Early Retirement
Showing 50 results of 165
How SEPP 72(t) Can Help You Retire Early and Dodge Penalties
Nov 16 2024
Cool, right? The SEPP rule lets you tap your retirement savings early without tax penalties. But it's a risky move if you don't plan well....
kiplinger.com
Spitballing Early Retirement for the One Percenters - 502
Nov 05 2024
Can Bauer in Illinois retire at age 57, and when should he collect Social Security? More importantly, can he afford a $300,000 motor home? Can Brad in Michigan coast for the next 10 years and still re...
purefinancial.com
VSP Update: my early retirement was approved!
Oct 31 2024
This is an update to my post from 40 days ago: https://www.reddit.com/r/retirement/s/YsE3pRmCHI It was stressful waiting over a month to know whether I had 3 months left to work, or 10 months. When I ...
reddit.com
How best to invest after early retirement
Oct 31 2024
I was forced to take early retirement this April and with the payout my salary for this year will exclude me from doing anything like a Roth conversion. I am going to try and hold out on taking any so...
reddit.com
My Relationship with Money: The Hoarder Mentality That Led to Early Retirement
Oct 23 2024
Growing up, I developed a relationship with money that some might call obsessive, others might call smart, but I see it as a unique blend of hoarding and emotional struggle. I don’t part with my...
dadisfire.com
The Rule of 55: One Way to Fund Early Retirement
Oct 19 2024
The Rule of 55 lets you access your retirement funds early. When paired with other strategies, it could help you kiss the office goodbye....
kiplinger.com
Retiring Early at 63yo & Single
Oct 14 2024
Hello. I plan to retire next year at 63. I’m making this decision not only for health reasons but also because I’m an artist & I am too stressed out in the 9 to 5 & need to serious...
reddit.com
FI Has Taken Over My Life
Oct 10 2024
I discovered FIRE in October of 2012 when a google search led me to MMM: How do I retire early? I wasn’t expecting much. The search was a hail mary move during a difficult part of my life. But M...
1500days.com
A Severance Package Is The Ultimate Catalyst For Early Retirement
Oct 09 2024
Retiring early with a severance package is one of the smartest ways to leave the corporate world. Walking away without trying to secure one could leave tens of thousands, or even millions, on the tabl...
financialsamurai.com
An Early Retiree’s Perspective on Dave Ramsey’s Blueprint To Early Retirement
Oct 06 2024
Retiring early is more than just a dream, it’s a reality that many people can achieve with the right plan. If you’re like me, you’ve thought about leaving the 9-to-5 grind before the...
dadisfire.com
Unexpected Challenges with Retiring Early (That No One Prepares You For)
Oct 06 2024
For many, early retirement feels like the ultimate goal. More time with family, pursuing hobbies, and saying goodbye to the daily grind. When I retired early, I imagined relaxation, adventure, and mor...
dadisfire.com
Why Retiring Early Is Obviously Better Than Retiring Rich
Oct 04 2024
There are two things most financially-conscience people aspire to: retiring rich or retiring early. But which is better? Many people who haven't retired believe early retirement sounds fantastic, espe...
financialsamurai.com
Unexpected Retirement: Finding Happiness and New Adventures
Oct 01 2024
Elaine didn’t decide to retire at age 57, but changes in her company meant an early retirement for her. Being caught off guard, she didn’t feel emotionally prepared to make the shift, even...
buzzsprout.com
Early Retirement Health Insurance Strategies | Roth Conversions vs. ACA Subsidies
Oct 01 2024
Healthcare subsidies are like a tax break and should always be optimized, right? That seems like an easy question that should have a straightforward answer. But the correct answer is, “It depend...
buzzsprout.com
Maximize Your Early Retirement: Should You Save to 401k or Brokerage Accounts?
Oct 01 2024
Typical retirement strategies assume a retirement age of over 60. With an earlier retirement goal, a careful look is required to determine what strategies will create the best outcome. James responds ...
buzzsprout.com
Retiring at 62 or Before? 9 Ways to Cover Your Health Costs for an Early Retirement
Sep 26 2024
Health costs before age 65 when you qualify for Medicare are expensive. Here are 9 ways to make early retirement insurance more affordable. The post Retiring at 62 or Before? 9 Ways to Cover Your Heal...
boldin.com
Should You Consider a Sabbatical?
Sep 24 2024
For most people with above average incomes and the willingness to save and invest, becoming financially independent and having the ability to retire early (FIRE) is not only achievable, it is the inev...
caniretireyet.com
Financial Confidence is the New Financial Independence
Sep 19 2024
The FIRE movement made the rounds in national news for a few years and still gets a head nod here and there. The early retirement (RE) part of FIRE always received more criticism because it’s th...
retirebeforedad.com
Early Retirement Now with Big ERN
Sep 19 2024
An interview with Big ERN, the man behind Early Retirement Now, where he discusses the pros and cons of FIRE and how to figure out withdrawal rates. The post Early Retirement Now with Big ERN appeared...
whitecoatinvestor.com
What my dad is teaching me about retirement
Sep 10 2024
I'm in my mid-50s. My dad is in his early 80s. My mom passed away several years ago and my brother last year, so it's just me and my dad now. What have I learned? There's early retirement and later re...
reddit.com
Unexpected Retirement: Finding Happiness and New Adventures
Sep 10 2024
Elaine didn’t decide to retire at age 57, but changes in her company meant an early retirement for her. Being caught off guard, she didn’t feel emotionally prepared to make the shift, even...
buzzsprout.com
Taxes in Early Retirement
Sep 04 2024
Want a massive tax break? Retire early. Retirement income receives much better tax treatment than earned income. The post Taxes in Early Retirement appeared first on The White Coat Investor - Investin...
whitecoatinvestor.com
Retiring Early is NOT the Result of a Higher Income
Aug 23 2024
As a physician, you’re no stranger to the demands of your profession. But have you ever wondered how your financial ... Read more...
physicianonfire.com
Will Early Retirement Reduce My Life Expectancy?
Aug 23 2024
August 22, 2024 – Welcome back after a long, relaxed summer break this year. Today’s post – suggested by a reader – deals with an intriguing question: how does early retirement...
earlyretirementnow.com
Five Early Retirement Mistakes to Avoid
Aug 17 2024
These early retirement mistakes can douse your FIRE (Financial Independence, Retire Early) efforts....
kiplinger.com
Why Lawyers (and, Really, All Kinds of People) Can Benefit from WCI and Retire Early
Aug 17 2024
After 35 years of practice, I've retired. Here's how I had the confidence and know-how to do so—and what I'm looking forward to the most. The post Why Lawyers (and, Really, All Kinds of People) ...
whitecoatinvestor.com
Retirement Party For Retiring Early: Don’t expect one.
Aug 04 2024
This was originally published 10/12/2021, a few weeks before I retired at 42. Last month, I wrote that we were almost ready to retire. In the next week, I plan to formally announce my retirement to my...
dadisfire.com
Went Back To Work And Could Only Last Four Months: Here’s What Went Wrong
Jul 24 2024
After 12 years of FIRE (financial independence retire early), I went back to work. Unfortunately, I only lasted four months. Here's my story of what went wrong. I purposefully waited months to release...
financialsamurai.com
What's the best time of year to retire?
Jul 22 2024
I'm retiring early in a couple of years at 60, and I'm trying to figure out if there's a best time of year. Bonuses come out in March, so it kind of makes sense to wait for that. I'll need to buy heal...
reddit.com
Your Path to Early Retirement: How To Retire Early
Jul 18 2024
For many individuals, the dream of retiring early is a goal worth striving for. Whether it’s pursuing passions, spending more time with loved ones, or exploring new adventures, early retirement ...
theretirementsolution.com
Early Retirement Withdrawal Strategies for the Long Haul
Jul 06 2024
Your early retirement withdrawal plan can make or break your FIRE strategy. Think beyond financial independence to how you will maintain a stable portfolio....
kiplinger.com
The Realities of Adventure: Are the Headaches Before and After Worth It?
Jul 02 2024
There’s no doubt we’re making the most out of our early retirement freedom. I left my career at the end of 2018 and we’ve done a lot of unique things since then, including: The point...
routetoretire.com
June 2024 Best of the Web
Jun 27 2024
I hope you are having a great summer. This month I have a collection of resources that will challenge you to think more deeply about your approach to financial independence and early retirement. We&rs...
caniretireyet.com
Will Retiring Early Make You Happier? It’s Complicated
Jun 15 2024
Many people dream of retiring early. But leaving the daily grind may not be the key to happiness for everyone....
kiplinger.com
Early Retirement Health Insurance Strategies | Roth Conversions vs. ACA Subsidies
Jun 05 2024
Healthcare subsidies are like a tax break and should always be optimized, right? That seems like an easy question that should have a straightforward answer. But the correct answer is, “It depend...
buzzsprout.com
Confessions of an Early Retiree
Jun 04 2024
Last March marked the 5th anniversary of my retirement. I earned my last dollar from work at 52, just shy of my 53rd birthday. Now 58, I ask myself what, if any, regrets I have about retiring early. I...
caniretireyet.com
Retire Early for Adventure: Travel and Volunteer
Jun 01 2024
Want to ditch the office and explore the world? Retire early for adventure by volunteering abroad....
kiplinger.com
The Stinginess of Financial Independence: Careful Being Too Cheap
May 20 2024
With the New York Times article on Fat FIRE, I've been thinking a lot more about the repercussions of achieving financial independence and retiring early. One of those repercussions is that financial ...
financialsamurai.com
The Ultimate Life Coach
May 19 2024
– Almost nineteen years into early retirement now, I’ve come to realize that the complete freedom of this lifestyle can be a double-edged sword. You’ve already heard me raving plenty...
mrmoneymustache.com
How to Retire Early by 50
May 18 2024
You can retire early by 50 or 55 if you take these FIRE (Financial Independence, Retire Early) steps now....
kiplinger.com
Health crises force early retirement more than any other problem
May 10 2024
Many factors can influence the timing of a person's retirement, but new research shows nothing comes close to health problems....
financial-planning.com
Early retirement aspirations are here to stay, Fed study shows
May 10 2024
Only 46% of Americans now say they expect to work full-time after age 62 — the lowest percentage in a decade....
financial-planning.com
Meet the FIRE Savers Who Retired Early
May 07 2024
Meet the schemers and savers obsessed with ending their careers as early as possible....
nytimes.com
How Annuities Can Help You Retire Early and Delay Social Security
Apr 26 2024
Waiting until 70 to claim Social Security benefits can pay off, so how do you bridge the gap between giving up your paycheck and filing for benefits?...
kiplinger.com
Which Mortgage for Early Retirement? What is Private Credit? - 476
Apr 09 2024
What is private credit and where does it fit in your investment portfolio? At age 60, Hope is tired of working and she’s hoping to retire in 2-3 years. Should she factor home equity into her ret...
purefinancial.com
12 Reasons to Retire Early: Why You Should Retire at 62 (or Before)
Apr 06 2024
Early retirement – retiring at 62 or before – seems like a wonderful dream to a lot of people. You’ve been in the workforce for decades. You have focused on work with the goal of enj...
newretirement.com
How to Retire Early in Six Steps
Apr 06 2024
Here is the secret sauce for how to retire early. Just be sure it's what you really want....
kiplinger.com
Unexpected Early Retirement - how’s it going?
Apr 06 2024
Has anyone been forced to retire early either by illness or being laid off? I’ve just been dx with some spine and neck issues that will only worsen. It can be managed with medication but not cur...
reddit.com
How to Handle a Forced Early Retirement, Ep #212
Mar 27 2024
Retirement can hit us with numerous curveballs. One of those could happen right out of the gate–being forced with an early retirement. We all know that layoffs are part of the corporate landscap...
financialsymmetry.com
The Role of Financial Advice in Early Retirement
Mar 13 2024
Today’s post is written by Jeremy Zuke, one of my financial planning colleagues at Abundo Wealth. Jeremy achieved financial independence in 2022 and left a corporate marketing job to pursue work...
caniretireyet.com
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About Early Retirement
Early retirement refers to the practice of retiring from work before the age at which one is eligible to receive full retirement benefits. This is typically earlier than the age of 65, which is the age at which most people become eligible for Social Security benefits in the United States.
There are many reasons why people choose to retire early. Some people want to pursue other interests or hobbies, while others may want to travel or spend more time with family. Others may retire early due to health issues or to care for a family member.
In order to retire early, you will typically need to have saved enough money to support yourself during retirement. This may involve saving a larger portion of your income, investing wisely, and potentially taking on additional work or income sources in order to build up your retirement savings. It's important to carefully consider the financial implications of retiring early and to seek the advice of a financial advisor or professional if you are considering this option.