Early retirement refers to the practice of retiring from work before the age at which one is eligible to receive full retirement benefits. This is typically earlier than the age of 65, which is the age at which most people become eligible for Social Security benefits in the United States.
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Don't let health insurance costs force you back into the game. Start planning now to ensure your early retirement is forever....
Retired early, but not done. Scott Garrett shares how Boldin gave him the confidence to leave work and retire on his own terms. The post Podcast 98: Retired, Not Done – How Scott Garrett Took Co...
Del Walmsley promises financial freedom through real estate. His company, Lifestyles Unlimited, teaches people how to use leverage, rental income, and mindset to retire early. But does Lifestyles Unli...
One of the biggest concerns about early retirement is how to afford healthcare without an employer-sponsored plan. It’s a valid worry, health insurance in the U.S. isn’t cheap, and medical...
65F single, retired one year and it's going very well. I enjoy hearing here from all the excited people about to start their retirement or are enjoying early retirement but my curiosity is for those w...
Hey everyone! It’s been 2 months since Mrs. RB40 retired from her career. Unfortunately, she is having a tough transition into early retirement. This is a typical experience for many ... Read mo...
Before she retires next month at age 52, Rowan in Georgia wonders how to maximize growth in her IRA, which will be funded with 72(t) early retirement withdrawals. What do Joe Anderson, CFP® and Bi...
10 years ago, on May 6, 2015, I published my first blog post (Are You Ready to Retire Early?). At just over 800 words, it was definitely not as long-winded as I tend to be nowadays! ? It wasn’t ...
I am almost 64 and so is my husband. He started drawing early retirement this past year. I am still working and am planning on waiting as long as possible to draw mine and mine is going to be signific...
My goal is to retire in 1500 days at age 43. I am writing this on January 1, 2013, so if all goes according to plan, I’ll sail off into the sunset of early retirement in February of 2017, just i...
Are you on track for a fabulous retirement by age 60? Here is what you need to do to prepare for an early retirement....
Finance changes, but some advice sticks around like an old myth that refuses to die. Bad financial takes get passed down like family recipes, even when they don’t work anymore. I retired early b...
If you're dreaming of retiring early, here's what you can learn from others who've successfully accomplished that goal....
Mike Richardson, former SVP and CTO of Nationwide, retired at 55. He describes how he navigated early retirement and redefined his purpose. The post Podcast 88: Invest with Impact with Toussaint Baile...
My husband [61] and I [58] plan to retire in 4 yrs when he turns 65. He is not concerned about the money/budget aspect of our early retirement, but I'm panicking we wont have enough to live on long-te...
Early retirement is the dream. But, it can also an unfortunate reality for many. Worried about a forced retirement? Here is a 5 step plan. The post Forced Into Retirement? Here Are 5 Steps to Take as ...
I am retiring at the end of March. It wasn't when I wanted to retire or how I wanted to retire. Effectively my employer is on a staff/cost reduction initiative and I was offered an early retirement. I...
For a lot of us, the idea of an early retirement isn’t just escaping the grind. It’s to stop working ... Read more...
Just FYI You can apply for retirement benefit up to (4) months before you want them to start. However if you are applying for EARLY retirement benefits you must take certain timing into consideration....
Hello everyone! I'm 64 and about 5 months from retirement. I guess 65 is considered early retirement these days :-) Not by me! My only real concern/apprehension is that I will have a hard time staying...
As someone who literally wrote the book on how to negotiate a severance package, I love severance case studies! The second rule of FIRE (Financial Independence Retire Early) is simple: never quit your...
Mike Richardson, former SVP and CTO of Nationwide, retired at 55. He describes how he navigated early retirement and redefined his purpose. The post Retirement Ready: Confidence, Planning, and Purpose...
Retirement isn’t a one-size-fits-all plan, it’s a personal roadmap to financial freedom. Some want to retire early, others aim for a secure and stress-free future. No matter your goal, the...
What is Coast FIRE? We all know the FIRE movement, stands for “Financial Independence, Retire Early.” It’s a lifestyle shift ... Read more...
My wife and I are 59 and we plan to take an early retirement later this year. We also plan to move closer to our kids, across the US, to a more expensive area. We are very concerned about the home pri...
My husband carries the insurance and will retire at 64. I’m retired early due to an injury and I’m collecting SS I’m 64 in April. My question..if he retires at 65 in January, I will ...
Jordan Grumet (aka DocG) is a long-time thought leader in the financial independence and retire early (FIRE) community. His podcast, The Earn & Invest Podcast, is nearing its 600th episode. He&rsq...
Monique aspired to retire early, and while she had faithfully saved throughout her working years, she wasn’t sure if she had enough to retire. After getting assurance from professionals, she too...
Financial literacy is a cornerstone of independence and success. As a father committed to the principles of Financial Independence, Retire Early (FIRE), I believe it’s never too early to start t...
Welcome to the second part of the series where I am trying to identify how much is “enough” to retire early in San Francisco. Two years ago I had determined that my “Enough Number&rd...
Can't afford early retirement in the U.S.? You really can retire abroad before 55 if you plan carefully. The strong dollar helps, but consider your long-term strategy....
I spent the last 13+ years of my career in IT as a manager, but I’m still a techie at heart. Even now, almost 7 years into early retirement, I still enjoy keeping up with technology and tinkerin...
Many of us dream of retiring early to enjoy life with our loved ones. The problem? Few of us—The Jackal included—have the financial resources...
I thought I had my retirement budget lined up for early retirement at 60 in two years. My mother (80 and healthy) now says she is 4 years away from being broke. Help… I just can’t do this...
Early retirement has unique financial planning challenges, particularly regarding health insurance and tax strategies. For people who retire before age 65, the challenge of finding affordable and adeq...
I have been seriously contemplating retiring early. My biggest concern is medical coverage. Me and my wife are 56 years old and are looking retire as soon after 59 as possible. We have a 24 year old d...
How much do you need to retire at 55? Early retirement usually requires a strong command of expenses and savings beyond retirement accounts....
You’ve got a target number. When your investments add up to it, eureka! You’ve reached financial independence. Retiring early is ... Read more...
This guest post is by Vaughn, a long-time Financial Samurai reader who retired at 44 and is now 55. Vaughn's early retirement was driven by necessity rather than choice due to a congenital bone diseas...
I discovered FIRE in October of 2012 when a google search led me to MMM: How do I retire early? I wasn’t expecting much. The search was a hail mary move during a difficult part of my life. But M...
Retiring early with a severance package is one of the smartest ways to leave the corporate world. Walking away without trying to secure one could leave tens of thousands, or even millions, on the tabl...
Retiring early is more than just a dream, it’s a reality that many people can achieve with the right plan. If you’re like me, you’ve thought about leaving the 9-to-5 grind before the...
Ben has been a saver his entire life, which helped position him for an early retirement at the age of 53. Yet, he faces a big challenge. Having maintained his modest lifestyle, Ben’s comfortable...
Elaine didn’t decide to retire at age 57, but changes in her company meant an early retirement for her. Being caught off guard, she didn’t feel emotionally prepared to make the shift, even...
As one listener prepares for an early retirement, James discusses the situation, covering how to build a bond ladder based on non-retirement funds. James provides a different way of looking at the sto...
Ben has been a saver his entire life, which helped position him for an early retirement at the age of 53. Yet, he faces a big challenge. Having maintained his modest lifestyle, Ben’s comfortable...
For most people with above average incomes and the willingness to save and invest, becoming financially independent and having the ability to retire early (FIRE) is not only achievable, it is the inev...
The FIRE movement made the rounds in national news for a few years and still gets a head nod here and there. The early retirement (RE) part of FIRE always received more criticism because it’s th...
Monique aspired to retire early, and while she had faithfully saved throughout her working years, she wasn’t sure if she had enough to retire. After getting assurance from professionals, she too...
When I retired at 42 in 2021, I discovered the concept of Financial Independence Retire Early, also known as FIRE. Even though I had already reached financial freedom, understanding the mindset behind...