Discover the Best Insights for Every Stage of Retirement

Suddenly Inherited Money? The Critical Steps You Need to Take First

What you should do with an inheritance, even if it comes at the worst possible time.

ChatGPT says the Actuarial Approach and its Funded Status Metric “Stands Above the Alternatives”

We recently asked ChatGPT two questions about using the Actuarial Approach and its Funded Status metric to evaluate a household’s retirement sustainability. ChatGPT had high praise for the Actuarial A...

How are FIRE adherents making out?

We check in on some champions of early retirement nearing their own finish line of financial independence. The post How are FIRE adherents making out? appeared first on MoneySense.

Of Course $10 Million Is Enough To Retire Early, Don’t Be Crazy

At a poker game recently, I heard one of the saddest things I've encountered in a while: “$10 million is not enough to retire early.” Mind you, we were all sitting in San Francisco, an expensive city,...

Bipartisan plan to fund Social Security with stocks has fatal flaw, researchers say

A bipartisan proposal to create a 75-year sovereign wealth fund for Social Security is not promising, according to Boston College researchers.

Ask the Tax Editor, May 22: Roth IRAs and the Five-Year Rule

In this week's Ask the Editor Q&A, Joy Taylor answers questions on Roth IRAs and the five-year rule, including contributions and conversions.

3 Questions That Define Your Ideal Social Security Claiming Age

Claiming Social Security too early can cost you thousands. Before you file, ask these essential questions to ensure you aren't leaving money on the table.

Inflation Isn't the Real Problem: Having No Plan to Account for It Is

Buying an "inflation protection" investment in retirement, instead of making sure your financial plan can withstand rising costs, is a big mistake.

Best Financial Books for New Doctors Who Don’t Have Time To Waste

In a decade’s worth of training, not a single hour was expended to teach you how a 401(k) works, what ... Read more

Travel Destinations That Make Sense After 30 Years of Saving Lives

A common retirement game plan for physicians goes something like this: sell the lake house, buy a condo in Scottsdale, ... Read more

Retiring Soon - Is 1% AUM Worth It, or Can We DIY This

Hi everyone! My Gen X husband (60M) and I (58F) are considering retirement in the next 12-18 months. We recently met with a fiduciary financial planner. He was a great guy, and we felt a good connecti...

Your weekly /r/Retirement roundup for the week of May 12 - May 18, 2026

Tuesday, May 12 - Monday, May 18, 2026 Most Commented score comments title & link 32 192 comments Sending out a goodbye email when it’s time to go… 44 55 comments Wife joining me in retirement in a mo...

More Americans Plan To Take Social Security Early

Social Security’s solvency problems combined with advice by online financial commentators could cause Americans to accelerate their benefit claims.

My Direct Indexing Experience (Year 2)

It has been almost two years since I started using Frec and their direct indexing products. This post breaks down the full performance over that time.

Exploring the Target Date Landscape with Mercer’s Preet Prashar

Mercer's Preet Prashar joins the podcast to unpack the evolution of target-date funds. Discover actionable fiduciary benchmarking insights on glidepath suitability, market concentration, and custom TD...

62-Year Old Works His Whole Life. He Has No Savings. He’s Not Unusual.

A UAW worker in Indiana worked his whole life, budgets carefully, has a 401(k)—and has nothing saved. Harry's story is the retirement crisis made human.

The New Retirement Squeeze: Debt Is The Hidden Risk In Your 60s

The conventional picture of American retirement has been giving way to something messier for years.

What’s a Safe Withdrawal Rate in 2026? Morningstar Weighs In

Morningstar puts the safe withdrawal rate at 3.9%, but flexible strategies can push it to 5.7%. Seven takeaways and what they mean for you. The post What’s a Safe Withdrawal Rate in 2026? Morningstar ...

Vanguard Target Retirement Lifetime Income: What It Can and Can’t Do for You

Vanguard’s new target-date trusts put guaranteed income inside your 401(k). But a floor isn’t a plan. Here’s what the product can’t tell you. The post Vanguard Target Retirement Lifetime Income: What ...

Boldin vs. Empower: Which Retirement Planner Is Best for You?

Empower shows you what you own. Boldin models whether it lasts. Here’s how they compare on planning depth, tax strategy, and advisor access. The post Boldin vs. Empower: Which Retirement Planner Is Be...

Two Simple 401(k) Lessons for New College Grads

One of the most fortunate events of my life was my first job after college at the Center for Retirement Research at Boston College (CRR). Not because of the salary — I think I earned less than $40K. W...

'Inflation Comes and Goes,' But Your Savings Can't Wait: Dave Ramsey’s 8 Ways to Protect Your Retirement

Ready to call it quits? From timing Social Security to planning, here are 8 pieces of Dave Ramsey advice for a secure retirement.

5 Health Care Havens For American Retirees Overseas

Rising health care costs in the U.S. are driving a growing number of retirees to look overseas where health care standards are high but come at a more affordable cost.

How to Retire at 62 and Build a Financial Bridge to a Maxed-Out Social Security Check at 70

Delaying your claim until age 70 locks in a permanent, lifelong pay raise. Here is your blueprint to construct an income bridge that safely funds your retirement gap years.

Millennials, Many of You Are Making These Common Money Mistakes (and You Won't Like the Consequences)

It's easy to lose track of spending when you're focused on your family and career. But this is what you're risking when you don't save or protect your income.

The Research Is In: Your Adviser's Many Years of Experience Could Be Hiding a Proficiency Gap

Turns out, an adviser's long tenure is not a reliable indicator of their true expertise, especially in crucial areas like retirement income and tax planning.

Whoopsies - learnings from regrettable decisions in retirement

A good friend of mine has a retired sister who met someone on a trip, fell madly in love, got engaged, put her house on the market, and moved out of state to join her fiance in Colorado. A couple week...

Any retirees who plan to be forever renters?

So much of the retirement advice I read or see on YT preaches the idea of paying off your home. The idea being that owning a paid-off home eliminates the largest non-discretionary expense in retiremen...

What the Fed’s Financial Well-Being Survey Misses About Retirement

The Fed found 73% of Americans doing okay financially. Only 35% feel on track for retirement. Both numbers are right, and that’s the problem. The post What the Fed’s Financial Well-Being Survey Misses...

Our 2026 RV Adventure

It’s that time of year again. In 10 days, we’ll be pulling out of our driveway for a month-long RV adventure through the Midwest, visiting State Parks and family along […] The post Our 2026 RV Adventu...

How To Avoid Fears Of Growing Old

Fear of missing out can also be the fear of growing old. Learn how to value the joy of missing out for peace, serenity, and for staying young at heart.

The Key To Beating The Stealth Taxes On Retirees: Know What MAGI Is

Congress continues to pile Stealth Taxes on taxpayers. Retirees and near-retirees are the taxpayers snared most often by the Stealth Taxes.

Is Your 401(k) Rollover Truly Protected in an IRA? Take Our Quiz

Take our 10-question quiz see if your hard-earned nest egg is truly protected from hidden liabilities, or if you are exposed to unexpected risks.

When Spouses Clash on Retirement Age: Longevity Risk vs Early Retirement

How can a couple get retirement timing "right" when one spouse comes from a long-lived family and the other doesn't?

Why I Invest In A 529 Plan

This tax-advantage savings account is perfect for students.

Retirement Is Coming: This Is How to Conquer It, 'Game of Thrones' Style

Hopefully, life after work won't be a battle, but you'll need to be able to defend your position if old foes like inflation and volatile markets rise up against you.

I'm a Financial Planner: Here Are 3 Ways to Plan for the Soaring Cost of Long-Term Care

It's never too early to discuss how to pay for long-term care — and as May is Older Americans Month, let's do it now, so you can rest easy in your golden years.

A Net Worth and Income Guide to Playing the Right Poker Stakes

I’ve been playing poker for over 25 years, and I still love the game. Every time I sit down at a table, it feels like a time warp. Three hours can pass in the blink of an eye. The cards, the psycholog...

The 75% Safety Net: How All-Asset Retirement Planning Helps Reduce Your Investment Risks

You combine your housing wealth and lifetime annuities to help ensure that an average of three-quarters of your retirement income is not subject to market risk.

7 Retirement Lessons from Real Retirees with Jesse Cramer

Jesse Cramer and Jeremy Keil detail 7 real world lessons learned from working with hundreds of retirees. There’s a big difference between studying retirement… …and actually sitting across the table fr...

Inflation, health care costs top retirees' concerns, survey finds

Despite looming concerns, only 32% of retirees said they work with a financial advisor, according to Schroders' 2026 U.S. Retirement Survey.