Discover the Best Insights for Every Stage of Retirement

Retire in This Island Country for That 'Permanent Vacation' Feeling

This English-speaking island nation offers a luxury retirement at a bargain price....

Top 25 Best Full-Time & Part-Time Jobs for Retirees

Top 25 Best Full-Time & Part-Time Jobs for Retirees...

What Is the 100 Envelope Challenge and Does It Actually Work?

What Is the 100 Envelope Challenge and Does It Actually Work?...

3 Tips About Retirement And Time Management

Retirement provides unstructured time. But time is our most precious resource and we often don't use it wisely. Learn how to protect and invest your time after retirement....

Flexibility in Financial Planning: 10 Strategies to Build a Future That Can Bend Without Breaking

Retirement security is less a number and more a mindset. Flexibility can be the difference between surviving and thriving. The post Flexibility in Financial Planning: 10 Strategies to Build a Future T...

How to Qualify for the Highest Social Security Benefit Possible

What's the highest Social Security benefit? Will you qualify? Get easy answers for a wealthier retirement. The post How to Qualify for the Highest Social Security Benefit Possible appeared first on Bo...

When You Need Capital Quickly, Think 'Ready, Set, Fund': A Financial Adviser's Strategy

Investors must be able to free up cash to meet short-term needs from time to time. This strategy will help you access capital without derailing your long-term goals....

I'm an Estate Planner: Moving Family Assets to a Safe Haven Abroad Could Be a Huge Headache for Your Heirs

In troubled times like these, wealthy clients may seek financial refuge outside of the U.S. But that could cause more tax and estate problems than it solves....

Stuck on Level 4 of "The Wealth Ladder"?

Nick Maggiulli’s Wealth Ladder framework shows why so many households get stuck at Level 4. In this review and live interview, we explore income limits, the 0.01% Rule, and what skipping levels ...

Democrats say retirement dollars at risk from GOP's anti-ESG approach

Seventeen Democratic state officials urged major asset managers to prioritize long-term risks like climate change, rejecting Republican efforts to curb ESG investing....

As satisfaction drops, is Medicare Advantage still worth it for clients?

Customer satisfaction with Medicare Advantage plans is down, according to a new survey from J.D. Power. But some financial advisors say zero-premium plans remain a lifeline for cash-strapped seniors....

Are Double Digit Coupons a Thing?

I've always managed my own investments (and like it that way). "Just say no to Bernie Madoff" has been my mantra. My sister, on the other hand has always had a financial advisor. She recently told me,...

How long did you do "nothing" after you retired?

2 months into retirement and I'm still completely satisfied with doing "nothing". Cleaning out the garage is sometimes a daily checkin. I'm spending alot of time outside and enjoying the summer weathe...

Miss wearing my work clothes. Dressing up

Hi, I have been retired for a year now. At first, I was excited about not having to dress up and go to work. I replaced a lot of my “office “ outfits with sweatpants, jeans and tees. I mis...

I have begun minimizing my stuff

I reflected on the expensive possessions I own, while my wife and children seem indifferent to them. Additionally, I’ve developed new interests, leading me to start selling and buying various it...

Turmoil In Medicare Advantage Plans Continues

Significant changes occurred in Medicare Advantage plans each of the last couple of years, and more changes are on the way in 2026....

Tax Savings for Physicians, 2025 Edition

Being a physician means that working long hours, keeping complex details in your head, and making big decisions on the ... Read more...

Parenting, Priorities, and a Life Well Spent as My Child Graduated High School

My first child just graduated from high school. Here's what this transition has taught me about myself, my priorities, and the last 18 years. The post Parenting, Priorities, and a Life Well Spent as M...

When Tech is Too Much

Our Kiplinger Retirement Report editor, David Crook, sounds off on the everyday annoyances of technology....

Are we (she) crazy to retire to a cold climate?

We live in the northeast US our entire lives so are used to 4 seasons. Winters aren’t what they used to be. Last few almost no snow at all though some very cold days. We are currently looking to...

Deciding that retirement location might be wrong

I'm from the east coast and first worked/lived in Arizona in 2000 for a year and really enjoyed it. Although a snow/cold person I didn't mind the dry heat. I loved the resort atmosphere of Scottsdale....

Optimizing Ourselves to Death

Nick Maggiulli Of Dollars And Data focuses on personal finance using data analysis. Nick Maggiulli is the Chief Operating Officer ... Read more...

Test Out Your Retirement Before You Call It Quits

It's not easy to take a retirement back. Before you make the plunge, test the waters with these tips....

Board Service in Retirement: The Best Time to Join a Board Is Before You Retire

Many senior executives wait until retirement to take a seat on a corporate board. But making this career move early is a win-win for you and your current organization....

The Emotional Side of Retiring: Six Steps to Help You Move On

Getting mentally ready for retirement can be tough. The loss of your work identity, daily connections, and sense of purpose can make the transition difficult. Here are six steps to help you adjust....

The 401(k) Vesting Schedule: Why You Should Care

Depending on your 401(k) vesting schedule, it may take you up to 6 years to fully own your matching contributions. Unfortunately, the 401(k) vesting schedule isn’t always clear to everyone. In a...

Want to Retire at 67? See if You Can Answer These Five Questions

Retirement is within your reach. But before you leap make sure you are ready by answering these five questions....

Back to School Shopping 2025

Whoa, summer is almost over! How did that happen? Summer is my favorite season in the Pacific Northwest. The weather is perfect for me. It’s hot, but not too hot ... Read more The post Back to S...

Protect Your Retirement From Extreme Weather Events

A rising tide of storms, fires, and heat is impacting retirees. Here's what you can do about it....

Women lean harder on Social Security. Here's what that means for advisors

Retired women find themselves leaning on Social Security as a primary source of income at greater rates than men, according to new research from the Transamerica Institute. Financial advisors say that...

The Next Step: Can a millionaire store clerk retire at 55?

At 42, an Idaho store clerk dreams of retiring by 55. His ultra-frugal freegan lifestyle could make it happen, but advisors have one major concern....

Hiring a Nanny? Here’s What You Need to Know About the ‘Nanny Tax’

Let's break down the nanny tax, your responsibilities, and how to comply with IRS rules for paying a household employee. The post Hiring a Nanny? Here’s What You Need to Know About the ‘Na...

How to Keep Your Money Safe From Hackers

Last week, an article appeared on The Globe And Mail about an unfortunate case of an customer of Questrade who lost $70,000 after her trading accounts got hacked. In early January, Megan Tong lost aro...

We Bought a Vacation Home for Retirement We Never Use. Should We Sell or Rent It Out?

We ask financial planning experts for advice....

A Financial Professional's Take on Long-Term Care Insurance: Buy or Not?

Unless you have about $6,000 burning a hole in your pocket every month, you should make a plan in case you need long-term care. Luckily, you have options....

What It Really Costs to Raise a Child in the Age of AI

The Million-Dollar Baby (No, Not the Movie) How much does it cost to raise a kid in America? The short ... Read more...

How To Eliminate That Intense Financial FOMO You’re Feeling

Back in 2012, I thought I had finally conquered financial FOMO after walking away from a well-paying finance job. But after having children, I’ve noticed more and more relapses. If you’ve ...

Finding Meaning in Retirement : Part 2 : Grandkids, continuing education, travel

This is part two of my essay about finding meaning in retirement. I hope some find it useful. It's based primarily on my own experiences having been retired for now 4 years. Grandkids: Let’s fac...

How to answer the inevitable question

“What are you going to do after you retire?” My organization offers a two year, part-time lead up to retirement- 60% of your salary, you work 3 days/week but get 100% worth of pension cont...

How much did the locations of your friends/family influence where you retired?

Retirement will be in the next few years for me and my wife. I often look at Zillow to see what houses are in our price range where we could retire near the coast or on a lake, and the ones I find are...