Investing

Showing 50 results of 202

As You Sow Calls Out Federal TSP for Investing Billions in Fossil Fuels

Oct 22 2023

An analysis by As You Sow finds the Federal Thrift Savings Plan has invested over $35…...

401kspecialistmag.com

Maybe You Don’t Deserve Good Fortune But Enjoy It Anyway

Oct 18 2023

Good fortune tends to come to those who save and invest over a long period of time. However, sometimes your good fortune goes beyond expectations. In such scenarios, you may experience money guilt. Mo...

financialsamurai.com

Investing More in Your 401(k) May Help You Beat Inflation

Oct 17 2023

To achieve retirement savings goals, it is crucial to not only protect your savings, but also ensure they grow at a rate that outpaces inflation. With inflation eroding our purchasing power and hard-e...

401kmaneuver.com

How to Invest During Times of War

Oct 17 2023

With last week's Hamas terrorist attack and the swift response by the Israeli government, war has once again taken over the global conversation. While the financial costs of war pale in comparison to ...

ofdollarsanddata.com

Bogleheads Conference - Day 1 - The Case For And Against Factor Investing. Or - helping my grandkids

Oct 13 2023

Paul Merriman recently caught my attention on a recent podcast (How To Money #734 – Turning Thousands Into Millions with Paul Merriman). The short premise is that investing in a 2 fund portfolio...

reddit.com

Pay Off Debt or Invest Proceeds From Rental Property?

Oct 13 2023

I have sold rental property and have about $350G from the sale. I am 61 and plan to retire at the end of this year. My wife is 63. We have about 1Mil in investments, mostly stock and bonds. I would ap...

reddit.com

Long-Term Investing in an Impatient World

Oct 12 2023

My best-performing investment ever is a managed mutual fund called the Fidelity OTC Portfolio (FOCPX). It’s up more than 1,100% since I’ve owned it. I wish I could say I’m brilliant ...

retirebeforedad.com

ESG Investing Limitations for Fiduciaries Confirmed by New Court Ruling

Oct 11 2023

Surprise decision acknowledges that Biden and Trump rules are virtually identical. In a surprise ruling, a very conservative federal district court in Texas, known for striking down Biden Administrati...

crr.bc.edu

Some Sobering (and Scary) Statistics on People’s Retirement Preparedness

Oct 08 2023

By Josh Katzowitz, WCI Content Director If my psychiatrist wife hadn’t begun taking care of our money and our investing strategy so many years ago and if I hadn’t made a New Year’s r...

whitecoatinvestor.com

Harvard Study Shows Us How To Invest In Happiness

Oct 01 2023

So, money can’t buy happiness—at least beyond daily necessities—but it sure can help. Here are 7 ways that you can directly invest in your happiness....

forbes.com

The Return on Hassle Spectrum

Jul 25 2023

Last week The FI Couple, a real estate investing duo, sent out this tweet highlighting the growth in their rental income since 2018: However, when pressed about how much they make net of costs, they s...

ofdollarsanddata.com

The 11 Best Investing Books [That You Can’t Miss]

Jun 29 2023

Navigating the investing world can be daunting, especially if you don't have much experience. With complex jargon, a vast history, and countless strategies to choose from, knowing where to begin can s...

ofdollarsanddata.com

The Ultimate Guide to Investing in International Stocks: Risks, Rewards, and Strategies

Apr 04 2023

The stock market is a crucial indicator of economic activity and is closely watched by investors, economists, and policymakers around the globe. Unfortunately, when we typically discuss the stock mark...

ofdollarsanddata.com

How to Invest $10,000 for Retirement

Mar 20 2023

A $10,000 investment can jolt any retirement savings plan back to life....

money.usnews.com

Don t Stop Investing When SHTF

Mar 16 2023

Yikes! Things are not looking good on the stock market. The banking sector is floundering after the collapse of Silicon Valley Bank and Signature Bank. First Republic and other regional bank stocks ar...

retireby40.org

Dividend investing and Social Security vs Sequence of Return risk and owning bonds

Mar 12 2023

I am wondering about living on dividends and social security in retirement, and how this solves certain problems raised by sequence of return risk and owning bonds, both in the years before retirement...

reddit.com

Where to invest a large sum of money right now for someone who is 77 years old?

Mar 08 2023

Long story short: my grandparents own the house next door to them and they’re in the process of selling it. They don’t have a financial planner and refuse to get one so they’re looki...

reddit.com

DIY investing of IRA during retirement Who to use as a holding institution for funds

Mar 08 2023

After doing research on the difference in returns of ESG funds/ETFs looking to DIY asset allocation. Previously using Vanguard to hold $$$$s but they are being pushed further and further into ESG. I j...

reddit.com

Investing Family Money Can Be A Stressful Full-Time Job

Mar 06 2023

I finally clearly understand why I haven’t been able to shake some of the stress I’ve been feeling lately. Despite writing less, doing less business deals, and exercising more, I still fee...

financialsamurai.com

I Dont want my dad to invest his IRA into Gold. Am I wrong?

Mar 06 2023

I've been super worried about my dad's plan to invest his IRA in gold, like pretty concerned about it. I understand that gold is seen as a safe investment, but I'm worried about the risks and I know H...

reddit.com

28 Retirement Investing Tips from Today’s Financial Geniuses

Mar 02 2023

Were you the kid in kindergarten that shot her hand up to answer every question? The shy one who secretly ate paste in the corner? Or were you the one solving all the math equations from the end of th...

newretirement.com

Should Doctors Invest in CBD?

Mar 01 2023

[Editor's Note: It’s finally here! After months and months of planning, the Physician Wellness and Financial Literacy Hybrid Conference (WCICON23) starts today. But don’t worry: there&rsqu...

whitecoatinvestor.com

Brokered CDs return?

Mar 01 2023

I am new to investing and had a question about brokered CDs being offered on Vanguard. Currently there are offers of 3 month CDs that offer a return of 4.8%. Does this mean if I were to invest a milli...

reddit.com

Things important, and unimportant

Feb 28 2023

Photo by Megan Ruth on Unsplash Important: Investing for the long-term. Think decades. My holding period for VTSAX is forever, other than maybe selling a few shares while living on my portfolio. I am ...

jlcollinsnh.com

What would you recommend?

Feb 27 2023

Being self employed at 38 years old with 2 children. Asking my retirement people who I have utmost respect for. What did you do throughout your life for investing? submitted by /u/Square_Race_9107[vis...

reddit.com

Why Investing at the Last Moment Can Hurt Your Returns

Feb 25 2023

You can still put money in an I.R.A. for 2022, and that’s better than not investing at all. But an early start would have given you a great advantage, our columnist says....

nytimes.com

Is Small Cap Investing Right for You?

Feb 21 2023

Are you looking for higher returns on your investments? Well, if you want to go big, then you might just have to go small. What I'm talking about is called "small cap investing," or investing in stock...

ofdollarsanddata.com

Retirement/stock investing/ advice

Feb 17 2023

Hello, This might be an odd question, but I need advice and I’m not sure what to do. I’m 32 and currently have a retirement account through work. I contribute 3% and they match it. My mone...

reddit.com

The Best RRSP Investment Options for Any Investing Strategy

Feb 14 2023

With the 2022 RRSP contribution deadline right around the corner, it’s the perfect time to revisit your retirement savings strategy. Is the money in your RRSP aligned with your retirement goals?...

retirehappy.ca

Your experience with Blue Star Retirement

Feb 12 2023

My son started his first real post-college job at a small employer (< 50) who contracts with Blue Star Retirement to handle their 401k plan. He doesn't know anything about investing and so he just ...

reddit.com

How to Reduce the Risk of Investing in Passive Real Estate

Feb 11 2023

In any investment, there is risk involved. Without risk, there wouldn’t be possible returns. Real estate can be viewed as ... Read more...

physicianonfire.com

The Nuts and Bolts of Investing

Feb 10 2023

[Editor's Note: If you’re a medical or dental student who needs a jumpstart on your financial education, mark your calendar for the Planning for Success webinar on February 15. WCI Founder Dr. J...

whitecoatinvestor.com

Where Do Millionaires Keep Their Money? [It's Not Where You Think]

Feb 07 2023

Where do millionaires keep their money and what can you learn from them? This article is a deep dive on how affluent households invest and manage their finances....

ofdollarsanddata.com

Pros and Cons of Cryptocurrency Investing

Feb 07 2023

By Dr. James M. Dahle, WCI Founder It's been a while since I wrote about cryptocurrency and cryptoassets. The last time I did, they were flying high. In 2022, it subsequently crashed. Industry leader ...

whitecoatinvestor.com

Dollar Cost Averaging vs Lump Sum [All You Need to Know]

Feb 05 2023

One of the biggest problems in personal finance is deciding when to invest a sum of money. Whether you have $100 or $1 million to invest, the question is: Should you invest all that money over time (d...

ofdollarsanddata.com

How Can Retirees Invest Sustainably?

Feb 03 2023

Sustainable investing is becoming a hot topic. Learn how you can invest to support both your values and your financial security....

forbes.com

Masterfully Crafted: How ChatGPT Wrote a Compelling Article on the Power of Saving and Investing

Jan 24 2023

I’m both excited and scared about the concept of Artificial intelligence (AI) including ChatGPT, which is currently all over the technology news. The technical and engineering side of my brain i...

routetoretire.com

M1 Finance Referral $100 Bonus: The Ultimate Guide

Jan 16 2023

M1 Finance is a free mobile-first investing platform that allows users to invest in stocks, bonds, ETFs, and even cryptocurrencies. The best part? The M1 Finance referral bonus, in which any new membe...

inspiretofire.com

VT vs VTI: Which ETF Is Best For You?

Jan 14 2023

We are going to explore the difference between VT vs VTI. Vanguard Total World Stock ETF (VT) vs Vanguard Total Stock Market ETF (VTI). There is no shortage of options for investing in Exchange Traded...

inspiretofire.com

How did you save for retirement and what, if anything, would you change?

Jan 14 2023

The best thing that I did for myself to prepare for retirement was automate my saving and investing....

quora.com

Losing All Your Money Investing On Margin Is Not The Worst Thing

Jan 06 2023

“What happened to your friend who bought Tesla stock on margin,” a reader asked. He likely lost a lot of money, but I haven’t asked for details. That would be rude. On March 31, 2021...

financialsamurai.com

The White Coat Investor Philosophy: 12 Timeless Financial Principles for Doctors

Jan 02 2023

By Dr. James M. Dahle, WCI Founder It is important to distinguish underlying principles from the minutiae of investing. I am often asked my opinion on a topic or an investment, and I readily share tho...

whitecoatinvestor.com

How Many Rental Properties Do You Need to Retire?

Dec 26 2022

By Dr. Peter Kim of Passive Income MD, WCI Network Partner Those of you who know me personally know that I’m a big fan of real estate investing. In fact, I think it's one of the best ways for ph...

whitecoatinvestor.com

Invest in Real Estate Crowdfunding

Dec 22 2022

See how I'm doing with my real estate crowdfunding investments....

retireby40.org

How to Invest $100,000 for Retirement

Nov 22 2022

Consider these strategies to invest a lump sum for retirement....

money.usnews.com

How Do the Wealthy Invest?

Nov 08 2022

Do the wealthy invest differently from everybody else? And, if so, what can we learn from them? A month ago Bank of America released their 2022 Private Bank Study of Wealthy Americans, which attempted...

ofdollarsanddata.com

Should You Invest More After the Market Declines?

Sep 13 2022

One of the most common questions I have gotten from readers is: Would it be better to invest more money following a market decline? For example, if you were originally investing $500 a month, should y...

ofdollarsanddata.com

Why Investing Like Your Neighbors Isn’t As Dumb As it Seems

Feb 01 2022

I know you've probably heard the advice many times before: "Don't copy your neighbor's investment decisions." "Don't follow the crowd." "Don't succumb to FOMO." For most of my (short) investment caree...

ofdollarsanddata.com

Investing in Real Estate with Your IRA

Nov 30 2021

Diversify your retirement savings by adding some real estate to your portfolio mix....

money.usnews.com

About Investing

Retirement investing is the process of setting aside money during your working years with the goal of generating income to support you during retirement. It's important to start saving for retirement as early as possible, because the earlier you start, the more time your money has to grow through compound interest.

There are many options for retirement investing, including:

Employer-sponsored retirement plans: Many employers offer retirement savings plans, such as 401(k) plans or pension plans. These plans often have employer contributions, which can help boost your savings.

Individual Retirement Accounts (IRAs): IRAs are personal savings plans that allow you to set aside money for retirement on a tax-deferred basis. There are several types of IRAs, including traditional IRAs, Roth IRAs, and SEP IRAs.

Mutual funds: Mutual funds are investment vehicles that pool together money from many different investors and invest in a diversified portfolio of stocks, bonds, or other securities.

Stocks: Buying individual stocks or stock mutual funds can be a good way to grow your retirement savings, but it also carries more risk than some other options.

Bonds: Bonds are debt securities that pay periodic interest to investors. They can be a good way to diversify your retirement portfolio and provide a steady stream of income.

It's important to consider your own financial goals, risk tolerance, and time horizon when deciding how to invest for retirement. A financial advisor or planner can help you create a retirement plan that's tailored to your specific needs.