Early retirement refers to the practice of retiring from work before the age at which one is eligible to receive full retirement benefits. This is typically earlier than the age of 65, which is the age at which most people become eligible for Social Security benefits in the United States.
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Who said you can’t retire at 55? If you say yes to these questions, you may be on your way to an early retirement....
Most early retirement advice leans on a single number: the 4% rule. Withdraw 4% of your portfolio each year, and you’re supposed to be safe. But here’s the reality: almost no early retiree...
At Physician on FIRE, we’re constantly seeking resources and strategies to reach FIRE. This week, we’re thrilled to share a ... Read more...
Would love to hear thoughts from people who may have done something similar. I was made redundant recently (happily) and currently do just enough work to cover bills, etc. I'm loving not working in th...
I have enjoyed working at our church for the last 18 years, but when I hit 63 earlier this year I started realizing I could retire. Always planning to work until I was at least 65, retiring early wasn...
Jeremy Keil interviews Anthony Napolitano about how he managed to adapt his retirement plan after an unexpected end to his career....
Thinking about retiring early and worried it might hurt your Social Security benefits? Good news: it probably won’t. A common myth is that you have to work into your 60s to get the most out of S...
Developing a solid retirement plan — before a layoff — can help you to adapt to unexpected changes in your timeline. Once the initial panic eases, you can confidently reimagine what's next...
Want to retire in your 50s and withdraw from savings? You need to understand the Roth 5 year rules to avoid penalties. The post Understanding the Two Roth 5-Year Rules: A Key to Smarter Early Retireme...
I retired at 42. No hacks. No inheritance. Just deliberate steps taken over many years. This gallery breaks down exactly what I did to reach early retirement on my terms. These aren’t vague idea...
Can Beth and Rip retire early, spend more, and Die with Zero? When should they claim Social Security? Forrest and Jenny have 10 rental properties at age 31. Can they retire at age 50? (And what makes ...
Can I retire at 55? It’s a common question for Americans seeking more freedom in their prime. Retiring five to ten years before traditional retirement age can offer big benefits, but it also bri...
It’s easy to think that early retirement will be the answer to all your problems. After all, how could you not be happy when you don’t have to work anymore? I’ve written about why ea...
A challenging aspect of early retirement is the loss of identity you may experience when leaving a career you’ve spent a big chunk of your life building. However, one of the most exciting parts ...
Chad Carson from CoachCarson.comjoins me again on the Financial Independence Podcast to talk about the various strategies you can use to retire early with real estate! Highlights: The best real-estate...
One of the internet’s most-respected retirement researchers and financial planners, Michael Kitces, joins me for an episode of the Financial Independence Podcast! You may remember that my Safe W...
To celebrate the 5-year anniversary of launchingthe Financial Independence Podcast, I've republished the very first interview I recorded back in 2012 with Mr. Money Mustache. In addition to the origin...
Life has completely changed. And because of this major change, I'm even more grateful for the freedom, flexibility, and time that financial independence and early retirement provide. In this short epi...
I'm excited to share with you the first Podcast Takeover episode of the Financial Independence Podcast! Carl and Doug from the Mile High FI podcast take over the Financial Independence Podcast to talk...
On today’s episode of the Financial Independence Podcast, I finally got to interview the person who introduced me to the concept of financial independence and early retirement in the first place...
FIRECracker is a world-travelling early retiree. She used to live in one of the most expensive cities in Canada, but ... Read more...
“How do I get my family and friends onboard the FIRE train? We’ve had little success. Some friends are excited in the beginning but lose steam over time. Others aren’t interest at al...
Retiring early with kids sounds perfect, but the reality isn’t always easy. I retired in 2021 at the age of 42 with twin one-year-olds and a three-year-old. There’s more time, more memorie...
Retiring early is still one of the smartest moves I’ve made. But even years later, new challenges keep showing up, ones no one really talks about. In my earlier article “The Negative Reali...
Del Walmsley promises financial freedom through real estate. His company, Lifestyles Unlimited, teaches people how to use leverage, rental income, and mindset to retire early. But does Lifestyles Unli...
When retiring early, married couples can use this little-known (and legitimate) strategy to take a six-figure income every year — tax-free....
Budgeting gets a bad rap. But for me, it was never about restriction—it was about clarity. I retired at 42, and budgets were one of the most useful tools that helped me get there. I’m not ...
I retired at 42. One of the biggest challenges of early retirement is figuring out what to do with your time. Free time is only fun when you know what to do with it. Once the novelty wears off, the ca...
Retiring early has been the plan since I was a teenager. I wanted freedom, control over my time, and the chance to be present for kids I didn’t even have yet. So I built a plan, stuck to it, and...
65F single, retired one year and it's going very well. I enjoy hearing here from all the excited people about to start their retirement or are enjoying early retirement but my curiosity is for those w...
Hey everyone! It’s been 2 months since Mrs. RB40 retired from her career. Unfortunately, she is having a tough transition into early retirement. This is a typical experience for many ... Read mo...
In my 30s and 40s, I didn’t wait to enjoy life—I took planned breaks from work to spend real time with my family. I called it “REO” (Retire Early & Often). The idea was to ...
Get early retirement tips and tricks from people who successfully retired in their 40s and 50s and are thriving now. The post Early Retirement Tips: 28 Strategies, Tricks, and Insider Info from People...
I get asked this all the time: “What percent of my income should I invest if I want to retire early?” But that question misses the point. There’s no golden percentage. No magic numbe...
How to retire early? Find out with real world tips from people who actually retired in their 40s and 50s. You can do it! The post How to Retire Early: 28 Insider Tips from Real People Who Did It and A...
Hey everyone! It’s been 13 years since I retired from my engineering career. Wow, has it really been that long? Hard to believe, but it’s true. Time flies. The big ... Read more The post 1...
Before I retired from finance in 2012, I struggled with chronic back pain, sciatica, and TMJ. The stress was so overwhelming, I even paid a dentist $700 to drill divots into several teeth just so I co...
10 years ago, on May 6, 2015, I published my first blog post (Are You Ready to Retire Early?). At just over 800 words, it was definitely not as long-winded as I tend to be nowadays! ? It wasn’t ...
I retired in December at age 62. Today I learned that my former employer is offering an incentive of $117,000 to anyone over age 59 1/2 to retire early. It was kind of a bummer to hear that, but on re...
Retiring before 59.5? Discover how to make penalty free withdrawals from your retirement accounts to help fund your early retirement. The post Early Retirement Withdrawals: 5 Ways to Take Penalty-Free...
What are the pros and cons if Chip uses the money in his taxable brokerage account for early retirement income? Jack and Sally ask Joe and Big Al to spitball on whether they can retire around age 55 o...
Should this rule be changed? One of the new proposals for fixing the Social Security Trust Funds financial problems involves doing away with this provision. What it does in essence if that it STOP peo...
I’ve been thinking a lot about work optional versus Financial Independence Retire Early (aka FIRE). If you haven’t heard these terms, I’ll explain them shortly after I get through th...
My goal is to retire in 1500 days at age 43. I am writing this on January 1, 2013, so if all goes according to plan, I’ll sail off into the sunset of early retirement in February of 2017, just i...
Are you on track for a fabulous retirement by age 60? Here is what you need to do to prepare for an early retirement....
3 years ago I did sign up for SS but immanently after doing so I called and cancelled. I spoke with an Asian person on the phone who didn’t speak very good English. I was very clear in English a...
How much do you need to retire early is just a math problem. No secret formula. Definitely no social media guru hawking some overpriced “exclusive course.” It’s knowing exactly what ...
Martin and Caterina in Green Bay are in their 40s and haven’t yet saved a million bucks. Are they on track to retire at age 58? Can Piggie and Kermit in California retire today at ages 50 and 57...
Retiring early sounds amazing until you realize everything is getting more expensive. Some people panic, convinced inflation makes early retirement impossible. That thinking is wrong. It’s not i...
Planning ahead for early retirement can help you avoid some common obstacles. But it will also help you cope if you lose your job unexpectedly....