Changes in annual spend with children, college and beyond
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You finally made it. College, med school, residency, and fellowship, and now you have an offer for your first “real” ... Read more...
James sits down with someone who’s financially set to retire—mortgage paid off, kids through college, and investments in place—but he’s still grappling with one big question: w...
Deputy Director to Assume Role, Backed by Veteran Research Team Alicia H. Munnell, the founding director of the Center for Retirement Research at Boston College (CRR), has announced that she will step...
You don’t know what you don’t know. That’s the case with a lot of things in life. That’s why knowledge is power. Knowing that something is even possible to do gives you the upp...
Are you going to college or is your kid going to college? Serious question. Let’s be honest. Many parents live ... Read more...
How do you begin to save for your children to go to college? With the rising costs of college education, is it worth the monetary commitment? Including tuition & fees, room & board, books &...
"Follow your passions" may be well-intentioned guidance, but it's insufficient. Ikigai provides a fourfold framework for making college and career decisions....
Sixty-seven percent of parents expect to pay at least some of their children's higher…...
In the late 1960s and 1970s, the U.S. Social Security Administration subsidized college expenses for young adults with deceased, disabled or retired parents who were receiving dependent benefits. The ...
Everyone with children should contribute to a 529 plan. It is a tax-efficient way to save for college since none of the gains are taxable if used for approved college expenses. Today, it costs about $...
As an older adult, college education is available at a wide variety of costs....
As a physician, you’ve likely spent years paying off your student loans. Now, with your children’s education on the horizon, ... Read more...
Planning for your grandchildren’s future is important. As grandparents, few things bring more joy than seeing our grandchildren thrive and succeed. One way to invest in their future and provide ...
As a college student, balancing academics with in-person roles is challenging. Between coordinating schedules and commuting to work, it can quickly become quite unpleasant. With the rise of remote wor...
To bring a broader perspective to issues affecting retirement and aging, the Center for Retirement Research (CRR) at Boston College is working with the Gerontology Institute and other researchers at t...
Heading off to college? Buckle up because it's not just about academics and making new friends—it's also a crash course in managing your finances. Learning how to dodge debt can lead you to fina...
As you navigate through your college years, balancing academics and finances becomes a crucial aspect of student life. While managing expenses is essential, finding ways to earn money while you study ...
By Dr. Jim Dahle, WCI Founder By virtue of their high income, a physician's family situation is likely to differ significantly from that of the average student's family. Average students and parents w...
There are strategies to keep your kids in school. Start by having a frank talk with your financial aid officer....
Parents often feel compelled to help their kids pay for college, but when that could result in you moving in with them later, you should put your savings first....
Back in the day, a college degree was essential to landing a high-paying role. But in today's increasingly digital world, this idea is outdated. Many of the skills learned in college can now be obtain...
But there are caveats to moving the money into Roth I.R.A.s, and the government still has to issue guidelines about the option....
The American College of Financial Services' fourth Retirement Income Literacy Study finds that older Americans lack actionable retirement knowledge....
Posting this here because we are all of that age where we have older kids. What did you give your sons for college graduation? submitted by /u/Aggressive-Coconut0[visit reddit] [comments]...
There are tons of places where people can start earning extra cash by tutoring online, even if they don't have a college degree. What's great is that a lot of these companies let you teach right from ...
New research shows the degree to which your choice of college major and debt at graduation affect retirement savings....
Parents can now convert their child’s favorite college savings tool into a retirement savings tool. The question many people are asking is “How do you do it?”...
In 2017 and 2019, I superfunded two 529 plans for my two children. Since then, my wife and my parents have also regularly contributed to the two college savings plans. You would think with all this ag...
I can retire in a year but with one kid just starting college, I’ll likely wait 4 years until I’m 65; besides, I just received a huge pay increase to stay when I was being ‘poached&r...
Do you journal/ have a diary? Part of getting rid of years of stuff, I stumbled upon some of my older personal journals the other day. That writing, from the college years, was never about preserving ...
In 2024, I am transitioning from a spender to a saver mindset. I am returning to frugal habits reminiscent of my lifestyle in the first thirteen years after college. This change is prompted by the nee...
The first big responsibility I faced straight out of college was (no brownie points for guessing) paying rent. The ... Read more...
I'm looking for any experiences from folks who retired close to the time that their kids were in or had just graduated from college. I have one who is a freshman and another who will start in a year; ...
Saddleback College, a community college in South Orange County, California, offers an educational emeritus program for people over the age of 55 in our area. Free emeritus classes are offered on their...
Why does Becca in Florida’s advisor "poo-poo" her strategy for funding 529 plans for education? Keith, commenting on Spotify, wants to know about reimbursing yourself from a 529 plan for the sch...
My daughter mentioned that in one of her college communication classes there is a middle aged man in attendance. She enjoys his participation. I have wanted to take an economics course, someday. A cou...
Paying for college is expensive, which is why college financial planning should really begin as soon as each child is born. But, let’s be honest. Sometimes life gets in the way, and, before you ...
My son started his first real post-college job at a small employer (< 50) who contracts with Blue Star Retirement to handle their 401k plan. He doesn't know anything about investing and so he just ...
I am a high school librarian and have 7 credit years in calpers. I will be graduating college in December to be a teacher in CA. I’ve done all the appropriate readings and I still don’t kn...
My college advisor once told me something that would fundamentally change how I make decisions: Solve life backwards I didn't know what he meant when he first said it, so he went on to explain: It's m...
When you child gets close to going to college, consider investing your 529 plan account in CDs or a stable value fund. Only some 529 plans offer them....
My son is a junior in high school and starting to look at colleges. He’s a smart, thoughtful kid who doesn’t seem to be stressing too much about where he goes off to school. At the same time, sinc...