative Planning buys Mesirow's $13B corporate retirement practice
Nov 01 2023
One of the largest RIAs in the country is adding another purchase to its hot streak of acquisitions, which included the former United Capital from Goldman Sachs....
financial-planning.com
If A Drug Copay Is Outrageous, Maybe Your Part D Plan Doesn’t Cover It
Oct 31 2023
This can happen whether you have a stand-alone Part D drug plan or a Medicare Advantage plan that includes drug coverage....
forbes.com
Your Estate Plan Must Be Coordinated To Work
Oct 31 2023
Your estate planning documents, account titles, beneficiary designations, insurance and advisers must all be coordinated for your estate plan to work....
forbes.com
Tax Planning For Your Second Home: 6 Things To Know And Some Options To Explore
Oct 31 2023
The second home is supposed to be a place of respite, a happy place, so why interrupt that solitude with death and taxes....
forbes.com
Update on Pre-Retirement Senioritis- 15 months to go!
Oct 31 2023
Just over 3 months ago, I made a post called Pre-Retirement Senioritis, and I felt pretty badly about not getting certain tasks done, spending large chunks of my day planning for retirement. Many of y...
reddit.com
Tax Planning For Your Second Home: 6 Things To Know And Some Options To Explore
Oct 30 2023
The second home is supposed to be a place of respite, a happy place, so why interrupt that solitude with death and taxes....
forbes.com
Retirement Plan Horror Stories, Ep #202
Oct 30 2023
There’s so much we can overlook with retirement plans. Here at Financial Symmetry, we are constantly finding ways to help you be aware of retirement opportunities and rules and improve your weal...
financialsymmetry.libsyn.com
SEP IRA vs Simple IRA: Which Retirement Plan Is Right for You?
Oct 28 2023
SEP IRA and SIMPLE IRA are two popular employer-sponsored retirement plans for small business owners and self-employed individuals. Both of ... Read more...
physicianonfire.com
Picking a new ACA Plan for 2024. I am 61, retired and currently collecting SSI.
Oct 27 2023
I posted this in r/healthcare and didn't get any responses. Maybe someone here can answer? I am retired to there is that :-) I appreciate anyone who answers. I think I understand how this works, but w...
reddit.com
How to build healthcare into clients' retirement planning
Oct 25 2023
Bank of America's Ben Storey knows how many future retirees forget to plan for healthcare costs. Here's how financial advisors can help....
financial-planning.com
Plan on Future Adjustments to Your Retirement Plan Part II
Oct 25 2023
This post is a follow-up to our post of April 16, 2023. In that post, we said, “In our ‘real world,’ lots of things can happen in the future that can affect the ratio of household as...
howmuchcaniaffordtospendinretirement.blogspot.com
Unlock the Secrets to an Abundant Life With Scott Ferguson
Oct 25 2023
Check out Jeremy’s latest podcast on retirement planning by listening on “Apple Podcasts” or “Spotify Podcasts” or read below for How To Live An Abundant Life. Summary: [...
keilfp.com
It’s Amazing What Being Alone With Your Thoughts on a Walk Can Do for You
Oct 24 2023
I had no plans to go for a walk today. Lisa and Faith were gone and that’s usually when I focus on getting things done. Sometimes I’ll work on projects around home (which is the RV right n...
routetoretire.com
Navigating Pre-Tax vs Roth Retirement Accounts: A Guide to Smart Financial Planning
Oct 24 2023
If you're in a high tax bracket now and expect to remain in a high tax bracket after retirement, should you prioritize pre-tax retirement accounts or Roth retirement accounts for individuals? James an...
buzzsprout.com
Why Would a Tax Advisor Discourage 529 Plan College Savings? - 452
Oct 24 2023
Why does Becca in Florida’s advisor "poo-poo" her strategy for funding 529 plans for education? Keith, commenting on Spotify, wants to know about reimbursing yourself from a 529 plan for the sch...
purefinancial.com
I need to get a plan in order but not sure how to go about it
Oct 23 2023
I have to start taking RMD's next year. I am currently working part-time. I am thinking of stopping work Jan 1 or shortly thereafter. I have always handled my own taxes and finances, but I think it's ...
reddit.com
What to Consider When Contemplating an Annuity for a Defined Contribution Plan
Oct 22 2023
PGIM’s David Blanchett explores key considerations for plan sponsors facing this important decision...
401kspecialistmag.com
Looking for Financial Planning tool recommendations
Oct 21 2023
What application or planning tools do you recommend? I want to explore my retirement timing and determine when I can enter this next phase in my life. I'm leaning against using an advisor, but think t...
reddit.com
Meet the CRPC, a major retirement planning credential
Oct 20 2023
The CRPC is a popular sister certification of the CFP. FP spoke with the program's head and with advisors who say it's a must-have credential for retirement planning....
financial-planning.com
The U.S. Gets a C+ in Retirement
Oct 17 2023
Social Security and 401(k) plans leave Americans less secure than retirees in much of the world, a new ranking finds...
wsj.com
Reader Case Study: The Best Laid Plans…
Oct 16 2023
Today I bring you a case study of a reader that planned diligently for early retirement. Life played out much differently from those plans. Still the process of saving and planning combined with the a...
caniretireyet.com
Announcing retirement to my boss today for end of year.
Oct 16 2023
It’s getting real! I’m meeting with my boss today to let him know my plans and prepare an exit strategy. I work at a government agency with no risk of getting booted upon the announcement....
reddit.com
The Real Meaning Of “Integrity” In Financial Planning
Oct 15 2023
Some words get overused so that their true meaning is obscured. But "integrity" is worth a revisit because its essence is powerful and directive in our financial planning...
forbes.com
Life Insurance Can Provide Protection for Your Retirement Plan
Oct 14 2023
Life insurance is a frequently overlooked component of retirement planning for various reasons: Some people may already have life insurance in place and think the policy they set up years ago still me...
bossretirement.com
‘Groundbreaking’ DOL Advisory Opinion for Citibank Provides ERISA Guidance
Oct 12 2023
Opinion provides a road map for how a plan sponsor may voluntarily establish a program under…...
401kspecialistmag.com
Best Laid Plans: Let’s Help People Not Go Astray
Oct 12 2023
While we live in a world of uncertainty, LeafHouse’s Todd Kading says there are ways to…...
401kspecialistmag.com
How Gen-X Can Better Plan For Retirement
Oct 10 2023
It is time for Gen-X to get serious about retirement planning. The choices you make today will determine how happy, healthy and wealthy a retirement you have....
forbes.com
How Can Gen X Get The Best Retirement Planning Advice?
Oct 09 2023
It is time Generation X to get serious about retirement planning. The choices you make today will determie how happy, healthy and wealth a retirement you have....
forbes.com
What SS option is best for a couple? I plan to draw earlier than FRA.
Oct 08 2023
I’m 65, my wife is 62. I plan to start drawing next year, I was going to wait until FRA, but have seen too many people die and get nothing. If I start drawing, what is the best option for my wif...
reddit.com
How useful is the “Die With Zero” retirement approach? – SWR Series Part 60
Oct 06 2023
October 6, 2023 – There’s been a lot of chatter about the Bill Perkins book “Die With Zero” and its approach to life and retirement planning. Most recently, just yesterday on t...
earlyretirementnow.com
Planning Retirement with Improved Home Electrical Safety
Oct 06 2023
Welcome to an in-depth analysis of planning for your golden years and ensuring absolute peace of mind with improved home electrical safety. This post is tailored for you: an individual that understand...
retirementsavvy.net
Retirement Tips from Henry “Bud” Hebeler: A Model and Inspiration for Retirement Planning
Oct 05 2023
Bud Hebeler was an early contributor to NewRetirement and an advocate for actively planning and managing your money and always offered sage advice. He died on August 21, 2017 in Bellevue, Washington a...
newretirement.com
Assisted living planning when we need elderly care
Oct 04 2023
Both by parents went into assisted living a few years back, mom is almost completely blind and they weren’t able to take care of things like food and med management. My question/concern is first...
reddit.com
The Good and Bad News of Physician Retirement
Oct 03 2023
By Dr. Jim Dahle, WCI Founder When it comes to planning for retirement, there are three concepts that physician investors often misunderstand. Unfortunately, two of these three constitute “bad n...
whitecoatinvestor.com
Estate Planning: Essential Checklist, Basics & Costs
Oct 02 2023
Estate planning can be emotionally and financially complicated. Learn more about how to get started on your estate plan using our checklist....
annuity.org
Here’s How You Can Avoid Succession Drama at Your Company
Oct 02 2023
Poor succession planning was at the heart of the HBO show Succession, but this financial advisory business owner is here to help you prevent that from happening at your business....
kiplinger.com
Due to Inflation, Workers Question Values When Financial Planning
Oct 01 2023
Thrivent finds workers are at a crossroads between their financial savings and personal values...
401kspecialistmag.com
‘The American Dream 401(k)’ Debuts from Matson Money
Oct 01 2023
New retirement plan is designed specifically to combine the principles and academic approach…...
401kspecialistmag.com
A Closer Look at Large 401(k) Investment Menus: BrightScope/ICI Data
Oct 01 2023
Analysis shows plans offer a wide array of diversified and cost-effective options...
401kspecialistmag.com
Health Care Costs in Retirement: What To Expect, How To Plan
Sep 23 2023
Medical bills can be a huge expense for retirees. Learn how much health care can cost for those in retirement and how to plan for it....
annuity.org
What Is the One Thing You Could Tell Gen Xers about Retirement
Sep 05 2023
Sept. 5, 2023 — By now many Topretirements.com Members and visitors are well into their retirement planning, if not already retired. The next generation is coming along now, Gen Xers, folks born...
topretirements.com
FIRE Planning While on Visa
Aug 14 2023
Planning on Financial Independence Retire Early while on a work visa has a unique set of important considerations and nuance to understand. Today we bring on a financial professional to help us sort t...
andrenader.substack.com
The Mid-Year Check In - Meets All Expectations
Jul 09 2023
Hey FAANG FIRE! 2023 is halfway finished. Have you finished your personal mid-cycle financial review? Are you meeting all expectations? Or do you need to put yourself on a performance improvement plan...
andrenader.substack.com
Advantage Plans Overtake Original Medicare
Jun 07 2023
June 7, 2023 — It has finally happened. For the first time, more people are enrolling in Medicare Advantage Plans than Original Medicare. The extra benefits and lower (sometimes zero) premiums a...
topretirements.com
Shining The Light On Retirement Blind Spots
May 18 2023
We all have blind spots. For those who are planning on retiring in the next few years, retirement blind spots can be dangerous. Wouldn’t it be helpful… …If we could […] The pos...
theretirementmanifesto.com
My San Francisco Plans and Q1 Progress Against Goals
Apr 02 2023
The first quarter of 2023 is now in the books. The end of the quarter is the perfect time to look at how the year is going to see if there are any adjustments needed to hit our full year 2023 goals. M...
andrenader.substack.com
Financial advisers for retirement planning for dual US/Canadians
Mar 23 2023
Wondering if anybody has knowledge of retirement planners who work with dual citizens. We are near retirement and will be eligible for both CPP and Social Security. We also have investments in both co...
reddit.com
401(k) Plans: 10 Things You Should Know
Mar 22 2023
When it comes to 401(k) plans, it's your money. But your boss and the government make the rules. 10 things you should know....
kiplinger.com
I Wish I May, I Wish I Might: Estate Planning’s Gentle Nudge
Mar 22 2023
Contrary to what you might expect, using precatory language such as ‘I wish’ or ‘I hope’ can play an important part in three estate planning objectives....
kiplinger.com
Investors Nearing Retirement Show Patience With Markets
Mar 21 2023
Despite last year’s upheaval, many investors are sticking with long-term plans and tightening their budgets instead of moving money out of stocks and bonds....
kiplinger.com
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About Planning
Retirement planning is the process of determining how much you will need to save and invest in order to have enough money to live on during retirement. It involves setting goals, analyzing your current financial situation, and making a plan to help you reach your retirement goals.
Here are some steps you can take to start planning for retirement:
Determine your retirement goals: Consider how much you will need to live on during retirement, where you want to live, and what you want to do in retirement.
Calculate how much you will need to save: Use online retirement calculators or speak with a financial planner to determine how much you will need to save to reach your retirement goals.
Start saving and investing: Contribute to a retirement account, such as a 401(k) or IRA, and consider speaking with a financial advisor about the best investment options for you.
Review and adjust your plan regularly: As your financial situation and retirement goals change, be sure to review and adjust your retirement plan accordingly.
It's never too early to start planning for retirement. The sooner you start saving and investing, the more time your money has to grow and the more prepared you will be for retirement.