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With money market interest rates so high, every day you delay closing escrow is one more day of free interest income. You could feasibly extend your escrow period so long that the extra interest incom...
Binge buying is a serious problem that can affect sufferers’ moods, relationships, quality of life and financial security, but it can be treated...
Bank of America's Ben Storey knows how many future retirees forget to plan for healthcare costs. Here's how financial advisors can help....
Check out Jeremy’s latest podcast on retirement planning by listening on “Apple Podcasts” or “Spotify Podcasts” or read below for How To Live An Abundant Life. Summary: [...
Last week we discussed how to understand your monthly budget, your cash flow, and how to automate your savings. We started out with what is usually considered to be the most boring part of managing yo...
I have to start taking RMD's next year. I am currently working part-time. I am thinking of stopping work Jan 1 or shortly thereafter. I have always handled my own taxes and finances, but I think it's ...
November is approaching us and you know that means… It’s employee benefit election time (for most people). The average person skips through their benefits and picks everything in just a c...
Well as the title said I’m F49. I’ve never been married and I don’t have any children. I do not own a house and have about $2000 in my checking account. I make about $58K a year. I&r...
Here's how to retire at age 65 with nothing in your savings account....
With last week's Hamas terrorist attack and the swift response by the Israeli government, war has once again taken over the global conversation. While the financial costs of war pale in comparison to ...
By Joe Dyton, WCI Contributor “Real estate is a great investment” is a common refrain in financial circles. The fact is that it certainly can be, but there’s more to real estate inve...
The mortgage interest deduction is a positive benefit for homeowners. This itemized deduction allows homeowners to subtract mortgage interest from their taxable income, thereby lowering the amount of ...
Here's how to make your retirement dollars last as long as you do....
Now that the Supreme Court has outlawed affirmative action in college admissions, it's time to look at the next layer of affirmative action: getting a job based on identity versus merit. This is the d...
An integrated approach of investments and annuities could provide you with more retirement income in addition to protection against inflation and late-in-life expenses....
So, money can’t buy happiness—at least beyond daily necessities—but it sure can help. Here are 7 ways that you can directly invest in your happiness....
Hi I was using the SS calculator and entered that i would like to collect 5 months past my last birthday. My birthday is at the end of a month. So would I collect at the beginning of the 5th month or ...
With $1.65 trillion in assets floating around in close to 30 million forgotten or…...
Medical bills can be a huge expense for retirees. Learn how much health care can cost for those in retirement and how to plan for it....
Do you want to own your own home, but find the idea of saving for it overwhelming? Well, you're not alone. For most people, buying a home will be the biggest financial decision of their lives, so it m...
What if I told you that there was a way for you to spend more money in retirement without increasing your risk of going broke? Would you be interested? Well, the good news is that you can. The bad new...
If building wealth is hard, building generational wealth is even harder. Generational wealth refers to accumulated assets and resources that can be passed down from one generation to the next. Whether...
Everything you need to know to retire confidently and on time....
When Silicon Valley Bank (SVB) experienced a bank run and was abruptly closed and taken over by the Federal Deposit ... Read more...
Recently, I temporarily went broke because I improperly managed my private investment capital calls. Because this happened, I thought I’d discuss some straightforward solutions to ensure you alw...
A $10,000 investment can jolt any retirement savings plan back to life....
Registered Retirement Savings Plans (RRSPs) are one of the most significant retirement planning tools for Canadians. There are a number of ways to put your RRSP money to work during retirement, but th...
The best way to avoid expensive mistakes is to be informed of potential passport pitfalls well before taking a trip. Here are a few things you need to know....
When it comes to preparedness, we tend to focus on preparing for our financial futures. Unfortunately, this often includes providing our readers with tips for avoiding becoming the victim of cybercrim...
Im hoping to get some clarity on deciding. The usual advice i see is if you think youll be in higher tax bracket in retirement then go roth, if same tax bracket it doesn't matter and if lower tax brac...
Sadly, Silicon Valley Bank (SVB, $SIVB), the 16th largest bank in America at the end of 2022, experienced a bank run. Now the contagion has spread to other regional banks such as First Republic Bank, ...
I'm hoping I can get some insight on how to handle this. I was a Connecticut teacher for 6 years, so have accumulated a bit of retirement through the CT Teachers Retirement Board (TRB). Just last year...
Once the worst of the pandemic passed, some of us turned from being savers to spenders — setting ourselves up for potential disaster....
If you used the Early Retirement Now SWR Toolbox or read Karsten Jeske's blog and used his spreadsheet, here is a video explaining how to fill in the spreadsheet! It's one of my favorite tool in my to...
Here are three examples of places where you can invert your budget allocation to spend less on basic necessities and more on the things you enjoy....
Well, looks like it has happened again. Since the last time we spoke, I got sucked into building my 17th(?) kitchen, and I have finally emerged from its messy yet addictive grasp as I stand here at th...
Lost retirement accounts are a common issue as people change jobs but leave accounts with former employers. Here are some tips for finding the money....
Our cognitive biases can get in the way of saving for the future, especially for retirement. Here’s how to recognize and overcome them....
You don't always have to toil, sweat, and struggle to turn a little bit of money into a much bigger future sum....
After decades of saving and investing, it is time to start taking income from your retirement account. Here are a few things to keep in mind....
By Dr. Charles Patterson, WCI Columnist Moving is a part of life for physicians. While there are doctors who spend their entire educational and medical career in one state, they tend to be the excepti...
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I have multiple family members in their 60s with very little (under 100k) in retirement and savings who rent apartments. They are talking about how to retire and I just don’t get it. What happen...
Timeshares are now a side hustle where you can make thousands of dollars each year and still use the investment to enjoy great vacations at little or no cost....
I just finished reading this book and I would say that if you’re a student planning to go to college or a parent planning to fund your child’s college education, it would be worth reading ...
On today’s episode of the Financial Independence Podcast, I welcome back Ramit Sethi from I Will Teach You to Be Rich! I needed someone to come on the show to provide some tough love and Ramit w...
If you haven’t frozen your credit yet, I’ll be harping on why you need to do that shortly. However, this article is about freezing your child’s credit and why it’s just as impo...
I’m not sure if I should move or not in the next few years. Retiring in appx 2 years. My home is paid for with no HOA but it needs upkeep and has a large yard. I love my house and area but wonde...
Keep from running out of money with six tips from financial guru Suze Orman. Read on to learn how you can keep your money through retirement....
By Dr. Joy Eberhardt De Master, WCI Columnist Money, money, money. We talk about stocks and bonds. We talk about diversifying income and passive income. We talk about how to make and spend money. We a...