Retirement investing is the process of setting aside money during your working years with the goal of generating income to support you during retirement. It's important to start saving for retirement as early as possible, because the earlier you start, the more time your money has to grow through compound interest.
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Navigating the investing world can be daunting, especially if you don't have much experience. With complex jargon, a vast history, and countless strategies to choose from, knowing where to begin can s...
The stock market is a crucial indicator of economic activity and is closely watched by investors, economists, and policymakers around the globe. Unfortunately, when we typically discuss the stock mark...
A $10,000 investment can jolt any retirement savings plan back to life....
Yikes! Things are not looking good on the stock market. The banking sector is floundering after the collapse of Silicon Valley Bank and Signature Bank. First Republic and other regional bank stocks ar...
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I am wondering about living on dividends and social security in retirement, and how this solves certain problems raised by sequence of return risk and owning bonds, both in the years before retirement...
Long story short: my grandparents own the house next door to them and they’re in the process of selling it. They don’t have a financial planner and refuse to get one so they’re looki...
After doing research on the difference in returns of ESG funds/ETFs looking to DIY asset allocation. Previously using Vanguard to hold $$$$s but they are being pushed further and further into ESG. I j...
I finally clearly understand why I haven’t been able to shake some of the stress I’ve been feeling lately. Despite writing less, doing less business deals, and exercising more, I still fee...
I've been super worried about my dad's plan to invest his IRA in gold, like pretty concerned about it. I understand that gold is seen as a safe investment, but I'm worried about the risks and I know H...
[Editor's Note: It’s finally here! After months and months of planning, the Physician Wellness and Financial Literacy Hybrid Conference (WCICON23) starts today. But don’t worry: there&rsqu...
You can still put money in an I.R.A. for 2022, and that’s better than not investing at all. But an early start would have given you a great advantage, our columnist says....
Are you looking for higher returns on your investments? Well, if you want to go big, then you might just have to go small. What I'm talking about is called "small cap investing," or investing in stock...
Hello, This might be an odd question, but I need advice and I’m not sure what to do. I’m 32 and currently have a retirement account through work. I contribute 3% and they match it. My mone...
With the 2022 RRSP contribution deadline right around the corner, it’s the perfect time to revisit your retirement savings strategy. Is the money in your RRSP aligned with your retirement goals?...
In any investment, there is risk involved. Without risk, there wouldn’t be possible returns. Real estate can be viewed as ... Read more...
[Editor's Note: If you’re a medical or dental student who needs a jumpstart on your financial education, mark your calendar for the Planning for Success webinar on February 15. WCI Founder Dr. J...
By Dr. James M. Dahle, WCI Founder It's been a while since I wrote about cryptocurrency and cryptoassets. The last time I did, they were flying high. In 2022, it subsequently crashed. Industry leader ...
Sustainable investing is becoming a hot topic. Learn how you can invest to support both your values and your financial security....
I’m both excited and scared about the concept of Artificial intelligence (AI) including ChatGPT, which is currently all over the technology news. The technical and engineering side of my brain i...
Do the wealthy invest differently from everybody else? And, if so, what can we learn from them? A month ago Bank of America released their 2022 Private Bank Study of Wealthy Americans, which attempted...
One of the most common questions I have gotten from readers is: Would it be better to invest more money following a market decline? For example, if you were originally investing $500 a month, should y...
I know you've probably heard the advice many times before: "Don't copy your neighbor's investment decisions." "Don't follow the crowd." "Don't succumb to FOMO." For most of my (short) investment caree...
Some doctors gloat over their beater cars, and I have been one of them in the past. But today, I'm not sure that's wise. The post You Don’t Have to Buy a Beater appeared first on The White Coat Invest...
Looking for ways to legally lower your taxes? Check out these 20 strategies that should effectively decrease your tax bill. The post 20 Ways to Lower Your Taxable Income for High Earners appeared firs...
A properly executed cost segregation study can produce tens of thousands in depreciation and cut your tax bill by $40,000-$90,000. The post Cost Segregation for Physicians: How a $500,000 Rental Can W...
Is stock market seasonality signal or noise? Let's talk about patterns and tendencies we see across the trading and investing calendar.
Since I've been inundated with questions about using a 530A Trump account vs. a UTMA, let's discuss the best ways to save for your child. The post How to Save for Your Children (UTMA vs. Trump Account...
The cryptocurrency market in 2025 is at a pivotal moment. With record highs, mainstream adoption, and a surge in institutional interest, many investors are asking: Is it too late to get in? The answer...
We've officially announced all 10 winners for the 2026 WCI Scholarship. Here are the winning essays and how much money each has earned. The post 2026 WCI Scholarship Winners appeared first on The Whit...
For some people, a disconnect exists between the numbers on the page and that person’s feelings about them. I am one of those people. The post Why You (and I) Aren’t Retiring appeared first on The Whi...
Investing can feel exhausting when your work is already packed with tasks. Amid meetings, deadlines, family responsibilities, and day-to-day duties, ... Read more
WCI is introducing a new job board, powered by our partners Marit Health. Here's why this job board could change how the industry works. The post Physician Job Searching and Recruitment Has Changed ap...
We talked to a number of WCIers about the most frugal thing they've done lately (or ever). Here's what they told us. The post What’s the Most Frugal Thing You’ve Done Lately (or Ever)? appeared first ...
Our new book for residents is completed, and we are now implementing the WCI Resident Champions Program. Here's what to know. The post Introducing WCI’s RESIDENT Champions Program (Free Financial Book...
Thanks to the One Big Beautiful Bill Act (OBBBA), the concept of qualified opportunity zones has been reinvigorated. Here's what to know. The post The Return of the Mighty QOZ (Qualified Opportunity Z...
We asked 15 questions to determine how those who have retired got there. So far, about 150 people have responded. Here's what they said. The post ‘My Spirit Animal Is Now the Sloth’: Real Life Example...
Takeaways A 401(k) is a retirement savings plan offered through your employer that lets you invest part of each paycheck. Contributions may be made pre-tax (traditional) or after-tax (Roth), depending...
In 2011, I tired of being an employee, and I said to myself, whatever lies ahead is better than what lies behind. So, I began to automate. The post Something New in Medicine, and Something Old — And W...
Let's think about if becoming an S Corp would be a a great cost-saving measure for you or if it would be an unnecessary and costly election. The post When an S Corp Saves Taxes and When It Doesn’t app...
Many doctors might not be getting big chunks of money they've earned, due to complex coding rules. I used to be one of those people. The post Getting Full Credit for the Work You Already Do (and Getti...
Talking with hospice physician, author, and podcaster Dr. Jordan Grumet about how third parties that provide no direct patient care are extracting enormous profits from the system. He and Dr. Jim Dahl...
So much of our energy has been focused on getting rid of our student loans, and we often dreamed about our doctor house. We're still waiting. The post We Still Don’t Have the Doctor House We Promised ...
Social media and online communication have made it easier to connect with family and friends, but it's also opened up new ways for criminals to access your hard-earned money. On this episode of the Fi...
If you fear losing your job later in life, stay one step ahead by budgeting, stress-testing your retirement plan and investing in your professional network now.
What ratio of Roth to traditional to taxable should you be picking? After a great deal of study and calculation, we have the correct answer. The post The Ideal Mix of Roth, Tax-Deferred, and Taxable A...
I know enough about investing to recognize the flaw in thinking that I should check the stock market every day. Here's how I've stopped. The post Why I’m Trying Not to Check the Stock Market and My Po...
Let’s journey back in time and discover how the US stock market reacted when the Soviet Union launched Sputnik 69 years ago. The post Happy Anniversary to the Sputnik Launch, Which Pulverized the US S...
Here's how you should consider whether to participate in a non-governmental 457 plan, its pros, and its cons. The post Should I Be Participating in a Non-Governmental 457(b) Plan? appeared first on Th...
Here's my approach to goal-setting and how I incorporate SMART goals into my overall strategy. Using SMART goals has been highly effective. The post Setting SMART Financial Goals appeared first on The...