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Those “3x by 40, 6x by 50, 10x by 67” charts feel official—until your life doesn’t match the average. In this episode, James shows why age-based savings benchmarks miss the mar...
Trigger Warning: The following contains descriptions of physicians making rational career decisions and abandoning failing investments. Side effects may include ... Read more...
When people think of what could haunt their retirement, they often imagine running out of money, facing unexpected expenses, or living too long. But as we discuss in this episode, there's a more insid...
What chance do you have of living to 100? And, can you afford to do so? Explore life expectancy trends and what it takes to fund a long life. The post How Much Do You Need for Retirement if You Will L...
In this episode of Retirement Reality, meet Donovan, a 55-year-old retiree who turned an unexpected career exit into an opportunity for freedom, reflection, and new purpose. Donovan shares how one def...
For those who have been living under a rock, let’s hope it was gold, because the shiny metal is up ... Read more...
Today we answer a question from Ken, a recent retiree at 63, about how his Social Security claiming decision impacts his wife's future spousal benefit. We break down how spousal benefits are calculate...
In this episode, we explore how to pass on your assets smoothly and efficiently—without dragging your loved ones through probate court. You'll learn why probate can be costly and time-consuming,...
In the first part of our series on estate planning, we laid the groundwork for why incapacity planning matters and what documents you need to get started. But there's more to it than just having your ...
For those of you who are married which spouse retired first and what was the reason for this? How are the dynamics post-retirement? I will retire before my husband. I've always made less and as I stop...
My wife and I plan to retire at the end of 2028. While we both have good paying jobs now, for most of our adult lives, we've been barely making it - raising children and living paycheck to paycheck. O...
FROM THE ARTICLE. 6 Big Social Security Changes for 2026. COLA increase, higher Medicare costs and a new tax break will affect beneficiaries’ bottom lines in the year to come. By Deirdre Shesgre...
The Social Security Administration announced its cost-of-living adjustment for beneficiaries — a figure advocates say fails to address the reality for most seniors....
Recipients, including retirees and their spouses, as well as those who receive disability benefits and Supplemental Security Income, will see the additional benefit starting in January....
Senior living options are no longer God's waiting room....
The MIT AgeLab’s Longevity Preparedness Index redefines retirement planning, turning longevity from a financial goal into a blueprint for living better longer....
The financial industry profits from hoarding, not living. Why 'people want to live their money' and the AI-based app that is helping them....
What good is living longer if your money doesn’t last long enough to enjoy it?...
FROM THE ARTICLE. Lengthy stoppage would delay release of inflation data that’s key to calculating the Social Security benefit boost. By Andy Markowitz and Deirdre Shesgreen, AARP. Published Oct...
Spouse and I are retiring soon and have both greatly reduced our work schedules. We are fortunate to have kids and grand kids living nearby and we also have a 6 month-old Lab puppy. We did not want to...
One risk of lifestyle creep is getting used to a standard of living that can't be supported when you stop working. How to balance today's desires with tomorrow's needs....
All of the information out there seems to be oriented towards WITHDRAWING money from your accounts after you retire. The issues are things like sequence of return risk, percentage of withdrawals, incr...
Are you spending a lot on non-essentials that once felt like luxuries but now seem normal? You might be experiencing lifestyle creep. Here's how to stop it in its tracks....
We asked financial experts and therapists for advice....
I'm thinking about living in Maine for three months. If you've done something similar, do you have any thoughts to share? I'm single, retired, childless, an introvert. I've been to Maine several times...
Living longer is one thing. Living well is another. In Part 2 of my conversation with Dr. Bobby Dubois, we unpack the final three pillars of his blueprint for longevity: mind-body harmony, heat & ...
When I was working, I measured life in long blocks of time. Career stretching across decades. Plans were drawn for years ahead. Even worries carried themselves into a distant future. That way of think...
This one measure may be as effective as lifestyle changes or some medications for safeguarding your heart health....
Today, I’m speaking with Dr. Bobby Dubois. Dr. Bobby is a Harvard-educated physician, Board-Certified in Internal Medicine with over 25 years of experience. He’s an author, entrepreneur, w...
Planning to retire shortly...no debt, nice emergency fund, very small pension, SS and my 401k, IRAs. We are savers, not spenders so not wortied about living beyond a reasonable amount each month. Wher...
With its fabulous beaches, delicious food, and affordability, this Southeast Asian country is a haven for expats from around the world....
When I’ve written about dividends over the years, it’s been about cash payouts from stocks, funds, and alternative investments. But dividends can be more than just money hitting your broke...
This country's vibrant cities, serene beaches and rich heritage make it a hot tourist destination. Its low living costs make it a great place to retire....
Once upon a pandemic, we had an epiphany: work was killing us. We were exhausted, underslept, over-Zoomed, and living on ... Read more...
What if true wealth isn't just about how much you’ve saved, but how wisely you’re living? Join us as we explore theWiseWealth Matrix, a tool built on six life “currencies” that...
This independent nation has a lower cost of living and more visa options than many of its Mediterranean cousins....
Rising prices are hitting middle-class American families where it hurts. Basic expenses keep increasing for things like housing, food, health care, and more. And while the cost of living keeps going u...
Episode 484 The era of Digitization is rapidly expanding into the nuts & bolts of the industrial world. Join me and Jack Spirko as we discuss retirement, wealth and lifestyle design. This is a cas...
If your nest egg isn't providing the retirement lifestyle you dreamed of, it's time to ask whether it's your money that's the problem — or your mindset....
As a 70-year-old retiree living near great music venues, I find that my priorities have shifted. I used to enjoy attending concerts, but today, comfort takes precedence. The world-famous Red Rocks amp...
Hope you’re all having a good summer and not drowning in sweat like we are. When we’re not out at community pools or chasing our toddler around at playgrounds, we managed to find the time ...
Explore work from home for seniors and discover flexible, legitimate online jobs designed for retirees seeking part-time income. The post Work From Home for Seniors: Flexible Remote Jobs to Match Your...
On today’s episode of the Financial Independence Podcast, I finally got to interview the person who introduced me to the concept of financial independence and early retirement in the first place...
I retired at 60 and have been living well. Bought a retirement house on an island in the Pacific Northwest. Traveling, visiting our children and enjoying ourselves has been a way of life since Covid e...
How much money do you need to feel financially comfortable or wealthy? The answer depends on where you live, your household size, and your lifestyle desires, of course. However, according to the2025 C...
Roger in Canton, Ohio, is burnt out. Can he and his wife Jane pre-retire next year in their mid-50s with $2.8 million? Joe and Big Al spitball on whether they’ll still have enough money for thei...
I'll be retiring at 67, in about 643 days (not that I'm counting). I wondering how does one access the 401K funds for monthly living, as Social Security will not cover everything. Do you take a large ...
Want to retire in the UK? You'll need to do plenty of planning, but the benefits of living in a diverse country near the rest of Europe are worth it....
What time is it? It’s reader case time! Hi Kristy and Bryce Thank you for your awesome blog+ investing course series! I’m also a big fan of your book (and a UWaterloo alumni living in Wate...
A typical supercommuter spends 90 minutes or moreone waycommuting to work or school. As the cost of living continues to outpace wage growth, supercommuting is growing in popularity. According to a rec...