Should Retirees Follow the 100-Minus-Your-Age Rule for Stock Allocation?
To follow the 100-minus-your-age rule, retirees deduct their current age from 100 to achieve a balance of stocks and bonds in their retirement portfolio....
Showing 20 results of 70
To follow the 100-minus-your-age rule, retirees deduct their current age from 100 to achieve a balance of stocks and bonds in their retirement portfolio....
If you are counting on a terrific stock market to fund your retirement, look closely at a number called earnings yield....
February 12, 2024 – Last week, I wrote about how equities historically outperformed bonds by a comfortable margin. So, the principle of “stocks for the long run” is still valid. Does...
Many people bought I Bonds when inflation was high. Many people cashed out I Bonds to buy new I Bonds or TIPS when the fixed rate on I Bonds and TIPS yields went up last year. Others simply cashed out...
As CDs mature and rates drop, where would you move this money? My current portfolio is 50% Equities, 40% CD and 10% Bonds. I'm drawing SS and plan to retire this year. I'm 68 years old, sold my house ...
Joe and Big Al spitball on investing in index funds, bonds, CDs, treasuries, annuities, net unrealized appreciation on company stock, and where to park cash right now. Plus, how do taxes, Roth convers...
Today, we are answering your questions off the speak pipe. We talk about structured notes, asset protection, I Bonds, cash balance funds, and fees for different investments. We also talk about the imp...
Episode 436: High Yield is a marketing euphemism for JUNK. I don’t often buy bond or bond funds, but when I do, I only purchase INVESTMENT GRADE. Sign up for free ALERTs & Market Commentary ...
Bonds are a ubiquitous part of a balanced portfolio and in recent years bond funds have become even more attractive to many investors. However, due to rising interest rates, bond funds are now losing ...
Back in 1994, bonds with fabulous yields were there for the taking. Our columnist doesn’t see treasures like that now, but there are solid buys....
Despite last year’s upheaval, many investors are sticking with long-term plans and tightening their budgets instead of moving money out of stocks and bonds....
Risk-free government Treasury yields have risen dramatically over the past year. The increase is a direct result of the Federal Reserve rate increases that started in 2022. Higher short-term yields ar...
I am wondering about living on dividends and social security in retirement, and how this solves certain problems raised by sequence of return risk and owning bonds, both in the years before retirement...
Recently, I can’t help but shovel more money into Treasury bonds. With 3-month-to-1-year Treasury bonds yielding 5%+, I feel like the guaranteed return is too high to pass up. But the more Treas...
So, I'll most likely have somewhere between $1.2 and $1.4 million when me and the wife retire in about a dozen years. We've got two-thirds of a million right now; we'll each continue to max out our Ro...
By Dr. Joy Eberhardt De Master, WCI Columnist Money, money, money. We talk about stocks and bonds. We talk about diversifying income and passive income. We talk about how to make and spend money. We a...
So, I'm obviously asking so that you can look at what I'm doing and see if it makes sense. My current "plan" is to retire on dividends in about a dozen or so years at age 70. Me and my wife will colle...
So you've decided that you want to invest your money into U.S. Treasury bonds, but you're not sure which ones to get. Should you buy short-term, intermediate-term, or long-term Treasury bonds? Well, y...
It's been a tough year for investors, with stocks down around 19% (both in the U.S. and abroad), U.S. bonds down 14%, and the cryptocurrency market down around 60%. Yet, despite the financial turmoil ...
Though the market is only 15% off its highs, as my colleague Michael Batnick recently wrote, "It feels a lot worse." And it does. Bonds are having one of their worst years ever, stocks are down, and i...