Curated articles and podcasts from trusted financial experts and real retirees.
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Looking for opinions on what to do with the money. I am the higher earner of the 2 of us, aged 57, spouse is retiring as a teacher at 56. Getting about 250K lump sum in exchange for a lower COLA incre...
Creating an investment game plan is a crucial part of building lasting wealth. Without one, you're likely to accumulate far less over your lifetime. Now that the S&P 500 briefly corrected by 20% i...
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Let’s talk housing prices. If you’ve been casually scrolling real estate listings and thinking, “Wait…wasn’t this $200k like two years ago?” you’re not imagi...
Retirees can plan for a near-term recession with a range of strategies, from small investment changes to significant lifestyle hacks....
The stock slump has hit 401(k)s hard in recent days. But even without a company match, contributing to a 401(k) can still be a great choice if your goal is long-term retirement savings....
Just having the skills and experience to do the job isn't enough. The probate attorney you hire needs to have the right temperament for your particular case....
Higher Medicare premiums, smaller Social Security payments, bigger tax bills … Financial changes can hit hard when a spouse dies. How to counter the blow....
Answering reader questions about the difference between Roth and traditional IRAs, the process of opening Roth IRAs for your kids, and what to do if you over-contribute to your 401(k). The post Roth I...
Healthcare is one of the fastest-growing sectors in the U.S., and Illinois is no exception. With a physician shortage that ... Read more...
Leisa Peterson, financial coach and author of Mindful Millionaire, discusses the impact of scarcity mindset and financial confidence. The post Podcast 91: Tariffs, Markets & The Macro Story with M...
Hello folks, here in the US we have been experiencing some stock market volatility. Along with that , many of us have had some stress. We have not allowed much on this matter except a few and thought ...
I’m 69 years old. Company asked me to come back four years ago to do very tedious, tricky medical coding/billing. I never minded the process and I’m pretty good at it. It is a great office...
I am 64 years and have earned only 29 credits towards Social Security because I have spent much of my working life in Canada after marrying a Canadian. In 2024, I began earning US 1099 income (plus Ca...
Having the ability to pivot without worrying about financial support is where financial security becomes financial freedom....
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FROM THE ARTICLE: AARP reiterates customer-service concerns as buyouts cut staff at local sites. By Andy Markowitz, AARP. Published April 10, 2025. Amid surging complaints about Social Security custom...
"Jim" (66) and "Karen" (64) both retired in the last six months. Jim has an IRA with $900,000, and Karen has a Roth IRA with $300,000. They inherited a brokerage account with $600,000 and a cost basis...
The massive China tariff is still in place, but others have been paused for 90 days. That gives retirees a window to stock up on some goods....
Look at your savings and think about work options before moving into retirement....
Assess how tariffs will impact your retirement finances and adopt strategies to help protect your retirement from financial damage caused by tariffs....
Tax planning might not top everyone's list of leisure activities, but in the middle of tax season there’s a hidden opportunity. What if, instead of seeing it as a mere logistic hurdle, we embrac...
If you are a long-time listener you know that we like to go through the nuances of financial planning that may be valuable to you. In this episode, Allison and I take a look at net unrealized apprecia...
As of the close of stock markets on April 8, 2025, the S&P 500 index was down about 15% from its close at the beginning of the year. It seems pretty clear that this decrease is primarily attributa...
If you think most millionaires are tech bros, Wall Street guys, or kids born into money, think again. Most millionaires aren’t even doctors, athletes, or lawyers like everyone thinks. The real m...
Some people are broke because they don’t earn enough. Others stay broke because they keep spending like they’re trying to prove something. One choice at a time, they dig the hole deeper, a...
I'm retiring soon and starting to clean up my work computer. I realized I have personal files saved on two separate dropbox accounts, one of which is tied to my work email address. I want to combine t...
My wife and I got letters yesterday from some outfit that is now connected to our primary care medical office called an "Accountable Care Organization". I've done some online searching about them, and...
As the title hints, I’m curious about those who were in a specialized occupation, how long did it take for your ex coworkers to stop contacting you once you retired? Did you pull the pin right a...
Saving money doesn’t have to feel like punishment. You can still live well, eat well, and sleep easy, without wasting cash on things that don’t matter. A recent study on mindful consumptio...
Prices are up. Paychecks aren’t. And most people are stuck wondering why their money disappears faster than it used to. According to recent data, 64% of Americans now say inflation is a very ser...
Recessions don’t ask for permission, they just show up, wreck the economy, and expect you to clean up the mess. Savings get hit, jobs disappear, and the pressure to make smart decisions ramps up...
When you've got to take required minimum distributions (RMDs) make some lemonade. Here are our top ideas for using the extra cash to enrich your life — or that of others....
Take a breath and step back. Focus on a solid fiscal foundation to stabilize your investments during stock market volatility....
The cost of goods and services is certain to rise over time, making it essential to have a financial plan that will help you keep pace....
There's a growing need for financial advisers. Why not take on a role that offers earning potential and work-life balance and helps change lives?...
Doctors could earn more income and reach financial freedom earlier by incorporating unconventional jobs into their careers. The post How Doctors Can Maximize Their Earning Potential with an Unconventi...
The U.S. healthcare system is fragmented and split between public and private insurance companies. Thus, health coverage for patients varies ... Read more...
With the stock markets up and down and tariffs on and off everyone including retirees may wonder what it means for the economy. Here's what the experts think....
As we move into the second quarter, now may be the perfect time to assess your finances, adjust your budget, and set yourself up for a stronger financial future. The second quarter offers a unique opp...
Retirees can do more than check their bank account balance online....
How you can avoid the 3 biggest retirement mistakes and set yourself up for a secure and meaningful retirement....
Deep staff reductions. New policies. Spreading misinformation. Since President Trump has taken office, the agency has been in tumult....
? Show Notes In this episode, we break down the essentials of asset allocation and time management in retirement planning. Join us as we explore why it's crucial to focus on the basics rather than get...
FROM THE ARTICLE: Social Security Eases Planned ID-Verification Requirements for Phone Applications. Vast majority of applicants won’t be forced to go to SSA office in person to apply for benefi...
Scott Bessent said on television that most people kept 401(k) money in a 60% stock fund. It’s not quite that simple....
Advisors and investors alike have long deferred to the 4% rule when planning for retirement, but new research shows the popular strategy is not as robust as once thought....
It's early days, but AI will bring new efficiencies and personalization to your workplace retirement plan....
Retired in January, full of ideas about all the things I would do and get done. But it seems that between sleeping late and spending too much time scrolling on my phone in bed in the morning, by the t...
Work isn’t just stressful anymore, it’s become unsustainable. People are clocking in tired, checked out, and one meeting away from walking out for good. It’s not just the job, it&rsq...