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A mortgage broker helps homeowners by researching loans and negotiating with lenders. Here is a closer look at eight of the top reasons to work with a broker to obtain a mortgage. 1. Save Time and Ene...
I thought about buying a house or condo in Miami or Fort Lauderdale Florida but this subreddit convinced me that I should try renting a room for a month or two in the winter. Thanks. I might save a bu...
5 years from retirement; are there any towns with a vibrant nightlife, moderately priced housing market (and land?) that is also tax friendly for a military retirement? I currently live in Visalia, CA...
I get invites for a free dinner to listen to lawyers tell me how to protect my wealth on the reg. Is anything gained from attending these other than the meal and being scared into paying a lawyer a lo...
Recently, we compared two similar private real estate funds from Trion and 37th Parallel. We’ll continue in that tradition today ... Read more...
Most of the better continuing care retirement communities in my area have an up-front, six digit, mostly refundable buy-in. It’s often close to the value of housing in the area for the upper mid...
Soliciting ideas/strategies for what I should do with ~$500K profit from home sale. I’m about to retire and I don’t plan to buy a new home for at least two years; we’re going to trav...
I’m looking for a free retirement calculator that does a good job with real estate investments. They are different than regular investments when it comes to retirement, because they have an expe...
My wife and I live in north nj, one of the most affluent suburbs in the US. We live in a 120 year old stone house on about .5 acres but surrounded by a park on 2 sides and some woods from an office bu...
In any investment, there is risk involved. Without risk, there wouldn’t be possible returns. Real estate can be viewed as ... Read more...
Staying home wasn’t a law anywhere in the U.S. but the vast majority of us obeyed the directive and hunkered down, waiting for better guidance about what we were facing. That was three years ago...
Hey everyone. I’m back in the USA! Last week, I complained about the long and difficult journey back home. However, it turned out much better than I thought. Today, I’ll share what happene...
The call came at around 4:00 AM, waking me up. “Mr. Gorban, this is so-and-so from US Bank. Are you currently in Houston, TX?” Sleepily I respond, “No, I’m at home in Portland....
We have a will and trust, but are any of you considering putting your kids on your house and bank accounts? I’m hearing of so many stories where the government or a nursing home takes it all. No...
No family is exactly like another, so here are some considerations to help you decide which distribution strategy best suits your situation, values and goals....
The recent action by the Consumer Financial Protect Bureau to protect consumers seeking a mortgage through multi-lender web sites fails to distinguish abusive sites from responsible sites, and provide...
Hi Reddit, Usually I just lurk but I’ve been feeling extra stressed about saving lately. Currently I am a teacher with 16k invested into my pension fund (however I may leave teaching and start o...
I don't have any family that is able or willing to help. My husband died several years ago. Due to some personal problems and health concerns, I'm not comfortable living alone. I am not poor but I nee...
Has anyone rented out their house for a year and slowly traveled? I was thinking I could follow the weather for a year with monthly Airbnb rentals. Winter in Mexico and Florida, and summer in Canada. ...
New developments that integrate senior housing into age-diverse apartment buildings offer a more affordable alternative to isolated suburban retirement communities....
With five years of passive real estate investments under my belt, I’ve invested in a wide variety of projects. I ... Read more...
The tax benefits for contributing to an IRA, 401(k) and similar accounts are too good to ignore....
I am 2 weeks away from being 50. Am planning to retire at 62. I just sold a condo I had for 20 years. I hated condo life because the maintenance kept going up and the assessments meant I couldn’...
It’s every home-owner’s worst nightmare. Already drowning in debt, and with a rampaging cost of living crisis causing many families to barely be able to make ends meet, they get a notice f...
An appointment with your estate planning attorney can address any holes that have developed and ensure everything is in place....
In January of 2018, I made some of my first passive real estate investments, including an allocation to a diversified ... Read more...
In 2022, my wife and I paid off our vacation property mortgage after 15 years of ownership. Now that it’s been several months since we paid off the mortgage, I realized there is a triple benefit...
All it takes is protecting what you save, having an income plan, knowing your health care options, reducing your tax burden and making an estate plan....
Been thinking on early retirement quite a bit recently. Have military pension and been doing contract work that keeps me on the road. Partner has at home business that finances would not be an issue. ...
A reverse mortgage seems like a good way for seniors to tap the equity in their home, but what about the fees? Join us as we examine reverse mortgage fees and other costs related to a home equity conv...
September 28, 2022– As a follow up to our recent article, “There Might Be More Than One Kind of Home for You in Retirement“, this one concentrates on the latter stage of retirement. ...