Retirement investing is the process of setting aside money during your working years with the goal of generating income to support you during retirement. It's important to start saving for retirement as early as possible, because the earlier you start, the more time your money has to grow through compound interest.
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Here's what you need to know about prediction markets like Kalshi and Polymarket and whether you should risk your money with them. The post The Perils of Using Prediction Markets Like Kalshi and Polym...
Once people become aware of the benefits of passive investing, they sometimes "jump the shark" with it. You can take this concept too far. The post Understand the Passive Investing Data appeared first...
Money scripts are the deep-seated beliefs about money you picked up without even realizing it. Here's how you can combat the negative ones. The post Money Scripts Doctors Inherit and Why They’re So Ha...
Using age to determine your stock-bond mix is the default for retirement investing. But now retirement can last 30 years or more, it's time to rethink the rules.
Investing greats, renowned economists, top advisers and other experts share their favorite wisdom, both given and received, about retirement.
Investors are exploring self-directed IRAs where they can hold traditional and alternative investments in one account.
An interview with podcast/author David Stein, where we talk about how experiencing burnout changed the way he thinks about work, money, and investing, and why many high-income professionals struggle w...
When my CEO said my job might be on the line, I changed how I was living. Here's the story of our journey from huge debt to a huge life. The post From $1.1 Million in Debt to an 8-Figure Net Worth: A ...
Jeremy Keil explains 3 smart ways to help your kids with money while avoiding IRS paperwork Early in the year, I received an email from a couple asking a question I hear all the time: “What’s the maxi...
"Carl and Jane" have eight million bucks, and their advisor is suggesting a 130/30 long-short investing strategy. Joe Anderson, CFP® and Big Al Clopine, CPA spitball on whether this is a smart tax mov...
If you've ever asked me a financial or investment question, there's a good chance I've sent you a link to something I've written before. The post The 30 Posts I Use Most Often to Answer Your Questions...
Investing assets in an irrevocable trust, like a Spousal Lifetime Access Trust (SLAT) requires understanding the trust's precise legal terms, goals, and more.
Some people seem to be allergic to paying taxes. But beware of Tax Derangement Syndrome, and don't let the tax tail wag the investment dog. The post Avoid Tax Derangement Syndrome appeared first on Th...
When investors and their advisors don't focus on how simple investing can be, the result is investment-style chaos. Focus on what matters. The post Investing Doesn’t Have to Be Complicated appeared fi...
The safe withdrawal rate says you can spend about 4% of your portfolio in retirement and not run out of money. But is that actually accurate? The post Should You Use a ‘Safe’ Withdrawal Rate? appeared...
As my family grows, my wife and I will need to find ways to pay for college. What are the alternatives rather than just using a 529? The post Can We Pay for College Without a 529? appeared first on Th...
Answering listener questions about the key protections every physician should have in place, from disability and umbrella coverage to malpractice and the real role of whole life insurance. The post In...
If you never spend your investment gains, what exactly are you investing for? This question hit me hard after a year of nonstop financial management, market volatility, and real estate turnover in 202...
Standard homeowners insurance coverage often isn't enough. To be fully protected, homeowners need to consider natural disaster protection. The post Natural Disaster Preparedness — How to Ensure Your H...
The retirement mindset mentor George Jerjian explains how a second chance at life inspires him to help coach people into retirement. When George Jerjian was 52 years old, he was diagnosed with a bone ...
As doctors, our risk-averse mindset can influence how we manage our finances. And it can hurt us long-term in our retirement portfolios. The post How Loss Aversion Can Ruin Your Retirement appeared fi...
All of us have three main options to profit from AI: 1) Invest in the right AI companies. 2) Work for the right AI companies. 3) Invest in real estate that will benefit from the AI boom. Investing in ...
As a veteran retirement investor, I'm sharing this advice for your own adult children or grandchildren.
If the first $1 million of your net worth is the hardest to reach, why does the next million dollars you add feel so much easier? The post 8 Reasons Why the First Million Is the Hardest appeared first...
I used to think my baseball cards would make me rich. That didn't happen. Here's why my collection (and yours) won't reach seven figures. The post I Figured My Childhood Obsession Would Make Me a Mill...
If you're leaving your employer and you have a 401(k), what should you do? There are six options, some of which are better than others. The post What to Do with Your Old 401(k) If You Change Jobs appe...
My parents live in Mexico and know next to nothing about investing. Here was my journey in helping set them up for retirement. The post How I Helped My Parents Living in Mexico Invest Like the Pros ap...
Over the past 150 years, the U.S. stock market (including dividends) has ended the year positively roughly 75% of the years, according to many studies, including one by Visual Capitalist. So if you ...
An interview with leadership coach Rutherford Pascal, where we talk about why burnout happens; why traditional fixes often fall short; and how concepts like deliberate rest, autonomy, and leadership s...
If you want to reduce your tax burden, here are some alternatives to paying capital gains taxes. Most of them have significant downsides. The post 10 Ways to Avoid (or at Least Delay) Capital Gains Ta...
I am 66 and my sister is 76, her husband is 84. We are both married, retired, have homes. But. I have several degrees, had a really good job in tech as did my wife. We saved enough money and are grate...
Becoming a parent has turned me into an involuntary firefighter. I don’t get a cool hat, or get to drive a big red truck, but I do get woken up in the middle of the night to deal with pee-soaked bedsh...
I get all kinds of questions coming from internet forums and my email inbox that are relevant to the WCI community. Let's answer some. The post Keeping It Real (and Reaching Back into My Mailbag) appe...
Joe and Big Al spitball two sides of the retirement equation, today on Your Money, Your Wealth® podcast number 570. Daniel in Texas is 40 and worrying about how to support Mom and Dad if their money r...
WHEN: March 23, 2026 12:00 PM-1:00 PM ET. WHERE: Zoom. Register By March 23, 202612:59 PM ET. Retirement planning doesn’t have to be daunting. Collect some tips for determining if you are on track to ...
I don’t think I’ve ever really fit in. Perhaps moving to a foreign land and continuing to work instead of retiring will make the difference. The post From Early Retiree to Émigré appeared first on The...
The final five years before retirement are not maintenance mode. They are leverage years. Small decisions made here can outweigh the previous twenty years of saving and investing. In this episode, Jam...
Here are some appropriate times to use debt to your advantage in your financial life. The trick is to know when the risks are too great. The post How to Leverage Debt — The Best Ways to Use Debt to Yo...
Have you become numb to risk? Is your brokerage app or website fueling your desire to trade? An investment adviser explains why it always pays to be cautious.
I wanted to create a scale for how a lazy person could invest in real estate and be satisfied with the result. Here's what I found. The post I Want to Invest in Real Estate, But I Also Want to Be Tota...
Rich people don't "manage" debt. They eliminate it. Not stupidly, but reasonably and consistently. It's a behavioral thing, not a math thing. The post Stupid Debts and Their Doctors appeared first on ...
Hana's mom is 92. Mom's husband is 74, and after years of trying to help a family member, nearly a million dollars is gone. How do they stop the bleeding before it's too late, and how much can they sp...
Let's talk about how elimination periods really work, why they exist, how different periods change cost and risk, and all the nuances. The post Picking the Right Waiting Period (Elimination Period) fo...
A wide-ranging and insightful conversation with Morningstar's Christine Benz, where we discuss her annual retirement income research, the realities of spending in retirement, and the challenge many re...
Our 14%+ portfolio returns certainly went a long way toward the 24% increase in net worth we enjoyed in 2025. Here's how it happened. The post How Our Portfolio Performed in 2025 (Including Real Estat...
Sometimes, I wonder about people who can't decide if they want an advisor or if they illogically want to manage just part of their portfolio. The post Why Do People Partially Engage with the Financial...
As a semi-retired physician, here's how I handled a huge bull run and the tariff fears in 2025. I definitely made some investing mistakes. The post What’s Your ‘Sleep Well’ Number? Lessons from a Mark...
Need advice on how to get into medical school from somebody who once sat on a medical school admissions selection committee? Keep reading. The post How to Get into Medical School appeared first on The...
Happiness expert Monique Rhodes explains why retirement often feels disorienting at first — and how creating a personal retirement roadmap can turn this transition into one of the most fulfilling stag...
Strategic saving and investing of HSA funds during your working years can unlock the full potential of these accounts to cover healthcare costs and more in retirement.