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Housing for homeless vets has gotten better but there is still much to do. The VA, states, counties and cities have to work to solve the housing issues....
Selling bonds to buy real estate is a much easier decision to make than selling stocks to buy real estate. Real estate acts like a bond plus investment because bonds have more similarities to real est...
One of the best ways to get a better deal on a home is by paying cash. Sellers prefer all-cash offers because there's less risk the transaction will fall through once in escrow. As a result, some sell...
Note: Winners of last week’s book contest will be announced at the end of this post A few weeks ago, we posted a reader case Can’t Work Because of Health Issues and Worried, in which our r...
After COVID it feels like a number of my friends’ families and distant family are getting older and need a ... Read more...
In today’s ever-evolving real estate landscape, investors are met with a mix of optimism and skepticism. There’s no denying the ... Read more...
We have owned our house for ~28 years and it's all paid for like it says in the title. The house is way too big for the two of us and it's a lot of upkeep. I would like to sell it and buy a smaller ho...
My main goal* was to build an investment and cash portfolio of$1,120,000* ($1,000,000 to retire on and $120,000 to pay off the house) in1500 days**, starting from 1/1/2013 and ending in February of 20...
As a real estate investor since 2003, I've been disappointed by the real estate buying and selling process for a long time. While transaction costs have declined to zero or near zero for every industr...
First public look at controversial new rulemaking comes after White House event at 3:30 p.m.…...
President Biden will speak about the rule from the White House at 3:30; new proposal applies…...
President focused on retirement security during White House remarks Tuesday; Insured…...
My daughter is about to get married again and she is asking me to help with the wedding. I don't mind doing it again but her fiance was asking about whether we could take out a reverse mortgage. He sa...
Your estate planning documents, account titles, beneficiary designations, insurance and advisers must all be coordinated for your estate plan to work....
The second home is supposed to be a place of respite, a happy place, so why interrupt that solitude with death and taxes....
Found the perfect for us small (2 bedroom/2 bath) retirement home (rural) and bought it on the equity of our as yet still unsold Urban 4 bd-rm/3 bath and moved. Old house has been on the market now fo...
The second home is supposed to be a place of respite, a happy place, so why interrupt that solitude with death and taxes....
I often wonder around in a robe and sandals, sometimes as late as 2:000PM. I rarely get dressed as soon after I wake up. The main reason I get dressed is my wife works and when she comes home I don't ...
When is the best time to buy a house? As a real estate investor for over 20 years, I have bought houses through many cycles. I bought houses when interest rates were in the 7s in the early 2000s. I bo...
I’m a seasoned real estate veteran with over 20 years of experience and a Chartered Financial Analyst (CFA). Throughout my career, I’ve always found assumable mortgages intriguing, yet the...
Real estate is a wonderful investment for many reasons. One of the best reasons is leverage and the ability to buy with no money down. You can buy as asset with other people’s money and have oth...
So many people assume they need a real estate agent. But have you ever thought, “Do I need a real estate agent to buy a house?” The short answer to that question is “no.” While...
Should you hire a rental property management company to manage your rental house? No, in most cases you did not need to. When I started buying houses in my early 20s, I was adamant that my real estate...
By Dr. Peter Kim of Passive Income MD, WCI Network Partner Have you ever found yourself stuck in analysis paralysis? That feeling of being trapped in your own head, overthinking and over-analyzing thi...
With money market interest rates so high, every day you delay closing escrow is one more day of free interest income. You could feasibly extend your escrow period so long that the extra interest incom...
My husband is set to retire in January 2025. He will be 65 1/2. We are going to be downsizing to a smaller home with everything on one level ( ranch style ), as I am already having some issues with st...
I had no plans to go for a walk today. Lisa and Faith were gone and that’s usually when I focus on getting things done. Sometimes I’ll work on projects around home (which is the RV right n...
When you go to a bank to get a mortgage in Canada, chances are that the mortgage interest rate that is used to qualify your mortgage and the rate you actually pay will differ. The reason for this has ...
Abstract With a record number of older adults facing housing affordability challenges, shared households may provide an important private housing safety net if other household members contribute to ho...
I guess the real question is based on this: wife (57f) and I (M59) moved from the area we both grew up in two years ago. We traveled the US for a year in our RV prior to settling in an area we liked. ...
The mortgage interest deduction is a positive benefit for homeowners. This itemized deduction allows homeowners to subtract mortgage interest from their taxable income, thereby lowering the amount of ...
By co-signing a mortgage in Canada, you can help a child or other close family member who may be having difficulty obtaining a mortgage on their own. However, there are risks associated with co-signin...
The decision to move out of our home was made shortly after 4:30 AM, just as my wife pulled out ... Read more...
As Congress battles over spending and House leadership, retirement advisors are losing faith in the U.S. economy....
You know, prior to having a kid, I never understood parents’ burning desire to get out of the house and have adult conversations. But now that I have one, I totally get it. Your entire day just ...
With prices and mortgage rates high, smaller isn’t always better—or cheaper...
October 11, 2023 — OK, so you are thinking about your dream home for retirement. Maybe you know where you would like to retire (region, state, or even town) and the lifestyle you want to pursue....
Welcome to an in-depth analysis of planning for your golden years and ensuring absolute peace of mind with improved home electrical safety. This post is tailored for you: an individual that understand...
Housing affordability is at or near an all-time low and the Fed is partly to blame due to its aggressive rate hikes in such a short time frame. The Federal government is also partly to blame due to ex...
The First Home Savings Account (FHSA) is the best new financial tool/account to be introduced since the introduction of the Tax-Free Savings Account (TFSA) back in 2009. The FHSA is designed for a spe...
Estate planning can be emotionally and financially complicated. Learn more about how to get started on your estate plan using our checklist....
We've all heard of men buying midlife crisis cars to feel more alive. But what about buying a midlife crisis house? Have you ever thought of such an interesting thing? Let's say you're living in a per...
Ten years ago we bought a house that I hate and now I'm paying the price. Been retired 2 years. This house, and the area offer no/little privacy or easy access to nature. Both of those things are bigg...
Do you want to own your own home, but find the idea of saving for it overwhelming? Well, you're not alone. For most people, buying a home will be the biggest financial decision of their lives, so it m...
Last week The FI Couple, a real estate investing duo, sent out this tweet highlighting the growth in their rental income since 2018: However, when pressed about how much they make net of costs, they s...
July 20, 2023 — Just about everyone knows that not having a will is a really bad idea. But still, about 60% of Americans either don’t have one or have no estate planning. But almost as bad...
The dream of owning a home has become more elusive than ever. Over the past decade, U.S. house prices have increased by nearly 4.7% per year above the rate of inflation while the median household inco...
By Anonymous One of our long time Members and his wife visited Embrey Mill recently. We thank him for sharing his observations on the visit! May 1, 2023 — We’ve been in our present home for ab...
April 3, 2023 — The new Topretirements website will launch on April 3. We are aiming for much greater simplicity in our page design and navigation throughout the site. For example, the Home page...
Today, we are answering more of your real estate questions. We discuss if it is a good idea to have your rental properties in an LLC, if you can claim a loss on US taxes for an international property,...