Budget

Showing 43 results of 43

Four Ways to Maximize Your 401(k) Contributions Before the Year Ends

Nov 20 2024

To maximize your 410(k) contributions in 2024, assess how much you’ve contributed so far, check your employer’s match, take a look at your budget and consider increasing how much you set a...

kiplinger.com

3 Steps to Prepare for an Out-of-State Retirement

Nov 05 2024

Have you thought about what moving to a new state might mean for your retirement budget and lifestyle? In this Ready for Retirement episode, the focus is on preparing for an out-of-state retirement. J...

buzzsprout.com

How to Enjoy Gaming on a Budget: Tips for Savvy Gamer

Oct 09 2024

Looking to enjoy gaming on a budget? Discover money-saving tips on games, hardware, and subscriptions to indulge in your favorite hobby without breaking the bank. From used games to budget-friendly PC...

thinksaveretire.com

From Road Trips to Bush Planes: Getting to All of the National Parks on an Evolving Budget

Oct 08 2024

Visiting all 63 of America’s national parks requires stamina, planning, patience, persistence, flexibility, and a healthy but evolving budget. The post From Road Trips to Bush Planes: Getting to...

whitecoatinvestor.com

16 Budget-Friendly Fall Activities for Families

Sep 18 2024

With the holidays right around the corner and the end of the year fast approaching, the last thing you want to do is blow your budget on fall activities. Between fall sports, Halloween, and fall trave...

401kmaneuver.com

Beyond The Budget: 3 Strategies To Turn Financial Disagreements Into Marital Strengths

Sep 15 2024

We can’t avoid disagreements in marriage in general—but we can use them to strengthen our relationships....

forbes.com

Luxury vs. Budget Travel: A Tale of Two Trips

Aug 20 2024

Weary-eyed, as midnight approached after a day and a half of travel, we spotted the smiling man holding the sign ... Read more...

physicianonfire.com

New Retirement is pessimistic, but 4% rule seems to give us more than enough

Aug 17 2024

I don't understand why if I go by the 4% rule, my SS payment and our budget, we have plenty of money left over, without even counting on collecting my husband's SS payment in 9 years. But New Retireme...

reddit.com

Tread Carefully With COBRA, A Snakepit Of Problems

Jul 23 2024

One of the biggest mistakes someone about to go on Medicare can make involves COBRA - the Consolidated Omnibus Budget Reconciliation Act....

forbes.com

10 Budget-Friendly 4th of July Ideas [Recipes Inside]

Jul 04 2024

While we are all about celebrating the birth of our great nation, we don’t believe you should spend a lot of money (or go into debt) celebrating it. But that wasn’t the case in 2023. Ameri...

401kmaneuver.com

Budgeting and tracking processes

May 30 2024

Interested to know how you track spending v your budget. We are semi-retired w a variable income that we do not figure into our income so taking withdrawals down savings and not tapping SS until 70 pe...

reddit.com

Delay until nest egg is a certain size, or modify budget to nest egg

May 21 2024

Hi everyone. I (55m) have been spending lots of time lately trying to picture life in retirement. I know that the "right" way to plan for retirement is to figure out the budget you need and then save ...

reddit.com

Budget-Friendly Summer Fun: 20 Free or Low-Cost Family Activities

May 20 2024

It’s easy to see why people are searching for free or inexpensive things for families to do this summer – summer isn’t cheap! Mass Mutual reports, “Nearly half of Americans pla...

401kmaneuver.com

Your Money: A Boot Camp for 20-Somethings

May 15 2024

Advice, explainers and exercises on taking advantage of job benefits, creating a budget, paying off debt and thinking about your future....

nytimes.com

How to Fly Private on a Budget as Low as $200 per Flight

May 08 2024

What comes to your mind when you think about flying private? Here’s what I used to think — a swanky ... Read more...

physicianonfire.com

13 Exciting Places Where You Can Live For $1,500 (Or Less) A Month

Apr 27 2024

Looking for the cheapest places to live? Here are 13 destinations where you can live the good life on a monthly budget of $1,500 per month (or less)....

forbes.com

Cheapest To Most Expensive Car Brands To Maintain Long Term

Apr 25 2024

Amidst a recent whirlwind of car maintenance expenses with my trusty nine-year-old Range Rover Sport, I embarked on a quest to find the most budget-friendly car brands for long-term upkeep. With my fi...

financialsamurai.com

Finance question, will our budget work?

Apr 21 2024

Am I wrong in thinking our/my retirement will be financially ok? I see people mention massive (to me) amounts in their retirememt/savings accounts. My partner retired almost 2 years ago, and I've deci...

reddit.com

Passing Another Yearly Retirement Budget First Quarter Test

Mar 27 2024

This is my 15th yearly retirement budget first quarter test since I retired young at age of 51. When I mentioned retirement budget challenges with every new year’s first quarter to a yet to reti...

leisurefreak.com

Three Sneaky Expenses That Are Ruining Your Budget

Mar 06 2024

With cash flow running tight, I've embarked on a mission to trim unnecessary expenses from my budget. In times of surplus cash before my home purchase, I hadn't scrutinized my expenses for years. It's...

financialsamurai.com

Budget broken out by percentage/ retirement calculator with pension

Feb 21 2024

Hi, my husband is retiring in 3 years at age 61. We have the funds we need, we have a lifelong pension with joint survivor benefits, and we don't carry any debt (homes and cars are paid for and childr...

reddit.com

The Reason Your Budget Always Fails? Don’t Forget The Phantom Month

Jan 31 2024

Americans are surprisingly strong at having a budget, yet they're not able to keep to it. Why? It's likely due to a quirk in the calendar, dubbed the Phantom Month....

forbes.com

I Retired Early: Here’s My Monthly Budget

Jan 07 2024

You may have heard about the early retirement movement making waves with stories of dedicated savers who have been able to escape the traditional workforce much earlier than 65. You may have even......

finance.yahoo.com

3 Exciting Havens Where You Can Retire In Style From $1,200 A Month

Dec 16 2023

For most people thinking about retirement, budget is a key factor. Here are 3 destinations where you can live the good life on a monthly budget as low as $1,200 per month....

forbes.com

3 Exotic Havens Where You Can Retire In Style From $1,200 A Month

Dec 14 2023

For most people thinking about retirement, budget is a key factor. Here are 3 destinations where you can live the good life on a monthly budget as low as $1,200…...

forbes.com

This Is How Much You Should Budget to Live in a 55 and Older Community

Dec 06 2023

Retirement communities offer plenty of perks, but the entrance and monthly costs are often steep....

money.usnews.com

North Carolina Taxpayers Could Be Liable For Billions If Lawmakers Fail To Remedy Provisions Of The ’24 Budget

Nov 28 2023

The financial stability of the historically strong Teachers' and State Employees' Retirement System could take a dramatic turn for the worse if the legislature doesn’t act to remedy a provision ...

forbes.com

Traditional Vs Reverse Budgeting

Nov 28 2023

This week, we are revisiting our discussions on budgeting. We’ve talked in previous week’s about how I don’t budget and I personally practice reverse budgeting. In this week’s ...

thomaskopelman.com

How much taxes do we budget for monthly retirement pensions?

Nov 19 2023

Both my husband and I will have pensions, in planning our budget for retirement how do I know how much to subtract for taxes? Between the two pensions our monthly gross pay will be roughly $8,300 -$8,...

reddit.com

A Better Alternative to Budgeting

Oct 24 2023

Last week we discussed how to understand your monthly budget, your cash flow, and how to automate your savings. We started out with what is usually considered to be the most boring part of managing yo...

thomaskopelman.com

Do you have a vacation/travel budget?

Mar 22 2023

If you vacation or travel in your retirement, do you have a budget you stick to and plan out your trips around the budget? Was that always a part of your retirement plan and you saved or prepared for ...

reddit.com

Focus on Your Spending Budget and Your Funded Status, Not on Withdrawals from Your Accumulated Savings

Mar 13 2023

It seems that every other article we read these days in the retirement media involves someone’s thoughts about how best to withdraw funds from accumulated savings to supplement income from other...

howmuchcaniaffordtospendinretirement.blogspot.com

Administration's Greenbook Proposal Will Make Trust Reporting Horrendous Privacy Is Dead

Mar 10 2023

The Administration's Greenbook budget proposal includes broad, invasive and harsh reporting requirements for most trusts....

forbes.com

Budget Skiing and Other Oxymorons

Feb 28 2023

Budget skiing. Thought by most to be a mythical beast like the unicorn, the humble Hollywood plastic surgeon, or the ... Read more...

physicianonfire.com

Travel Like a Millionaire – on a Retirement Budget!

Feb 13 2023

February 14, 2023 — Travel is often the number one thing that people say they look forward to when they retire. Many yearn for far off, exotic destinations – like a glacier in New Zealand,...

topretirements.com

Travel Like a Millionaire – on a Retirement Budget!

Feb 12 2023

February 14, 2023 — Travel is often the number one thing that people say they look forward to when they retire.  Many yearn for far off, exotic destinations – like a glacier in New Ze...

topretirements.com

How do you factor the cost of assisted living in your retirement budget?

Feb 12 2023

I know, at 20, 30 or 40 we do not think a lot about things like that, but if you already budget for retirement, you might as well factor in some health care costs. Let's assume you have Medicare at 65...

reddit.com

10 Ways That Even Physicians Can Save Money on Groceries

Feb 04 2023

By Dr. Disha Spath, WCI Ambassador How can you spend $1,000 per month on groceries for a family of four?!?! That is a sentiment I have often heard, especially when I share my budget from when I was go...

whitecoatinvestor.com

Does your retirement budget allow you to travel much?

Feb 04 2023

My travel budget is taking a hit these days. I still try to get to places close to home. I'm not going to stop altogether. I wrote an article about a place close to home. If you're an aviation or spac...

reddit.com

Reasons for Budget Failure - Leisure Freak

Feb 01 2023

Anyone shooting for Financial Independence and Early Retirement creates a realistic and sustainable budget but some fail. Reasons for Budget Failure are ......

leisurefreak.com

Smart Frugal Vacation Tips - Leisure Freak

Feb 01 2023

sometimes a vacation won’t fit a tight budget, allow me to offer my Smart Frugal Vacation Tips to cut loose and rejuvenate your soul, enjoy quality time ......

leisurefreak.com

Check These Five Boxes to See if You Are Financially Ready to Retire

Jan 23 2023

The Actuarial Financial Planner (AFP) is a useful tool to facilitate household decision-making in or near retirement. In this post we will discuss how the AFP (and possibly the Actuarial Budget Calcul...

howmuchcaniaffordtospendinretirement.blogspot.com

Automatic Funded Status Adjustments to Your Spending Budget

Jan 07 2023

The Actuarial Approach advocated in this website is a dynamic spending approach that anticipates periodic determinations (or valuations) of the retired household funded status and, if necessary, adjus...

howmuchcaniaffordtospendinretirement.blogspot.com