Planning
Showing 50 results of 785
Strive Launches PEP Prioritizing Investment Philosophy of Shareholder Value Maximization
Jan 14 2024
Pooled employer plan debuts this week in partnership with Ameritas, AmericanTCS and…...
401kspecialistmag.com
No kids, no heirs...what's your plan for your assets and stuff?
Jan 14 2024
We've got no kids and I'm not particularly close to my niece and nephew, having spent all of about 20 hours with the since they were born. My partner and I do need to make a will because it's irrespon...
reddit.com
Early Retirement planning with HR or just submitting resignation?
Jan 11 2024
I have decided to retire early (62) and trying to decide if I should start this process with HR or just take all my vacations and then give 2 weeks notice. I have a pension plan but I probably will no...
reddit.com
What’s Preventing More Small Businesses from Offering Retirement Plans?
Jan 10 2024
While concern about stability is understandable, worry about costs is based on serious misperceptions. At any given time, only about half of private sector workers in the United States are covered by ...
crr.bc.edu
Retirement Plan Live: Mature Marriage - Mary’s Story
Jan 10 2024
If you’re married, do you have retirement planning meetings? If you’re single do you plan a time to meet with yourself to plan your retirement? What or whom do you use as a sounding board?...
rogerwhitney.libsyn.com
Conservative investment alternatives as CD rates drop.
Jan 04 2024
As CDs mature and rates drop, where would you move this money? My current portfolio is 50% Equities, 40% CD and 10% Bonds. I'm drawing SS and plan to retire this year. I'm 68 years old, sold my house ...
reddit.com
Solo 401(k) Plans Eligible for Up to $1,500 in Tax Credits
Jan 04 2024
SECURE 2.0 auto-enrollment tax credit provides “substantial incentive” for self-employed…...
401kspecialistmag.com
Retirement Plan Live: Mature Marriage - Mark’s Story
Jan 03 2024
Today you’ll meet Mark–half of our newest case study for Retirement Plan Live. Mark and Mary are a year and a half into their new marriage and are trying to figure out how to plan the rest...
rogerwhitney.libsyn.com
Retirement Planning, Prospects are Readers’ Top Concerns
Jan 02 2024
The more the Great Recession recedes in the rearview mirror, the clearer is the damage sustained by the workers born in the final years of the baby boom. These so-called late boomers were between 42- ...
crr.bc.edu
4 Ways Retirement Planning In 2024 Is Changing
Dec 30 2023
The new year will usher in more changes than usual that will impact your retirement plans....
kiplinger.com
Creating A Succession Plan Helps Protect Your Business Before You Retire
Dec 29 2023
Losing the founder or long-time owner of an enterprise can leave the business adrift and shatter family relationships, but it doesn’t have to be that way...
forbes.com
Things You did not plan for but wished you had.
Dec 28 2023
Hi, Soon to be 64 and contemplating Retirement. Not sure exactly when. Told we could afford it now. We have no debt as cars, mortgage, CC are all paid. I think our income will be ok. I will be out wit...
reddit.com
Best Financial and Retirement Articles from 2023
Dec 27 2023
The NewRetirement newsletter breaks records for open rates, indicating that it is a trusted resource for insights into financial planning. It is delivered every Friday morning offers 3-5 articles and ...
newretirement.com
Estate Plan In The New Year
Dec 27 2023
Estate planning is vital to your protection and those you love. Plan!...
forbes.com
Will the 2024 Elections Impact Your Retirement?
Dec 27 2023
Check out Jeremy’s latest podcast on retirement planning by listening on “Apple Podcasts” or “Spotify Podcasts” or read below about Navigating Elections, Tax Changes, and...
keilfp.com
410: 7 Principles of Estate Planning and Building a Legacy That Lasts with David York
Dec 25 2023
Today, I’m speaking with David York. David is an attorney, a CPA, an author, speaker, and managing partner at York, Howell & Guymon. David has over 26 years of estate planning experience and...
retirewithpurpose.com
Navigating Investment Choice Overload: Tips To Become a Better Decision Maker
Dec 23 2023
Today Laura Stover, RFC® explores the concept of choice overload and how it can affect your investment behavior and retirement planning. With so many options and information available to us, it's ...
redefiningwealth.info
The Most Important Financial Goal in Retirement Isn't What You Think
Dec 23 2023
Today, Laura Stover, RFC® and Michael Wallin, CFP® discuss the importance of planning for retirement income and the role of annuities in retirement planning. They start by emphasizing the sign...
redefiningwealth.info
In 2024, More Old 401(k) Accounts Could Be Forced Into Rollovers
Dec 23 2023
In 2024, more low-balance, forgotten 401(k)s and similar retirement plans could be forced into rollover accounts, which don’t benefit their owners. Here’s what to know....
nytimes.com
Retirees: Keep Your Retirement On Track With These Six Goals
Dec 22 2023
Retirees aren’t finished with their retirement planning! Here are six goals to keep your retirement on track....
forbes.com
10 Helpful Financial Moves To Make Every Year
Dec 20 2023
The end of the year is always the best time to reflect and plan. I'd like to share severalfinancial moves you should make before the new year in order to protect your wealth and hopefully grow your we...
financialsamurai.com
Annuities – Guide To Retirement Planning
Dec 20 2023
When it comes to achieving your financial goals, one investment avenue that stands out is annuities. Annuities offer a unique combination of protection and growth potential, making them an attractive ...
theretirementsolution.com
Biden’s Crackdown on Junk Fees in Retirement Plans
Dec 19 2023
Learn about the proposed rule to reduce junk fees in retirement accounts....
money.usnews.com
The Protective Filing Statement
Dec 18 2023
Photo credit: jb When planning for your Social Security benefits, there is an additional tactic that you may never have heard of: the Protective Filing Statement. This statement is a way to apply for ...
financialducksinarow.com
Social calculation of full retirement date
Dec 18 2023
When I go to social security site It shows an amount at different ages and lines from 62-70. I plan to retire at 64 but not take social until 67. I know they do a 40 year look back. But is that amount...
reddit.com
Making plans for my third year of retirement
Dec 17 2023
So, I retired in February 2022, and soon fell into a happy period of laziness and inactivity. A year later, I had a good chat with myself and told myself to buck up my ideas and do some interesting st...
reddit.com
Fed Pivot…what did they actually say? 231217
Dec 17 2023
Episode 438: Fed isn’t planning to hit 2% inflation target until end of 2026. Fed rate cuts in 2024 would keep the yield curve inverted. Sign up for free ALERTs & Market Commentary at: https...
wealthsteading.com
Retirement Planning Is More Than Financial Planning
Dec 16 2023
Traditionally, retirement and financial planning have been treated the same. My assessment may shock you. Retirement planning is not financial planning....
forbes.com
What’s your plan for dealing with poor returns in early retirement?
Dec 16 2023
I’ve talked myself into keeping a standard 60/40 portfolio in retirement, and one thing that keeps me up at night is the chart for 2000-2008. The first 3 years had negative returns, and the tota...
reddit.com
Edelman snaps up $1.5B firm, one of its largest recent deals
Dec 15 2023
The deal follows several others in the past 12 months and reflects growing demand for retirement plan services to small businesses, Edelman said....
financial-planning.com
Melissa Etheridge: ‘There Was No Plan B’ for My Career
Dec 14 2023
The Grammy winner discusses her musical heroes, her big hit song and her unconventional voice...
aarp.org
20+ Eye-Opening Scenarios to Try with a Comprehensive Retirement Planning Tool!
Dec 14 2023
There is so much more to retirement planning than having enough savings. And, you have more options than you think when it comes to having a secure retirement. A comprehensive retirement planning tool...
newretirement.com
The 10 Best Life Expectancy Calculators and Why You Should Use One When Planning Your Retirement
Dec 14 2023
Your longevity is one of the most significant unknowable factors that determine how much you need for retirement, how much you can spend, how much time you have to do the things you want to do and mor...
newretirement.com
The Ins and Outs of Donor-Advised Funds
Dec 13 2023
Have you ever wondered how the subjects from our Retirement Plan Live series are doing now? Did everything turn out okay for them? Find out how Emma (from 2019 RPL) is doing on this episode of Retirem...
rogerwhitney.libsyn.com
What’s Behind IBM’s Move to Unfreeze its DB Plan with Cambridge Associates’ Brian McDonnell
Dec 13 2023
Joining us to discuss IBM's DB Plan and its wider implications within the retirement…...
401kspecialistmag.com
Alera Acquires Retirement Plan Practice Fraser Group
Dec 13 2023
Industry leader George Fraser and his team will continue their existing roles and combine…...
401kspecialistmag.com
Gary Danoff on Work, Purpose, Financial Planning, and Literacy Across Generations
Dec 12 2023
In Episode 73 of the New Retirement Podcast, host Steve Chen welcomes Gary Danoff, Global Alliances Leader at Google and an Executive Coach, for an enlightening conversation on work, purpose, and fina...
newretirement.com
Reader Case: When Your Best Laid Plans are Derailed
Dec 11 2023
It’s time for another reader case! This one is about how no matter how carefully you plan your path to FI, sometimes things come along unexpectedly and derail you. Kind of like parenting actuall...
millennial-revolution.com
Required Minimum Distributions and the Successor Beneficiary
Dec 11 2023
Photo credit: diedoe If the beneficiary of an inherited IRA dies before exhausting the inherited IRA or qualified retirement plan (QRP) through distributions, how are the ongoing distributions to be h...
financialducksinarow.com
Planning for Health Insurance in Retirement Pre-Medicare, Ep #205
Dec 11 2023
If you are planning on retiring before age 65, there is no doubt that you have had this question. What do you do about health insurance? In the United States, the health insurance landscape is ever-ch...
financialsymmetry.libsyn.com
Seeking your advice on near-retirement burnout + working part-time later in life
Dec 09 2023
Hi, all. Long-time lurker, first-time poster. Thanks to everyone who shares their experiences and knowledge here. This sub is very helpful as my wife and I plan for retirement. I'm 57 and burned out p...
reddit.com
Your Year End Retirement Checklist: Put 2023 Behind You and Prepare for a Great 2024 and Beyond
Dec 08 2023
Yep. It is time to make a list and check it twice. But this checklist doesn’t having anything to do with gift giving and spending money. This is your year-end financial planning list: 25 things ...
newretirement.com
Crossing Three Listener Questions Off Your 2024 Financial Planning Checklist
Dec 06 2023
When we fall behind on our holiday shopping lists, there are usually some last-minute deals and expedited shipping options that can help us catch up. But if you fall too far behind on your annual fina...
keenonretirement.libsyn.com
Average 401(k) Balances Have Barely Budged in 5 Years
Dec 06 2023
Fidelity Investments, the largest provider of 401(k) plans, just reported that the average 401(k) account balance barely budged in the 5 years since the 3rd quarter of 2018. They increased by only $1,...
bankonyourself.com
Navigating Investment Choice Overload: Tips To Become a Better Decision Maker
Dec 06 2023
Today Laura Stover, RFC® explores the concept of choice overload and how it can affect your investment behavior and retirement planning. With so many options and information available to us, it's ...
redefiningwealth.info
Utah retirement experts issue critical warning about Social Security
Dec 05 2023
Retirement experts Tyson Thacker and Ryan Thacker have issued a critical warning to Utah residents who are planning to file for Social Security in the next five years. “Social Security is a crit...
bossretirement.com
Unlocking the Hidden Retirement Goldmine…Tax Preparation vs. Tax Planning
Dec 05 2023
You want to pay less in taxes. But did you know that during retirement, you CAN control that? Retirement is when you have the most control over how much you pay. All it takes are some simple tax-plann...
bossretirement.com
2023 Year-End Financial Checklist
Dec 04 2023
Year end financial planning is imperative to preparing for the New Year. Here are ten strategies to consider....
forbes.com
What advisors can learn from a client who plans to live to 123
Dec 03 2023
Older wealth management clients fear serious health problems that could come with living longer. Advisors have a big role to play in helping them....
financial-planning.com
Aon PEP Tops $2 Billion Plateau
Dec 03 2023
Company reports the pooled employer plan launched on Day 1 in 2021 has doubled during the…...
401kspecialistmag.com
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About Planning
Retirement planning is the process of determining how much you will need to save and invest in order to have enough money to live on during retirement. It involves setting goals, analyzing your current financial situation, and making a plan to help you reach your retirement goals.
Here are some steps you can take to start planning for retirement:
Determine your retirement goals: Consider how much you will need to live on during retirement, where you want to live, and what you want to do in retirement.
Calculate how much you will need to save: Use online retirement calculators or speak with a financial planner to determine how much you will need to save to reach your retirement goals.
Start saving and investing: Contribute to a retirement account, such as a 401(k) or IRA, and consider speaking with a financial advisor about the best investment options for you.
Review and adjust your plan regularly: As your financial situation and retirement goals change, be sure to review and adjust your retirement plan accordingly.
It's never too early to start planning for retirement. The sooner you start saving and investing, the more time your money has to grow and the more prepared you will be for retirement.